Cheapest Car Insurance Quotes in Leisure Village

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Leisure Village Car Insurance

^$ 69

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Leisure Village

The car insurance rate in Leisure Village is $1313 for a six-month policy, which is $191 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $903, making it a popular choice for budget-conscious drivers. Rates in Leisure Village can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Leisure Village

$1313

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Leisure Village

1st place: New Jersey Manufacturers

At $903 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $1078 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $1092 for six months, making it the third cheapest auto insurance company in Leisure Village.

Leisure Village Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Leisure Village, NJ is New Jersey Manufacturers, offering policies at just $903 for a six-month term. This is followed by NJM, which has an average six-month premium of $1078.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1189 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Leisure Village drivers find the best deals.

Cheap Car Insurance Companies in Leisure Village, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$903	$153
NJM	$1078	$181
New Jersey Skylands Insurance	$1092	$186
Progressive	$1104	$186
Plymouth Rock	$1175	$198
Allstate	$1328	$223
Travelers	$1369	$230
State Farm	$1459	$246
Amica Mutual	$1529	$260
Selective	$1591	$266
Farmers	$1939	$330
National General	$1189	$202

Key Takeaways

Way's key takeaways about car insurance in Leisure Village

The auto insurance costs in Leisure Village fall around $903 for six months.
The cheapest auto insurance company in Leisure Village is New Jersey Manufacturers.
Teen drivers pay the highest rate in Leisure Village at $1234 per month.

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Cheapest Minimum Liability Car Insurance in Leisure Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Leisure Village are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Leisure Village. Their Average 6 Month Premium is $417. National General is the most expensive at $438 for the same period.

Cheapest Liability Coverage in Leisure Village, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$417	$69
Plymouth Rock	$522	$88
Progressive	$522	$88
NJM	$563	$95
New Jersey Skylands Insurance	$612	$102
State Farm	$619	$104
Amica Mutual	$626	$104
Travelers	$626	$105
Amica	$716	$119
Selective	$757	$129
Allstate	$778	$131
Farmers	$1258	$214
National General	$438	$75

Cheapest Full Coverage Car Insurance in Leisure Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Leisure Village is New Jersey Manufacturers at $153 per month and $903 for six months.

Cheapest Full Coverage Car Insurance Quotes in Leisure Village, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$903	$153
NJM	$1078	$181
New Jersey Skylands Insurance	$1092	$186
Progressive	$1104	$186
Plymouth Rock	$1175	$198
Allstate	$1328	$223
Travelers	$1369	$230
State Farm	$1459	$246
Amica Mutual	$1529	$260
Selective	$1591	$266
Farmers	$1939	$330
National General	$1189	$202

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Average Car Insurance in Leisure Village by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Leisure Village, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Leisure Village, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Leisure Village's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Leisure Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$897
30s	NJM	$697
40s	NJM	$646
50s	NJM	$596
60s	NJM	$549

Cheapest Car Insurance Rates for Teen Drivers in Leisure Village,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Leisure Village at $106 per month. At $7262 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$626	$106
Selective	$785	$131
NJM	$1196	$201
New Jersey Manufacturers	$2071	$345
Travelers	$2898	$488
Plymouth Rock	$3106	$523
Allstate	$3113	$524
Progressive	$3392	$571
Amica Mutual	$3662	$622
State Farm	$4017	$676
Farmers	$7262	$1234

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Leisure Village.

As young drivers face the highest rates in Leisure Village, NJM offers the cheapest auto insurance rates at $897 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Leisure Village, Amica Mutual is the cheapest car insurance provider. At $764 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Leisure Village is Farmers, offering rates of around $6560 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$764	$130
New Jersey Skylands Insurance	$959	$160
Foremost	$1071	$183
NJM	$1293	$218
Progressive	$1307	$220
Plymouth Rock	$1695	$285
Allstate	$2898	$493
Travelers	$4170	$695
State Farm	$6345	$1079
Farmers	$6560	$1094

Escape the Trap of Rising Insurance Costs.

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Car Insurance Rates with An Accident in Leisure Village

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Leisure Village, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Leisure Village

The cheapest car insurance companies after an at-fault accident in Leisure Village include New Jersey Skylands Insurance and NJM, offering $737 and $757, respectively. National General is an expensive provider with an average six-month premium of $508.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$737	$123
NJM	$757	$128
New Jersey Manufacturers	$952	$159
Plymouth Rock	$959	$161
Selective	$1104	$184
Amica Mutual	$1182	$199
Progressive	$1473	$248
State Farm	$2252	$379
Travelers	$2376	$400
Allstate	$3315	$558
Farmers	$5983	$997
National General	$508	$84

Leisure Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Leisure Village NJ. For example, the car insurance in Leisure Village after a DUI increases to $1474 for a six month policy. While the rate increases by $202 for a six-month policy in the case of a speeding ticket.

Leisure Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1355	$226
One Med/PIP claim	$1362	$232
Not-at-fault accident	$1425	$238
One comp claim	$1439	$245
Two Med/PIP claims	$1446	$241
Speeding 6 - 10 MPH over limit	$1557	$264
Speeding 11 - 15 MPH over limit	$1564	$261
Two comp claims	$1564	$266
Failure to show documents	$1584	$264
At-fault accident - less than $1000	$1605	$273
Failure to wear a seat belt	$1626	$271
Driving too slowly	$1633	$277
Driving without lights	$1640	$274
Child safety restraint	$1668	$283
Driving with expired registration	$1668	$278
Wrong way/wrong lane	$1695	$288
Failure to yield	$1702	$284
Failure to stop at a red light	$1709	$290
Illegal turn	$1737	$290
Cell phone violation	$1759	$300
Texting while driving	$1759	$293
Speeding in school zone	$1787	$304
Operating a vehicle without permission	$1794	$298
Speeding 16 - 20 MPH over limit	$1794	$305
Improper passing	$1835	$305
Following too closely	$1842	$314
Passing school bus	$1918	$319
In 65 MPH zone	$1932	$329
Speeding 21 - 25 MPH over limit	$1995	$332
At-fault accident - $1000-$2000	$2050	$349
At-fault accident - greater than $2000	$2064	$344
Open container	$2307	$392
Reckless driving	$2704	$450
Leaving scene of an accident/hit and run	$2808	$477
DUI	$2829	$472
Refusal to submit to a chemical test	$2829	$481
Racing	$2836	$473
Driving with a suspended license	$2947	$501

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Leisure Village after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Leisure Village.

The cheapest car insurance premiums in Leisure Village are offered by Plymouth Rock at $827 for a six-month policy. However, it can be as expensive as $6040 with companies like Amica Mutual.

Leisure Village car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$827	$139
NJM	$910	$153
Foremost	$938	$159
Progressive	$1057	$178
Mercury	$1085	$185
New Jersey Manufacturers	$1168	$194
Selective	$1237	$211
Allstate	$1766	$297
Travelers	$1842	$310
State Farm	$5373	$904
Farmers	$5949	$1012
Amica Mutual	$6040	$1006

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Leisure Village are offered by Plymouth Rock at $757. However, it can be as expensive as $2738 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Leisure Village after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$757	$128
NJM	$959	$161
Progressive	$1085	$183
State Farm	$1536	$261
Allstate	$2321	$387
Travelers	$2439	$415
Farmers	$2738	$456

Car Insurance Price Trends in Leisure Village, New Jersey

Car insurance rates in Leisure Village have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Leisure Village rose by $288 in December compared to $284 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Leisure Village rose to $101 in December, compared to $97 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Leisure Village?

The car insurance in Leisure Village is $69 per month, which is lower than the national average.

What is the cheapest car insurance in Leisure Village?

The cheapest car insurance in Leisure Village is $153 per month for full coverage.

How much is car insurance in Leisure Village for teenagers?

Car insurance for teenagers costs $626 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Leisure Village?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $221 per month to insure your car in Leisure Village.

Is car insurance expensive in Leisure Village?

Car insurance can be expensive in Leisure Village if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Leisure Village can be affordable.

Cheapest Car Insurance Quotes in Leisure Village

Why you can trust Way?

How Much Is Car Insurance in Leisure Village

Avg. Car Insurance in Leisure Village

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Leisure Village

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Leisure Village Car Insurance Rates by Company

Cheap Car Insurance Companies in Leisure Village, NJ

Way's key takeaways about car insurance in Leisure Village

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Leisure Village

Cheapest Liability Coverage in Leisure Village, NJ

Cheapest Full Coverage Car Insurance in Leisure Village

Cheapest Full Coverage Car Insurance Quotes in Leisure Village, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Leisure Village by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Leisure Village, NJ increasing?

Car Insurance Premiums by Age in Leisure Village

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Leisure Village,NJ

If you are in your twenties NJM is the best choice for car insurance in Leisure Village.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Leisure Village

Cheapest Car Insurance Companies after an At-Fault Accident in Leisure Village

Leisure Village Car Insurance Rates by Violation

Leisure Village auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Leisure Village after a DUI

Leisure Village car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Leisure Village after Speeding ticket

Car Insurance Price Trends in Leisure Village, New Jersey

Average Car Insurance Cost in Leisure Village by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Leisure Village, NJ

Car Insurance Rates by State in the USA (2025 Update)

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