Cheapest Car Insurance Quotes in Marion

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Marion Car Insurance

^$ 44

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marion

The car insurance rate in Marion is $1089 for a six-month policy, which is $149 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $695, making it a popular choice for budget-conscious drivers. Rates in Marion can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marion

$1089

Avg. Car Insurance in Texas

$1238

National Average

$1278

Cheapest Car Insurance Companies in Marion

1st place: Mercury

At $695 for a six month policy, Mercury offers the cheapest auto insurance rates in the city.

2nd place: Texas Farm Bureau

Texas Farm Bureau offers auto insurance rates at $722 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA Texas

AAA Texas offers auto insurance rates at $727 for six months, making it the third cheapest auto insurance company in Marion.

Marion Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marion, TX is Mercury, offering policies at just $695 for a six-month term. This is followed by Texas Farm Bureau, which has an average six-month premium of $722.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $941 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marion drivers find the best deals.

Cheap Car Insurance Companies in Marion, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$695	$116
Texas Farm Bureau	$722	$122
AAA Texas	$727	$121
State Farm	$752	$127
USAA	$821	$138
Redpoint Insurance	$857	$146
AAA	$1056	$176
Progressive	$1097	$185
Southern County Mutual	$1134	$189
Allstate	$2363	$398
Farmers	$2159	$367
Redpoint County Mutual	$841	$143
Geico County Mutual	$941	$160

Key Takeaways

Way's key takeaways about car insurance in Marion

The auto insurance costs in Marion fall around $695 for six months.
The cheapest auto insurance company in Marion is USAA.
Teen drivers pay the highest rate in Marion at $64 per month.

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Cheapest Minimum Liability Car Insurance in Marion

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marion are given below.

USAA provides the cheapest minimum car insurance coverage in Marion. Their Average 6 Month Premium is $261. Geico County Mutual is the most expensive at $293 for the same period.

Cheapest Liability Coverage in Marion, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$261	$44
Texas Farm Bureau	$272	$47
State Farm	$282	$48
Redpoint Insurance	$293	$50
Mercury	$340	$57
AAA	$377	$64
AAA Texas	$377	$62
Progressive	$387	$65
Allstate	$816	$137
Farmers	$852	$142
Redpoint County Mutual	$282	$47
Geico County Mutual	$293	$50

Cheapest Full Coverage Car Insurance in Marion

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marion is Mercury at $116 per month and $695 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marion, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$695	$116
Texas Farm Bureau	$722	$122
AAA Texas	$727	$121
State Farm	$752	$127
USAA	$821	$138
Redpoint Insurance	$857	$146
AAA	$1056	$176
Progressive	$1097	$185
Southern County Mutual	$1134	$189
Allstate	$2363	$398
Farmers	$2159	$367
Redpoint County Mutual	$841	$143
Geico County Mutual	$941	$160

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Average Car Insurance in Marion by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marion, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Marion, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marion's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marion

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Marion,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Marion at $51 per month. At $387 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$298	$51
Southern County Mutual	$387	$64
Mercury	$418	$71
AAA Texas	$476	$79
USAA	$1197	$202
State Farm	$1275	$215
Texas Farm Bureau	$1338	$228
AAA	$2196	$366
Allstate	$4020	$677
Progressive	$5604	$943
Farmers	$7046	$1198
Redpoint County Mutual	$288	$49
Geico County Mutual	$387	$64

Teen Car Insurance Rates in TX by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marion, Mercury is the cheapest car insurance provider. At $455 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marion is Farmers, offering rates of around $3575 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$455	$76
Foremost	$544	$92
AAA Texas	$580	$97
Dairyland	$674	$114
USAA	$1014	$169
Progressive	$1453	$245
AAA	$1762	$294
Allstate	$4145	$705
State Farm	$5410	$902
Texas Farm Bureau	$1019	$173
Farmers	$3575	$608

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Car Insurance Rates with An Accident in Marion

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marion, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marion

The cheapest car insurance companies after an at-fault accident in Marion include Redpoint Insurance and Southern County Mutual, offering $298 and $361, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $361.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$298	$49
Southern County Mutual	$361	$62
AAA Texas	$560	$93
State Farm	$601	$101
Mercury	$679	$114
USAA	$868	$146
Texas Farm Bureau	$1129	$188
AAA	$1793	$304
Progressive	$1918	$323
Allstate	$3737	$629
Farmers	$5933	$1008
Redpoint County Mutual	$288	$48
Geico County Mutual	$361	$62

Marion Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marion TX. For example, the car insurance in Marion after a DUI increases to $690 for a six month policy. While the rate increases by $162 for a six-month policy in the case of a speeding ticket.

Marion auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1129	$188
One Med/PIP claim	$1140	$194
One comp claim	$1197	$200
Not-at-fault accident	$1207	$205
Two Med/PIP claims	$1213	$202
Failure to show documents	$1255	$213
Driving with expired registration	$1265	$211
Two comp claims	$1275	$216
Cell phone violation	$1286	$215
Driving without lights	$1286	$218
Texting while driving	$1286	$215
Driving too slowly	$1291	$219
Speeding 11 - 15 MPH over limit	$1291	$216
Speeding 16 - 20 MPH over limit	$1291	$219
Speeding 6 - 10 MPH over limit	$1291	$216
Speeding in school zone	$1291	$219
Child safety restraint	$1296	$216
Failure to wear a seat belt	$1296	$220
In 65 MPH zone	$1302	$217
Failure to stop at a red light	$1307	$223
Failure to yield	$1307	$218
Following too closely	$1307	$223
Illegal turn	$1307	$218
Improper passing	$1307	$223
Speeding 21 - 25 MPH over limit	$1307	$218
Passing school bus	$1312	$224
Wrong way/wrong lane	$1312	$218
Operating a vehicle without permission	$1317	$224
At-fault accident - less than $1000	$1369	$228
Open container	$1542	$262
Driving with a suspended license	$1600	$267
Racing	$1694	$288
Reckless driving	$1694	$282
Leaving scene of an accident/hit and run	$1735	$295
At-fault accident - $1000-$2000	$1741	$290
Refusal to submit to a chemical test	$1793	$304
DUI	$1819	$304
At-fault accident - greater than $2000	$1892	$322

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marion after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marion.

The cheapest car insurance premiums in Marion are offered by Mercury at $450 for a six-month policy. However, it can be as expensive as $2724 with companies like Farmers.

Marion car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$450	$75
Foremost	$507	$86
Dairyland	$554	$92
AAA Texas	$585	$99
State Farm	$768	$129
USAA	$1197	$202
Progressive	$1223	$206
Nationwide	$1479	$252
AAA	$2713	$452
Allstate	$3090	$520
Texas Farm Bureau	$868	$148
Farmers	$2724	$454

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marion are offered by Mercury at $466. However, it can be as expensive as $2964 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Marion after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$466	$77
State Farm	$480	$81
AAA Texas	$496	$83
USAA	$737	$125
AAA	$1793	$299
Progressive	$1913	$326
Allstate	$2907	$484
Texas Farm Bureau	$450	$77
Farmers	$2964	$504

Car Insurance Price Trends in Marion, Texas

Car insurance rates in Marion have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marion rose by $190 in January compared to $182 of December. In other words, there has been an increase by $8 when you compare January and December.

The average cost of liability insurance in the Marion rose to $62 in January, compared to $56 in December. This represents an increase of $6 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Marion?

The car insurance in Marion is $44 per month, which is lower than the national average.

What is the cheapest car insurance in Marion?

The cheapest car insurance in Marion is $116 per month for full coverage.

How much is car insurance in Marion for teenagers?

Car insurance for teenagers costs $298 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marion?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $183 per month to insure your car in Marion.

Is car insurance expensive in Marion?

Car insurance can be expensive in Marion if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marion can be affordable.

Cheapest Car Insurance Quotes in Marion

Why you can trust Way?

How Much Is Car Insurance in Marion

Avg. Car Insurance in Marion

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Marion

1st place: Mercury

2nd place: Texas Farm Bureau

3rd place: AAA Texas

Marion Car Insurance Rates by Company

Cheap Car Insurance Companies in Marion, TX

Way's key takeaways about car insurance in Marion

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Marion

Cheapest Liability Coverage in Marion, TX

Cheapest Full Coverage Car Insurance in Marion

Cheapest Full Coverage Car Insurance Quotes in Marion, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Marion by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Marion, TX increasing?

Car Insurance Premiums by Age in Marion

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Marion,TX

If you are in your twenties N/A is the best choice for car insurance in Marion.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Marion

Cheapest Car Insurance Companies after an At-Fault Accident in Marion

Marion Car Insurance Rates by Violation

Marion auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Marion after a DUI

Marion car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Marion after Speeding ticket

Car Insurance Price Trends in Marion, Texas

Average Car Insurance Cost in Marion by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Marion, TX

Car Insurance Rates by State in the USA (2025 Update)

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