Cheapest Car Insurance Quotes in Cliffwood Beach

Cheapest Minimum Liability Car Insurance in Cliffwood Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cliffwood Beach are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Cliffwood Beach. Their Average 6 Month Premium is $345. Farmers is the most expensive at $997 for the same period. 

Cheapest Liability Coverage in Cliffwood Beach, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$345	$59
Plymouth Rock	$467	$79
NJM	$478	$81
New Jersey Skylands Insurance	$507	$84
Amica Mutual	$519	$88
Amica	$594	$99
Progressive	$594	$100
Travelers	$611	$103
State Farm	$639	$108
Allstate	$709	$119
Selective	$790	$133
Farmers	$997	$166

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Cheapest Full Coverage Car Insurance in Cliffwood Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cliffwood Beach is New Jersey Manufacturers at $125 per month and $749 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Cliffwood Beach, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$749	$125
New Jersey Skylands Insurance	$905	$154
NJM	$916	$154
Plymouth Rock	$997	$168
Progressive	$1049	$177
Travelers	$1117	$188
Amica Mutual	$1268	$211
Allstate	$1308	$220
State Farm	$1411	$238
Selective	$1492	$251
Farmers	$1999	$334

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Car Insurance Premiums by Age in Cliffwood Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$744
30s	NJM	$578
40s	NJM	$535
50s	NJM	$494
60s	NJM	$455

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Cliffwood Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cliffwood Beach NJ. For example, the car insurance in Cliffwood Beach after a DUI increases to $1222 for a six month policy. While the rate increases by $168 for a six-month policy in the case of a speeding ticket.  

Cliffwood Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1123	$187
One Med/PIP claim	$1129	$192
Not-at-fault accident	$1181	$197
One comp claim	$1193	$203
Two Med/PIP claims	$1199	$200
Speeding 6 - 10 MPH over limit	$1291	$219
Speeding 11 - 15 MPH over limit	$1297	$216
Two comp claims	$1297	$220
Failure to show documents	$1313	$219
At-fault accident - less than $1000	$1331	$226
Failure to wear a seat belt	$1348	$225
Driving too slowly	$1354	$230
Driving without lights	$1360	$227
Child safety restraint	$1383	$235
Driving with expired registration	$1383	$231
Wrong way/wrong lane	$1406	$239
Failure to yield	$1411	$236
Failure to stop at a red light	$1417	$241
Illegal turn	$1440	$241
Cell phone violation	$1458	$248
Texting while driving	$1458	$243
Speeding in school zone	$1481	$252
Operating a vehicle without permission	$1487	$247
Speeding 16 - 20 MPH over limit	$1487	$253
Improper passing	$1521	$253
Following too closely	$1527	$260
Passing school bus	$1590	$265
In 65 MPH zone	$1601	$273
Speeding 21 - 25 MPH over limit	$1654	$275
At-fault accident - $1000-$2000	$1699	$289
At-fault accident - greater than $2000	$1711	$285
Open container	$1913	$325
Reckless driving	$2242	$373
Leaving scene of an accident/hit and run	$2328	$396
DUI	$2345	$391
Refusal to submit to a chemical test	$2345	$399
Racing	$2351	$392
Driving with a suspended license	$2443	$415

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