Cheapest Car Insurance Quotes in Aldine

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Aldine Car Insurance

^$ 58

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Aldine

The car insurance rate in Aldine is $1424 for a six-month policy, which is $377 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $904, making it a popular choice for budget-conscious drivers. Rates in Aldine can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Aldine

$1424

Avg. Car Insurance in Texas

$1047

National Average

$1140

Cheapest Car Insurance Companies in Aldine

1st place: Texas Farm Bureau

At $904 for a six month policy, Texas Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1074 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1107 for six months, making it the third cheapest auto insurance company in Aldine.

Aldine Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Aldine, TX is Texas Farm Bureau, offering policies at just $904 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1074.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1544 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Aldine drivers find the best deals.

Cheap Car Insurance Companies in Aldine, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$904	$152
Mercury	$1074	$182
State Farm	$1107	$186
AAA Texas	$1123	$190
USAA	$1236	$208
Redpoint Insurance	$1325	$226
Progressive	$1527	$257
Southern County Mutual	$1753	$298
Allstate	$2085	$351
Farmers	$3336	$567
Redpoint County Mutual	$1300	$222
Geico County Mutual	$1454	$248
Germania	$582	$97
AAA	$1017	$170
National General	$1544	$257

Key Takeaways

Way's key takeaways about car insurance in Aldine

The auto insurance costs in Aldine fall around $904 for six months.
The cheapest auto insurance company in Aldine is Texas Farm Bureau.
Teen drivers pay the highest rate in Aldine at $99 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Aldine

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Aldine are given below.

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Aldine. Their Average 6 Month Premium is $347. Germania is the most expensive at $582 for the same period.

Cheapest Liability Coverage in Aldine, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$347	$58
USAA	$388	$65
Progressive	$404	$68
State Farm	$412	$69
Redpoint Insurance	$453	$75
Mercury	$525	$88
AAA Texas	$582	$97
Allstate	$800	$135
Farmers	$1316	$219
Redpoint County Mutual	$437	$72
Geico County Mutual	$453	$78
National General	$500	$83
Germania	$582	$99

Cheapest Full Coverage Car Insurance in Aldine

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Aldine is Texas Farm Bureau at $152 per month and $904 for six months.

Cheapest Full Coverage Car Insurance Quotes in Aldine, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$904	$152
Mercury	$1074	$182
State Farm	$1107	$186
AAA Texas	$1123	$190
USAA	$1236	$208
Redpoint Insurance	$1325	$226
Progressive	$1527	$257
Southern County Mutual	$1753	$298
Allstate	$2085	$351
Farmers	$3336	$567
Redpoint County Mutual	$1300	$222
Geico County Mutual	$1454	$248
Germania	$582	$97
AAA	$1017	$170
National General	$1544	$257

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Average Car Insurance in Aldine by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Aldine, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Aldine, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Aldine's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Aldine

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$951
40s	Nationwide	$944
50s	Texas Farm Bureau	$842
60s	Texas Farm Bureau	$778
70s	Texas Farm Bureau	$835

Cheapest Car Insurance Rates for Teen Drivers in Aldine,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Aldine at $76 per month. At $598 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$461	$76
Southern County Mutual	$598	$102
Mercury	$646	$107
AAA Texas	$736	$125
Texas Farm Bureau	$1608	$271
USAA	$1753	$295
State Farm	$1818	$306
Allstate	$4564	$768
Progressive	$7787	$1311
Farmers	$10890	$1851
Redpoint County Mutual	$445	$76
Geico County Mutual	$598	$99

Teen Car Insurance Rates in TX by Age

Way Tip

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Aldine.

As young drivers face the highest rates in Aldine, Texas Farm Bureau offers the cheapest auto insurance rates at $951 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Aldine, Mercury is the cheapest car insurance provider. At $703 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Aldine is State Farm, offering rates of around $6100 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$703	$120
Foremost	$840	$140
AAA Texas	$896	$152
Dairyland	$1042	$174
Allstate	$1365	$233
USAA	$1398	$233
Texas Farm Bureau	$1575	$268
Progressive	$2181	$367
Farmers	$5526	$940
State Farm	$6100	$1016

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Car Insurance Rates with An Accident in Aldine

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Aldine, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Aldine

The cheapest car insurance companies after an at-fault accident in Aldine include Redpoint Insurance and Southern County Mutual, offering $461 and $558, respectively. National General is an expensive provider with an average six-month premium of $783.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$461	$76
Southern County Mutual	$558	$95
State Farm	$857	$144
AAA Texas	$865	$147
Mercury	$1050	$175
USAA	$1284	$216
Texas Farm Bureau	$1421	$239
Progressive	$2641	$445
Allstate	$2973	$500
Farmers	$9169	$1559
Redpoint County Mutual	$445	$73
Geico County Mutual	$558	$95
National General	$783	$133

Aldine Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Aldine TX. For example, the car insurance in Aldine after a DUI increases to $1066 for a six month policy. While the rate increases by $250 for a six-month policy in the case of a speeding ticket.

Aldine auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1745	$291
One Med/PIP claim	$1761	$299
One comp claim	$1850	$309
Not-at-fault accident	$1866	$317
Two Med/PIP claims	$1874	$313
Failure to show documents	$1939	$329
Driving with expired registration	$1954	$326
Two comp claims	$1971	$335
Cell phone violation	$1987	$332
Driving without lights	$1987	$337
Texting while driving	$1987	$332
Driving too slowly	$1995	$339
Speeding 11 - 15 MPH over limit	$1995	$333
Speeding 16 - 20 MPH over limit	$1995	$339
Speeding 6 - 10 MPH over limit	$1995	$333
Speeding in school zone	$1995	$339
Child safety restraint	$2003	$335
Failure to wear a seat belt	$2003	$340
In 65 MPH zone	$2011	$336
Failure to stop at a red light	$2020	$344
Failure to yield	$2020	$337
Following too closely	$2020	$344
Illegal turn	$2020	$337
Improper passing	$2020	$344
Speeding 21 - 25 MPH over limit	$2020	$337
Passing school bus	$2028	$345
Wrong way/wrong lane	$2028	$337
Operating a vehicle without permission	$2036	$347
At-fault accident - less than $1000	$2116	$352
Open container	$2383	$405
Driving with a suspended license	$2472	$412
Racing	$2618	$445
Reckless driving	$2618	$437
Leaving scene of an accident/hit and run	$2682	$456
At-fault accident - $1000-$2000	$2690	$449
Refusal to submit to a chemical test	$2770	$471
DUI	$2811	$469
At-fault accident - greater than $2000	$2924	$498

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Aldine after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Aldine.

The cheapest car insurance premiums in Aldine are offered by Mercury at $695 for a six-month policy. However, it can be as expensive as $4209 with companies like Farmers.

Aldine car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$695	$116
Foremost	$783	$133
Dairyland	$857	$143
AAA Texas	$904	$154
State Farm	$1132	$190
Texas Farm Bureau	$1341	$228
Progressive	$1696	$286
USAA	$1737	$292
Allstate	$2214	$373
Nationwide	$2286	$389
Farmers	$4209	$702

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Aldine are offered by State Farm at $630. However, it can be as expensive as $4580 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Aldine after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$630	$106
Texas Farm Bureau	$695	$118
Mercury	$719	$120
AAA Texas	$767	$131
USAA	$1010	$169
Allstate	$1365	$233
Progressive	$2351	$392
Farmers	$4580	$779

Car Insurance Price Trends in Aldine, Texas

Car insurance rates in Aldine have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Aldine remained steady at $282 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Aldine rose to $87 in December, compared to $84 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Aldine?

The car insurance in Aldine is $58 per month, which is lower than the national average.

What is the cheapest car insurance in Aldine?

The cheapest car insurance in Aldine is $152 per month for full coverage.

How much is car insurance in Aldine for teenagers?

Car insurance for teenagers costs $461 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Aldine?

The average cost of car insurance is $1047 for a six-month policy. It will cost around $241 per month to insure your car in Aldine.

Is car insurance expensive in Aldine?

Car insurance can be expensive in Aldine if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Aldine can be affordable.

Cheapest Car Insurance Quotes in Aldine

Why you can trust Way?

How Much Is Car Insurance in Aldine

Avg. Car Insurance in Aldine

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Aldine

1st place: Texas Farm Bureau

2nd place: Mercury

3rd place: State Farm

Aldine Car Insurance Rates by Company

Cheap Car Insurance Companies in Aldine, TX

Way's key takeaways about car insurance in Aldine

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Aldine

Cheapest Liability Coverage in Aldine, TX

Cheapest Full Coverage Car Insurance in Aldine

Cheapest Full Coverage Car Insurance Quotes in Aldine, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Aldine by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Aldine, TX increasing?

Car Insurance Premiums by Age in Aldine

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Aldine,TX

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Aldine.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Aldine

Cheapest Car Insurance Companies after an At-Fault Accident in Aldine

Aldine Car Insurance Rates by Violation

Aldine auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Aldine after a DUI

Aldine car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Aldine after Speeding ticket

Car Insurance Price Trends in Aldine, Texas

Average Car Insurance Cost in Aldine by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Aldine, TX

Car Insurance Rates by State in the USA (2025 Update)

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