Cheapest Car Insurance Quotes in Ashland

Cheapest Minimum Liability Car Insurance in Ashland

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Ashland are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Ashland. Their Average 6 Month Premium is $345. National General is the most expensive at $363 for the same period. 

Cheapest Liability Coverage in Ashland, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$345	$57
Plymouth Rock	$433	$73
Progressive	$433	$73
NJM	$467	$79
New Jersey Skylands Insurance	$507	$84
State Farm	$513	$86
Amica Mutual	$519	$86
Travelers	$519	$87
Amica	$594	$99
Selective	$628	$107
Allstate	$645	$109
Farmers	$1043	$178
National General	$363	$62

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Cheapest Full Coverage Car Insurance in Ashland

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Ashland is New Jersey Manufacturers at $127 per month and $749 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Ashland, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$749	$127
NJM	$893	$150
New Jersey Skylands Insurance	$905	$154
Progressive	$916	$154
Plymouth Rock	$974	$164
Allstate	$1101	$185
Travelers	$1135	$191
State Farm	$1210	$204
Amica Mutual	$1268	$215
Selective	$1319	$220
Farmers	$1607	$274
National General	$986	$168

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Car Insurance Premiums by Age in Ashland

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$744
30s	NJM	$578
40s	NJM	$535
50s	NJM	$494
60s	NJM	$455

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Ashland Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Ashland NJ. For example, the car insurance in Ashland after a DUI increases to $1222 for a six month policy. While the rate increases by $168 for a six-month policy in the case of a speeding ticket.  

Ashland auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1123	$187
One Med/PIP claim	$1129	$192
Not-at-fault accident	$1181	$197
One comp claim	$1193	$203
Two Med/PIP claims	$1199	$200
Speeding 6 - 10 MPH over limit	$1291	$219
Speeding 11 - 15 MPH over limit	$1297	$216
Two comp claims	$1297	$220
Failure to show documents	$1313	$219
At-fault accident - less than $1000	$1331	$226
Failure to wear a seat belt	$1348	$225
Driving too slowly	$1354	$230
Driving without lights	$1360	$227
Child safety restraint	$1383	$235
Driving with expired registration	$1383	$231
Wrong way/wrong lane	$1406	$239
Failure to yield	$1411	$236
Failure to stop at a red light	$1417	$241
Illegal turn	$1440	$241
Cell phone violation	$1458	$248
Texting while driving	$1458	$243
Speeding in school zone	$1481	$252
Operating a vehicle without permission	$1487	$247
Speeding 16 - 20 MPH over limit	$1487	$253
Improper passing	$1521	$253
Following too closely	$1527	$260
Passing school bus	$1590	$265
In 65 MPH zone	$1601	$273
Speeding 21 - 25 MPH over limit	$1654	$275
At-fault accident - $1000-$2000	$1699	$289
At-fault accident - greater than $2000	$1711	$285
Open container	$1913	$325
Reckless driving	$2242	$373
Leaving scene of an accident/hit and run	$2328	$396
DUI	$2345	$391
Refusal to submit to a chemical test	$2345	$399
Racing	$2351	$392
Driving with a suspended license	$2443	$415

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