Cheapest Car Insurance Quotes in Seaside Heights

Cheapest Minimum Liability Car Insurance in Seaside Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Seaside Heights are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Seaside Heights. Their Average 6 Month Premium is $328. Farmers is the most expensive at $946 for the same period. 

Cheapest Liability Coverage in Seaside Heights, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$328	$56
Plymouth Rock	$443	$75
NJM	$454	$76
New Jersey Skylands Insurance	$481	$80
Amica Mutual	$492	$84
Amica	$563	$94
Progressive	$563	$95
Travelers	$580	$98
State Farm	$606	$102
Allstate	$673	$113
Selective	$749	$126
Farmers	$946	$157

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Cheapest Full Coverage Car Insurance in Seaside Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Seaside Heights is New Jersey Manufacturers at $119 per month and $710 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Seaside Heights, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$710	$119
New Jersey Skylands Insurance	$858	$146
NJM	$868	$146
Plymouth Rock	$946	$159
Progressive	$995	$167
Travelers	$1060	$178
Amica Mutual	$1202	$201
Allstate	$1240	$209
State Farm	$1339	$225
Selective	$1415	$238
Farmers	$1896	$316

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Car Insurance Premiums by Age in Seaside Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$706
30s	NJM	$548
40s	NJM	$508
50s	NJM	$468
60s	NJM	$431

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Seaside Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Seaside Heights NJ. For example, the car insurance in Seaside Heights after a DUI increases to $1160 for a six month policy. While the rate increases by $160 for a six-month policy in the case of a speeding ticket.  

Seaside Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1065	$178
One Med/PIP claim	$1071	$182
Not-at-fault accident	$1121	$187
One comp claim	$1132	$192
Two Med/PIP claims	$1137	$190
Speeding 6 - 10 MPH over limit	$1225	$208
Speeding 11 - 15 MPH over limit	$1230	$205
Two comp claims	$1230	$209
Failure to show documents	$1246	$208
At-fault accident - less than $1000	$1262	$214
Failure to wear a seat belt	$1279	$213
Driving too slowly	$1284	$218
Driving without lights	$1290	$215
Child safety restraint	$1312	$223
Driving with expired registration	$1312	$219
Wrong way/wrong lane	$1333	$226
Failure to yield	$1339	$224
Failure to stop at a red light	$1344	$228
Illegal turn	$1366	$228
Cell phone violation	$1383	$236
Texting while driving	$1383	$230
Speeding in school zone	$1405	$239
Operating a vehicle without permission	$1410	$235
Speeding 16 - 20 MPH over limit	$1410	$240
Improper passing	$1443	$240
Following too closely	$1448	$247
Passing school bus	$1508	$251
In 65 MPH zone	$1519	$259
Speeding 21 - 25 MPH over limit	$1569	$261
At-fault accident - $1000-$2000	$1612	$274
At-fault accident - greater than $2000	$1623	$270
Open container	$1814	$308
Reckless driving	$2126	$354
Leaving scene of an accident/hit and run	$2208	$375
DUI	$2225	$371
Refusal to submit to a chemical test	$2225	$378
Racing	$2230	$372
Driving with a suspended license	$2317	$394

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