Cheapest Car Insurance Quotes in Murillo

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Murillo Car Insurance

^$ 52

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Murillo

The car insurance rate in Murillo is $1256 for a six-month policy, which is $209 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $798, making it a popular choice for budget-conscious drivers. Rates in Murillo can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Murillo

$1256

Avg. Car Insurance in Texas

$1047

National Average

$1140

Cheapest Car Insurance Companies in Murillo

1st place: Texas Farm Bureau

At $798 for a six month policy, Texas Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $948 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $977 for six months, making it the third cheapest auto insurance company in Murillo.

Murillo Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Murillo, TX is Texas Farm Bureau, offering policies at just $798 for a six-month term. This is followed by Mercury, which has an average six-month premium of $948.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1362 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Murillo drivers find the best deals.

Cheap Car Insurance Companies in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$798	$134
Mercury	$948	$161
State Farm	$977	$164
AAA Texas	$991	$168
USAA	$1091	$184
Redpoint Insurance	$1169	$199
Progressive	$1348	$227
Southern County Mutual	$1547	$263
Allstate	$1840	$310
Farmers	$2944	$500
Redpoint County Mutual	$1147	$196
Geico County Mutual	$1283	$218
Germania	$514	$85
AAA	$898	$150
National General	$1362	$227

Key Takeaways

Way's key takeaways about car insurance in Murillo

The auto insurance costs in Murillo fall around $798 for six months.
The cheapest auto insurance company in Murillo is Texas Farm Bureau.
Teen drivers pay the highest rate in Murillo at $88 per month.

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Cheapest Minimum Liability Car Insurance in Murillo

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Murillo are given below.

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Murillo. Their Average 6 Month Premium is $306. Germania is the most expensive at $514 for the same period.

Cheapest Liability Coverage in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$306	$52
USAA	$342	$58
Progressive	$356	$60
State Farm	$364	$61
Redpoint Insurance	$400	$66
Mercury	$463	$78
AAA Texas	$514	$85
Allstate	$706	$119
Farmers	$1162	$193
Redpoint County Mutual	$385	$64
Geico County Mutual	$400	$68
National General	$442	$73
Germania	$514	$88

Cheapest Full Coverage Car Insurance in Murillo

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Murillo is Texas Farm Bureau at $134 per month and $798 for six months.

Cheapest Full Coverage Car Insurance Quotes in Murillo, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$798	$134
Mercury	$948	$161
State Farm	$977	$164
AAA Texas	$991	$168
USAA	$1091	$184
Redpoint Insurance	$1169	$199
Progressive	$1348	$227
Southern County Mutual	$1547	$263
Allstate	$1840	$310
Farmers	$2944	$500
Redpoint County Mutual	$1147	$196
Geico County Mutual	$1283	$218
Germania	$514	$85
AAA	$898	$150
National General	$1362	$227

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Average Car Insurance in Murillo by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Murillo, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Murillo, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Murillo's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Murillo

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$839
40s	Nationwide	$833
50s	Texas Farm Bureau	$743
60s	Texas Farm Bureau	$686
70s	Texas Farm Bureau	$737

Cheapest Car Insurance Rates for Teen Drivers in Murillo,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Murillo at $67 per month. At $528 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$407	$67
Southern County Mutual	$528	$90
Mercury	$570	$95
AAA Texas	$649	$110
Texas Farm Bureau	$1418	$239
USAA	$1547	$260
State Farm	$1604	$270
Allstate	$4027	$678
Progressive	$6871	$1157
Farmers	$9608	$1633
Redpoint County Mutual	$392	$67
Geico County Mutual	$528	$88

Teen Car Insurance Rates in TX by Age

Way Tip

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Murillo.

As young drivers face the highest rates in Murillo, Texas Farm Bureau offers the cheapest auto insurance rates at $839 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Murillo, Mercury is the cheapest car insurance provider. At $620 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Murillo is State Farm, offering rates of around $5382 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$620	$106
Foremost	$742	$124
AAA Texas	$791	$134
Dairyland	$919	$154
Allstate	$1205	$205
USAA	$1234	$205
Texas Farm Bureau	$1390	$236
Progressive	$1925	$324
Farmers	$4876	$829
State Farm	$5382	$896

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Car Insurance Rates with An Accident in Murillo

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Murillo, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Murillo

The cheapest car insurance companies after an at-fault accident in Murillo include Redpoint Insurance and Southern County Mutual, offering $407 and $492, respectively. National General is an expensive provider with an average six-month premium of $691.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$407	$67
Southern County Mutual	$492	$84
State Farm	$756	$127
AAA Texas	$763	$130
Mercury	$926	$155
USAA	$1133	$191
Texas Farm Bureau	$1254	$211
Progressive	$2330	$392
Allstate	$2623	$442
Farmers	$8090	$1375
Redpoint County Mutual	$392	$65
Geico County Mutual	$492	$84
National General	$691	$118

Murillo Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Murillo TX. For example, the car insurance in Murillo after a DUI increases to $940 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.

Murillo auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1540	$257
One Med/PIP claim	$1554	$264
One comp claim	$1632	$272
Not-at-fault accident	$1646	$280
Two Med/PIP claims	$1654	$276
Failure to show documents	$1711	$290
Driving with expired registration	$1724	$288
Two comp claims	$1739	$295
Cell phone violation	$1753	$293
Driving without lights	$1753	$298
Texting while driving	$1753	$293
Driving too slowly	$1760	$299
Speeding 11 - 15 MPH over limit	$1760	$294
Speeding 16 - 20 MPH over limit	$1760	$299
Speeding 6 - 10 MPH over limit	$1760	$294
Speeding in school zone	$1760	$299
Child safety restraint	$1768	$295
Failure to wear a seat belt	$1768	$300
In 65 MPH zone	$1775	$296
Failure to stop at a red light	$1782	$304
Failure to yield	$1782	$298
Following too closely	$1782	$304
Illegal turn	$1782	$298
Improper passing	$1782	$304
Speeding 21 - 25 MPH over limit	$1782	$298
Passing school bus	$1789	$305
Wrong way/wrong lane	$1789	$298
Operating a vehicle without permission	$1796	$306
At-fault accident - less than $1000	$1867	$311
Open container	$2102	$358
Driving with a suspended license	$2182	$364
Racing	$2310	$392
Reckless driving	$2310	$385
Leaving scene of an accident/hit and run	$2366	$402
At-fault accident - $1000-$2000	$2374	$396
Refusal to submit to a chemical test	$2444	$415
DUI	$2480	$414
At-fault accident - greater than $2000	$2580	$439

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Murillo after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Murillo.

The cheapest car insurance premiums in Murillo are offered by Mercury at $613 for a six-month policy. However, it can be as expensive as $3714 with companies like Farmers.

Murillo car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$613	$102
Foremost	$691	$118
Dairyland	$756	$126
AAA Texas	$798	$136
State Farm	$998	$168
Texas Farm Bureau	$1183	$202
Progressive	$1496	$252
USAA	$1532	$258
Allstate	$1954	$329
Nationwide	$2017	$343
Farmers	$3714	$619

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Murillo are offered by State Farm at $556. However, it can be as expensive as $4042 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Murillo after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$556	$94
Texas Farm Bureau	$613	$104
Mercury	$635	$106
AAA Texas	$677	$115
USAA	$892	$149
Allstate	$1205	$205
Progressive	$2075	$346
Farmers	$4042	$688

Car Insurance Price Trends in Murillo, Texas

Car insurance rates in Murillo have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Murillo remained steady at $248 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Murillo rose to $77 in December, compared to $74 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Murillo?

The car insurance in Murillo is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Murillo?

The cheapest car insurance in Murillo is $134 per month for full coverage.

How much is car insurance in Murillo for teenagers?

Car insurance for teenagers costs $407 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Murillo?

The average cost of car insurance is $1047 for a six-month policy. It will cost around $212 per month to insure your car in Murillo.

Is car insurance expensive in Murillo?

Car insurance can be expensive in Murillo if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Murillo can be affordable.

Cheapest Car Insurance Quotes in Murillo

Why you can trust Way?

How Much Is Car Insurance in Murillo

Avg. Car Insurance in Murillo

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Murillo

1st place: Texas Farm Bureau

2nd place: Mercury

3rd place: State Farm

Murillo Car Insurance Rates by Company

Cheap Car Insurance Companies in Murillo, TX

Way's key takeaways about car insurance in Murillo

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Murillo

Cheapest Liability Coverage in Murillo, TX

Cheapest Full Coverage Car Insurance in Murillo

Cheapest Full Coverage Car Insurance Quotes in Murillo, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Murillo by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Murillo, TX increasing?

Car Insurance Premiums by Age in Murillo

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Murillo,TX

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Murillo.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Murillo

Cheapest Car Insurance Companies after an At-Fault Accident in Murillo

Murillo Car Insurance Rates by Violation

Murillo auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Murillo after a DUI

Murillo car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Murillo after Speeding ticket

Car Insurance Price Trends in Murillo, Texas

Average Car Insurance Cost in Murillo by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Murillo, TX

Car Insurance Rates by State in the USA (2025 Update)

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