Cheapest Car Insurance Quotes in Hoboken

Cheapest Minimum Liability Car Insurance in Hoboken

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hoboken are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Hoboken. Their Average 6 Month Premium is $456. National General is the most expensive at $479 for the same period. 

Cheapest Liability Coverage in Hoboken, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$456	$76
Plymouth Rock	$571	$96
Progressive	$571	$96
NJM	$616	$104
New Jersey Skylands Insurance	$669	$111
State Farm	$677	$114
Amica Mutual	$685	$114
Travelers	$685	$115
Amica	$783	$131
Selective	$828	$141
Allstate	$851	$143
Farmers	$1376	$234
National General	$479	$82

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Cheapest Full Coverage Car Insurance in Hoboken

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hoboken is New Jersey Manufacturers at $168 per month and $988 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Hoboken, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$988	$168
NJM	$1179	$198
New Jersey Skylands Insurance	$1194	$204
Progressive	$1208	$204
Plymouth Rock	$1285	$216
Allstate	$1453	$244
Travelers	$1498	$252
State Farm	$1596	$269
Amica Mutual	$1673	$284
Selective	$1741	$291
Farmers	$2121	$361
National General	$1300	$221

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Car Insurance Premiums by Age in Hoboken

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$982
30s	NJM	$763
40s	NJM	$707
50s	NJM	$652
60s	NJM	$600

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Hoboken Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hoboken NJ. For example, the car insurance in Hoboken after a DUI increases to $1613 for a six month policy. While the rate increases by $222 for a six-month policy in the case of a speeding ticket.  

Hoboken auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1482	$247
One Med/PIP claim	$1490	$253
Not-at-fault accident	$1559	$260
One comp claim	$1574	$268
Two Med/PIP claims	$1582	$264
Speeding 6 - 10 MPH over limit	$1704	$289
Speeding 11 - 15 MPH over limit	$1711	$285
Two comp claims	$1711	$291
Failure to show documents	$1733	$289
At-fault accident - less than $1000	$1756	$298
Failure to wear a seat belt	$1779	$297
Driving too slowly	$1787	$303
Driving without lights	$1795	$300
Child safety restraint	$1825	$310
Driving with expired registration	$1825	$305
Wrong way/wrong lane	$1855	$315
Failure to yield	$1862	$311
Failure to stop at a red light	$1870	$317
Illegal turn	$1901	$317
Cell phone violation	$1924	$328
Texting while driving	$1924	$320
Speeding in school zone	$1955	$333
Operating a vehicle without permission	$1962	$326
Speeding 16 - 20 MPH over limit	$1962	$334
Improper passing	$2007	$334
Following too closely	$2015	$343
Passing school bus	$2098	$349
In 65 MPH zone	$2113	$360
Speeding 21 - 25 MPH over limit	$2182	$364
At-fault accident - $1000-$2000	$2243	$381
At-fault accident - greater than $2000	$2258	$376
Open container	$2524	$429
Reckless driving	$2958	$493
Leaving scene of an accident/hit and run	$3072	$522
DUI	$3095	$516
Refusal to submit to a chemical test	$3095	$526
Racing	$3103	$517
Driving with a suspended license	$3224	$548

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