Cheapest Car Insurance Quotes in Liberty Corner

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Liberty Corner Car Insurance

^$ 51

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Liberty Corner

The car insurance rate in Liberty Corner is $965 for a six-month policy, which is $157 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $664, making it a popular choice for budget-conscious drivers. Rates in Liberty Corner can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Liberty Corner

$965

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Liberty Corner

1st place: New Jersey Manufacturers

At $664 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $792 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $802 for six months, making it the third cheapest auto insurance company in Liberty Corner.

Liberty Corner Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Liberty Corner, NJ is New Jersey Manufacturers, offering policies at just $664 for a six-month term. This is followed by NJM, which has an average six-month premium of $792.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $874 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Liberty Corner drivers find the best deals.

Cheap Car Insurance Companies in Liberty Corner, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$664	$113
NJM	$792	$133
New Jersey Skylands Insurance	$802	$137
Progressive	$812	$137
Plymouth Rock	$863	$145
Allstate	$976	$164
Travelers	$1006	$169
State Farm	$1072	$181
Amica Mutual	$1124	$191
Selective	$1170	$195
Farmers	$1425	$243
National General	$874	$149

Key Takeaways

Way's key takeaways about car insurance in Liberty Corner

The auto insurance costs in Liberty Corner fall around $664 for six months.
The cheapest auto insurance company in Liberty Corner is New Jersey Manufacturers.
Teen drivers pay the highest rate in Liberty Corner at $907 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Liberty Corner

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Liberty Corner are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Liberty Corner. Their Average 6 Month Premium is $306. National General is the most expensive at $322 for the same period.

Cheapest Liability Coverage in Liberty Corner, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$306	$51
Plymouth Rock	$384	$65
Progressive	$384	$65
NJM	$414	$70
New Jersey Skylands Insurance	$450	$75
State Farm	$455	$77
Amica Mutual	$460	$77
Travelers	$460	$77
Amica	$526	$88
Selective	$556	$95
Allstate	$572	$96
Farmers	$925	$157
National General	$322	$55

Cheapest Full Coverage Car Insurance in Liberty Corner

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Liberty Corner is New Jersey Manufacturers at $113 per month and $664 for six months.

Cheapest Full Coverage Car Insurance Quotes in Liberty Corner, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$664	$113
NJM	$792	$133
New Jersey Skylands Insurance	$802	$137
Progressive	$812	$137
Plymouth Rock	$863	$145
Allstate	$976	$164
Travelers	$1006	$169
State Farm	$1072	$181
Amica Mutual	$1124	$191
Selective	$1170	$195
Farmers	$1425	$243
National General	$874	$149

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Average Car Insurance in Liberty Corner by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Liberty Corner, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Liberty Corner, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Liberty Corner's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Liberty Corner

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$660
30s	NJM	$513
40s	NJM	$475
50s	NJM	$438
60s	NJM	$403

Cheapest Car Insurance Rates for Teen Drivers in Liberty Corner,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Liberty Corner at $78 per month. At $5338 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$460	$78
Selective	$577	$96
NJM	$879	$148
New Jersey Manufacturers	$1522	$254
Travelers	$2130	$359
Plymouth Rock	$2283	$384
Allstate	$2288	$385
Progressive	$2493	$420
Amica Mutual	$2692	$458
State Farm	$2952	$497
Farmers	$5338	$907

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Liberty Corner.

As young drivers face the highest rates in Liberty Corner, NJM offers the cheapest auto insurance rates at $660 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Liberty Corner, Amica Mutual is the cheapest car insurance provider. At $562 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Liberty Corner is Farmers, offering rates of around $4822 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$562	$95
New Jersey Skylands Insurance	$705	$118
Foremost	$787	$134
NJM	$950	$160
Progressive	$961	$162
Plymouth Rock	$1246	$210
Allstate	$2130	$362
Travelers	$3065	$511
State Farm	$4664	$793
Farmers	$4822	$804

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Car Insurance Rates with An Accident in Liberty Corner

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Liberty Corner, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Liberty Corner

The cheapest car insurance companies after an at-fault accident in Liberty Corner include New Jersey Skylands Insurance and NJM, offering $542 and $556, respectively. National General is an expensive provider with an average six-month premium of $373.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$542	$90
NJM	$556	$94
New Jersey Manufacturers	$700	$117
Plymouth Rock	$705	$119
Selective	$812	$135
Amica Mutual	$869	$146
Progressive	$1083	$182
State Farm	$1656	$279
Travelers	$1747	$294
Allstate	$2436	$410
Farmers	$4398	$733
National General	$373	$62

Liberty Corner Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Liberty Corner NJ. For example, the car insurance in Liberty Corner after a DUI increases to $1083 for a six month policy. While the rate increases by $149 for a six-month policy in the case of a speeding ticket.

Liberty Corner auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$996	$166
One Med/PIP claim	$1001	$170
Not-at-fault accident	$1047	$175
One comp claim	$1058	$180
Two Med/PIP claims	$1063	$177
Speeding 6 - 10 MPH over limit	$1145	$194
Speeding 11 - 15 MPH over limit	$1150	$192
Two comp claims	$1150	$195
Failure to show documents	$1164	$194
At-fault accident - less than $1000	$1180	$200
Failure to wear a seat belt	$1195	$200
Driving too slowly	$1201	$204
Driving without lights	$1206	$201
Child safety restraint	$1226	$208
Driving with expired registration	$1226	$205
Wrong way/wrong lane	$1246	$212
Failure to yield	$1251	$209
Failure to stop at a red light	$1256	$213
Illegal turn	$1277	$213
Cell phone violation	$1293	$220
Texting while driving	$1293	$215
Speeding in school zone	$1313	$224
Operating a vehicle without permission	$1318	$219
Speeding 16 - 20 MPH over limit	$1318	$224
Improper passing	$1348	$224
Following too closely	$1354	$230
Passing school bus	$1410	$235
In 65 MPH zone	$1420	$242
Speeding 21 - 25 MPH over limit	$1466	$244
At-fault accident - $1000-$2000	$1507	$256
At-fault accident - greater than $2000	$1517	$253
Open container	$1696	$288
Reckless driving	$1987	$331
Leaving scene of an accident/hit and run	$2064	$351
DUI	$2079	$347
Refusal to submit to a chemical test	$2079	$353
Racing	$2085	$347
Driving with a suspended license	$2166	$368

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Liberty Corner after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Liberty Corner.

The cheapest car insurance premiums in Liberty Corner are offered by Plymouth Rock at $608 for a six-month policy. However, it can be as expensive as $4439 with companies like Amica Mutual.

Liberty Corner car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$608	$102
NJM	$669	$113
Foremost	$690	$117
Progressive	$777	$131
Mercury	$797	$136
New Jersey Manufacturers	$858	$143
Selective	$909	$155
Allstate	$1298	$218
Travelers	$1354	$228
State Farm	$3949	$665
Farmers	$4373	$744
Amica Mutual	$4439	$740

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Liberty Corner are offered by Plymouth Rock at $556. However, it can be as expensive as $2012 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Liberty Corner after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$556	$94
NJM	$705	$119
Progressive	$797	$134
State Farm	$1129	$192
Allstate	$1706	$285
Travelers	$1793	$305
Farmers	$2012	$335

Car Insurance Price Trends in Liberty Corner, New Jersey

Car insurance rates in Liberty Corner have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Liberty Corner rose by $212 in December compared to $209 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Liberty Corner rose to $74 in December, compared to $71 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Liberty Corner?

The car insurance in Liberty Corner is $51 per month, which is lower than the national average.

What is the cheapest car insurance in Liberty Corner?

The cheapest car insurance in Liberty Corner is $113 per month for full coverage.

How much is car insurance in Liberty Corner for teenagers?

Car insurance for teenagers costs $460 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Liberty Corner?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $163 per month to insure your car in Liberty Corner.

Is car insurance expensive in Liberty Corner?

Car insurance can be expensive in Liberty Corner if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Liberty Corner can be affordable.

Cheapest Car Insurance Quotes in Liberty Corner

Why you can trust Way?

How Much Is Car Insurance in Liberty Corner

Avg. Car Insurance in Liberty Corner

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Liberty Corner

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Liberty Corner Car Insurance Rates by Company

Cheap Car Insurance Companies in Liberty Corner, NJ

Way's key takeaways about car insurance in Liberty Corner

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Liberty Corner

Cheapest Liability Coverage in Liberty Corner, NJ

Cheapest Full Coverage Car Insurance in Liberty Corner

Cheapest Full Coverage Car Insurance Quotes in Liberty Corner, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Liberty Corner by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Liberty Corner, NJ increasing?

Car Insurance Premiums by Age in Liberty Corner

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Liberty Corner,NJ

If you are in your twenties NJM is the best choice for car insurance in Liberty Corner.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Liberty Corner

Cheapest Car Insurance Companies after an At-Fault Accident in Liberty Corner

Liberty Corner Car Insurance Rates by Violation

Liberty Corner auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Liberty Corner after a DUI

Liberty Corner car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Liberty Corner after Speeding ticket

Car Insurance Price Trends in Liberty Corner, New Jersey

Average Car Insurance Cost in Liberty Corner by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Liberty Corner, NJ

Car Insurance Rates by State in the USA (2025 Update)

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