Cheapest Car Insurance Quotes in Teterboro

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Teterboro Car Insurance

^$ 70

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Teterboro

The car insurance rate in Teterboro is $1411 for a six-month policy, which is $173 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $880, making it a popular choice for budget-conscious drivers. Rates in Teterboro can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Teterboro

$1411

Avg. Car Insurance in New Jersey

$1238

National Average

$1278

Cheapest Car Insurance Companies in Teterboro

1st place: New Jersey Manufacturers

At $880 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $1064 for a six-month policy, making it one of the cheapest to insure with.

3rd place: NJM

NJM offers auto insurance rates at $1076 for six months, making it the third cheapest auto insurance company in Teterboro.

Teterboro Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Teterboro, NJ is New Jersey Manufacturers, offering policies at just $880 for a six-month term. This is followed by New Jersey Skylands Insurance, which has an average six-month premium of $1064.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2350 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Teterboro drivers find the best deals.

Cheap Car Insurance Companies in Teterboro, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$880	$147
New Jersey Skylands Insurance	$1064	$181
NJM	$1076	$181
Plymouth Rock	$1172	$197
Progressive	$1232	$207
Travelers	$1313	$221
Amica Mutual	$1490	$249
Allstate	$1537	$259
State Farm	$1659	$279
Selective	$1753	$295
Farmers	$2350	$392

Key Takeaways

Way's key takeaways about car insurance in Teterboro

The auto insurance costs in Teterboro fall around $880 for six months.
The cheapest auto insurance company in Teterboro is New Jersey Manufacturers.
Teen drivers pay the highest rate in Teterboro at $1192 per month.

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Cheapest Minimum Liability Car Insurance in Teterboro

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Teterboro are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Teterboro. Their Average 6 Month Premium is $406. Farmers is the most expensive at $1172 for the same period.

Cheapest Liability Coverage in Teterboro, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$406	$70
Plymouth Rock	$548	$92
NJM	$562	$95
New Jersey Skylands Insurance	$596	$99
Amica Mutual	$610	$104
Amica	$698	$116
Progressive	$698	$117
Travelers	$718	$121
State Farm	$751	$127
Allstate	$833	$140
Selective	$928	$156
Farmers	$1172	$195

Cheapest Full Coverage Car Insurance in Teterboro

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Teterboro is New Jersey Manufacturers at $147 per month and $880 for six months.

Cheapest Full Coverage Car Insurance Quotes in Teterboro, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$880	$147
New Jersey Skylands Insurance	$1064	$181
NJM	$1076	$181
Plymouth Rock	$1172	$197
Progressive	$1232	$207
Travelers	$1313	$221
Amica Mutual	$1490	$249
Allstate	$1537	$259
State Farm	$1659	$279
Selective	$1753	$295
Farmers	$2350	$392

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Average Car Insurance in Teterboro by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Teterboro, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Teterboro, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Teterboro's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Teterboro

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$874
30s	NJM	$679
40s	NJM	$629
50s	NJM	$580
60s	NJM	$535

Cheapest Car Insurance Rates for Teen Drivers in Teterboro,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Teterboro at $104 per month. At $7016 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$610	$104
NJM	$1219	$205
New Jersey Manufacturers	$2018	$343
Travelers	$2844	$479
Selective	$3081	$519
Plymouth Rock	$3197	$538
Amica Mutual	$3568	$606
Allstate	$3874	$652
Progressive	$3914	$659
State Farm	$4639	$781
Farmers	$7016	$1192

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Teterboro.

As young drivers face the highest rates in Teterboro, NJM offers the cheapest auto insurance rates at $874 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Teterboro, Amica Mutual is the cheapest car insurance provider. At $744 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Teterboro is State Farm, offering rates of around $8241 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$744	$127
New Jersey Skylands Insurance	$935	$156
Foremost	$1043	$178
NJM	$1306	$220
Progressive	$1679	$283
Plymouth Rock	$1734	$292
Farmers	$3114	$530
Selective	$3602	$601
Travelers	$3846	$654
Allstate	$4029	$671
State Farm	$8241	$1401

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Car Insurance Rates with An Accident in Teterboro

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Teterboro, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Teterboro

The cheapest car insurance companies after an at-fault accident in Teterboro include New Jersey Skylands Insurance and NJM, offering $718 and $765, respectively. Farmers is an expensive provider with an average six-month premium of $4551.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$718	$120
NJM	$765	$129
New Jersey Manufacturers	$928	$155
Plymouth Rock	$968	$163
Amica Mutual	$1151	$194
Progressive	$1619	$272
Selective	$2195	$369
Travelers	$2248	$378
State Farm	$2600	$438
Allstate	$4063	$684
Farmers	$4551	$758

Teterboro Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Teterboro NJ. For example, the car insurance in Teterboro after a DUI increases to $1437 for a six month policy. While the rate increases by $197 for a six-month policy in the case of a speeding ticket.

Teterboro auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1320	$220
One Med/PIP claim	$1327	$226
Not-at-fault accident	$1389	$231
One comp claim	$1402	$238
Two Med/PIP claims	$1409	$235
Speeding 6 - 10 MPH over limit	$1517	$258
Speeding 11 - 15 MPH over limit	$1524	$254
Two comp claims	$1524	$259
Failure to show documents	$1544	$258
At-fault accident - less than $1000	$1564	$266
Failure to wear a seat belt	$1585	$264
Driving too slowly	$1591	$270
Driving without lights	$1598	$267
Child safety restraint	$1626	$276
Driving with expired registration	$1626	$271
Wrong way/wrong lane	$1652	$280
Failure to yield	$1659	$277
Failure to stop at a red light	$1666	$283
Illegal turn	$1693	$283
Cell phone violation	$1713	$292
Texting while driving	$1713	$285
Speeding in school zone	$1741	$296
Operating a vehicle without permission	$1748	$291
Speeding 16 - 20 MPH over limit	$1748	$298
Improper passing	$1788	$298
Following too closely	$1794	$306
Passing school bus	$1868	$311
In 65 MPH zone	$1882	$320
Speeding 21 - 25 MPH over limit	$1944	$324
At-fault accident - $1000-$2000	$1997	$340
At-fault accident - greater than $2000	$2011	$335
Open container	$2248	$382
Reckless driving	$2635	$439
Leaving scene of an accident/hit and run	$2736	$465
DUI	$2757	$459
Refusal to submit to a chemical test	$2757	$469
Racing	$2763	$461
Driving with a suspended license	$2872	$488

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Teterboro after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Teterboro.

The cheapest car insurance premiums in Teterboro are offered by Plymouth Rock at $833 for a six-month policy. However, it can be as expensive as $6223 with companies like State Farm.

Teterboro car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$833	$140
Foremost	$914	$153
NJM	$921	$155
Mercury	$1057	$176
New Jersey Manufacturers	$1138	$194
Progressive	$1158	$195
Travelers	$1748	$294
Allstate	$2092	$352
Selective	$2573	$433
Farmers	$2966	$495
Amica Mutual	$5885	$1001
State Farm	$6223	$1048

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Teterboro are offered by Plymouth Rock at $772. However, it can be as expensive as $3982 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Teterboro after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$772	$130
NJM	$982	$165
Progressive	$1354	$228
Selective	$1951	$325
State Farm	$1977	$336
Travelers	$2269	$378
Allstate	$3305	$562
Farmers	$3982	$663

Car Insurance Price Trends in Teterboro, New Jersey

Car insurance rates in Teterboro have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Teterboro rose by $331 in January compared to $280 of December. In other words, there has been an increase by $51 when you compare January and December.

The average cost of liability insurance in the Teterboro rose to $111 in January, compared to $98 in December. This represents an increase of $13 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Teterboro?

The car insurance in Teterboro is $70 per month, which is lower than the national average.

What is the cheapest car insurance in Teterboro?

The cheapest car insurance in Teterboro is $147 per month for full coverage.

How much is car insurance in Teterboro for teenagers?

Car insurance for teenagers costs $610 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Teterboro?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $237 per month to insure your car in Teterboro.

Is car insurance expensive in Teterboro?

Car insurance can be expensive in Teterboro if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Teterboro can be affordable.

Cheapest Car Insurance Quotes in Teterboro

Why you can trust Way?

How Much Is Car Insurance in Teterboro

Avg. Car Insurance in Teterboro

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Teterboro

1st place: New Jersey Manufacturers

2nd place: New Jersey Skylands Insurance

3rd place: NJM

Teterboro Car Insurance Rates by Company

Cheap Car Insurance Companies in Teterboro, NJ

Way's key takeaways about car insurance in Teterboro

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Teterboro

Cheapest Liability Coverage in Teterboro, NJ

Cheapest Full Coverage Car Insurance in Teterboro

Cheapest Full Coverage Car Insurance Quotes in Teterboro, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Teterboro by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Teterboro, NJ increasing?

Car Insurance Premiums by Age in Teterboro

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Teterboro,NJ

If you are in your twenties NJM is the best choice for car insurance in Teterboro.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Teterboro

Cheapest Car Insurance Companies after an At-Fault Accident in Teterboro

Teterboro Car Insurance Rates by Violation

Teterboro auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Teterboro after a DUI

Teterboro car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Teterboro after Speeding ticket

Car Insurance Price Trends in Teterboro, New Jersey

Average Car Insurance Cost in Teterboro by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Teterboro, NJ

Car Insurance Rates by State in the USA (2025 Update)

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