Cheapest Car Insurance Quotes in Mission Bend

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Mission Bend Car Insurance

^$ 67

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mission Bend

The car insurance rate in Mission Bend is $1659 for a six-month policy, which is $421 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1059, making it a popular choice for budget-conscious drivers. Rates in Mission Bend can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mission Bend

$1659

Avg. Car Insurance in Texas

$1238

National Average

$1278

Cheapest Car Insurance Companies in Mission Bend

1st place: Mercury

At $1059 for a six month policy, Mercury offers the cheapest auto insurance rates in the city.

2nd place: Texas Farm Bureau

Texas Farm Bureau offers auto insurance rates at $1099 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA Texas

AAA Texas offers auto insurance rates at $1107 for six months, making it the third cheapest auto insurance company in Mission Bend.

Mission Bend Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mission Bend, TX is Mercury, offering policies at just $1059 for a six-month term. This is followed by Texas Farm Bureau, which has an average six-month premium of $1099.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $1432 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mission Bend drivers find the best deals.

Cheap Car Insurance Companies in Mission Bend, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$1059	$177
Texas Farm Bureau	$1099	$186
AAA Texas	$1107	$185
State Farm	$1146	$193
USAA	$1250	$210
Redpoint Insurance	$1305	$222
AAA	$1608	$268
Progressive	$1671	$281
Southern County Mutual	$1727	$288
Allstate	$3598	$606
Farmers	$3287	$559
Redpoint County Mutual	$1281	$218
Geico County Mutual	$1432	$244

Key Takeaways

Way's key takeaways about car insurance in Mission Bend

The auto insurance costs in Mission Bend fall around $1059 for six months.
The cheapest auto insurance company in Mission Bend is USAA.
Teen drivers pay the highest rate in Mission Bend at $98 per month.

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Cheapest Minimum Liability Car Insurance in Mission Bend

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mission Bend are given below.

USAA provides the cheapest minimum car insurance coverage in Mission Bend. Their Average 6 Month Premium is $398. Geico County Mutual is the most expensive at $446 for the same period.

Cheapest Liability Coverage in Mission Bend, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$398	$67
Texas Farm Bureau	$414	$71
State Farm	$430	$72
Redpoint Insurance	$446	$76
Mercury	$517	$87
AAA	$574	$98
AAA Texas	$574	$95
Progressive	$590	$99
Allstate	$1242	$209
Farmers	$1297	$216
Redpoint County Mutual	$430	$71
Geico County Mutual	$446	$76

Cheapest Full Coverage Car Insurance in Mission Bend

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mission Bend is Mercury at $177 per month and $1059 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mission Bend, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$1059	$177
Texas Farm Bureau	$1099	$186
AAA Texas	$1107	$185
State Farm	$1146	$193
USAA	$1250	$210
Redpoint Insurance	$1305	$222
AAA	$1608	$268
Progressive	$1671	$281
Southern County Mutual	$1727	$288
Allstate	$3598	$606
Farmers	$3287	$559
Redpoint County Mutual	$1281	$218
Geico County Mutual	$1432	$244

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Average Car Insurance in Mission Bend by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mission Bend, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Mission Bend, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mission Bend's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mission Bend

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Mission Bend,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Mission Bend at $78 per month. At $590 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$454	$78
Southern County Mutual	$590	$98
Mercury	$637	$109
AAA Texas	$725	$121
USAA	$1822	$307
State Farm	$1942	$327
Texas Farm Bureau	$2038	$347
AAA	$3343	$557
Allstate	$6121	$1030
Progressive	$8533	$1436
Farmers	$10729	$1824
Redpoint County Mutual	$438	$75
Geico County Mutual	$590	$98

Teen Car Insurance Rates in TX by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mission Bend, Mercury is the cheapest car insurance provider. At $693 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mission Bend is Farmers, offering rates of around $5444 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$693	$115
Foremost	$828	$141
AAA Texas	$883	$147
Dairyland	$1026	$174
USAA	$1544	$257
Progressive	$2212	$373
AAA	$2683	$448
Allstate	$6311	$1073
State Farm	$8238	$1374
Texas Farm Bureau	$1552	$264
Farmers	$5444	$926

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Car Insurance Rates with An Accident in Mission Bend

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mission Bend, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mission Bend

The cheapest car insurance companies after an at-fault accident in Mission Bend include Redpoint Insurance and Southern County Mutual, offering $454 and $549, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $549.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$454	$75
Southern County Mutual	$549	$94
AAA Texas	$852	$142
State Farm	$915	$154
Mercury	$1034	$173
USAA	$1321	$222
Texas Farm Bureau	$1719	$287
AAA	$2730	$464
Progressive	$2921	$492
Allstate	$5691	$958
Farmers	$9034	$1536
Redpoint County Mutual	$438	$72
Geico County Mutual	$549	$94

Mission Bend Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mission Bend TX. For example, the car insurance in Mission Bend after a DUI increases to $1051 for a six month policy. While the rate increases by $247 for a six-month policy in the case of a speeding ticket.

Mission Bend auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1719	$287
One Med/PIP claim	$1735	$295
One comp claim	$1822	$304
Not-at-fault accident	$1838	$312
Two Med/PIP claims	$1847	$308
Failure to show documents	$1911	$324
Driving with expired registration	$1926	$322
Two comp claims	$1942	$330
Cell phone violation	$1958	$327
Driving without lights	$1958	$332
Texting while driving	$1958	$327
Driving too slowly	$1966	$334
Speeding 11 - 15 MPH over limit	$1966	$328
Speeding 16 - 20 MPH over limit	$1966	$334
Speeding 6 - 10 MPH over limit	$1966	$328
Speeding in school zone	$1966	$334
Child safety restraint	$1974	$330
Failure to wear a seat belt	$1974	$335
In 65 MPH zone	$1982	$331
Failure to stop at a red light	$1990	$339
Failure to yield	$1990	$332
Following too closely	$1990	$339
Illegal turn	$1990	$332
Improper passing	$1990	$339
Speeding 21 - 25 MPH over limit	$1990	$332
Passing school bus	$1998	$340
Wrong way/wrong lane	$1998	$332
Operating a vehicle without permission	$2006	$342
At-fault accident - less than $1000	$2085	$347
Open container	$2348	$399
Driving with a suspended license	$2436	$406
Racing	$2580	$438
Reckless driving	$2580	$430
Leaving scene of an accident/hit and run	$2642	$449
At-fault accident - $1000-$2000	$2651	$442
Refusal to submit to a chemical test	$2730	$464
DUI	$2770	$462
At-fault accident - greater than $2000	$2881	$490

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mission Bend after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mission Bend.

The cheapest car insurance premiums in Mission Bend are offered by Mercury at $685 for a six-month policy. However, it can be as expensive as $4147 with companies like Farmers.

Mission Bend car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$685	$114
Foremost	$772	$131
Dairyland	$844	$141
AAA Texas	$891	$151
State Farm	$1170	$197
USAA	$1822	$307
Progressive	$1863	$314
Nationwide	$2253	$383
AAA	$4131	$689
Allstate	$4705	$792
Texas Farm Bureau	$1321	$225
Farmers	$4147	$691

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mission Bend are offered by Mercury at $709. However, it can be as expensive as $4513 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Mission Bend after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$709	$118
State Farm	$732	$123
AAA Texas	$756	$126
USAA	$1123	$190
AAA	$2730	$456
Progressive	$2913	$496
Allstate	$4426	$737
Texas Farm Bureau	$685	$117
Farmers	$4513	$768

Car Insurance Price Trends in Mission Bend, Texas

Car insurance rates in Mission Bend have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mission Bend rose by $289 in January compared to $277 of December. In other words, there has been an increase by $12 when you compare January and December.

The average cost of liability insurance in the Mission Bend rose to $94 in January, compared to $86 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Mission Bend?

The car insurance in Mission Bend is $67 per month, which is lower than the national average.

What is the cheapest car insurance in Mission Bend?

The cheapest car insurance in Mission Bend is $177 per month for full coverage.

How much is car insurance in Mission Bend for teenagers?

Car insurance for teenagers costs $454 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mission Bend?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $279 per month to insure your car in Mission Bend.

Is car insurance expensive in Mission Bend?

Car insurance can be expensive in Mission Bend if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mission Bend can be affordable.

Cheapest Car Insurance Quotes in Mission Bend

Why you can trust Way?

How Much Is Car Insurance in Mission Bend

Avg. Car Insurance in Mission Bend

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Mission Bend

1st place: Mercury

2nd place: Texas Farm Bureau

3rd place: AAA Texas

Mission Bend Car Insurance Rates by Company

Cheap Car Insurance Companies in Mission Bend, TX

Way's key takeaways about car insurance in Mission Bend

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mission Bend

Cheapest Liability Coverage in Mission Bend, TX

Cheapest Full Coverage Car Insurance in Mission Bend

Cheapest Full Coverage Car Insurance Quotes in Mission Bend, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mission Bend by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mission Bend, TX increasing?

Car Insurance Premiums by Age in Mission Bend

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mission Bend,TX

If you are in your twenties N/A is the best choice for car insurance in Mission Bend.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mission Bend

Cheapest Car Insurance Companies after an At-Fault Accident in Mission Bend

Mission Bend Car Insurance Rates by Violation

Mission Bend auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mission Bend after a DUI

Mission Bend car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mission Bend after Speeding ticket

Car Insurance Price Trends in Mission Bend, Texas

Average Car Insurance Cost in Mission Bend by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mission Bend, TX

Car Insurance Rates by State in the USA (2025 Update)

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