Cheapest Car Insurance Quotes in West Odessa

Cheapest Minimum Liability Car Insurance in West Odessa

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Odessa are given below. 

Texas Farm Bureau provides the cheapest minimum car insurance coverage in West Odessa. Their Average 6 Month Premium is $258. Geico County Mutual is the most expensive at $336 for the same period. 

Cheapest Liability Coverage in West Odessa, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$258	$43
USAA	$288	$48
Progressive	$300	$51
State Farm	$306	$52
Redpoint Insurance	$336	$56
Mercury	$390	$66
AAA Texas	$432	$72
Allstate	$594	$100
Farmers	$978	$163
Redpoint County Mutual	$324	$54
Geico County Mutual	$336	$58

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Cheapest Full Coverage Car Insurance in West Odessa

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Odessa is Texas Farm Bureau at $113 per month and $672 for six months. 

Cheapest Full Coverage Car Insurance Quotes in West Odessa, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$672	$113
Mercury	$798	$135
State Farm	$822	$138
AAA Texas	$834	$141
USAA	$918	$155
Redpoint Insurance	$984	$168
Progressive	$1134	$191
Southern County Mutual	$1302	$221
Allstate	$1548	$261
Farmers	$2478	$421
Redpoint County Mutual	$966	$165
Geico County Mutual	$1080	$184

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Car Insurance Premiums by Age in West Odessa

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$706
40s	Nationwide	$701
50s	Texas Farm Bureau	$625
60s	Texas Farm Bureau	$578
70s	Texas Farm Bureau	$620

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West Odessa Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Odessa TX. For example, the car insurance in West Odessa after a DUI increases to $792 for a six month policy. While the rate increases by $186 for a six-month policy in the case of a speeding ticket.  

West Odessa auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1296	$216
One Med/PIP claim	$1308	$222
One comp claim	$1374	$229
Not-at-fault accident	$1386	$235
Two Med/PIP claims	$1392	$232
Failure to show documents	$1440	$244
Driving with expired registration	$1451	$242
Two comp claims	$1463	$248
Cell phone violation	$1476	$246
Driving without lights	$1476	$250
Texting while driving	$1476	$246
Driving too slowly	$1482	$251
Speeding 11 - 15 MPH over limit	$1482	$247
Speeding 16 - 20 MPH over limit	$1482	$251
Speeding 6 - 10 MPH over limit	$1482	$247
Speeding in school zone	$1482	$251
Child safety restraint	$1488	$248
Failure to wear a seat belt	$1488	$253
In 65 MPH zone	$1494	$249
Failure to stop at a red light	$1500	$256
Failure to yield	$1500	$250
Following too closely	$1500	$256
Illegal turn	$1500	$250
Improper passing	$1500	$256
Speeding 21 - 25 MPH over limit	$1500	$250
Passing school bus	$1506	$257
Wrong way/wrong lane	$1506	$250
Operating a vehicle without permission	$1512	$258
At-fault accident - less than $1000	$1572	$262
Open container	$1770	$301
Driving with a suspended license	$1836	$306
Racing	$1944	$330
Reckless driving	$1944	$324
Leaving scene of an accident/hit and run	$1992	$338
At-fault accident - $1000-$2000	$1998	$333
Refusal to submit to a chemical test	$2057	$349
DUI	$2088	$348
At-fault accident - greater than $2000	$2172	$370

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