Cheapest Car Insurance Quotes in Port Angeles

Finding the cheapest car insurance quotes in Port Angeles shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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Port Angeles Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Port Angeles

The car insurance rate in Port Angeles is $743 for a six-month policy, which is $174 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $332, making it a popular choice for budget-conscious drivers. Rates in Port Angeles can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Port Angeles

$743

Avg. Car Insurance in Washington

$917

National Average

$1278

Cheapest Car Insurance Companies in Port Angeles

1st place: Kemper

At $332 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $447 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $462 for six months, making it the third cheapest auto insurance company in Port Angeles.

Port Angeles Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Port Angeles, WA is Kemper, offering policies at just $332 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $447.

At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $1959 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Port Angeles drivers find the best deals.

Cheap Car Insurance Companies in Port Angeles, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$332	$55
Nationwide	$447	$76
Auto-Owners Insurance Co	$462	$77
Chubb	$524	$89
Capital Insurance Group	$534	$89
USAA	$625	$105
Mutual of Enumclaw	$659	$110
American Family	$674	$113
State Farm	$674	$113
Progressive	$688	$116
PEMCO	$741	$125
Travelers	$746	$126
Farmers	$818	$138
Allstate	$923	$156
Granwest P&C	$1087	$181
Sentry	$1959	$333

Key Takeaways

Way's key takeaways about car insurance in Port Angeles

The auto insurance costs in Port Angeles fall around $332 for six months.
The cheapest auto insurance company in Port Angeles is California Casualty.
Teen drivers pay the highest rate in Port Angeles at $552 per month.

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Cheapest Minimum Liability Car Insurance in Port Angeles

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Port Angeles are given below.

California Casualty provides the cheapest minimum car insurance coverage in Port Angeles. Their Average 6 Month Premium is $173. Grange is the most expensive at $173 for the same period.

Cheapest Liability Coverage in Port Angeles, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
California Casualty	$173	$29
USAA	$173	$29
Granwest P&C	$178	$30
Auto-Owners Insurance Co	$188	$32
Chubb	$221	$37
Nationwide	$231	$39
PEMCO	$231	$39
Capital Insurance Group	$245	$42
Progressive	$250	$42
American Family	$255	$44
Mutual of Enumclaw	$275	$46
State Farm	$275	$46
Travelers	$279	$47
Farmers	$327	$55
Allstate	$544	$92
Sentry	$563	$96
Encompass	$168	$28
Grange	$173	$29

Cheapest Full Coverage Car Insurance in Port Angeles

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Port Angeles is Kemper at $55 per month and $332 for six months.

Cheapest Full Coverage Car Insurance Quotes in Port Angeles, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$332	$55
Nationwide	$447	$76
Auto-Owners Insurance Co	$462	$77
Chubb	$524	$89
Capital Insurance Group	$534	$89
USAA	$625	$105
Mutual of Enumclaw	$659	$110
American Family	$674	$113
State Farm	$674	$113
Progressive	$688	$116
PEMCO	$741	$125
Travelers	$746	$126
Farmers	$818	$138
Allstate	$923	$156
Granwest P&C	$1087	$181
Sentry	$1959	$333

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Average Car Insurance in Port Angeles by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Port Angeles, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Port Angeles, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Port Angeles's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Port Angeles

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$548
30s	PEMCO	$384
40s	PEMCO	$388
50s	PEMCO	$369
60s	PEMCO	$388
70s	PEMCO	$482

Cheapest Car Insurance Rates for Teen Drivers in Port Angeles,WA

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Port Angeles at $45 per month. At $3310 for a six-month premium, Sentry offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$265	$45
Auto-Owners Insurance Co	$275	$45
Chubb	$308	$53
Travelers	$905	$152
State Farm	$957	$161
USAA	$1111	$187
Pemco	$1366	$230
Farmers	$1650	$278
Mutual of Enumclaw	$1669	$284
Progressive	$1823	$307
Allstate	$1895	$319
Sentry	$3310	$552

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Port Angeles.

As young drivers face the highest rates in Port Angeles, PEMCO offers the cheapest auto insurance rates at $548 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Port Angeles, AutoOwners Insurance Co is the cheapest car insurance provider. At $188 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Port Angeles is Sentry, offering rates of around $1959 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$188	$32
Chubb	$221	$37
American Family	$255	$44
Nationwide	$265	$44
Kemper	$288	$49
Farmers	$751	$126
Travelers	$799	$134
State Farm	$948	$160
Progressive	$953	$160
USAA	$977	$163
Pemco	$1116	$188
Mutual of Enumclaw	$1145	$191
Allstate	$1790	$305
Sentry	$1959	$326

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Save up to $971/yr on car insurance rates in Port Angeles.

Car Insurance Rates with An Accident in Port Angeles

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Port Angeles, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Port Angeles

The cheapest car insurance companies after an at-fault accident in Port Angeles include AutoOwners Insurance Co and Encompass, offering $241 and $275, respectively. Sentry is an expensive provider with an average six-month premium of $3402.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$241	$41
Encompass	$275	$47
Chubb	$284	$48
American Family	$308	$53
Kemper	$399	$66
USAA	$428	$72
Travelers	$625	$105
State Farm	$640	$108
PEMCO	$697	$117
Capital Insurance Group	$712	$121
Mutual of Enumclaw	$890	$148
Progressive	$948	$160
Farmers	$1010	$170
Allstate	$1650	$278
Sentry	$3402	$567

Port Angeles Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Port Angeles WA. For example, the car insurance in Port Angeles after a DUI increases to $659 for a six month policy. While the rate increases by $188 for a six-month policy in the case of a speeding ticket.

Port Angeles auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$866	$144
One Med/PIP claim	$866	$147
Not-at-fault accident	$895	$149
Two Med/PIP claims	$895	$152
One comp claim	$900	$150
Two comp claims	$938	$160
Failure to show documents	$1034	$173
Child safety restraint	$1044	$177
Driving without lights	$1054	$176
Failure to wear a seat belt	$1054	$179
Speeding 11 - 15 MPH over limit	$1054	$176
Speeding 16 - 20 MPH over limit	$1054	$179
Speeding 6 - 10 MPH over limit	$1054	$176
Driving too slowly	$1064	$181
Driving with expired registration	$1064	$177
Cell phone violation	$1068	$181
Failure to yield	$1068	$178
Improper passing	$1068	$181
Texting while driving	$1068	$178
Wrong way/wrong lane	$1068	$181
Failure to stop at a red light	$1073	$179
Following too closely	$1073	$182
Illegal turn	$1073	$179
Speeding in school zone	$1121	$190
Passing school bus	$1126	$188
At-fault accident - less than $1000	$1140	$194
Speeding 21 - 25 MPH over limit	$1140	$190
Open container	$1145	$194
In 65 MPH zone	$1188	$198
At-fault accident - $1000-$2000	$1232	$210
At-fault accident - greater than $2000	$1237	$206
Operating a vehicle without permission	$1246	$212
Refusal to submit to a chemical test	$1491	$249
Reckless driving	$1496	$254
Driving with a suspended license	$1511	$252
DUI	$1525	$259
Racing	$1578	$263
Leaving scene of an accident/hit and run	$1588	$270

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Port Angeles after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Port Angeles.

The cheapest car insurance premiums in Port Angeles are offered by Chubb at $275 for a six-month policy. However, it can be as expensive as $2579 with companies like Sentry.

Port Angeles car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$275	$47
American Family	$303	$50
Auto-Owners Insurance Co	$347	$59
Travelers	$659	$111
Progressive	$664	$112
USAA	$731	$123
Pemco	$808	$136
State Farm	$880	$148
Farmers	$1030	$173
Mutual of Enumclaw	$1150	$192
Grange	$1473	$250
Allstate	$1506	$254
Cal Casualty	$1645	$279
Sentry	$2579	$430

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Port Angeles are offered by Chubb at $241. However, it can be as expensive as $3152 with companies like Sentry for a similar six-month premium.

Cheapest Car Insurance in Port Angeles after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$241	$41
Auto-Owners Insurance Co	$250	$41
American Family	$303	$52
State Farm	$563	$95
Travelers	$688	$116
USAA	$756	$126
Mutual of Enumclaw	$804	$137
Pemco	$838	$141
Progressive	$856	$144
Farmers	$943	$159
Allstate	$1448	$246
Sentry	$3152	$525

Car Insurance Price Trends in Port Angeles, Washington

Car insurance rates in Port Angeles have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Port Angeles rose by $158 in January compared to $122 of December. In other words, there has been an increase by $36 when you compare January and December.

The average cost of liability insurance in the Port Angeles rose to $45 in January, compared to $41 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Port Angeles?

The car insurance in Port Angeles is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Port Angeles?

The cheapest car insurance in Port Angeles is $55 per month for full coverage.

How much is car insurance in Port Angeles for teenagers?

Car insurance for teenagers costs $265 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Port Angeles?

The average cost of car insurance is $917 for a six-month policy. It will cost around $125 per month to insure your car in Port Angeles.

Is car insurance expensive in Port Angeles?

Car insurance can be expensive in Port Angeles if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Port Angeles can be affordable.

Cheapest Car Insurance Quotes in Port Angeles

Why you can trust Way?

How Much Is Car Insurance in Port Angeles

Avg. Car Insurance in Port Angeles

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Port Angeles

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Port Angeles Car Insurance Rates by Company

Cheap Car Insurance Companies in Port Angeles, WA

Way's key takeaways about car insurance in Port Angeles

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Port Angeles

Cheapest Liability Coverage in Port Angeles, WA

Cheapest Full Coverage Car Insurance in Port Angeles

Cheapest Full Coverage Car Insurance Quotes in Port Angeles, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Port Angeles by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Port Angeles, WA increasing?

Car Insurance Premiums by Age in Port Angeles

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Port Angeles,WA

If you are in your twenties PEMCO is the best choice for car insurance in Port Angeles.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Port Angeles

Cheapest Car Insurance Companies after an At-Fault Accident in Port Angeles

Port Angeles Car Insurance Rates by Violation

Port Angeles auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Port Angeles after a DUI

Port Angeles car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Port Angeles after Speeding ticket

Car Insurance Price Trends in Port Angeles, Washington

Average Car Insurance Cost in Port Angeles by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Port Angeles, WA

Car Insurance Rates by State in the USA (2025 Update)

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