Cheapest Car Insurance Quotes in San Diego

Cheapest Minimum Liability Car Insurance in San Diego

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in San Diego are given below. 

USAA provides the cheapest minimum car insurance coverage in San Diego. Their Average 6 Month Premium is $291. Farmers is the most expensive at $949 for the same period. 

Cheapest Liability Coverage in San Diego, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$291	$49
Texas Farm Bureau	$303	$52
State Farm	$315	$53
Redpoint Insurance	$326	$56
Mercury	$378	$64
AAA	$419	$72
AAA Texas	$419	$70
Progressive	$431	$73
Allstate	$908	$153
Farmers	$949	$158

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Cheapest Full Coverage Car Insurance in San Diego

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in San Diego is Mercury at $129 per month and $774 for six months. 

Cheapest Full Coverage Car Insurance Quotes in San Diego, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$774	$129
Texas Farm Bureau	$804	$136
AAA Texas	$809	$135
State Farm	$838	$141
USAA	$914	$154
Redpoint Insurance	$955	$163
AAA	$1176	$196
Progressive	$1222	$206
Southern County Mutual	$1263	$211
Allstate	$2631	$443
Farmers	$2404	$409

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Car Insurance Premiums by Age in San Diego

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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San Diego Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in San Diego TX. For example, the car insurance in San Diego after a DUI increases to $769 for a six month policy. While the rate increases by $181 for a six-month policy in the case of a speeding ticket.  

San Diego auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1257	$210
One Med/PIP claim	$1269	$216
One comp claim	$1333	$222
Not-at-fault accident	$1345	$228
Two Med/PIP claims	$1350	$225
Failure to show documents	$1397	$237
Driving with expired registration	$1408	$235
Two comp claims	$1420	$241
Cell phone violation	$1432	$239
Driving without lights	$1432	$243
Texting while driving	$1432	$239
Driving too slowly	$1438	$244
Speeding 11 - 15 MPH over limit	$1438	$240
Speeding 16 - 20 MPH over limit	$1438	$244
Speeding 6 - 10 MPH over limit	$1438	$240
Speeding in school zone	$1438	$244
Child safety restraint	$1444	$241
Failure to wear a seat belt	$1444	$245
In 65 MPH zone	$1449	$242
Failure to stop at a red light	$1455	$248
Failure to yield	$1455	$243
Following too closely	$1455	$248
Illegal turn	$1455	$243
Improper passing	$1455	$248
Speeding 21 - 25 MPH over limit	$1455	$243
Passing school bus	$1461	$249
Wrong way/wrong lane	$1461	$243
Operating a vehicle without permission	$1467	$250
At-fault accident - less than $1000	$1525	$254
Open container	$1717	$292
Driving with a suspended license	$1782	$297
Racing	$1887	$320
Reckless driving	$1887	$315
Leaving scene of an accident/hit and run	$1933	$328
At-fault accident - $1000-$2000	$1938	$323
Refusal to submit to a chemical test	$1996	$339
DUI	$2026	$338
At-fault accident - greater than $2000	$2107	$359

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