Cheapest Car Insurance Quotes in Marathon

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Marathon Car Insurance

^$ 39

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marathon

The car insurance rate in Marathon is $1016 for a six-month policy, which is $100 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $605, making it a popular choice for budget-conscious drivers. Rates in Marathon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marathon

$1016

Avg. Car Insurance in Texas

$1116

National Average

$1140

Cheapest Car Insurance Companies in Marathon

1st place: Texas Farm Bureau

At $605 for a six month policy, Texas Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $719 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $741 for six months, making it the third cheapest auto insurance company in Marathon.

Marathon Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marathon, TX is Texas Farm Bureau, offering policies at just $605 for a six-month term. This is followed by Mercury, which has an average six-month premium of $719.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $973 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marathon drivers find the best deals.

Cheap Car Insurance Companies in Marathon, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$605	$102
Mercury	$719	$122
State Farm	$741	$125
AAA Texas	$752	$127
USAA	$827	$139
Redpoint Insurance	$886	$151
Progressive	$1022	$172
Southern County Mutual	$1173	$199
Allstate	$1395	$235
Farmers	$2232	$379
Redpoint County Mutual	$870	$148
Geico County Mutual	$973	$166

Key Takeaways

Way's key takeaways about car insurance in Marathon

The auto insurance costs in Marathon fall around $605 for six months.
The cheapest auto insurance company in Marathon is Texas Farm Bureau.
Teen drivers pay the highest rate in Marathon at $66 per month.

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Cheapest Minimum Liability Car Insurance in Marathon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marathon are given below.

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Marathon. Their Average 6 Month Premium is $232. Geico County Mutual is the most expensive at $303 for the same period.

Cheapest Liability Coverage in Marathon, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$232	$39
USAA	$259	$44
Progressive	$270	$46
State Farm	$276	$46
Redpoint Insurance	$303	$50
Mercury	$351	$59
AAA Texas	$389	$65
Allstate	$535	$90
Farmers	$881	$147
Redpoint County Mutual	$292	$48
Geico County Mutual	$303	$52

Cheapest Full Coverage Car Insurance in Marathon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marathon is Texas Farm Bureau at $102 per month and $605 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marathon, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$605	$102
Mercury	$719	$122
State Farm	$741	$125
AAA Texas	$752	$127
USAA	$827	$139
Redpoint Insurance	$886	$151
Progressive	$1022	$172
Southern County Mutual	$1173	$199
Allstate	$1395	$235
Farmers	$2232	$379
Redpoint County Mutual	$870	$148
Geico County Mutual	$973	$166

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Average Car Insurance in Marathon by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marathon, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Marathon, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marathon's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marathon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$636
40s	Nationwide	$632
50s	Texas Farm Bureau	$563
60s	Texas Farm Bureau	$521
70s	Texas Farm Bureau	$559

Cheapest Car Insurance Rates for Teen Drivers in Marathon,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Marathon at $51 per month. At $400 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$308	$51
Southern County Mutual	$400	$68
Mercury	$432	$72
AAA Texas	$492	$84
Texas Farm Bureau	$1076	$181
USAA	$1173	$197
State Farm	$1217	$205
Allstate	$3054	$514
Progressive	$5211	$877
Farmers	$7286	$1239
Redpoint County Mutual	$298	$51
Geico County Mutual	$400	$66

Teen Car Insurance Rates in TX by Age

Way Tip

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Marathon.

As young drivers face the highest rates in Marathon, Texas Farm Bureau offers the cheapest auto insurance rates at $636 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marathon, Mercury is the cheapest car insurance provider. At $470 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marathon is State Farm, offering rates of around $4081 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$470	$80
Foremost	$562	$94
AAA Texas	$600	$102
Dairyland	$697	$116
Allstate	$914	$156
USAA	$935	$156
Texas Farm Bureau	$1054	$179
Progressive	$1460	$246
Farmers	$3697	$629
State Farm	$4081	$680

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Save up to $971/yr on car insurance rates in Marathon.

Car Insurance Rates with An Accident in Marathon

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marathon, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marathon

The cheapest car insurance companies after an at-fault accident in Marathon include Redpoint Insurance and Southern County Mutual, offering $308 and $373, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $373.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$308	$51
Southern County Mutual	$373	$64
State Farm	$573	$96
AAA Texas	$579	$98
Mercury	$703	$117
USAA	$859	$145
Texas Farm Bureau	$951	$160
Progressive	$1767	$298
Allstate	$1989	$335
Farmers	$6135	$1043
Redpoint County Mutual	$298	$49
Geico County Mutual	$373	$64

Marathon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marathon TX. For example, the car insurance in Marathon after a DUI increases to $713 for a six month policy. While the rate increases by $167 for a six-month policy in the case of a speeding ticket.

Marathon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1168	$195
One Med/PIP claim	$1178	$200
One comp claim	$1238	$207
Not-at-fault accident	$1249	$212
Two Med/PIP claims	$1254	$209
Failure to show documents	$1298	$220
Driving with expired registration	$1308	$218
Two comp claims	$1319	$224
Cell phone violation	$1330	$222
Driving without lights	$1330	$226
Texting while driving	$1330	$222
Driving too slowly	$1335	$227
Speeding 11 - 15 MPH over limit	$1335	$223
Speeding 16 - 20 MPH over limit	$1335	$227
Speeding 6 - 10 MPH over limit	$1335	$223
Speeding in school zone	$1335	$227
Child safety restraint	$1340	$224
Failure to wear a seat belt	$1340	$228
In 65 MPH zone	$1346	$225
Failure to stop at a red light	$1351	$230
Failure to yield	$1351	$226
Following too closely	$1351	$230
Illegal turn	$1351	$226
Improper passing	$1351	$230
Speeding 21 - 25 MPH over limit	$1351	$226
Passing school bus	$1357	$231
Wrong way/wrong lane	$1357	$226
Operating a vehicle without permission	$1362	$232
At-fault accident - less than $1000	$1416	$236
Open container	$1594	$271
Driving with a suspended license	$1654	$276
Racing	$1752	$298
Reckless driving	$1752	$292
Leaving scene of an accident/hit and run	$1795	$305
At-fault accident - $1000-$2000	$1800	$300
Refusal to submit to a chemical test	$1854	$315
DUI	$1881	$314
At-fault accident - greater than $2000	$1957	$333

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marathon after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marathon.

The cheapest car insurance premiums in Marathon are offered by Mercury at $465 for a six-month policy. However, it can be as expensive as $2816 with companies like Farmers.

Marathon car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$465	$77
Foremost	$524	$89
Dairyland	$573	$96
AAA Texas	$605	$103
State Farm	$757	$127
Texas Farm Bureau	$897	$153
Progressive	$1135	$191
USAA	$1162	$196
Allstate	$1481	$249
Nationwide	$1530	$260
Farmers	$2816	$470

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marathon are offered by State Farm at $421. However, it can be as expensive as $3065 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Marathon after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$421	$71
Texas Farm Bureau	$465	$79
Mercury	$481	$80
AAA Texas	$513	$87
USAA	$676	$113
Allstate	$914	$156
Progressive	$1573	$262
Farmers	$3065	$521

Car Insurance Price Trends in Marathon, Texas

Car insurance rates in Marathon have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marathon remained steady at $188 in both January and December, indicating no change over the two month period.

The average cost of liability insurance in the Marathon remained steady at $58 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Marathon?

The car insurance in Marathon is $39 per month, which is lower than the national average.

What is the cheapest car insurance in Marathon?

The cheapest car insurance in Marathon is $102 per month for full coverage.

How much is car insurance in Marathon for teenagers?

Car insurance for teenagers costs $308 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marathon?

The average cost of car insurance is $1116 for a six-month policy. It will cost around $172 per month to insure your car in Marathon.

Is car insurance expensive in Marathon?

Car insurance can be expensive in Marathon if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marathon can be affordable.

Cheapest Car Insurance Quotes in Marathon

Why you can trust Way?

How Much Is Car Insurance in Marathon

Avg. Car Insurance in Marathon

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Marathon

1st place: Texas Farm Bureau

2nd place: Mercury

3rd place: State Farm

Marathon Car Insurance Rates by Company

Cheap Car Insurance Companies in Marathon, TX

Way's key takeaways about car insurance in Marathon

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Marathon

Cheapest Liability Coverage in Marathon, TX

Cheapest Full Coverage Car Insurance in Marathon

Cheapest Full Coverage Car Insurance Quotes in Marathon, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Marathon by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Marathon, TX increasing?

Car Insurance Premiums by Age in Marathon

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Marathon,TX

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Marathon.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Marathon

Cheapest Car Insurance Companies after an At-Fault Accident in Marathon

Marathon Car Insurance Rates by Violation

Marathon auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Marathon after a DUI

Marathon car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Marathon after Speeding ticket

Car Insurance Price Trends in Marathon, Texas

Average Car Insurance Cost in Marathon by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Marathon, TX

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources