Cheapest Car Insurance Quotes in Brass Castle

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Brass Castle Car Insurance

^$ 52

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brass Castle

The car insurance rate in Brass Castle is $987 for a six-month policy, which is $135 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $679, making it a popular choice for budget-conscious drivers. Rates in Brass Castle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brass Castle

$987

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Brass Castle

1st place: New Jersey Manufacturers

At $679 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $810 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $821 for six months, making it the third cheapest auto insurance company in Brass Castle.

Brass Castle Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brass Castle, NJ is New Jersey Manufacturers, offering policies at just $679 for a six-month term. This is followed by NJM, which has an average six-month premium of $810.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $894 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brass Castle drivers find the best deals.

Cheap Car Insurance Companies in Brass Castle, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$679	$115
NJM	$810	$136
New Jersey Skylands Insurance	$821	$140
Progressive	$831	$140
Plymouth Rock	$884	$149
Allstate	$999	$168
Travelers	$1030	$173
State Farm	$1097	$185
Amica Mutual	$1150	$195
Selective	$1197	$200
Farmers	$1458	$248
National General	$894	$152

Key Takeaways

Way's key takeaways about car insurance in Brass Castle

The auto insurance costs in Brass Castle fall around $679 for six months.
The cheapest auto insurance company in Brass Castle is New Jersey Manufacturers.
Teen drivers pay the highest rate in Brass Castle at $928 per month.

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Cheapest Minimum Liability Car Insurance in Brass Castle

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brass Castle are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Brass Castle. Their Average 6 Month Premium is $313. National General is the most expensive at $329 for the same period.

Cheapest Liability Coverage in Brass Castle, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$313	$52
Plymouth Rock	$392	$66
Progressive	$392	$66
NJM	$423	$71
New Jersey Skylands Insurance	$460	$77
State Farm	$466	$78
Amica Mutual	$471	$78
Travelers	$471	$79
Amica	$539	$90
Selective	$569	$97
Allstate	$585	$99
Farmers	$946	$161
National General	$329	$56

Cheapest Full Coverage Car Insurance in Brass Castle

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brass Castle is New Jersey Manufacturers at $115 per month and $679 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brass Castle, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$679	$115
NJM	$810	$136
New Jersey Skylands Insurance	$821	$140
Progressive	$831	$140
Plymouth Rock	$884	$149
Allstate	$999	$168
Travelers	$1030	$173
State Farm	$1097	$185
Amica Mutual	$1150	$195
Selective	$1197	$200
Farmers	$1458	$248
National General	$894	$152

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Average Car Insurance in Brass Castle by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brass Castle, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Brass Castle, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brass Castle's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brass Castle

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$675
30s	NJM	$524
40s	NJM	$486
50s	NJM	$448
60s	NJM	$413

Cheapest Car Insurance Rates for Teen Drivers in Brass Castle,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Brass Castle at $80 per month. At $5462 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$471	$80
Selective	$590	$99
NJM	$899	$151
New Jersey Manufacturers	$1558	$260
Travelers	$2180	$367
Plymouth Rock	$2336	$393
Allstate	$2342	$394
Progressive	$2551	$429
Amica Mutual	$2754	$468
State Farm	$3021	$509
Farmers	$5462	$928

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Brass Castle.

As young drivers face the highest rates in Brass Castle, NJM offers the cheapest auto insurance rates at $675 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brass Castle, Amica Mutual is the cheapest car insurance provider. At $575 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brass Castle is Farmers, offering rates of around $4934 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$575	$98
New Jersey Skylands Insurance	$722	$121
Foremost	$805	$137
NJM	$972	$164
Progressive	$983	$165
Plymouth Rock	$1275	$215
Allstate	$2180	$370
Travelers	$3136	$523
State Farm	$4772	$811
Farmers	$4934	$823

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Brass Castle.

Car Insurance Rates with An Accident in Brass Castle

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brass Castle, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brass Castle

The cheapest car insurance companies after an at-fault accident in Brass Castle include New Jersey Skylands Insurance and NJM, offering $554 and $569, respectively. National General is an expensive provider with an average six-month premium of $382.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$554	$92
NJM	$569	$96
New Jersey Manufacturers	$716	$120
Plymouth Rock	$722	$121
Selective	$831	$138
Amica Mutual	$889	$150
Progressive	$1108	$187
State Farm	$1694	$285
Travelers	$1787	$301
Allstate	$2493	$420
Farmers	$4500	$750
National General	$382	$63

Brass Castle Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brass Castle NJ. For example, the car insurance in Brass Castle after a DUI increases to $1109 for a six month policy. While the rate increases by $152 for a six-month policy in the case of a speeding ticket.

Brass Castle auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1019	$170
One Med/PIP claim	$1024	$174
Not-at-fault accident	$1072	$179
One comp claim	$1082	$184
Two Med/PIP claims	$1088	$181
Speeding 6 - 10 MPH over limit	$1171	$199
Speeding 11 - 15 MPH over limit	$1177	$196
Two comp claims	$1177	$200
Failure to show documents	$1192	$199
At-fault accident - less than $1000	$1207	$205
Failure to wear a seat belt	$1223	$204
Driving too slowly	$1228	$209
Driving without lights	$1234	$206
Child safety restraint	$1255	$213
Driving with expired registration	$1255	$209
Wrong way/wrong lane	$1275	$216
Failure to yield	$1280	$214
Failure to stop at a red light	$1286	$218
Illegal turn	$1307	$218
Cell phone violation	$1323	$225
Texting while driving	$1323	$220
Speeding in school zone	$1344	$229
Operating a vehicle without permission	$1349	$224
Speeding 16 - 20 MPH over limit	$1349	$230
Improper passing	$1380	$230
Following too closely	$1385	$236
Passing school bus	$1442	$240
In 65 MPH zone	$1453	$247
Speeding 21 - 25 MPH over limit	$1500	$250
At-fault accident - $1000-$2000	$1542	$262
At-fault accident - greater than $2000	$1552	$259
Open container	$1735	$295
Reckless driving	$2034	$339
Leaving scene of an accident/hit and run	$2112	$359
DUI	$2128	$355
Refusal to submit to a chemical test	$2128	$362
Racing	$2133	$356
Driving with a suspended license	$2217	$377

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brass Castle after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brass Castle.

The cheapest car insurance premiums in Brass Castle are offered by Plymouth Rock at $622 for a six-month policy. However, it can be as expensive as $4543 with companies like Amica Mutual.

Brass Castle car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$622	$105
NJM	$685	$115
Foremost	$706	$120
Progressive	$795	$134
Mercury	$816	$139
New Jersey Manufacturers	$878	$146
Selective	$930	$158
Allstate	$1328	$224
Travelers	$1385	$233
State Farm	$4041	$680
Farmers	$4475	$761
Amica Mutual	$4543	$757

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brass Castle are offered by Plymouth Rock at $569. However, it can be as expensive as $2059 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Brass Castle after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$569	$96
NJM	$722	$121
Progressive	$816	$137
State Farm	$1155	$196
Allstate	$1746	$291
Travelers	$1835	$312
Farmers	$2059	$343

Car Insurance Price Trends in Brass Castle, New Jersey

Car insurance rates in Brass Castle have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brass Castle rose by $216 in December compared to $214 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Brass Castle rose to $76 in December, compared to $73 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Brass Castle?

The car insurance in Brass Castle is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Brass Castle?

The cheapest car insurance in Brass Castle is $115 per month for full coverage.

How much is car insurance in Brass Castle for teenagers?

Car insurance for teenagers costs $471 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brass Castle?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $166 per month to insure your car in Brass Castle.

Is car insurance expensive in Brass Castle?

Car insurance can be expensive in Brass Castle if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brass Castle can be affordable.

Cheapest Car Insurance Quotes in Brass Castle

Why you can trust Way?

How Much Is Car Insurance in Brass Castle

Avg. Car Insurance in Brass Castle

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Brass Castle

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Brass Castle Car Insurance Rates by Company

Cheap Car Insurance Companies in Brass Castle, NJ

Way's key takeaways about car insurance in Brass Castle

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Brass Castle

Cheapest Liability Coverage in Brass Castle, NJ

Cheapest Full Coverage Car Insurance in Brass Castle

Cheapest Full Coverage Car Insurance Quotes in Brass Castle, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Brass Castle by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Brass Castle, NJ increasing?

Car Insurance Premiums by Age in Brass Castle

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Brass Castle,NJ

If you are in your twenties NJM is the best choice for car insurance in Brass Castle.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Brass Castle

Cheapest Car Insurance Companies after an At-Fault Accident in Brass Castle

Brass Castle Car Insurance Rates by Violation

Brass Castle auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Brass Castle after a DUI

Brass Castle car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Brass Castle after Speeding ticket

Car Insurance Price Trends in Brass Castle, New Jersey

Average Car Insurance Cost in Brass Castle by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Brass Castle, NJ

Car Insurance Rates by State in the USA (2025 Update)

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