Cheapest Car Insurance Quotes in East Rutherford

Cheapest Minimum Liability Car Insurance in East Rutherford

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Rutherford are given below. 

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in East Rutherford. Their Average 6 Month Premium is $424. Farmers is the most expensive at $1223 for the same period. 

Cheapest Liability Coverage in East Rutherford, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$424	$73
Plymouth Rock	$572	$96
NJM	$587	$99
New Jersey Skylands Insurance	$622	$104
Amica Mutual	$637	$108
Amica	$728	$121
Progressive	$728	$123
Travelers	$750	$126
State Farm	$784	$132
Allstate	$870	$146
Selective	$969	$163
Farmers	$1223	$203

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Cheapest Full Coverage Car Insurance in East Rutherford

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Rutherford is New Jersey Manufacturers at $154 per month and $919 for six months. 

Cheapest Full Coverage Car Insurance Quotes in East Rutherford, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$919	$154
New Jersey Skylands Insurance	$1110	$189
NJM	$1123	$189
Plymouth Rock	$1223	$206
Progressive	$1286	$217
Travelers	$1371	$231
Amica Mutual	$1555	$259
Allstate	$1604	$270
State Farm	$1731	$292
Selective	$1830	$308
Farmers	$2453	$409

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Car Insurance Premiums by Age in East Rutherford

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$913
30s	NJM	$709
40s	NJM	$657
50s	NJM	$606
60s	NJM	$558

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East Rutherford Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Rutherford NJ. For example, the car insurance in East Rutherford after a DUI increases to $1499 for a six month policy. While the rate increases by $206 for a six-month policy in the case of a speeding ticket.  

East Rutherford auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1378	$230
One Med/PIP claim	$1385	$236
Not-at-fault accident	$1449	$242
One comp claim	$1464	$249
Two Med/PIP claims	$1471	$245
Speeding 6 - 10 MPH over limit	$1584	$269
Speeding 11 - 15 MPH over limit	$1591	$265
Two comp claims	$1591	$270
Failure to show documents	$1611	$269
At-fault accident - less than $1000	$1633	$277
Failure to wear a seat belt	$1654	$276
Driving too slowly	$1661	$282
Driving without lights	$1668	$278
Child safety restraint	$1697	$288
Driving with expired registration	$1697	$283
Wrong way/wrong lane	$1724	$293
Failure to yield	$1731	$289
Failure to stop at a red light	$1739	$295
Illegal turn	$1767	$295
Cell phone violation	$1789	$305
Texting while driving	$1789	$298
Speeding in school zone	$1817	$309
Operating a vehicle without permission	$1824	$303
Speeding 16 - 20 MPH over limit	$1824	$311
Improper passing	$1866	$311
Following too closely	$1873	$319
Passing school bus	$1950	$325
In 65 MPH zone	$1965	$334
Speeding 21 - 25 MPH over limit	$2029	$338
At-fault accident - $1000-$2000	$2085	$355
At-fault accident - greater than $2000	$2099	$350
Open container	$2347	$399
Reckless driving	$2750	$458
Leaving scene of an accident/hit and run	$2856	$486
DUI	$2877	$480
Refusal to submit to a chemical test	$2877	$489
Racing	$2885	$481
Driving with a suspended license	$2998	$509

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