Cheapest Car Insurance Quotes in Wickett

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Wickett Car Insurance

^$ 38

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wickett

The car insurance rate in Wickett is $921 for a six-month policy, which is $126 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $585, making it a popular choice for budget-conscious drivers. Rates in Wickett can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wickett

$921

Avg. Car Insurance in Texas

$1047

National Average

$1140

Cheapest Car Insurance Companies in Wickett

1st place: Texas Farm Bureau

At $585 for a six month policy, Texas Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $695 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $716 for six months, making it the third cheapest auto insurance company in Wickett.

Wickett Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wickett, TX is Texas Farm Bureau, offering policies at just $585 for a six-month term. This is followed by Mercury, which has an average six-month premium of $695.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $999 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wickett drivers find the best deals.

Cheap Car Insurance Companies in Wickett, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$585	$99
Mercury	$695	$118
State Farm	$716	$121
AAA Texas	$727	$123
USAA	$800	$135
Redpoint Insurance	$857	$146
Progressive	$988	$166
Southern County Mutual	$1134	$193
Allstate	$1349	$227
Farmers	$2159	$367
Redpoint County Mutual	$841	$143
Geico County Mutual	$941	$160
Germania	$377	$62
AAA	$658	$110
National General	$999	$166

Key Takeaways

Way's key takeaways about car insurance in Wickett

The auto insurance costs in Wickett fall around $585 for six months.
The cheapest auto insurance company in Wickett is Texas Farm Bureau.
Teen drivers pay the highest rate in Wickett at $64 per month.

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Cheapest Minimum Liability Car Insurance in Wickett

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wickett are given below.

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Wickett. Their Average 6 Month Premium is $224. Germania is the most expensive at $377 for the same period.

Cheapest Liability Coverage in Wickett, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$224	$38
USAA	$251	$42
Progressive	$261	$44
State Farm	$267	$45
Redpoint Insurance	$293	$48
Mercury	$340	$57
AAA Texas	$377	$62
Allstate	$517	$87
Farmers	$852	$142
Redpoint County Mutual	$282	$47
Geico County Mutual	$293	$50
National General	$324	$54
Germania	$377	$64

Cheapest Full Coverage Car Insurance in Wickett

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wickett is Texas Farm Bureau at $99 per month and $585 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wickett, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$585	$99
Mercury	$695	$118
State Farm	$716	$121
AAA Texas	$727	$123
USAA	$800	$135
Redpoint Insurance	$857	$146
Progressive	$988	$166
Southern County Mutual	$1134	$193
Allstate	$1349	$227
Farmers	$2159	$367
Redpoint County Mutual	$841	$143
Geico County Mutual	$941	$160
Germania	$377	$62
AAA	$658	$110
National General	$999	$166

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Average Car Insurance in Wickett by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wickett, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Wickett, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wickett's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wickett

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$615
40s	Nationwide	$611
50s	Texas Farm Bureau	$545
60s	Texas Farm Bureau	$503
70s	Texas Farm Bureau	$540

Cheapest Car Insurance Rates for Teen Drivers in Wickett,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Wickett at $49 per month. At $387 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$298	$49
Southern County Mutual	$387	$66
Mercury	$418	$70
AAA Texas	$476	$81
Texas Farm Bureau	$1040	$175
USAA	$1134	$191
State Farm	$1177	$198
Allstate	$2953	$497
Progressive	$5039	$848
Farmers	$7046	$1198
Redpoint County Mutual	$288	$49
Geico County Mutual	$387	$64

Teen Car Insurance Rates in TX by Age

Way Tip

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Wickett.

As young drivers face the highest rates in Wickett, Texas Farm Bureau offers the cheapest auto insurance rates at $615 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wickett, Mercury is the cheapest car insurance provider. At $455 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wickett is State Farm, offering rates of around $3947 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$455	$77
Foremost	$544	$91
AAA Texas	$580	$99
Dairyland	$674	$113
Allstate	$884	$150
USAA	$905	$150
Texas Farm Bureau	$1019	$173
Progressive	$1412	$238
Farmers	$3575	$608
State Farm	$3947	$657

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Car Insurance Rates with An Accident in Wickett

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wickett, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wickett

The cheapest car insurance companies after an at-fault accident in Wickett include Redpoint Insurance and Southern County Mutual, offering $298 and $361, respectively. National General is an expensive provider with an average six-month premium of $507.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$298	$49
Southern County Mutual	$361	$62
State Farm	$554	$93
AAA Texas	$560	$95
Mercury	$679	$114
USAA	$831	$140
Texas Farm Bureau	$920	$155
Progressive	$1709	$288
Allstate	$1924	$324
Farmers	$5933	$1008
Redpoint County Mutual	$288	$48
Geico County Mutual	$361	$62
National General	$507	$86

Wickett Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wickett TX. For example, the car insurance in Wickett after a DUI increases to $690 for a six month policy. While the rate increases by $162 for a six-month policy in the case of a speeding ticket.

Wickett auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1129	$188
One Med/PIP claim	$1140	$194
One comp claim	$1197	$200
Not-at-fault accident	$1207	$205
Two Med/PIP claims	$1213	$202
Failure to show documents	$1255	$213
Driving with expired registration	$1265	$211
Two comp claims	$1275	$216
Cell phone violation	$1286	$215
Driving without lights	$1286	$218
Texting while driving	$1286	$215
Driving too slowly	$1291	$219
Speeding 11 - 15 MPH over limit	$1291	$216
Speeding 16 - 20 MPH over limit	$1291	$219
Speeding 6 - 10 MPH over limit	$1291	$216
Speeding in school zone	$1291	$219
Child safety restraint	$1296	$216
Failure to wear a seat belt	$1296	$220
In 65 MPH zone	$1302	$217
Failure to stop at a red light	$1307	$223
Failure to yield	$1307	$218
Following too closely	$1307	$223
Illegal turn	$1307	$218
Improper passing	$1307	$223
Speeding 21 - 25 MPH over limit	$1307	$218
Passing school bus	$1312	$224
Wrong way/wrong lane	$1312	$218
Operating a vehicle without permission	$1317	$224
At-fault accident - less than $1000	$1369	$228
Open container	$1542	$262
Driving with a suspended license	$1600	$267
Racing	$1694	$288
Reckless driving	$1694	$282
Leaving scene of an accident/hit and run	$1735	$295
At-fault accident - $1000-$2000	$1741	$290
Refusal to submit to a chemical test	$1793	$304
DUI	$1819	$304
At-fault accident - greater than $2000	$1892	$322

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wickett after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wickett.

The cheapest car insurance premiums in Wickett are offered by Mercury at $450 for a six-month policy. However, it can be as expensive as $2724 with companies like Farmers.

Wickett car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$450	$75
Foremost	$507	$86
Dairyland	$554	$92
AAA Texas	$585	$99
State Farm	$732	$123
Texas Farm Bureau	$868	$148
Progressive	$1097	$185
USAA	$1124	$189
Allstate	$1433	$241
Nationwide	$1479	$252
Farmers	$2724	$454

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wickett are offered by State Farm at $407. However, it can be as expensive as $2964 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Wickett after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$407	$69
Texas Farm Bureau	$450	$77
Mercury	$466	$77
AAA Texas	$496	$84
USAA	$654	$109
Allstate	$884	$150
Progressive	$1522	$253
Farmers	$2964	$504

Car Insurance Price Trends in Wickett, Texas

Car insurance rates in Wickett have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wickett remained steady at $182 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Wickett rose to $56 in December, compared to $55 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Wickett?

The car insurance in Wickett is $38 per month, which is lower than the national average.

What is the cheapest car insurance in Wickett?

The cheapest car insurance in Wickett is $99 per month for full coverage.

How much is car insurance in Wickett for teenagers?

Car insurance for teenagers costs $298 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wickett?

The average cost of car insurance is $1047 for a six-month policy. It will cost around $156 per month to insure your car in Wickett.

Is car insurance expensive in Wickett?

Car insurance can be expensive in Wickett if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wickett can be affordable.

Cheapest Car Insurance Quotes in Wickett

Why you can trust Way?

How Much Is Car Insurance in Wickett

Avg. Car Insurance in Wickett

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Wickett

1st place: Texas Farm Bureau

2nd place: Mercury

3rd place: State Farm

Wickett Car Insurance Rates by Company

Cheap Car Insurance Companies in Wickett, TX

Way's key takeaways about car insurance in Wickett

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Wickett

Cheapest Liability Coverage in Wickett, TX

Cheapest Full Coverage Car Insurance in Wickett

Cheapest Full Coverage Car Insurance Quotes in Wickett, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Wickett by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Wickett, TX increasing?

Car Insurance Premiums by Age in Wickett

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Wickett,TX

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Wickett.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Wickett

Cheapest Car Insurance Companies after an At-Fault Accident in Wickett

Wickett Car Insurance Rates by Violation

Wickett auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Wickett after a DUI

Wickett car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Wickett after Speeding ticket

Car Insurance Price Trends in Wickett, Texas

Average Car Insurance Cost in Wickett by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Wickett, TX

Car Insurance Rates by State in the USA (2025 Update)

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