Cheapest Car Insurance Quotes in Balcones Heights

Cheapest Minimum Liability Car Insurance in Balcones Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Balcones Heights are given below. 

USAA provides the cheapest minimum car insurance coverage in Balcones Heights. Their Average 6 Month Premium is $327. Farmers is the most expensive at $1065 for the same period. 

Cheapest Liability Coverage in Balcones Heights, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$327	$55
Texas Farm Bureau	$340	$58
State Farm	$353	$59
Redpoint Insurance	$366	$63
Mercury	$425	$72
AAA	$471	$80
AAA Texas	$471	$78
Progressive	$484	$81
Allstate	$1020	$172
Farmers	$1065	$177

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Cheapest Full Coverage Car Insurance in Balcones Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Balcones Heights is Mercury at $145 per month and $869 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Balcones Heights, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$869	$145
Texas Farm Bureau	$902	$153
AAA Texas	$909	$152
State Farm	$941	$158
USAA	$1026	$173
Redpoint Insurance	$1071	$183
AAA	$1320	$220
Progressive	$1372	$231
Southern County Mutual	$1418	$237
Allstate	$2954	$497
Farmers	$2698	$459

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Car Insurance Premiums by Age in Balcones Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Balcones Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Balcones Heights TX. For example, the car insurance in Balcones Heights after a DUI increases to $863 for a six month policy. While the rate increases by $203 for a six-month policy in the case of a speeding ticket.  

Balcones Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1411	$235
One Med/PIP claim	$1425	$242
One comp claim	$1496	$250
Not-at-fault accident	$1509	$256
Two Med/PIP claims	$1516	$253
Failure to show documents	$1569	$266
Driving with expired registration	$1581	$264
Two comp claims	$1594	$271
Cell phone violation	$1607	$268
Driving without lights	$1607	$273
Texting while driving	$1607	$268
Driving too slowly	$1614	$274
Speeding 11 - 15 MPH over limit	$1614	$270
Speeding 16 - 20 MPH over limit	$1614	$274
Speeding 6 - 10 MPH over limit	$1614	$270
Speeding in school zone	$1614	$274
Child safety restraint	$1620	$271
Failure to wear a seat belt	$1620	$275
In 65 MPH zone	$1627	$272
Failure to stop at a red light	$1634	$278
Failure to yield	$1634	$273
Following too closely	$1634	$278
Illegal turn	$1634	$273
Improper passing	$1634	$278
Speeding 21 - 25 MPH over limit	$1634	$273
Passing school bus	$1640	$279
Wrong way/wrong lane	$1640	$273
Operating a vehicle without permission	$1647	$281
At-fault accident - less than $1000	$1712	$285
Open container	$1927	$328
Driving with a suspended license	$2000	$333
Racing	$2118	$360
Reckless driving	$2118	$353
Leaving scene of an accident/hit and run	$2169	$369
At-fault accident - $1000-$2000	$2176	$363
Refusal to submit to a chemical test	$2241	$381
DUI	$2274	$380
At-fault accident - greater than $2000	$2365	$403

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