Cheapest Car Insurance Quotes in Allenwood

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Allenwood Car Insurance

^$ 52

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Allenwood

The car insurance rate in Allenwood is $1052 for a six-month policy, which is $186 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $656, making it a popular choice for budget-conscious drivers. Rates in Allenwood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Allenwood

$1052

Avg. Car Insurance in New Jersey

$1238

National Average

$1278

Cheapest Car Insurance Companies in Allenwood

1st place: New Jersey Manufacturers

At $656 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $793 for a six-month policy, making it one of the cheapest to insure with.

3rd place: NJM

NJM offers auto insurance rates at $802 for six months, making it the third cheapest auto insurance company in Allenwood.

Allenwood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Allenwood, NJ is New Jersey Manufacturers, offering policies at just $656 for a six-month term. This is followed by New Jersey Skylands Insurance, which has an average six-month premium of $793.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1752 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Allenwood drivers find the best deals.

Cheap Car Insurance Companies in Allenwood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$656	$110
New Jersey Skylands Insurance	$793	$135
NJM	$802	$135
Plymouth Rock	$874	$147
Progressive	$919	$155
Travelers	$979	$165
Amica Mutual	$1111	$185
Allstate	$1146	$193
State Farm	$1237	$208
Selective	$1307	$220
Farmers	$1752	$292

Key Takeaways

Way's key takeaways about car insurance in Allenwood

The auto insurance costs in Allenwood fall around $656 for six months.
The cheapest auto insurance company in Allenwood is New Jersey Manufacturers.
Teen drivers pay the highest rate in Allenwood at $889 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Allenwood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Allenwood are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Allenwood. Their Average 6 Month Premium is $303. Farmers is the most expensive at $874 for the same period.

Cheapest Liability Coverage in Allenwood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$303	$52
Plymouth Rock	$409	$69
NJM	$419	$71
New Jersey Skylands Insurance	$445	$74
Amica Mutual	$455	$77
Amica	$520	$87
Progressive	$520	$88
Travelers	$536	$90
State Farm	$560	$94
Allstate	$621	$105
Selective	$692	$116
Farmers	$874	$145

Cheapest Full Coverage Car Insurance in Allenwood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Allenwood is New Jersey Manufacturers at $110 per month and $656 for six months.

Cheapest Full Coverage Car Insurance Quotes in Allenwood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$656	$110
New Jersey Skylands Insurance	$793	$135
NJM	$802	$135
Plymouth Rock	$874	$147
Progressive	$919	$155
Travelers	$979	$165
Amica Mutual	$1111	$185
Allstate	$1146	$193
State Farm	$1237	$208
Selective	$1307	$220
Farmers	$1752	$292

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Average Car Insurance in Allenwood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Allenwood, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Allenwood, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Allenwood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Allenwood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$652
30s	NJM	$507
40s	NJM	$469
50s	NJM	$433
60s	NJM	$399

Cheapest Car Insurance Rates for Teen Drivers in Allenwood,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Allenwood at $77 per month. At $5231 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$455	$77
NJM	$909	$153
New Jersey Manufacturers	$1505	$256
Travelers	$2121	$357
Selective	$2298	$387
Plymouth Rock	$2383	$401
Amica Mutual	$2661	$452
Allstate	$2888	$486
Progressive	$2918	$491
State Farm	$3459	$582
Farmers	$5231	$889

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Allenwood.

As young drivers face the highest rates in Allenwood, NJM offers the cheapest auto insurance rates at $652 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Allenwood, Amica Mutual is the cheapest car insurance provider. At $555 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Allenwood is State Farm, offering rates of around $6145 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$555	$94
New Jersey Skylands Insurance	$697	$116
Foremost	$778	$133
NJM	$974	$164
Progressive	$1252	$211
Plymouth Rock	$1293	$218
Farmers	$2322	$395
Selective	$2686	$448
Travelers	$2868	$488
Allstate	$3004	$501
State Farm	$6145	$1045

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Save up to $971/yr on car insurance rates in Allenwood.

Car Insurance Rates with An Accident in Allenwood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Allenwood, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Allenwood

The cheapest car insurance companies after an at-fault accident in Allenwood include New Jersey Skylands Insurance and NJM, offering $536 and $570, respectively. Farmers is an expensive provider with an average six-month premium of $3393.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$536	$89
NJM	$570	$96
New Jersey Manufacturers	$692	$116
Plymouth Rock	$722	$122
Amica Mutual	$859	$145
Progressive	$1207	$203
Selective	$1636	$275
Travelers	$1676	$282
State Farm	$1939	$326
Allstate	$3029	$510
Farmers	$3393	$565

Allenwood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Allenwood NJ. For example, the car insurance in Allenwood after a DUI increases to $1071 for a six month policy. While the rate increases by $147 for a six-month policy in the case of a speeding ticket.

Allenwood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$984	$164
One Med/PIP claim	$989	$168
Not-at-fault accident	$1035	$173
One comp claim	$1046	$178
Two Med/PIP claims	$1051	$175
Speeding 6 - 10 MPH over limit	$1131	$192
Speeding 11 - 15 MPH over limit	$1136	$190
Two comp claims	$1136	$193
Failure to show documents	$1151	$192
At-fault accident - less than $1000	$1166	$198
Failure to wear a seat belt	$1182	$197
Driving too slowly	$1187	$201
Driving without lights	$1192	$199
Child safety restraint	$1212	$206
Driving with expired registration	$1212	$202
Wrong way/wrong lane	$1232	$209
Failure to yield	$1237	$207
Failure to stop at a red light	$1242	$211
Illegal turn	$1262	$211
Cell phone violation	$1278	$218
Texting while driving	$1278	$213
Speeding in school zone	$1298	$221
Operating a vehicle without permission	$1303	$217
Speeding 16 - 20 MPH over limit	$1303	$222
Improper passing	$1333	$222
Following too closely	$1338	$228
Passing school bus	$1393	$232
In 65 MPH zone	$1403	$239
Speeding 21 - 25 MPH over limit	$1449	$241
At-fault accident - $1000-$2000	$1489	$253
At-fault accident - greater than $2000	$1499	$250
Open container	$1676	$285
Reckless driving	$1964	$327
Leaving scene of an accident/hit and run	$2040	$347
DUI	$2055	$343
Refusal to submit to a chemical test	$2055	$349
Racing	$2060	$343
Driving with a suspended license	$2141	$364

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Allenwood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Allenwood.

The cheapest car insurance premiums in Allenwood are offered by Plymouth Rock at $621 for a six-month policy. However, it can be as expensive as $4640 with companies like State Farm.

Allenwood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$621	$105
Foremost	$682	$114
NJM	$687	$116
Mercury	$788	$131
New Jersey Manufacturers	$848	$145
Progressive	$864	$145
Travelers	$1303	$219
Allstate	$1560	$263
Selective	$1918	$323
Farmers	$2212	$369
Amica Mutual	$4388	$746
State Farm	$4640	$781

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Allenwood are offered by Plymouth Rock at $575. However, it can be as expensive as $2969 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Allenwood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$575	$97
NJM	$732	$123
Progressive	$1010	$170
Selective	$1454	$242
State Farm	$1474	$251
Travelers	$1692	$282
Allstate	$2464	$419
Farmers	$2969	$495

Car Insurance Price Trends in Allenwood, New Jersey

Car insurance rates in Allenwood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Allenwood rose by $247 in January compared to $209 of December. In other words, there has been an increase by $38 when you compare January and December.

The average cost of liability insurance in the Allenwood rose to $82 in January, compared to $73 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Allenwood?

The car insurance in Allenwood is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Allenwood?

The cheapest car insurance in Allenwood is $110 per month for full coverage.

How much is car insurance in Allenwood for teenagers?

Car insurance for teenagers costs $455 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Allenwood?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $177 per month to insure your car in Allenwood.

Is car insurance expensive in Allenwood?

Car insurance can be expensive in Allenwood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Allenwood can be affordable.

Cheapest Car Insurance Quotes in Allenwood

Why you can trust Way?

How Much Is Car Insurance in Allenwood

Avg. Car Insurance in Allenwood

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Allenwood

1st place: New Jersey Manufacturers

2nd place: New Jersey Skylands Insurance

3rd place: NJM

Allenwood Car Insurance Rates by Company

Cheap Car Insurance Companies in Allenwood, NJ

Way's key takeaways about car insurance in Allenwood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Allenwood

Cheapest Liability Coverage in Allenwood, NJ

Cheapest Full Coverage Car Insurance in Allenwood

Cheapest Full Coverage Car Insurance Quotes in Allenwood, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Allenwood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Allenwood, NJ increasing?

Car Insurance Premiums by Age in Allenwood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Allenwood,NJ

If you are in your twenties NJM is the best choice for car insurance in Allenwood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Allenwood

Cheapest Car Insurance Companies after an At-Fault Accident in Allenwood

Allenwood Car Insurance Rates by Violation

Allenwood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Allenwood after a DUI

Allenwood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Allenwood after Speeding ticket

Car Insurance Price Trends in Allenwood, New Jersey

Average Car Insurance Cost in Allenwood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Allenwood, NJ

Car Insurance Rates by State in the USA (2025 Update)

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