Cheapest Car Insurance Quotes in Marietta-Alderwood

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Marietta-Alderwood Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marietta-Alderwood

The car insurance rate in Marietta-Alderwood is $789 for a six-month policy, which is $128 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $353, making it a popular choice for budget-conscious drivers. Rates in Marietta-Alderwood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marietta-Alderwood

$789

Avg. Car Insurance in Washington

$917

National Average

$1278

Cheapest Car Insurance Companies in Marietta-Alderwood

1st place: Kemper

At $353 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $475 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $490 for six months, making it the third cheapest auto insurance company in Marietta-Alderwood.

Marietta-Alderwood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marietta-Alderwood, WA is Kemper, offering policies at just $353 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $475.

At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $2079 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marietta-Alderwood drivers find the best deals.

Cheap Car Insurance Companies in Marietta-Alderwood, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$353	$58
Nationwide	$475	$81
Auto-Owners Insurance Co	$490	$82
Chubb	$556	$95
Capital Insurance Group	$567	$95
USAA	$664	$112
Mutual of Enumclaw	$700	$117
American Family	$716	$120
State Farm	$716	$120
Progressive	$730	$123
PEMCO	$787	$132
Travelers	$792	$133
Farmers	$869	$146
Allstate	$980	$165
Granwest P&C	$1154	$193
Sentry	$2079	$353

Key Takeaways

Way's key takeaways about car insurance in Marietta-Alderwood

The auto insurance costs in Marietta-Alderwood fall around $353 for six months.
The cheapest auto insurance company in Marietta-Alderwood is California Casualty.
Teen drivers pay the highest rate in Marietta-Alderwood at $586 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Marietta-Alderwood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marietta-Alderwood are given below.

California Casualty provides the cheapest minimum car insurance coverage in Marietta-Alderwood. Their Average 6 Month Premium is $184. Grange is the most expensive at $184 for the same period.

Cheapest Liability Coverage in Marietta-Alderwood, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
California Casualty	$184	$31
USAA	$184	$31
Granwest P&C	$189	$32
Auto-Owners Insurance Co	$200	$34
Chubb	$235	$40
Nationwide	$245	$41
PEMCO	$245	$41
Capital Insurance Group	$261	$45
Progressive	$266	$45
American Family	$271	$46
Mutual of Enumclaw	$292	$49
State Farm	$292	$49
Travelers	$297	$50
Farmers	$347	$58
Allstate	$577	$97
Sentry	$598	$101
Encompass	$179	$30
Grange	$184	$31

Cheapest Full Coverage Car Insurance in Marietta-Alderwood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marietta-Alderwood is Kemper at $58 per month and $353 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marietta-Alderwood, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$353	$58
Nationwide	$475	$81
Auto-Owners Insurance Co	$490	$82
Chubb	$556	$95
Capital Insurance Group	$567	$95
USAA	$664	$112
Mutual of Enumclaw	$700	$117
American Family	$716	$120
State Farm	$716	$120
Progressive	$730	$123
PEMCO	$787	$132
Travelers	$792	$133
Farmers	$869	$146
Allstate	$980	$165
Granwest P&C	$1154	$193
Sentry	$2079	$353

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Average Car Insurance in Marietta-Alderwood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marietta-Alderwood, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Marietta-Alderwood, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marietta-Alderwood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marietta-Alderwood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$582
30s	PEMCO	$408
40s	PEMCO	$412
50s	PEMCO	$391
60s	PEMCO	$412
70s	PEMCO	$512

Cheapest Car Insurance Rates for Teen Drivers in Marietta-Alderwood,WA

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Marietta-Alderwood at $48 per month. At $3515 for a six-month premium, Sentry offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$281	$48
Auto-Owners Insurance Co	$292	$48
Chubb	$327	$56
Travelers	$961	$162
State Farm	$1017	$171
USAA	$1180	$199
Pemco	$1451	$244
Farmers	$1752	$295
Mutual of Enumclaw	$1772	$301
Progressive	$1936	$326
Allstate	$2012	$339
Sentry	$3515	$586

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Marietta-Alderwood.

As young drivers face the highest rates in Marietta-Alderwood, PEMCO offers the cheapest auto insurance rates at $582 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marietta-Alderwood, AutoOwners Insurance Co is the cheapest car insurance provider. At $200 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marietta-Alderwood is Sentry, offering rates of around $2079 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$200	$34
Chubb	$235	$40
American Family	$271	$46
Nationwide	$281	$46
Kemper	$306	$52
Farmers	$797	$134
Travelers	$848	$143
State Farm	$1006	$169
Progressive	$1011	$170
USAA	$1037	$173
Pemco	$1185	$200
Mutual of Enumclaw	$1216	$203
Allstate	$1901	$323
Sentry	$2079	$347

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Marietta-Alderwood.

Car Insurance Rates with An Accident in Marietta-Alderwood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marietta-Alderwood, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marietta-Alderwood

The cheapest car insurance companies after an at-fault accident in Marietta-Alderwood include AutoOwners Insurance Co and Encompass, offering $255 and $292, respectively. Sentry is an expensive provider with an average six-month premium of $3612.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$255	$43
Encompass	$292	$50
Chubb	$301	$51
American Family	$327	$56
Kemper	$424	$71
USAA	$455	$77
Travelers	$664	$112
State Farm	$679	$114
PEMCO	$740	$125
Capital Insurance Group	$756	$128
Mutual of Enumclaw	$945	$157
Progressive	$1006	$169
Farmers	$1072	$181
Allstate	$1752	$295
Sentry	$3612	$602

Marietta-Alderwood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marietta-Alderwood WA. For example, the car insurance in Marietta-Alderwood after a DUI increases to $700 for a six month policy. While the rate increases by $200 for a six-month policy in the case of a speeding ticket.

Marietta-Alderwood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$919	$153
One Med/PIP claim	$919	$157
Not-at-fault accident	$950	$158
Two Med/PIP claims	$950	$162
One comp claim	$955	$159
Two comp claims	$996	$169
Failure to show documents	$1098	$183
Child safety restraint	$1109	$188
Driving without lights	$1119	$187
Failure to wear a seat belt	$1119	$190
Speeding 11 - 15 MPH over limit	$1119	$187
Speeding 16 - 20 MPH over limit	$1119	$190
Speeding 6 - 10 MPH over limit	$1119	$187
Driving too slowly	$1129	$192
Driving with expired registration	$1129	$188
Cell phone violation	$1134	$193
Failure to yield	$1134	$189
Improper passing	$1134	$193
Texting while driving	$1134	$189
Wrong way/wrong lane	$1134	$193
Failure to stop at a red light	$1140	$190
Following too closely	$1140	$194
Illegal turn	$1140	$190
Speeding in school zone	$1190	$202
Passing school bus	$1195	$200
At-fault accident - less than $1000	$1211	$206
Speeding 21 - 25 MPH over limit	$1211	$202
Open container	$1216	$206
In 65 MPH zone	$1262	$211
At-fault accident - $1000-$2000	$1308	$223
At-fault accident - greater than $2000	$1313	$218
Operating a vehicle without permission	$1323	$225
Refusal to submit to a chemical test	$1583	$264
Reckless driving	$1588	$270
Driving with a suspended license	$1604	$267
DUI	$1619	$275
Racing	$1675	$280
Leaving scene of an accident/hit and run	$1686	$286

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marietta-Alderwood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marietta-Alderwood.

The cheapest car insurance premiums in Marietta-Alderwood are offered by Chubb at $292 for a six-month policy. However, it can be as expensive as $2738 with companies like Sentry.

Marietta-Alderwood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$292	$50
American Family	$322	$53
Auto-Owners Insurance Co	$368	$63
Travelers	$700	$118
Progressive	$705	$119
USAA	$777	$131
Pemco	$858	$144
State Farm	$935	$157
Farmers	$1093	$184
Mutual of Enumclaw	$1221	$204
Grange	$1563	$266
Allstate	$1599	$269
Cal Casualty	$1747	$297
Sentry	$2738	$457

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marietta-Alderwood are offered by Chubb at $255. However, it can be as expensive as $3346 with companies like Sentry for a similar six-month premium.

Cheapest Car Insurance in Marietta-Alderwood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$255	$44
Auto-Owners Insurance Co	$266	$44
American Family	$322	$55
State Farm	$598	$101
Travelers	$730	$123
USAA	$802	$133
Mutual of Enumclaw	$853	$145
Pemco	$889	$150
Progressive	$909	$153
Farmers	$1001	$169
Allstate	$1538	$261
Sentry	$3346	$557

Car Insurance Price Trends in Marietta-Alderwood, Washington

Car insurance rates in Marietta-Alderwood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marietta-Alderwood rose by $168 in January compared to $130 of December. In other words, there has been an increase by $38 when you compare January and December.

The average cost of liability insurance in the Marietta-Alderwood rose to $48 in January, compared to $44 in December. This represents an increase of $4 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Marietta-Alderwood?

The car insurance in Marietta-Alderwood is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Marietta-Alderwood?

The cheapest car insurance in Marietta-Alderwood is $58 per month for full coverage.

How much is car insurance in Marietta-Alderwood for teenagers?

Car insurance for teenagers costs $281 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marietta-Alderwood?

The average cost of car insurance is $917 for a six-month policy. It will cost around $132 per month to insure your car in Marietta-Alderwood.

Is car insurance expensive in Marietta-Alderwood?

Car insurance can be expensive in Marietta-Alderwood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marietta-Alderwood can be affordable.

Cheapest Car Insurance Quotes in Marietta-Alderwood

Why you can trust Way?

How Much Is Car Insurance in Marietta-Alderwood

Avg. Car Insurance in Marietta-Alderwood

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Marietta-Alderwood

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Marietta-Alderwood Car Insurance Rates by Company

Cheap Car Insurance Companies in Marietta-Alderwood, WA

Way's key takeaways about car insurance in Marietta-Alderwood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Marietta-Alderwood

Cheapest Liability Coverage in Marietta-Alderwood, WA

Cheapest Full Coverage Car Insurance in Marietta-Alderwood

Cheapest Full Coverage Car Insurance Quotes in Marietta-Alderwood, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Marietta-Alderwood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Marietta-Alderwood, WA increasing?

Car Insurance Premiums by Age in Marietta-Alderwood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Marietta-Alderwood,WA

If you are in your twenties PEMCO is the best choice for car insurance in Marietta-Alderwood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Marietta-Alderwood

Cheapest Car Insurance Companies after an At-Fault Accident in Marietta-Alderwood

Marietta-Alderwood Car Insurance Rates by Violation

Marietta-Alderwood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Marietta-Alderwood after a DUI

Marietta-Alderwood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Marietta-Alderwood after Speeding ticket

Car Insurance Price Trends in Marietta-Alderwood, Washington

Average Car Insurance Cost in Marietta-Alderwood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Marietta-Alderwood, WA

Car Insurance Rates by State in the USA (2025 Update)

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