Cheapest Car Insurance Quotes in Jacinto City

Finding the cheapest car insurance quotes in Jacinto City shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Jacinto City Car Insurance

^$ 55

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Jacinto City

The car insurance rate in Jacinto City is $1340 for a six-month policy, which is $293 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $851, making it a popular choice for budget-conscious drivers. Rates in Jacinto City can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Jacinto City

$1340

Avg. Car Insurance in Texas

$1047

National Average

$1140

Cheapest Car Insurance Companies in Jacinto City

1st place: Texas Farm Bureau

At $851 for a six month policy, Texas Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1011 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1042 for six months, making it the third cheapest auto insurance company in Jacinto City.

Jacinto City Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Jacinto City, TX is Texas Farm Bureau, offering policies at just $851 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1011.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1453 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Jacinto City drivers find the best deals.

Cheap Car Insurance Companies in Jacinto City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$851	$143
Mercury	$1011	$172
State Farm	$1042	$175
AAA Texas	$1057	$179
USAA	$1164	$196
Redpoint Insurance	$1247	$212
Progressive	$1437	$242
Southern County Mutual	$1650	$280
Allstate	$1962	$330
Farmers	$3140	$534
Redpoint County Mutual	$1224	$209
Geico County Mutual	$1368	$233
Germania	$548	$91
AAA	$957	$160
National General	$1453	$242

Key Takeaways

Way's key takeaways about car insurance in Jacinto City

The auto insurance costs in Jacinto City fall around $851 for six months.
The cheapest auto insurance company in Jacinto City is Texas Farm Bureau.
Teen drivers pay the highest rate in Jacinto City at $93 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Jacinto City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jacinto City are given below.

Texas Farm Bureau provides the cheapest minimum car insurance coverage in Jacinto City. Their Average 6 Month Premium is $326. Germania is the most expensive at $548 for the same period.

Cheapest Liability Coverage in Jacinto City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$326	$55
USAA	$365	$61
Progressive	$380	$64
State Farm	$388	$65
Redpoint Insurance	$426	$70
Mercury	$494	$83
AAA Texas	$548	$91
Allstate	$753	$127
Farmers	$1239	$206
Redpoint County Mutual	$411	$68
Geico County Mutual	$426	$73
National General	$471	$78
Germania	$548	$93

Cheapest Full Coverage Car Insurance in Jacinto City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jacinto City is Texas Farm Bureau at $143 per month and $851 for six months.

Cheapest Full Coverage Car Insurance Quotes in Jacinto City, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$851	$143
Mercury	$1011	$172
State Farm	$1042	$175
AAA Texas	$1057	$179
USAA	$1164	$196
Redpoint Insurance	$1247	$212
Progressive	$1437	$242
Southern County Mutual	$1650	$280
Allstate	$1962	$330
Farmers	$3140	$534
Redpoint County Mutual	$1224	$209
Geico County Mutual	$1368	$233
Germania	$548	$91
AAA	$957	$160
National General	$1453	$242

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Jacinto City Instantly!

Average Car Insurance in Jacinto City by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Jacinto City, TX increasing?

Despite maintaining a clean driving record, your car insurance rates in Jacinto City, Texas, may be increasing due to several external factors. Texas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Jacinto City's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Jacinto City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$895
40s	Nationwide	$888
50s	Texas Farm Bureau	$792
60s	Texas Farm Bureau	$732
70s	Texas Farm Bureau	$786

Cheapest Car Insurance Rates for Teen Drivers in Jacinto City,TX

If you are planning to get a car insurance policy for your teenage dependent, Redpoint Insurance provides the cheapest car insurance in the Jacinto City at $72 per month. At $563 for a six-month premium, Geico County Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$434	$72
Southern County Mutual	$563	$96
Mercury	$608	$101
AAA Texas	$692	$118
Texas Farm Bureau	$1513	$255
USAA	$1650	$278
State Farm	$1711	$288
Allstate	$4296	$723
Progressive	$7329	$1234
Farmers	$10249	$1742
Redpoint County Mutual	$419	$72
Geico County Mutual	$563	$93

Teen Car Insurance Rates in TX by Age

Way Tip

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Jacinto City.

As young drivers face the highest rates in Jacinto City, Texas Farm Bureau offers the cheapest auto insurance rates at $895 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Jacinto City, Mercury is the cheapest car insurance provider. At $662 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Jacinto City is State Farm, offering rates of around $5741 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$662	$113
Foremost	$791	$132
AAA Texas	$844	$143
Dairyland	$980	$164
Allstate	$1285	$219
USAA	$1316	$219
Texas Farm Bureau	$1482	$252
Progressive	$2053	$346
Farmers	$5201	$884
State Farm	$5741	$956

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Jacinto City.

Car Insurance Rates with An Accident in Jacinto City

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Jacinto City, TX, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Jacinto City

The cheapest car insurance companies after an at-fault accident in Jacinto City include Redpoint Insurance and Southern County Mutual, offering $434 and $525, respectively. National General is an expensive provider with an average six-month premium of $737.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Redpoint Insurance	$434	$72
Southern County Mutual	$525	$90
State Farm	$806	$136
AAA Texas	$814	$138
Mercury	$988	$165
USAA	$1208	$204
Texas Farm Bureau	$1338	$225
Progressive	$2486	$419
Allstate	$2798	$471
Farmers	$8630	$1467
Redpoint County Mutual	$419	$69
Geico County Mutual	$525	$90
National General	$737	$125

Jacinto City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jacinto City TX. For example, the car insurance in Jacinto City after a DUI increases to $1004 for a six month policy. While the rate increases by $236 for a six-month policy in the case of a speeding ticket.

Jacinto City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1642	$274
One Med/PIP claim	$1658	$282
One comp claim	$1741	$291
Not-at-fault accident	$1756	$298
Two Med/PIP claims	$1764	$294
Failure to show documents	$1825	$310
Driving with expired registration	$1839	$307
Two comp claims	$1855	$315
Cell phone violation	$1870	$312
Driving without lights	$1870	$317
Texting while driving	$1870	$312
Driving too slowly	$1878	$319
Speeding 11 - 15 MPH over limit	$1878	$314
Speeding 16 - 20 MPH over limit	$1878	$319
Speeding 6 - 10 MPH over limit	$1878	$314
Speeding in school zone	$1878	$319
Child safety restraint	$1885	$315
Failure to wear a seat belt	$1885	$320
In 65 MPH zone	$1893	$316
Failure to stop at a red light	$1901	$324
Failure to yield	$1901	$317
Following too closely	$1901	$324
Illegal turn	$1901	$317
Improper passing	$1901	$324
Speeding 21 - 25 MPH over limit	$1901	$317
Passing school bus	$1908	$325
Wrong way/wrong lane	$1908	$317
Operating a vehicle without permission	$1916	$326
At-fault accident - less than $1000	$1992	$332
Open container	$2243	$381
Driving with a suspended license	$2327	$388
Racing	$2464	$419
Reckless driving	$2464	$411
Leaving scene of an accident/hit and run	$2524	$429
At-fault accident - $1000-$2000	$2532	$422
Refusal to submit to a chemical test	$2607	$443
DUI	$2646	$442
At-fault accident - greater than $2000	$2752	$468

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Jacinto City after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Jacinto City.

The cheapest car insurance premiums in Jacinto City are offered by Mercury at $654 for a six-month policy. However, it can be as expensive as $3962 with companies like Farmers.

Jacinto City car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$654	$109
Foremost	$737	$125
Dairyland	$806	$134
AAA Texas	$851	$145
State Farm	$1065	$179
Texas Farm Bureau	$1262	$215
Progressive	$1596	$269
USAA	$1635	$275
Allstate	$2084	$351
Nationwide	$2152	$366
Farmers	$3962	$660

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Jacinto City are offered by State Farm at $593. However, it can be as expensive as $4311 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Jacinto City after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$593	$100
Texas Farm Bureau	$654	$111
Mercury	$677	$113
AAA Texas	$722	$123
USAA	$951	$159
Allstate	$1285	$219
Progressive	$2213	$369
Farmers	$4311	$733

Car Insurance Price Trends in Jacinto City, Texas

Car insurance rates in Jacinto City have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Jacinto City remained steady at $265 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Jacinto City rose to $82 in December, compared to $79 in November. This represents an increase of $3 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Jacinto City?

The car insurance in Jacinto City is $55 per month, which is lower than the national average.

What is the cheapest car insurance in Jacinto City?

The cheapest car insurance in Jacinto City is $143 per month for full coverage.

How much is car insurance in Jacinto City for teenagers?

Car insurance for teenagers costs $434 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Jacinto City?

The average cost of car insurance is $1047 for a six-month policy. It will cost around $227 per month to insure your car in Jacinto City.

Is car insurance expensive in Jacinto City?

Car insurance can be expensive in Jacinto City if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Jacinto City can be affordable.

Cheapest Car Insurance Quotes in Jacinto City

Why you can trust Way?

How Much Is Car Insurance in Jacinto City

Avg. Car Insurance in Jacinto City

Avg. Car Insurance in Texas

National Average

Cheapest Car Insurance Companies in Jacinto City

1st place: Texas Farm Bureau

2nd place: Mercury

3rd place: State Farm

Jacinto City Car Insurance Rates by Company

Cheap Car Insurance Companies in Jacinto City, TX

Way's key takeaways about car insurance in Jacinto City

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Jacinto City

Cheapest Liability Coverage in Jacinto City, TX

Cheapest Full Coverage Car Insurance in Jacinto City

Cheapest Full Coverage Car Insurance Quotes in Jacinto City, TX

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Jacinto City by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Jacinto City, TX increasing?

Car Insurance Premiums by Age in Jacinto City

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Jacinto City,TX

If you are in your twenties Texas Farm Bureau is the best choice for car insurance in Jacinto City.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Jacinto City

Cheapest Car Insurance Companies after an At-Fault Accident in Jacinto City

Jacinto City Car Insurance Rates by Violation

Jacinto City auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Jacinto City after a DUI

Jacinto City car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Jacinto City after Speeding ticket

Car Insurance Price Trends in Jacinto City, Texas

Average Car Insurance Cost in Jacinto City by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Jacinto City, TX

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources