Cheapest Car Insurance Quotes in Horizon City

Cheapest Minimum Liability Car Insurance in Horizon City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Horizon City are given below. 

USAA provides the cheapest minimum car insurance coverage in Horizon City. Their Average 6 Month Premium is $300. Geico County Mutual is the most expensive at $336 for the same period. 

Cheapest Liability Coverage in Horizon City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$300	$51
Texas Farm Bureau	$312	$54
State Farm	$324	$55
Redpoint Insurance	$336	$58
Mercury	$390	$66
AAA	$432	$74
AAA Texas	$432	$72
Progressive	$444	$75
Allstate	$936	$158
Farmers	$978	$163
Redpoint County Mutual	$324	$54
Geico County Mutual	$336	$58

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Cheapest Full Coverage Car Insurance in Horizon City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Horizon City is Mercury at $133 per month and $798 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Horizon City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$798	$133
Texas Farm Bureau	$828	$140
AAA Texas	$834	$139
State Farm	$864	$145
USAA	$942	$159
Redpoint Insurance	$984	$168
AAA	$1212	$202
Progressive	$1259	$212
Southern County Mutual	$1302	$217
Allstate	$2712	$457
Farmers	$2478	$421
Redpoint County Mutual	$966	$165
Geico County Mutual	$1080	$184

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Car Insurance Premiums by Age in Horizon City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Horizon City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Horizon City TX. For example, the car insurance in Horizon City after a DUI increases to $792 for a six month policy. While the rate increases by $186 for a six-month policy in the case of a speeding ticket.  

Horizon City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1296	$216
One Med/PIP claim	$1308	$222
One comp claim	$1374	$229
Not-at-fault accident	$1386	$235
Two Med/PIP claims	$1392	$232
Failure to show documents	$1440	$244
Driving with expired registration	$1451	$242
Two comp claims	$1463	$248
Cell phone violation	$1476	$246
Driving without lights	$1476	$250
Texting while driving	$1476	$246
Driving too slowly	$1482	$251
Speeding 11 - 15 MPH over limit	$1482	$247
Speeding 16 - 20 MPH over limit	$1482	$251
Speeding 6 - 10 MPH over limit	$1482	$247
Speeding in school zone	$1482	$251
Child safety restraint	$1488	$248
Failure to wear a seat belt	$1488	$253
In 65 MPH zone	$1494	$249
Failure to stop at a red light	$1500	$256
Failure to yield	$1500	$250
Following too closely	$1500	$256
Illegal turn	$1500	$250
Improper passing	$1500	$256
Speeding 21 - 25 MPH over limit	$1500	$250
Passing school bus	$1506	$257
Wrong way/wrong lane	$1506	$250
Operating a vehicle without permission	$1512	$258
At-fault accident - less than $1000	$1572	$262
Open container	$1770	$301
Driving with a suspended license	$1836	$306
Racing	$1944	$330
Reckless driving	$1944	$324
Leaving scene of an accident/hit and run	$1992	$338
At-fault accident - $1000-$2000	$1998	$333
Refusal to submit to a chemical test	$2057	$349
DUI	$2088	$348
At-fault accident - greater than $2000	$2172	$370

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