Cheapest Car Insurance Quotes in Hoboken

Cheapest Minimum Liability Car Insurance in Hoboken

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hoboken are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Hoboken. Their Average 6 Month Premium is $459. Farmers is the most expensive at $1326 for the same period. 

Cheapest Liability Coverage in Hoboken, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$459	$79
Plymouth Rock	$620	$104
NJM	$636	$107
New Jersey Skylands Insurance	$675	$112
Amica Mutual	$690	$117
Amica	$789	$132
Progressive	$789	$133
Travelers	$813	$137
State Farm	$850	$143
Allstate	$943	$159
Selective	$1050	$177
Farmers	$1326	$221

View more

Cheapest Full Coverage Car Insurance in Hoboken

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hoboken is New Jersey Manufacturers at $166 per month and $996 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Hoboken, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$996	$166
New Jersey Skylands Insurance	$1204	$205
NJM	$1218	$205
Plymouth Rock	$1326	$223
Progressive	$1394	$235
Travelers	$1486	$250
Amica Mutual	$1686	$281
Allstate	$1739	$293
State Farm	$1877	$316
Selective	$1984	$334
Farmers	$2659	$444

View more

Car Insurance Premiums by Age in Hoboken

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$989
30s	NJM	$769
40s	NJM	$712
50s	NJM	$657
60s	NJM	$605

View more

Hoboken Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hoboken NJ. For example, the car insurance in Hoboken after a DUI increases to $1625 for a six month policy. While the rate increases by $223 for a six-month policy in the case of a speeding ticket.  

Hoboken auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1494	$249
One Med/PIP claim	$1502	$255
Not-at-fault accident	$1571	$262
One comp claim	$1587	$270
Two Med/PIP claims	$1594	$266
Speeding 6 - 10 MPH over limit	$1717	$292
Speeding 11 - 15 MPH over limit	$1725	$288
Two comp claims	$1725	$293
Failure to show documents	$1747	$292
At-fault accident - less than $1000	$1770	$301
Failure to wear a seat belt	$1793	$299
Driving too slowly	$1801	$306
Driving without lights	$1809	$302
Child safety restraint	$1840	$312
Driving with expired registration	$1840	$307
Wrong way/wrong lane	$1869	$317
Failure to yield	$1877	$313
Failure to stop at a red light	$1885	$320
Illegal turn	$1916	$320
Cell phone violation	$1939	$330
Texting while driving	$1939	$323
Speeding in school zone	$1970	$335
Operating a vehicle without permission	$1978	$329
Speeding 16 - 20 MPH over limit	$1978	$337
Improper passing	$2023	$337
Following too closely	$2030	$346
Passing school bus	$2114	$352
In 65 MPH zone	$2130	$362
Speeding 21 - 25 MPH over limit	$2199	$366
At-fault accident - $1000-$2000	$2260	$384
At-fault accident - greater than $2000	$2276	$379
Open container	$2544	$432
Reckless driving	$2981	$497
Leaving scene of an accident/hit and run	$3096	$526
DUI	$3119	$520
Refusal to submit to a chemical test	$3119	$530
Racing	$3127	$521
Driving with a suspended license	$3250	$552

View more