Cheapest Car Insurance Quotes in Murillo

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Murillo Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Murillo

The car insurance rate in Murillo is $1486 for a six-month policy, which is $248 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $948, making it a popular choice for budget-conscious drivers. Rates in Murillo can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Murillo

$1486

Avg. Car Insurance in Texas

$1238

National Average

$1278

Cheapest Car Insurance Companies in Murillo

1st place: Mercury

At $948 for a six month policy, Mercury offers the cheapest auto insurance rates in the city.

2nd place: Texas Farm Bureau

Texas Farm Bureau offers auto insurance rates at $984 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA Texas

AAA Texas offers auto insurance rates at $991 for six months, making it the third cheapest auto insurance company in Murillo.

Murillo Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Murillo, TX is Mercury, offering policies at just $948 for a six-month term. This is followed by Texas Farm Bureau, which has an average six-month premium of $984.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $1283 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Murillo drivers find the best deals.

Cheap Car Insurance Companies in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$948	$158
Texas Farm Bureau	$984	$167
AAA Texas	$991	$166
State Farm	$1026	$173
USAA	$1120	$188
Redpoint Insurance	$1169	$199
AAA	$1440	$240
Progressive	$1496	$252
Southern County Mutual	$1547	$258
Allstate	$3222	$542
Farmers	$2944	$500
Redpoint County Mutual	$1147	$196
Geico County Mutual	$1283	$218

Key Takeaways

Way's key takeaways about car insurance in Murillo

The auto insurance costs in Murillo fall around $948 for six months.
The cheapest auto insurance company in Murillo is USAA.
Teen drivers pay the highest rate in Murillo at $88 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Murillo

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Murillo are given below.

USAA provides the cheapest minimum car insurance coverage in Murillo. Their Average 6 Month Premium is $356. Geico County Mutual is the most expensive at $400 for the same period.

Cheapest Liability Coverage in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$356	$60
Texas Farm Bureau	$371	$64
State Farm	$385	$65
Redpoint Insurance	$400	$68
Mercury	$463	$78
AAA	$514	$88
AAA Texas	$514	$85
Progressive	$528	$89
Allstate	$1112	$187
Farmers	$1162	$193
Redpoint County Mutual	$385	$64
Geico County Mutual	$400	$68

Cheapest Full Coverage Car Insurance in Murillo

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Murillo is Mercury at $158 per month and $948 for six months.

Cheapest Full Coverage Car Insurance Quotes in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$948	$158
Texas Farm Bureau	$984	$167
AAA Texas	$991	$166
State Farm	$1026	$173
USAA	$1120	$188
Redpoint Insurance	$1169	$199
AAA	$1440	$240
Progressive	$1496	$252
Southern County Mutual	$1547	$258
Allstate	$3222	$542
Farmers	$2944	$500
Redpoint County Mutual	$1147	$196
Geico County Mutual	$1283	$218

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Average Car Insurance in Murillo by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Murillo, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Murillo, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Murillo's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Murillo

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Murillo,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Murillo at $70 per month. At $528 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$407	$70
Southern County Mutual	$528	$88
Mercury	$570	$97
AAA Texas	$649	$108
USAA	$1632	$275
State Farm	$1739	$293
Texas Farm Bureau	$1825	$311
AAA	$2994	$499
Allstate	$5482	$923
Progressive	$7642	$1286
Farmers	$9608	$1633
Redpoint County Mutual	$392	$67
Geico County Mutual	$528	$88

Teen Car Insurance Rates in TX by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Murillo, Mercury is the cheapest car insurance provider. At $620 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Murillo is Farmers, offering rates of around $4876 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$620	$103
Foremost	$742	$126
AAA Texas	$791	$132
Dairyland	$919	$156
USAA	$1382	$230
Progressive	$1981	$334
AAA	$2402	$401
Allstate	$5652	$961
State Farm	$7378	$1230
Texas Farm Bureau	$1390	$236
Farmers	$4876	$829

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Car Insurance Rates with An Accident in Murillo

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Murillo, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Murillo

The cheapest car insurance companies after an at-fault accident in Murillo include Redpoint Insurance and Southern County Mutual, offering $407 and $492, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $492.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$407	$67
Southern County Mutual	$492	$84
AAA Texas	$763	$127
State Farm	$820	$138
Mercury	$926	$155
USAA	$1183	$199
Texas Farm Bureau	$1540	$257
AAA	$2444	$415
Progressive	$2616	$440
Allstate	$5096	$858
Farmers	$8090	$1375
Redpoint County Mutual	$392	$65
Geico County Mutual	$492	$84

Murillo Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Murillo TX. For example, the car insurance in Murillo after a DUI increases to $940 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.

Murillo auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1540	$257
One Med/PIP claim	$1554	$264
One comp claim	$1632	$272
Not-at-fault accident	$1646	$280
Two Med/PIP claims	$1654	$276
Failure to show documents	$1711	$290
Driving with expired registration	$1724	$288
Two comp claims	$1739	$295
Cell phone violation	$1753	$293
Driving without lights	$1753	$298
Texting while driving	$1753	$293
Driving too slowly	$1760	$299
Speeding 11 - 15 MPH over limit	$1760	$294
Speeding 16 - 20 MPH over limit	$1760	$299
Speeding 6 - 10 MPH over limit	$1760	$294
Speeding in school zone	$1760	$299
Child safety restraint	$1768	$295
Failure to wear a seat belt	$1768	$300
In 65 MPH zone	$1775	$296
Failure to stop at a red light	$1782	$304
Failure to yield	$1782	$298
Following too closely	$1782	$304
Illegal turn	$1782	$298
Improper passing	$1782	$304
Speeding 21 - 25 MPH over limit	$1782	$298
Passing school bus	$1789	$305
Wrong way/wrong lane	$1789	$298
Operating a vehicle without permission	$1796	$306
At-fault accident - less than $1000	$1867	$311
Open container	$2102	$358
Driving with a suspended license	$2182	$364
Racing	$2310	$392
Reckless driving	$2310	$385
Leaving scene of an accident/hit and run	$2366	$402
At-fault accident - $1000-$2000	$2374	$396
Refusal to submit to a chemical test	$2444	$415
DUI	$2480	$414
At-fault accident - greater than $2000	$2580	$439

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Murillo after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Murillo.

The cheapest car insurance premiums in Murillo are offered by Mercury at $613 for a six-month policy. However, it can be as expensive as $3714 with companies like Farmers.

Murillo car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$613	$102
Foremost	$691	$118
Dairyland	$756	$126
AAA Texas	$798	$136
State Farm	$1048	$176
USAA	$1632	$275
Progressive	$1668	$281
Nationwide	$2017	$343
AAA	$3700	$617
Allstate	$4213	$709
Texas Farm Bureau	$1183	$202
Farmers	$3714	$619

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Murillo are offered by Mercury at $635. However, it can be as expensive as $4042 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Murillo after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$635	$106
State Farm	$655	$110
AAA Texas	$677	$113
USAA	$1006	$170
AAA	$2444	$408
Progressive	$2609	$444
Allstate	$3964	$660
Texas Farm Bureau	$613	$104
Farmers	$4042	$688

Car Insurance Price Trends in Murillo, Texas

Car insurance rates in Murillo have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Murillo rose by $259 in January compared to $248 of December. In other words, there has been an increase by $11 when you compare January and December.

The average cost of liability insurance in the Murillo rose to $84 in January, compared to $77 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Murillo?

The car insurance in Murillo is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Murillo?

The cheapest car insurance in Murillo is $158 per month for full coverage.

How much is car insurance in Murillo for teenagers?

Car insurance for teenagers costs $407 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Murillo?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $250 per month to insure your car in Murillo.

Is car insurance expensive in Murillo?

Car insurance can be expensive in Murillo if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Murillo can be affordable.

Cheapest Car Insurance Quotes in Murillo

Why you can trust Way?

How Much Is Car Insurance in Murillo

Avg. Car Insurance in Murillo

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Murillo

1st place: Mercury

2nd place: Texas Farm Bureau

3rd place: AAA Texas

Murillo Car Insurance Rates by Company

Cheap Car Insurance Companies in Murillo, TX

Way's key takeaways about car insurance in Murillo

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Murillo

Cheapest Liability Coverage in Murillo, TX

Cheapest Full Coverage Car Insurance in Murillo

Cheapest Full Coverage Car Insurance Quotes in Murillo, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Murillo by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Murillo, TX increasing?

Car Insurance Premiums by Age in Murillo

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Murillo,TX

If you are in your twenties N/A is the best choice for car insurance in Murillo.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Murillo

Cheapest Car Insurance Companies after an At-Fault Accident in Murillo

Murillo Car Insurance Rates by Violation

Murillo auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Murillo after a DUI

Murillo car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Murillo after Speeding ticket

Car Insurance Price Trends in Murillo, Texas

Average Car Insurance Cost in Murillo by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Murillo, TX

Car Insurance Rates by State in the USA (2025 Update)

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