Cheapest Car Insurance Quotes in Harrison

Cheapest Minimum Liability Car Insurance in Harrison

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Harrison are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Harrison. Their Average 6 Month Premium is $470. National General is the most expensive at $494 for the same period. 

Cheapest Liability Coverage in Harrison, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$470	$78
Plymouth Rock	$589	$99
Progressive	$589	$99
NJM	$635	$107
New Jersey Skylands Insurance	$690	$115
State Farm	$698	$117
Amica Mutual	$706	$117
Travelers	$706	$119
Amica	$808	$135
Selective	$854	$145
Allstate	$878	$148
Farmers	$1419	$242
National General	$494	$84

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Cheapest Full Coverage Car Insurance in Harrison

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Harrison is New Jersey Manufacturers at $173 per month and $1019 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Harrison, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1019	$173
NJM	$1216	$205
New Jersey Skylands Insurance	$1232	$210
Progressive	$1246	$210
Plymouth Rock	$1325	$223
Allstate	$1498	$252
Travelers	$1544	$260
State Farm	$1646	$277
Amica Mutual	$1725	$293
Selective	$1795	$300
Farmers	$2187	$372
National General	$1341	$228

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Car Insurance Premiums by Age in Harrison

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$1012
30s	NJM	$787
40s	NJM	$729
50s	NJM	$672
60s	NJM	$619

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Harrison Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Harrison NJ. For example, the car insurance in Harrison after a DUI increases to $1663 for a six month policy. While the rate increases by $228 for a six-month policy in the case of a speeding ticket.  

Harrison auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1529	$255
One Med/PIP claim	$1536	$261
Not-at-fault accident	$1608	$268
One comp claim	$1624	$276
Two Med/PIP claims	$1632	$272
Speeding 6 - 10 MPH over limit	$1757	$298
Speeding 11 - 15 MPH over limit	$1765	$294
Two comp claims	$1765	$300
Failure to show documents	$1787	$298
At-fault accident - less than $1000	$1811	$308
Failure to wear a seat belt	$1835	$306
Driving too slowly	$1843	$313
Driving without lights	$1851	$309
Child safety restraint	$1882	$319
Driving with expired registration	$1882	$314
Wrong way/wrong lane	$1913	$325
Failure to yield	$1921	$321
Failure to stop at a red light	$1929	$327
Illegal turn	$1960	$327
Cell phone violation	$1984	$338
Texting while driving	$1984	$330
Speeding in school zone	$2016	$343
Operating a vehicle without permission	$2024	$337
Speeding 16 - 20 MPH over limit	$2024	$345
Improper passing	$2070	$345
Following too closely	$2078	$354
Passing school bus	$2163	$360
In 65 MPH zone	$2179	$371
Speeding 21 - 25 MPH over limit	$2251	$375
At-fault accident - $1000-$2000	$2313	$393
At-fault accident - greater than $2000	$2328	$388
Open container	$2603	$442
Reckless driving	$3051	$508
Leaving scene of an accident/hit and run	$3168	$539
DUI	$3192	$532
Refusal to submit to a chemical test	$3192	$543
Racing	$3200	$533
Driving with a suspended license	$3325	$565

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