Cheapest Car Insurance Quotes in Wallington

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Wallington Car Insurance

^$ 79

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wallington

The car insurance rate in Wallington is $1609 for a six-month policy, which is $371 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1004, making it a popular choice for budget-conscious drivers. Rates in Wallington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wallington

$1609

Avg. Car Insurance in New Jersey

$1238

National Average

$1278

Cheapest Car Insurance Companies in Wallington

1st place: New Jersey Manufacturers

At $1004 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $1213 for a six-month policy, making it one of the cheapest to insure with.

3rd place: NJM

NJM offers auto insurance rates at $1227 for six months, making it the third cheapest auto insurance company in Wallington.

Wallington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wallington, NJ is New Jersey Manufacturers, offering policies at just $1004 for a six-month term. This is followed by New Jersey Skylands Insurance, which has an average six-month premium of $1213.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2679 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wallington drivers find the best deals.

Cheap Car Insurance Companies in Wallington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1004	$168
New Jersey Skylands Insurance	$1213	$207
NJM	$1227	$207
Plymouth Rock	$1336	$225
Progressive	$1405	$237
Travelers	$1498	$252
Amica Mutual	$1699	$283
Allstate	$1752	$295
State Farm	$1892	$319
Selective	$1999	$337
Farmers	$2679	$447

Key Takeaways

Way's key takeaways about car insurance in Wallington

The auto insurance costs in Wallington fall around $1004 for six months.
The cheapest auto insurance company in Wallington is New Jersey Manufacturers.
Teen drivers pay the highest rate in Wallington at $1360 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Wallington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wallington are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Wallington. Their Average 6 Month Premium is $463. Farmers is the most expensive at $1336 for the same period.

Cheapest Liability Coverage in Wallington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$463	$79
Plymouth Rock	$625	$105
NJM	$641	$108
New Jersey Skylands Insurance	$680	$113
Amica Mutual	$696	$118
Amica	$796	$133
Progressive	$796	$134
Travelers	$819	$138
State Farm	$857	$144
Allstate	$950	$160
Selective	$1058	$178
Farmers	$1336	$222

Cheapest Full Coverage Car Insurance in Wallington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wallington is New Jersey Manufacturers at $168 per month and $1004 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wallington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1004	$168
New Jersey Skylands Insurance	$1213	$207
NJM	$1227	$207
Plymouth Rock	$1336	$225
Progressive	$1405	$237
Travelers	$1498	$252
Amica Mutual	$1699	$283
Allstate	$1752	$295
State Farm	$1892	$319
Selective	$1999	$337
Farmers	$2679	$447

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Average Car Insurance in Wallington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wallington, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Wallington, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wallington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wallington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$997
30s	NJM	$775
40s	NJM	$718
50s	NJM	$662
60s	NJM	$610

Cheapest Car Insurance Rates for Teen Drivers in Wallington,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Wallington at $118 per month. At $8000 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$696	$118
NJM	$1390	$234
New Jersey Manufacturers	$2301	$391
Travelers	$3244	$546
Selective	$3514	$592
Plymouth Rock	$3645	$614
Amica Mutual	$4069	$692
Allstate	$4417	$744
Progressive	$4463	$751
State Farm	$5290	$891
Farmers	$8000	$1360

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Wallington.

As young drivers face the highest rates in Wallington, NJM offers the cheapest auto insurance rates at $997 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wallington, Amica Mutual is the cheapest car insurance provider. At $849 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wallington is State Farm, offering rates of around $9398 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$849	$144
New Jersey Skylands Insurance	$1066	$178
Foremost	$1190	$203
NJM	$1490	$251
Progressive	$1915	$322
Plymouth Rock	$1977	$333
Farmers	$3552	$605
Selective	$4108	$685
Travelers	$4386	$746
Allstate	$4594	$766
State Farm	$9398	$1598

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Save up to $971/yr on car insurance rates in Wallington.

Car Insurance Rates with An Accident in Wallington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wallington, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wallington

The cheapest car insurance companies after an at-fault accident in Wallington include New Jersey Skylands Insurance and NJM, offering $819 and $872, respectively. Farmers is an expensive provider with an average six-month premium of $5190.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$819	$137
NJM	$872	$147
New Jersey Manufacturers	$1058	$177
Plymouth Rock	$1104	$186
Amica Mutual	$1313	$221
Progressive	$1846	$311
Selective	$2503	$421
Travelers	$2564	$432
State Farm	$2965	$499
Allstate	$4633	$780
Farmers	$5190	$865

Wallington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wallington NJ. For example, the car insurance in Wallington after a DUI increases to $1638 for a six month policy. While the rate increases by $225 for a six-month policy in the case of a speeding ticket.

Wallington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1505	$251
One Med/PIP claim	$1513	$257
Not-at-fault accident	$1583	$264
One comp claim	$1599	$272
Two Med/PIP claims	$1607	$268
Speeding 6 - 10 MPH over limit	$1730	$294
Speeding 11 - 15 MPH over limit	$1738	$290
Two comp claims	$1738	$295
Failure to show documents	$1760	$294
At-fault accident - less than $1000	$1784	$303
Failure to wear a seat belt	$1807	$302
Driving too slowly	$1815	$308
Driving without lights	$1823	$304
Child safety restraint	$1854	$315
Driving with expired registration	$1854	$309
Wrong way/wrong lane	$1884	$320
Failure to yield	$1892	$316
Failure to stop at a red light	$1899	$322
Illegal turn	$1931	$322
Cell phone violation	$1954	$333
Texting while driving	$1954	$325
Speeding in school zone	$1985	$338
Operating a vehicle without permission	$1993	$332
Speeding 16 - 20 MPH over limit	$1993	$339
Improper passing	$2038	$339
Following too closely	$2046	$348
Passing school bus	$2131	$355
In 65 MPH zone	$2146	$365
Speeding 21 - 25 MPH over limit	$2217	$369
At-fault accident - $1000-$2000	$2278	$387
At-fault accident - greater than $2000	$2293	$382
Open container	$2564	$436
Reckless driving	$3004	$501
Leaving scene of an accident/hit and run	$3120	$530
DUI	$3143	$524
Refusal to submit to a chemical test	$3143	$534
Racing	$3151	$525
Driving with a suspended license	$3275	$556

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wallington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wallington.

The cheapest car insurance premiums in Wallington are offered by Plymouth Rock at $950 for a six-month policy. However, it can be as expensive as $7097 with companies like State Farm.

Wallington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$950	$160
Foremost	$1043	$174
NJM	$1050	$177
Mercury	$1205	$200
New Jersey Manufacturers	$1297	$221
Progressive	$1321	$222
Travelers	$1993	$335
Allstate	$2386	$402
Selective	$2934	$494
Farmers	$3383	$564
Amica Mutual	$6711	$1141
State Farm	$7097	$1195

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wallington are offered by Plymouth Rock at $880. However, it can be as expensive as $4541 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Wallington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$880	$148
NJM	$1119	$189
Progressive	$1544	$260
Selective	$2224	$371
State Farm	$2254	$384
Travelers	$2587	$432
Allstate	$3769	$641
Farmers	$4541	$757

Car Insurance Price Trends in Wallington, New Jersey

Car insurance rates in Wallington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wallington rose by $377 in January compared to $320 of December. In other words, there has been an increase by $57 when you compare January and December.

The average cost of liability insurance in the Wallington rose to $126 in January, compared to $112 in December. This represents an increase of $14 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Wallington?

The car insurance in Wallington is $79 per month, which is lower than the national average.

What is the cheapest car insurance in Wallington?

The cheapest car insurance in Wallington is $168 per month for full coverage.

How much is car insurance in Wallington for teenagers?

Car insurance for teenagers costs $696 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wallington?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $270 per month to insure your car in Wallington.

Is car insurance expensive in Wallington?

Car insurance can be expensive in Wallington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wallington can be affordable.

Cheapest Car Insurance Quotes in Wallington

Why you can trust Way?

How Much Is Car Insurance in Wallington

Avg. Car Insurance in Wallington

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Wallington

1st place: New Jersey Manufacturers

2nd place: New Jersey Skylands Insurance

3rd place: NJM

Wallington Car Insurance Rates by Company

Cheap Car Insurance Companies in Wallington, NJ

Way's key takeaways about car insurance in Wallington

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Wallington

Cheapest Liability Coverage in Wallington, NJ

Cheapest Full Coverage Car Insurance in Wallington

Cheapest Full Coverage Car Insurance Quotes in Wallington, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Wallington by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Wallington, NJ increasing?

Car Insurance Premiums by Age in Wallington

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Wallington,NJ

If you are in your twenties NJM is the best choice for car insurance in Wallington.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Wallington

Cheapest Car Insurance Companies after an At-Fault Accident in Wallington

Wallington Car Insurance Rates by Violation

Wallington auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Wallington after a DUI

Wallington car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Wallington after Speeding ticket

Car Insurance Price Trends in Wallington, New Jersey

Average Car Insurance Cost in Wallington by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Wallington, NJ

Car Insurance Rates by State in the USA (2025 Update)

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