Cheapest Car Insurance Quotes in Uvalde Estates

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Uvalde Estates Car Insurance

^$ 48

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Uvalde Estates

The car insurance rate in Uvalde Estates is $1188 for a six-month policy, which is $50 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $758, making it a popular choice for budget-conscious drivers. Rates in Uvalde Estates can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Uvalde Estates

$1188

Avg. Car Insurance in Texas

$1238

National Average

$1278

Cheapest Car Insurance Companies in Uvalde Estates

1st place: Mercury

At $758 for a six month policy, Mercury offers the cheapest auto insurance rates in the city.

2nd place: Texas Farm Bureau

Texas Farm Bureau offers auto insurance rates at $787 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA Texas

AAA Texas offers auto insurance rates at $793 for six months, making it the third cheapest auto insurance company in Uvalde Estates.

Uvalde Estates Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Uvalde Estates, TX is Mercury, offering policies at just $758 for a six-month term. This is followed by Texas Farm Bureau, which has an average six-month premium of $787.

At the higher end of the spectrum, Geico County Mutual is the most expensive, with rates reaching $1026 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Uvalde Estates drivers find the best deals.

Cheap Car Insurance Companies in Uvalde Estates, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$758	$127
Texas Farm Bureau	$787	$133
AAA Texas	$793	$132
State Farm	$821	$138
USAA	$896	$151
Redpoint Insurance	$935	$159
AAA	$1152	$192
Progressive	$1197	$202
Southern County Mutual	$1237	$206
Allstate	$2578	$434
Farmers	$2355	$400
Redpoint County Mutual	$918	$156
Geico County Mutual	$1026	$175

Key Takeaways

Way's key takeaways about car insurance in Uvalde Estates

The auto insurance costs in Uvalde Estates fall around $758 for six months.
The cheapest auto insurance company in Uvalde Estates is USAA.
Teen drivers pay the highest rate in Uvalde Estates at $70 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Uvalde Estates

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Uvalde Estates are given below.

USAA provides the cheapest minimum car insurance coverage in Uvalde Estates. Their Average 6 Month Premium is $285. Geico County Mutual is the most expensive at $320 for the same period.

Cheapest Liability Coverage in Uvalde Estates, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$285	$48
Texas Farm Bureau	$297	$51
State Farm	$308	$52
Redpoint Insurance	$320	$55
Mercury	$371	$62
AAA	$411	$70
AAA Texas	$411	$68
Progressive	$422	$71
Allstate	$890	$150
Farmers	$929	$155
Redpoint County Mutual	$308	$51
Geico County Mutual	$320	$55

Cheapest Full Coverage Car Insurance in Uvalde Estates

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Uvalde Estates is Mercury at $127 per month and $758 for six months.

Cheapest Full Coverage Car Insurance Quotes in Uvalde Estates, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$758	$127
Texas Farm Bureau	$787	$133
AAA Texas	$793	$132
State Farm	$821	$138
USAA	$896	$151
Redpoint Insurance	$935	$159
AAA	$1152	$192
Progressive	$1197	$202
Southern County Mutual	$1237	$206
Allstate	$2578	$434
Farmers	$2355	$400
Redpoint County Mutual	$918	$156
Geico County Mutual	$1026	$175

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Average Car Insurance in Uvalde Estates by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Uvalde Estates, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Uvalde Estates, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Uvalde Estates's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Uvalde Estates

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Uvalde Estates,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Uvalde Estates at $56 per month. At $422 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$325	$56
Southern County Mutual	$422	$70
Mercury	$456	$78
AAA Texas	$519	$86
USAA	$1306	$220
State Farm	$1391	$234
Texas Farm Bureau	$1460	$249
AAA	$2395	$399
Allstate	$4385	$738
Progressive	$6113	$1029
Farmers	$7687	$1307
Redpoint County Mutual	$314	$54
Geico County Mutual	$422	$70

Teen Car Insurance Rates in TX by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Uvalde Estates, Mercury is the cheapest car insurance provider. At $496 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Uvalde Estates is Farmers, offering rates of around $3900 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$496	$83
Foremost	$593	$101
AAA Texas	$633	$106
Dairyland	$735	$125
USAA	$1106	$184
Progressive	$1585	$267
AAA	$1922	$321
Allstate	$4522	$769
State Farm	$5902	$984
Texas Farm Bureau	$1112	$189
Farmers	$3900	$663

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Uvalde Estates.

Car Insurance Rates with An Accident in Uvalde Estates

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Uvalde Estates, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Uvalde Estates

The cheapest car insurance companies after an at-fault accident in Uvalde Estates include Redpoint Insurance and Southern County Mutual, offering $325 and $394, respectively. Geico County Mutual is an expensive provider with an average six-month premium of $394.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$325	$54
Southern County Mutual	$394	$67
AAA Texas	$611	$102
State Farm	$656	$110
Mercury	$741	$124
USAA	$947	$159
Texas Farm Bureau	$1232	$205
AAA	$1956	$332
Progressive	$2093	$352
Allstate	$4077	$686
Farmers	$6472	$1100
Redpoint County Mutual	$314	$52
Geico County Mutual	$394	$67

Uvalde Estates Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Uvalde Estates TX. For example, the car insurance in Uvalde Estates after a DUI increases to $752 for a six month policy. While the rate increases by $176 for a six-month policy in the case of a speeding ticket.

Uvalde Estates auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1232	$205
One Med/PIP claim	$1243	$211
One comp claim	$1306	$218
Not-at-fault accident	$1317	$224
Two Med/PIP claims	$1323	$221
Failure to show documents	$1369	$232
Driving with expired registration	$1380	$230
Two comp claims	$1391	$236
Cell phone violation	$1403	$234
Driving without lights	$1403	$238
Texting while driving	$1403	$234
Driving too slowly	$1408	$239
Speeding 11 - 15 MPH over limit	$1408	$235
Speeding 16 - 20 MPH over limit	$1408	$239
Speeding 6 - 10 MPH over limit	$1408	$235
Speeding in school zone	$1408	$239
Child safety restraint	$1414	$236
Failure to wear a seat belt	$1414	$240
In 65 MPH zone	$1420	$237
Failure to stop at a red light	$1426	$243
Failure to yield	$1426	$238
Following too closely	$1426	$243
Illegal turn	$1426	$238
Improper passing	$1426	$243
Speeding 21 - 25 MPH over limit	$1426	$238
Passing school bus	$1431	$244
Wrong way/wrong lane	$1431	$238
Operating a vehicle without permission	$1437	$245
At-fault accident - less than $1000	$1494	$249
Open container	$1682	$286
Driving with a suspended license	$1745	$291
Racing	$1848	$314
Reckless driving	$1848	$308
Leaving scene of an accident/hit and run	$1893	$322
At-fault accident - $1000-$2000	$1899	$317
Refusal to submit to a chemical test	$1956	$332
DUI	$1984	$331
At-fault accident - greater than $2000	$2064	$351

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Uvalde Estates after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Uvalde Estates.

The cheapest car insurance premiums in Uvalde Estates are offered by Mercury at $491 for a six-month policy. However, it can be as expensive as $2971 with companies like Farmers.

Uvalde Estates car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$491	$82
Foremost	$553	$94
Dairyland	$605	$101
AAA Texas	$638	$108
State Farm	$838	$141
USAA	$1306	$220
Progressive	$1334	$225
Nationwide	$1614	$275
AAA	$2960	$493
Allstate	$3371	$567
Texas Farm Bureau	$947	$161
Farmers	$2971	$495

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Uvalde Estates are offered by Mercury at $508. However, it can be as expensive as $3233 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Uvalde Estates after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$508	$84
State Farm	$524	$88
AAA Texas	$541	$90
USAA	$804	$136
AAA	$1956	$326
Progressive	$2087	$355
Allstate	$3171	$528
Texas Farm Bureau	$491	$84
Farmers	$3233	$550

Car Insurance Price Trends in Uvalde Estates, Texas

Car insurance rates in Uvalde Estates have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Uvalde Estates rose by $207 in January compared to $199 of December. In other words, there has been an increase by $8 when you compare January and December.

The average cost of liability insurance in the Uvalde Estates rose to $67 in January, compared to $61 in December. This represents an increase of $6 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Uvalde Estates?

The car insurance in Uvalde Estates is $48 per month, which is lower than the national average.

What is the cheapest car insurance in Uvalde Estates?

The cheapest car insurance in Uvalde Estates is $127 per month for full coverage.

How much is car insurance in Uvalde Estates for teenagers?

Car insurance for teenagers costs $325 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Uvalde Estates?

The average cost of car insurance is $1238 for a six-month policy. It will cost around $200 per month to insure your car in Uvalde Estates.

Is car insurance expensive in Uvalde Estates?

Car insurance can be expensive in Uvalde Estates if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Uvalde Estates can be affordable.

Cheapest Car Insurance Quotes in Uvalde Estates

Why you can trust Way?

How Much Is Car Insurance in Uvalde Estates

Avg. Car Insurance in Uvalde Estates

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Uvalde Estates

1st place: Mercury

2nd place: Texas Farm Bureau

3rd place: AAA Texas

Uvalde Estates Car Insurance Rates by Company

Cheap Car Insurance Companies in Uvalde Estates, TX

Way's key takeaways about car insurance in Uvalde Estates

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Uvalde Estates

Cheapest Liability Coverage in Uvalde Estates, TX

Cheapest Full Coverage Car Insurance in Uvalde Estates

Cheapest Full Coverage Car Insurance Quotes in Uvalde Estates, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Uvalde Estates by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Uvalde Estates, TX increasing?

Car Insurance Premiums by Age in Uvalde Estates

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Uvalde Estates,TX

If you are in your twenties N/A is the best choice for car insurance in Uvalde Estates.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Uvalde Estates

Cheapest Car Insurance Companies after an At-Fault Accident in Uvalde Estates

Uvalde Estates Car Insurance Rates by Violation

Uvalde Estates auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Uvalde Estates after a DUI

Uvalde Estates car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Uvalde Estates after Speeding ticket

Car Insurance Price Trends in Uvalde Estates, Texas

Average Car Insurance Cost in Uvalde Estates by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Uvalde Estates, TX

Car Insurance Rates by State in the USA (2025 Update)

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