Cheapest Car Insurance Quotes in Mount Arlington

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Mount Arlington Car Insurance

^$ 53

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mount Arlington

The car insurance rate in Mount Arlington is $1010 for a six-month policy, which is $112 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $695, making it a popular choice for budget-conscious drivers. Rates in Mount Arlington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mount Arlington

$1010

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Mount Arlington

1st place: New Jersey Manufacturers

At $695 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $829 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $840 for six months, making it the third cheapest auto insurance company in Mount Arlington.

Mount Arlington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mount Arlington, NJ is New Jersey Manufacturers, offering policies at just $695 for a six-month term. This is followed by NJM, which has an average six-month premium of $829.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $914 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mount Arlington drivers find the best deals.

Cheap Car Insurance Companies in Mount Arlington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$695	$118
NJM	$829	$140
New Jersey Skylands Insurance	$840	$143
Progressive	$850	$143
Plymouth Rock	$904	$152
Allstate	$1022	$172
Travelers	$1053	$177
State Farm	$1122	$189
Amica Mutual	$1176	$200
Selective	$1224	$204
Farmers	$1491	$254
National General	$914	$156

Key Takeaways

Way's key takeaways about car insurance in Mount Arlington

The auto insurance costs in Mount Arlington fall around $695 for six months.
The cheapest auto insurance company in Mount Arlington is New Jersey Manufacturers.
Teen drivers pay the highest rate in Mount Arlington at $950 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Mount Arlington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mount Arlington are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Mount Arlington. Their Average 6 Month Premium is $320. National General is the most expensive at $337 for the same period.

Cheapest Liability Coverage in Mount Arlington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$320	$53
Plymouth Rock	$401	$68
Progressive	$401	$68
NJM	$433	$73
New Jersey Skylands Insurance	$471	$78
State Farm	$476	$80
Amica Mutual	$482	$80
Travelers	$482	$81
Amica	$551	$92
Selective	$582	$99
Allstate	$599	$101
Farmers	$968	$165
National General	$337	$58

Cheapest Full Coverage Car Insurance in Mount Arlington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mount Arlington is New Jersey Manufacturers at $118 per month and $695 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mount Arlington, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$695	$118
NJM	$829	$140
New Jersey Skylands Insurance	$840	$143
Progressive	$850	$143
Plymouth Rock	$904	$152
Allstate	$1022	$172
Travelers	$1053	$177
State Farm	$1122	$189
Amica Mutual	$1176	$200
Selective	$1224	$204
Farmers	$1491	$254
National General	$914	$156

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Average Car Insurance in Mount Arlington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mount Arlington, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Mount Arlington, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mount Arlington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mount Arlington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$690
30s	NJM	$536
40s	NJM	$497
50s	NJM	$458
60s	NJM	$422

Cheapest Car Insurance Rates for Teen Drivers in Mount Arlington,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Mount Arlington at $82 per month. At $5586 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$482	$82
Selective	$604	$101
NJM	$920	$155
New Jersey Manufacturers	$1593	$266
Travelers	$2229	$375
Plymouth Rock	$2390	$402
Allstate	$2395	$403
Progressive	$2609	$439
Amica Mutual	$2817	$479
State Farm	$3090	$520
Farmers	$5586	$950

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Mount Arlington.

As young drivers face the highest rates in Mount Arlington, NJM offers the cheapest auto insurance rates at $690 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mount Arlington, Amica Mutual is the cheapest car insurance provider. At $588 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mount Arlington is Farmers, offering rates of around $5046 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$588	$100
New Jersey Skylands Insurance	$738	$123
Foremost	$824	$140
NJM	$995	$167
Progressive	$1005	$169
Plymouth Rock	$1304	$220
Allstate	$2229	$379
Travelers	$3208	$535
State Farm	$4881	$830
Farmers	$5046	$842

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Save up to $971/yr on car insurance rates in Mount Arlington.

Car Insurance Rates with An Accident in Mount Arlington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mount Arlington, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mount Arlington

The cheapest car insurance companies after an at-fault accident in Mount Arlington include New Jersey Skylands Insurance and NJM, offering $567 and $582, respectively. National General is an expensive provider with an average six-month premium of $391.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$567	$95
NJM	$582	$98
New Jersey Manufacturers	$733	$122
Plymouth Rock	$738	$124
Selective	$850	$141
Amica Mutual	$909	$153
Progressive	$1133	$191
State Farm	$1733	$292
Travelers	$1828	$308
Allstate	$2550	$429
Farmers	$4603	$767
National General	$391	$65

Mount Arlington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mount Arlington NJ. For example, the car insurance in Mount Arlington after a DUI increases to $1134 for a six month policy. While the rate increases by $156 for a six-month policy in the case of a speeding ticket.

Mount Arlington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1042	$174
One Med/PIP claim	$1048	$178
Not-at-fault accident	$1096	$183
One comp claim	$1107	$188
Two Med/PIP claims	$1112	$185
Speeding 6 - 10 MPH over limit	$1198	$203
Speeding 11 - 15 MPH over limit	$1203	$201
Two comp claims	$1203	$204
Failure to show documents	$1219	$203
At-fault accident - less than $1000	$1235	$210
Failure to wear a seat belt	$1251	$209
Driving too slowly	$1256	$213
Driving without lights	$1262	$211
Child safety restraint	$1283	$218
Driving with expired registration	$1283	$214
Wrong way/wrong lane	$1304	$221
Failure to yield	$1310	$219
Failure to stop at a red light	$1315	$223
Illegal turn	$1337	$223
Cell phone violation	$1353	$230
Texting while driving	$1353	$225
Speeding in school zone	$1374	$234
Operating a vehicle without permission	$1380	$230
Speeding 16 - 20 MPH over limit	$1380	$235
Improper passing	$1411	$235
Following too closely	$1417	$241
Passing school bus	$1475	$246
In 65 MPH zone	$1486	$253
Speeding 21 - 25 MPH over limit	$1535	$256
At-fault accident - $1000-$2000	$1577	$268
At-fault accident - greater than $2000	$1588	$265
Open container	$1775	$302
Reckless driving	$2080	$347
Leaving scene of an accident/hit and run	$2160	$367
DUI	$2176	$363
Refusal to submit to a chemical test	$2176	$370
Racing	$2182	$364
Driving with a suspended license	$2267	$385

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mount Arlington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mount Arlington.

The cheapest car insurance premiums in Mount Arlington are offered by Plymouth Rock at $636 for a six-month policy. However, it can be as expensive as $4646 with companies like Amica Mutual.

Mount Arlington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$636	$107
NJM	$700	$118
Foremost	$722	$122
Progressive	$813	$137
Mercury	$834	$142
New Jersey Manufacturers	$898	$149
Selective	$951	$162
Allstate	$1358	$229
Travelers	$1417	$239
State Farm	$4133	$696
Farmers	$4577	$779
Amica Mutual	$4646	$774

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mount Arlington are offered by Plymouth Rock at $582. However, it can be as expensive as $2106 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Mount Arlington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$582	$98
NJM	$738	$124
Progressive	$834	$140
State Farm	$1182	$201
Allstate	$1786	$298
Travelers	$1877	$320
Farmers	$2106	$351

Car Insurance Price Trends in Mount Arlington, New Jersey

Car insurance rates in Mount Arlington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mount Arlington rose by $221 in December compared to $219 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Mount Arlington rose to $77 in December, compared to $75 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Mount Arlington?

The car insurance in Mount Arlington is $53 per month, which is lower than the national average.

What is the cheapest car insurance in Mount Arlington?

The cheapest car insurance in Mount Arlington is $118 per month for full coverage.

How much is car insurance in Mount Arlington for teenagers?

Car insurance for teenagers costs $482 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mount Arlington?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $170 per month to insure your car in Mount Arlington.

Is car insurance expensive in Mount Arlington?

Car insurance can be expensive in Mount Arlington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mount Arlington can be affordable.

Cheapest Car Insurance Quotes in Mount Arlington

Why you can trust Way?

How Much Is Car Insurance in Mount Arlington

Avg. Car Insurance in Mount Arlington

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Mount Arlington

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Mount Arlington Car Insurance Rates by Company

Cheap Car Insurance Companies in Mount Arlington, NJ

Way's key takeaways about car insurance in Mount Arlington

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mount Arlington

Cheapest Liability Coverage in Mount Arlington, NJ

Cheapest Full Coverage Car Insurance in Mount Arlington

Cheapest Full Coverage Car Insurance Quotes in Mount Arlington, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mount Arlington by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mount Arlington, NJ increasing?

Car Insurance Premiums by Age in Mount Arlington

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mount Arlington,NJ

If you are in your twenties NJM is the best choice for car insurance in Mount Arlington.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mount Arlington

Cheapest Car Insurance Companies after an At-Fault Accident in Mount Arlington

Mount Arlington Car Insurance Rates by Violation

Mount Arlington auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mount Arlington after a DUI

Mount Arlington car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mount Arlington after Speeding ticket

Car Insurance Price Trends in Mount Arlington, New Jersey

Average Car Insurance Cost in Mount Arlington by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mount Arlington, NJ

Car Insurance Rates by State in the USA (2025 Update)

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