Cheapest Car Insurance Quotes in Hasbrouck Heights

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Hasbrouck Heights Car Insurance

^$ 74

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hasbrouck Heights

The car insurance rate in Hasbrouck Heights is $1498 for a six-month policy, which is $260 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $934, making it a popular choice for budget-conscious drivers. Rates in Hasbrouck Heights can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hasbrouck Heights

$1498

Avg. Car Insurance in New Jersey

$1238

National Average

$1278

Cheapest Car Insurance Companies in Hasbrouck Heights

1st place: New Jersey Manufacturers

At $934 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $1129 for a six-month policy, making it one of the cheapest to insure with.

3rd place: NJM

NJM offers auto insurance rates at $1142 for six months, making it the third cheapest auto insurance company in Hasbrouck Heights.

Hasbrouck Heights Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hasbrouck Heights, NJ is New Jersey Manufacturers, offering policies at just $934 for a six-month term. This is followed by New Jersey Skylands Insurance, which has an average six-month premium of $1129.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2494 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hasbrouck Heights drivers find the best deals.

Cheap Car Insurance Companies in Hasbrouck Heights, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$934	$156
New Jersey Skylands Insurance	$1129	$192
NJM	$1142	$192
Plymouth Rock	$1244	$209
Progressive	$1308	$220
Travelers	$1394	$235
Amica Mutual	$1581	$264
Allstate	$1631	$275
State Farm	$1761	$296
Selective	$1861	$313
Farmers	$2494	$416

Key Takeaways

Way's key takeaways about car insurance in Hasbrouck Heights

The auto insurance costs in Hasbrouck Heights fall around $934 for six months.
The cheapest auto insurance company in Hasbrouck Heights is New Jersey Manufacturers.
Teen drivers pay the highest rate in Hasbrouck Heights at $1266 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hasbrouck Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hasbrouck Heights are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Hasbrouck Heights. Their Average 6 Month Premium is $431. Farmers is the most expensive at $1244 for the same period.

Cheapest Liability Coverage in Hasbrouck Heights, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$431	$74
Plymouth Rock	$582	$98
NJM	$597	$100
New Jersey Skylands Insurance	$633	$105
Amica Mutual	$647	$110
Amica	$741	$123
Progressive	$741	$125
Travelers	$762	$128
State Farm	$797	$134
Allstate	$885	$149
Selective	$985	$166
Farmers	$1244	$207

Cheapest Full Coverage Car Insurance in Hasbrouck Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hasbrouck Heights is New Jersey Manufacturers at $156 per month and $934 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hasbrouck Heights, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$934	$156
New Jersey Skylands Insurance	$1129	$192
NJM	$1142	$192
Plymouth Rock	$1244	$209
Progressive	$1308	$220
Travelers	$1394	$235
Amica Mutual	$1581	$264
Allstate	$1631	$275
State Farm	$1761	$296
Selective	$1861	$313
Farmers	$2494	$416

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Average Car Insurance in Hasbrouck Heights by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hasbrouck Heights, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Hasbrouck Heights, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hasbrouck Heights's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hasbrouck Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$928
30s	NJM	$721
40s	NJM	$668
50s	NJM	$616
60s	NJM	$567

Cheapest Car Insurance Rates for Teen Drivers in Hasbrouck Heights,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Hasbrouck Heights at $110 per month. At $7446 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$647	$110
NJM	$1293	$218
New Jersey Manufacturers	$2142	$364
Travelers	$3019	$508
Selective	$3271	$551
Plymouth Rock	$3393	$571
Amica Mutual	$3787	$644
Allstate	$4112	$692
Progressive	$4154	$699
State Farm	$4923	$829
Farmers	$7446	$1266

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Hasbrouck Heights.

As young drivers face the highest rates in Hasbrouck Heights, NJM offers the cheapest auto insurance rates at $928 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hasbrouck Heights, Amica Mutual is the cheapest car insurance provider. At $790 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hasbrouck Heights is State Farm, offering rates of around $8747 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$790	$134
New Jersey Skylands Insurance	$992	$166
Foremost	$1107	$189
NJM	$1387	$234
Progressive	$1782	$300
Plymouth Rock	$1840	$310
Farmers	$3306	$563
Selective	$3824	$638
Travelers	$4083	$695
Allstate	$4276	$713
State Farm	$8747	$1487

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hasbrouck Heights.

Car Insurance Rates with An Accident in Hasbrouck Heights

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hasbrouck Heights, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hasbrouck Heights

The cheapest car insurance companies after an at-fault accident in Hasbrouck Heights include New Jersey Skylands Insurance and NJM, offering $762 and $812, respectively. Farmers is an expensive provider with an average six-month premium of $4830.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$762	$127
NJM	$812	$137
New Jersey Manufacturers	$985	$165
Plymouth Rock	$1027	$173
Amica Mutual	$1222	$206
Progressive	$1718	$289
Selective	$2329	$392
Travelers	$2386	$402
State Farm	$2760	$465
Allstate	$4312	$726
Farmers	$4830	$805

Hasbrouck Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hasbrouck Heights NJ. For example, the car insurance in Hasbrouck Heights after a DUI increases to $1525 for a six month policy. While the rate increases by $210 for a six-month policy in the case of a speeding ticket.

Hasbrouck Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1401	$234
One Med/PIP claim	$1408	$240
Not-at-fault accident	$1474	$246
One comp claim	$1488	$253
Two Med/PIP claims	$1496	$249
Speeding 6 - 10 MPH over limit	$1611	$273
Speeding 11 - 15 MPH over limit	$1618	$270
Two comp claims	$1618	$275
Failure to show documents	$1638	$273
At-fault accident - less than $1000	$1660	$282
Failure to wear a seat belt	$1682	$281
Driving too slowly	$1689	$287
Driving without lights	$1696	$283
Child safety restraint	$1725	$293
Driving with expired registration	$1725	$288
Wrong way/wrong lane	$1753	$298
Failure to yield	$1761	$294
Failure to stop at a red light	$1768	$300
Illegal turn	$1797	$300
Cell phone violation	$1819	$310
Texting while driving	$1819	$303
Speeding in school zone	$1848	$315
Operating a vehicle without permission	$1855	$309
Speeding 16 - 20 MPH over limit	$1855	$316
Improper passing	$1897	$316
Following too closely	$1905	$324
Passing school bus	$1983	$330
In 65 MPH zone	$1998	$340
Speeding 21 - 25 MPH over limit	$2063	$344
At-fault accident - $1000-$2000	$2120	$361
At-fault accident - greater than $2000	$2134	$356
Open container	$2386	$405
Reckless driving	$2796	$466
Leaving scene of an accident/hit and run	$2904	$494
DUI	$2926	$488
Refusal to submit to a chemical test	$2926	$497
Racing	$2933	$489
Driving with a suspended license	$3048	$518

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hasbrouck Heights after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hasbrouck Heights.

The cheapest car insurance premiums in Hasbrouck Heights are offered by Plymouth Rock at $885 for a six-month policy. However, it can be as expensive as $6605 with companies like State Farm.

Hasbrouck Heights car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$885	$149
Foremost	$970	$162
NJM	$978	$165
Mercury	$1122	$186
New Jersey Manufacturers	$1208	$206
Progressive	$1229	$207
Travelers	$1855	$312
Allstate	$2220	$374
Selective	$2731	$460
Farmers	$3148	$525
Amica Mutual	$6246	$1062
State Farm	$6605	$1112

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hasbrouck Heights are offered by Plymouth Rock at $819. However, it can be as expensive as $4227 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hasbrouck Heights after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$819	$138
NJM	$1042	$175
Progressive	$1437	$242
Selective	$2070	$345
State Farm	$2098	$357
Travelers	$2408	$402
Allstate	$3508	$597
Farmers	$4227	$704

Car Insurance Price Trends in Hasbrouck Heights, New Jersey

Car insurance rates in Hasbrouck Heights have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hasbrouck Heights remained steady at $351 in both March and February, indicating no change over the two month period.

The average cost of liability insurance in the Hasbrouck Heights remained steady at $117 in both March and February, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Hasbrouck Heights?

The car insurance in Hasbrouck Heights is $74 per month, which is lower than the national average.

What is the cheapest car insurance in Hasbrouck Heights?

The cheapest car insurance in Hasbrouck Heights is $156 per month for full coverage.

How much is car insurance in Hasbrouck Heights for teenagers?

Car insurance for teenagers costs $647 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hasbrouck Heights?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $252 per month to insure your car in Hasbrouck Heights.

Is car insurance expensive in Hasbrouck Heights?

Car insurance can be expensive in Hasbrouck Heights if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hasbrouck Heights can be affordable.

Cheapest Car Insurance Quotes in Hasbrouck Heights

Why you can trust Way?

How Much Is Car Insurance in Hasbrouck Heights

Avg. Car Insurance in Hasbrouck Heights

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Hasbrouck Heights

1st place: New Jersey Manufacturers

2nd place: New Jersey Skylands Insurance

3rd place: NJM

Hasbrouck Heights Car Insurance Rates by Company

Cheap Car Insurance Companies in Hasbrouck Heights, NJ

Way's key takeaways about car insurance in Hasbrouck Heights

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hasbrouck Heights

Cheapest Liability Coverage in Hasbrouck Heights, NJ

Cheapest Full Coverage Car Insurance in Hasbrouck Heights

Cheapest Full Coverage Car Insurance Quotes in Hasbrouck Heights, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hasbrouck Heights by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hasbrouck Heights, NJ increasing?

Car Insurance Premiums by Age in Hasbrouck Heights

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hasbrouck Heights,NJ

If you are in your twenties NJM is the best choice for car insurance in Hasbrouck Heights.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hasbrouck Heights

Cheapest Car Insurance Companies after an At-Fault Accident in Hasbrouck Heights

Hasbrouck Heights Car Insurance Rates by Violation

Hasbrouck Heights auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hasbrouck Heights after a DUI

Hasbrouck Heights car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hasbrouck Heights after Speeding ticket

Car Insurance Price Trends in Hasbrouck Heights, New Jersey

Average Car Insurance Cost in Hasbrouck Heights by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hasbrouck Heights, NJ

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