Cheapest Car Insurance Quotes in Doffing

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Doffing Car Insurance

^$ 59

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Doffing

The car insurance rate in Doffing is $1448 for a six-month policy, which is $210 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $924, making it a popular choice for budget-conscious drivers. Rates in Doffing can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Doffing

$1448

Avg. Car Insurance in Texas

$1238

National Average

$1278

Cheapest Car Insurance Companies in Doffing

1st place: Mercury

At $924 for a six month policy, Mercury offers the cheapest auto insurance rates in the city.

2nd place: Texas Farm Bureau

Texas Farm Bureau offers auto insurance rates at $959 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA Texas

AAA Texas offers auto insurance rates at $966 for six months, making it the third cheapest auto insurance company in Doffing.

Doffing Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Doffing, TX is Mercury, offering policies at just $924 for a six-month term. This is followed by Texas Farm Bureau, which has an average six-month premium of $959.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $1251 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Doffing drivers find the best deals.

Cheap Car Insurance Companies in Doffing, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$924	$154
Texas Farm Bureau	$959	$163
AAA Texas	$966	$161
State Farm	$1000	$168
USAA	$1092	$184
Redpoint Insurance	$1140	$194
AAA	$1404	$234
Progressive	$1459	$246
Southern County Mutual	$1508	$252
Allstate	$3141	$529
Farmers	$2870	$488
Redpoint County Mutual	$1119	$191
Geico County Mutual	$1251	$213

Key Takeaways

Way's key takeaways about car insurance in Doffing

The auto insurance costs in Doffing fall around $924 for six months.
The cheapest auto insurance company in Doffing is USAA.
Teen drivers pay the highest rate in Doffing at $85 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Doffing

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Doffing are given below.

USAA provides the cheapest minimum car insurance coverage in Doffing. Their Average 6 Month Premium is $347. Geico County Mutual is the most expensive at $390 for the same period.

Cheapest Liability Coverage in Doffing, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$347	$59
Texas Farm Bureau	$362	$62
State Farm	$376	$63
Redpoint Insurance	$390	$67
Mercury	$452	$76
AAA	$501	$85
AAA Texas	$501	$83
Progressive	$515	$87
Allstate	$1085	$183
Farmers	$1133	$188
Redpoint County Mutual	$376	$62
Geico County Mutual	$390	$67

Cheapest Full Coverage Car Insurance in Doffing

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Doffing is Mercury at $154 per month and $924 for six months.

Cheapest Full Coverage Car Insurance Quotes in Doffing, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$924	$154
Texas Farm Bureau	$959	$163
AAA Texas	$966	$161
State Farm	$1000	$168
USAA	$1092	$184
Redpoint Insurance	$1140	$194
AAA	$1404	$234
Progressive	$1459	$246
Southern County Mutual	$1508	$252
Allstate	$3141	$529
Farmers	$2870	$488
Redpoint County Mutual	$1119	$191
Geico County Mutual	$1251	$213

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Average Car Insurance in Doffing by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Doffing, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Doffing, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Doffing's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Doffing

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Doffing,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Doffing at $68 per month. At $515 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$397	$68
Southern County Mutual	$515	$85
Mercury	$556	$95
AAA Texas	$633	$105
USAA	$1591	$268
State Farm	$1695	$285
Texas Farm Bureau	$1780	$303
AAA	$2919	$487
Allstate	$5345	$900
Progressive	$7451	$1254
Farmers	$9368	$1592
Redpoint County Mutual	$383	$66
Geico County Mutual	$515	$85

Teen Car Insurance Rates in TX by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Doffing, Mercury is the cheapest car insurance provider. At $605 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Doffing is Farmers, offering rates of around $4754 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$605	$101
Foremost	$723	$123
AAA Texas	$771	$129
Dairyland	$896	$152
USAA	$1348	$225
Progressive	$1932	$325
AAA	$2342	$391
Allstate	$5511	$937
State Farm	$7193	$1199
Texas Farm Bureau	$1355	$230
Farmers	$4754	$808

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Save up to $971/yr on car insurance rates in Doffing.

Car Insurance Rates with An Accident in Doffing

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Doffing, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Doffing

The cheapest car insurance companies after an at-fault accident in Doffing include Redpoint Insurance and Southern County Mutual, offering $397 and $480, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $480.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$397	$66
Southern County Mutual	$480	$82
AAA Texas	$744	$124
State Farm	$799	$135
Mercury	$903	$151
USAA	$1154	$194
Texas Farm Bureau	$1501	$250
AAA	$2383	$405
Progressive	$2551	$429
Allstate	$4969	$837
Farmers	$7888	$1341
Redpoint County Mutual	$383	$63
Geico County Mutual	$480	$82

Doffing Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Doffing TX. For example, the car insurance in Doffing after a DUI increases to $917 for a six month policy. While the rate increases by $215 for a six-month policy in the case of a speeding ticket.

Doffing auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1501	$250
One Med/PIP claim	$1515	$257
One comp claim	$1591	$266
Not-at-fault accident	$1605	$273
Two Med/PIP claims	$1612	$269
Failure to show documents	$1668	$283
Driving with expired registration	$1681	$281
Two comp claims	$1695	$288
Cell phone violation	$1709	$285
Driving without lights	$1709	$290
Texting while driving	$1709	$285
Driving too slowly	$1716	$291
Speeding 11 - 15 MPH over limit	$1716	$287
Speeding 16 - 20 MPH over limit	$1716	$291
Speeding 6 - 10 MPH over limit	$1716	$287
Speeding in school zone	$1716	$291
Child safety restraint	$1723	$288
Failure to wear a seat belt	$1723	$293
In 65 MPH zone	$1730	$289
Failure to stop at a red light	$1737	$296
Failure to yield	$1737	$290
Following too closely	$1737	$296
Illegal turn	$1737	$290
Improper passing	$1737	$296
Speeding 21 - 25 MPH over limit	$1737	$290
Passing school bus	$1744	$297
Wrong way/wrong lane	$1744	$290
Operating a vehicle without permission	$1751	$298
At-fault accident - less than $1000	$1821	$303
Open container	$2050	$349
Driving with a suspended license	$2127	$355
Racing	$2252	$383
Reckless driving	$2252	$376
Leaving scene of an accident/hit and run	$2307	$392
At-fault accident - $1000-$2000	$2314	$386
Refusal to submit to a chemical test	$2383	$405
DUI	$2418	$404
At-fault accident - greater than $2000	$2516	$428

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Doffing after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Doffing.

The cheapest car insurance premiums in Doffing are offered by Mercury at $598 for a six-month policy. However, it can be as expensive as $3621 with companies like Farmers.

Doffing car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$598	$99
Foremost	$674	$115
Dairyland	$737	$123
AAA Texas	$778	$132
State Farm	$1021	$172
USAA	$1591	$268
Progressive	$1626	$274
Nationwide	$1967	$335
AAA	$3607	$601
Allstate	$4108	$691
Texas Farm Bureau	$1154	$197
Farmers	$3621	$604

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Doffing are offered by Mercury at $619. However, it can be as expensive as $3941 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Doffing after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$619	$103
State Farm	$639	$108
AAA Texas	$660	$110
USAA	$980	$166
AAA	$2383	$398
Progressive	$2544	$433
Allstate	$3865	$644
Texas Farm Bureau	$598	$102
Farmers	$3941	$670

Car Insurance Price Trends in Doffing, Texas

Car insurance rates in Doffing have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Doffing rose by $253 in January compared to $242 of December. In other words, there has been an increase by $11 when you compare January and December.

The average cost of liability insurance in the Doffing rose to $82 in January, compared to $75 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Doffing?

The car insurance in Doffing is $59 per month, which is lower than the national average.

What is the cheapest car insurance in Doffing?

The cheapest car insurance in Doffing is $154 per month for full coverage.

How much is car insurance in Doffing for teenagers?

Car insurance for teenagers costs $397 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Doffing?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $243 per month to insure your car in Doffing.

Is car insurance expensive in Doffing?

Car insurance can be expensive in Doffing if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Doffing can be affordable.

Cheapest Car Insurance Quotes in Doffing

Why you can trust Way?

How Much Is Car Insurance in Doffing

Avg. Car Insurance in Doffing

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Doffing

1st place: Mercury

2nd place: Texas Farm Bureau

3rd place: AAA Texas

Doffing Car Insurance Rates by Company

Cheap Car Insurance Companies in Doffing, TX

Way's key takeaways about car insurance in Doffing

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Doffing

Cheapest Liability Coverage in Doffing, TX

Cheapest Full Coverage Car Insurance in Doffing

Cheapest Full Coverage Car Insurance Quotes in Doffing, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Doffing by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Doffing, TX increasing?

Car Insurance Premiums by Age in Doffing

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Doffing,TX

If you are in your twenties N/A is the best choice for car insurance in Doffing.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Doffing

Cheapest Car Insurance Companies after an At-Fault Accident in Doffing

Doffing Car Insurance Rates by Violation

Doffing auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Doffing after a DUI

Doffing car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Doffing after Speeding ticket

Car Insurance Price Trends in Doffing, Texas

Average Car Insurance Cost in Doffing by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Doffing, TX

Car Insurance Rates by State in the USA (2025 Update)

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