Cheapest Car Insurance Quotes in Denver City

Cheapest Minimum Liability Car Insurance in Denver City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Denver City are given below. 

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Denver City. Their Average 6 Month Premium is $235. Geico County Mutual is the most expensive at $306 for the same period. 

Cheapest Liability Coverage in Denver City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$235	$40
USAA	$262	$44
Progressive	$273	$46
State Farm	$279	$47
Redpoint Insurance	$306	$51
Mercury	$355	$60
AAA Texas	$394	$65
Allstate	$541	$91
Farmers	$891	$148
Redpoint County Mutual	$295	$49
Geico County Mutual	$306	$52

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Cheapest Full Coverage Car Insurance in Denver City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Denver City is Texas Farm Bureau at $103 per month and $612 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Denver City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$612	$103
Mercury	$727	$123
State Farm	$749	$126
AAA Texas	$760	$129
USAA	$836	$141
Redpoint Insurance	$896	$153
Progressive	$1033	$174
Southern County Mutual	$1186	$201
Allstate	$1410	$237
Farmers	$2257	$384
Redpoint County Mutual	$880	$150
Geico County Mutual	$983	$167

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Car Insurance Premiums by Age in Denver City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$643
40s	Nationwide	$638
50s	Texas Farm Bureau	$569
60s	Texas Farm Bureau	$526
70s	Texas Farm Bureau	$565

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Denver City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Denver City TX. For example, the car insurance in Denver City after a DUI increases to $722 for a six month policy. While the rate increases by $170 for a six-month policy in the case of a speeding ticket.  

Denver City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1180	$197
One Med/PIP claim	$1191	$202
One comp claim	$1251	$209
Not-at-fault accident	$1262	$214
Two Med/PIP claims	$1268	$212
Failure to show documents	$1312	$223
Driving with expired registration	$1322	$221
Two comp claims	$1333	$226
Cell phone violation	$1344	$224
Driving without lights	$1344	$228
Texting while driving	$1344	$224
Driving too slowly	$1350	$229
Speeding 11 - 15 MPH over limit	$1350	$225
Speeding 16 - 20 MPH over limit	$1350	$229
Speeding 6 - 10 MPH over limit	$1350	$225
Speeding in school zone	$1350	$229
Child safety restraint	$1355	$226
Failure to wear a seat belt	$1355	$230
In 65 MPH zone	$1361	$227
Failure to stop at a red light	$1366	$233
Failure to yield	$1366	$228
Following too closely	$1366	$233
Illegal turn	$1366	$228
Improper passing	$1366	$233
Speeding 21 - 25 MPH over limit	$1366	$228
Passing school bus	$1372	$234
Wrong way/wrong lane	$1372	$228
Operating a vehicle without permission	$1377	$235
At-fault accident - less than $1000	$1432	$238
Open container	$1612	$274
Driving with a suspended license	$1673	$279
Racing	$1771	$301
Reckless driving	$1771	$295
Leaving scene of an accident/hit and run	$1814	$308
At-fault accident - $1000-$2000	$1820	$304
Refusal to submit to a chemical test	$1874	$318
DUI	$1902	$317
At-fault accident - greater than $2000	$1978	$337

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