Cheapest Car Insurance Quotes in Turnersville

Finding the cheapest car insurance quotes in Turnersville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Turnersville Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Turnersville

The car insurance rate in Turnersville is $1213 for a six-month policy, which is $25 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $757, making it a popular choice for budget-conscious drivers. Rates in Turnersville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Turnersville

$1213

Avg. Car Insurance in New Jersey

$1238

National Average

$1278

Cheapest Car Insurance Companies in Turnersville

1st place: New Jersey Manufacturers

At $757 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $914 for a six-month policy, making it one of the cheapest to insure with.

3rd place: NJM

NJM offers auto insurance rates at $925 for six months, making it the third cheapest auto insurance company in Turnersville.

Turnersville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Turnersville, NJ is New Jersey Manufacturers, offering policies at just $757 for a six-month term. This is followed by New Jersey Skylands Insurance, which has an average six-month premium of $914.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2020 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Turnersville drivers find the best deals.

Cheap Car Insurance Companies in Turnersville, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$757	$126
New Jersey Skylands Insurance	$914	$156
NJM	$925	$156
Plymouth Rock	$1007	$170
Progressive	$1059	$178
Travelers	$1129	$190
Amica Mutual	$1281	$214
Allstate	$1321	$222
State Farm	$1426	$240
Selective	$1507	$254
Farmers	$2020	$337

Key Takeaways

Way's key takeaways about car insurance in Turnersville

The auto insurance costs in Turnersville fall around $757 for six months.
The cheapest auto insurance company in Turnersville is New Jersey Manufacturers.
Teen drivers pay the highest rate in Turnersville at $1025 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Turnersville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Turnersville are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Turnersville. Their Average 6 Month Premium is $349. Farmers is the most expensive at $1007 for the same period.

Cheapest Liability Coverage in Turnersville, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$349	$60
Plymouth Rock	$471	$79
NJM	$483	$81
New Jersey Skylands Insurance	$513	$85
Amica Mutual	$524	$89
Amica	$600	$100
Progressive	$600	$101
Travelers	$617	$104
State Farm	$646	$109
Allstate	$716	$121
Selective	$798	$134
Farmers	$1007	$168

Cheapest Full Coverage Car Insurance in Turnersville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Turnersville is New Jersey Manufacturers at $126 per month and $757 for six months.

Cheapest Full Coverage Car Insurance Quotes in Turnersville, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$757	$126
New Jersey Skylands Insurance	$914	$156
NJM	$925	$156
Plymouth Rock	$1007	$170
Progressive	$1059	$178
Travelers	$1129	$190
Amica Mutual	$1281	$214
Allstate	$1321	$222
State Farm	$1426	$240
Selective	$1507	$254
Farmers	$2020	$337

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Turnersville Instantly!

Average Car Insurance in Turnersville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Turnersville, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Turnersville, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Turnersville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Turnersville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$752
30s	NJM	$584
40s	NJM	$541
50s	NJM	$499
60s	NJM	$460

Cheapest Car Insurance Rates for Teen Drivers in Turnersville,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Turnersville at $89 per month. At $6031 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$524	$89
NJM	$1048	$176
New Jersey Manufacturers	$1735	$295
Travelers	$2445	$412
Selective	$2649	$446
Plymouth Rock	$2748	$463
Amica Mutual	$3067	$521
Allstate	$3330	$561
Progressive	$3364	$566
State Farm	$3988	$671
Farmers	$6031	$1025

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Turnersville.

As young drivers face the highest rates in Turnersville, NJM offers the cheapest auto insurance rates at $752 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Turnersville, Amica Mutual is the cheapest car insurance provider. At $640 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Turnersville is State Farm, offering rates of around $7084 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$640	$109
New Jersey Skylands Insurance	$804	$134
Foremost	$897	$153
NJM	$1123	$189
Progressive	$1444	$243
Plymouth Rock	$1491	$251
Farmers	$2677	$456
Selective	$3097	$516
Travelers	$3307	$563
Allstate	$3463	$577
State Farm	$7084	$1204

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Turnersville.

Car Insurance Rates with An Accident in Turnersville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Turnersville, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Turnersville

The cheapest car insurance companies after an at-fault accident in Turnersville include New Jersey Skylands Insurance and NJM, offering $617 and $658, respectively. Farmers is an expensive provider with an average six-month premium of $3912.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$617	$103
NJM	$658	$111
New Jersey Manufacturers	$798	$133
Plymouth Rock	$832	$140
Amica Mutual	$990	$167
Progressive	$1392	$234
Selective	$1887	$318
Travelers	$1933	$325
State Farm	$2235	$376
Allstate	$3493	$588
Farmers	$3912	$652

Turnersville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Turnersville NJ. For example, the car insurance in Turnersville after a DUI increases to $1235 for a six month policy. While the rate increases by $169 for a six-month policy in the case of a speeding ticket.

Turnersville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1135	$189
One Med/PIP claim	$1141	$194
Not-at-fault accident	$1194	$199
One comp claim	$1205	$205
Two Med/PIP claims	$1211	$202
Speeding 6 - 10 MPH over limit	$1304	$221
Speeding 11 - 15 MPH over limit	$1310	$219
Two comp claims	$1310	$222
Failure to show documents	$1327	$221
At-fault accident - less than $1000	$1345	$228
Failure to wear a seat belt	$1362	$227
Driving too slowly	$1368	$232
Driving without lights	$1374	$229
Child safety restraint	$1397	$237
Driving with expired registration	$1397	$233
Wrong way/wrong lane	$1420	$241
Failure to yield	$1426	$238
Failure to stop at a red light	$1432	$243
Illegal turn	$1455	$243
Cell phone violation	$1473	$251
Texting while driving	$1473	$245
Speeding in school zone	$1496	$255
Operating a vehicle without permission	$1502	$250
Speeding 16 - 20 MPH over limit	$1502	$256
Improper passing	$1537	$256
Following too closely	$1543	$263
Passing school bus	$1606	$268
In 65 MPH zone	$1618	$275
Speeding 21 - 25 MPH over limit	$1671	$278
At-fault accident - $1000-$2000	$1717	$292
At-fault accident - greater than $2000	$1729	$288
Open container	$1933	$328
Reckless driving	$2265	$377
Leaving scene of an accident/hit and run	$2352	$400
DUI	$2370	$395
Refusal to submit to a chemical test	$2370	$403
Racing	$2376	$396
Driving with a suspended license	$2469	$419

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Turnersville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Turnersville.

The cheapest car insurance premiums in Turnersville are offered by Plymouth Rock at $716 for a six-month policy. However, it can be as expensive as $5350 with companies like State Farm.

Turnersville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$716	$121
Foremost	$786	$131
NJM	$792	$133
Mercury	$908	$151
New Jersey Manufacturers	$978	$167
Progressive	$996	$168
Travelers	$1502	$253
Allstate	$1798	$303
Selective	$2212	$372
Farmers	$2550	$425
Amica Mutual	$5059	$860
State Farm	$5350	$901

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Turnersville are offered by Plymouth Rock at $663. However, it can be as expensive as $3423 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Turnersville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$663	$112
NJM	$844	$142
Progressive	$1164	$196
Selective	$1677	$279
State Farm	$1699	$289
Travelers	$1950	$325
Allstate	$2841	$483
Farmers	$3423	$570

Car Insurance Price Trends in Turnersville, New Jersey

Car insurance rates in Turnersville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Turnersville rose by $284 in January compared to $241 of December. In other words, there has been an increase by $43 when you compare January and December.

The average cost of liability insurance in the Turnersville rose to $95 in January, compared to $84 in December. This represents an increase of $11 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Turnersville?

The car insurance in Turnersville is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Turnersville?

The cheapest car insurance in Turnersville is $126 per month for full coverage.

How much is car insurance in Turnersville for teenagers?

Car insurance for teenagers costs $524 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Turnersville?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $204 per month to insure your car in Turnersville.

Is car insurance expensive in Turnersville?

Car insurance can be expensive in Turnersville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Turnersville can be affordable.

Cheapest Car Insurance Quotes in Turnersville

Why you can trust Way?

How Much Is Car Insurance in Turnersville

Avg. Car Insurance in Turnersville

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Turnersville

1st place: New Jersey Manufacturers

2nd place: New Jersey Skylands Insurance

3rd place: NJM

Turnersville Car Insurance Rates by Company

Cheap Car Insurance Companies in Turnersville, NJ

Way's key takeaways about car insurance in Turnersville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Turnersville

Cheapest Liability Coverage in Turnersville, NJ

Cheapest Full Coverage Car Insurance in Turnersville

Cheapest Full Coverage Car Insurance Quotes in Turnersville, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Turnersville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Turnersville, NJ increasing?

Car Insurance Premiums by Age in Turnersville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Turnersville,NJ

If you are in your twenties NJM is the best choice for car insurance in Turnersville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Turnersville

Cheapest Car Insurance Companies after an At-Fault Accident in Turnersville

Turnersville Car Insurance Rates by Violation

Turnersville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Turnersville after a DUI

Turnersville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Turnersville after Speeding ticket

Car Insurance Price Trends in Turnersville, New Jersey

Average Car Insurance Cost in Turnersville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Turnersville, NJ

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources