Cheapest Car Insurance Quotes in Fort Lee

Cheapest Minimum Liability Car Insurance in Fort Lee

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Fort Lee are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Fort Lee. Their Average 6 Month Premium is $488. National General is the most expensive at $512 for the same period. 

Cheapest Liability Coverage in Fort Lee, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$488	$81
Plymouth Rock	$611	$103
Progressive	$611	$103
NJM	$659	$111
New Jersey Skylands Insurance	$717	$119
State Farm	$725	$122
Amica Mutual	$733	$122
Travelers	$733	$123
Amica	$838	$140
Selective	$886	$151
Allstate	$911	$153
Farmers	$1473	$251
National General	$512	$88

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Cheapest Full Coverage Car Insurance in Fort Lee

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Fort Lee is New Jersey Manufacturers at $179 per month and $1058 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Fort Lee, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1058	$179
NJM	$1262	$212
New Jersey Skylands Insurance	$1278	$218
Progressive	$1293	$218
Plymouth Rock	$1375	$232
Allstate	$1555	$262
Travelers	$1603	$270
State Farm	$1708	$288
Amica Mutual	$1791	$304
Selective	$1863	$311
Farmers	$2270	$386
National General	$1392	$237

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Car Insurance Premiums by Age in Fort Lee

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$1051
30s	NJM	$817
40s	NJM	$756
50s	NJM	$697
60s	NJM	$643

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Fort Lee Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Fort Lee NJ. For example, the car insurance in Fort Lee after a DUI increases to $1727 for a six month policy. While the rate increases by $237 for a six-month policy in the case of a speeding ticket.  

Fort Lee auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1586	$264
One Med/PIP claim	$1595	$271
Not-at-fault accident	$1669	$278
One comp claim	$1685	$286
Two Med/PIP claims	$1693	$282
Speeding 6 - 10 MPH over limit	$1823	$310
Speeding 11 - 15 MPH over limit	$1832	$306
Two comp claims	$1832	$311
Failure to show documents	$1855	$310
At-fault accident - less than $1000	$1880	$319
Failure to wear a seat belt	$1904	$318
Driving too slowly	$1913	$325
Driving without lights	$1921	$321
Child safety restraint	$1954	$332
Driving with expired registration	$1954	$326
Wrong way/wrong lane	$1985	$337
Failure to yield	$1993	$333
Failure to stop at a red light	$2002	$340
Illegal turn	$2034	$340
Cell phone violation	$2059	$351
Texting while driving	$2059	$343
Speeding in school zone	$2092	$356
Operating a vehicle without permission	$2100	$349
Speeding 16 - 20 MPH over limit	$2100	$358
Improper passing	$2148	$358
Following too closely	$2156	$367
Passing school bus	$2245	$374
In 65 MPH zone	$2262	$385
Speeding 21 - 25 MPH over limit	$2336	$389
At-fault accident - $1000-$2000	$2400	$408
At-fault accident - greater than $2000	$2417	$403
Open container	$2702	$459
Reckless driving	$3166	$527
Leaving scene of an accident/hit and run	$3288	$559
DUI	$3313	$552
Refusal to submit to a chemical test	$3313	$563
Racing	$3321	$553
Driving with a suspended license	$3451	$586

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