Cheapest Car Insurance Quotes in Port Angeles East

Finding the cheapest car insurance quotes in Port Angeles East shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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Port Angeles East Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Port Angeles East

The car insurance rate in Port Angeles East is $660 for a six-month policy, which is $108 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $353, making it a popular choice for budget-conscious drivers. Rates in Port Angeles East can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Port Angeles East

$660

Avg. Car Insurance in Washington

$768

National Average

$1140

Cheapest Car Insurance Companies in Port Angeles East

1st place: Kemper

At $353 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $475 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $490 for six months, making it the third cheapest auto insurance company in Port Angeles East.

Port Angeles East Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Port Angeles East, WA is Kemper, offering policies at just $353 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $475.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $685 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Port Angeles East drivers find the best deals.

Cheap Car Insurance Companies in Port Angeles East, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$353	$58
Nationwide	$475	$81
Auto-Owners Insurance Co	$490	$82
Chubb	$556	$95
Capital Insurance Group	$567	$95
State Farm	$593	$100
USAA	$613	$103
Progressive	$659	$111
PEMCO	$674	$114
American Family	$695	$117
Travelers	$751	$126
Farmers	$797	$134
Allstate	$930	$157
Granwest P&C	$1154	$196
California Causality	$582	$99
Mutual of Enumclaw	$685	$116

Key Takeaways

Way's key takeaways about car insurance in Port Angeles East

The auto insurance costs in Port Angeles East fall around $353 for six months.
The cheapest auto insurance company in Port Angeles East is USAA.
Teen drivers pay the highest rate in Port Angeles East at $107 per month.

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Cheapest Minimum Liability Car Insurance in Port Angeles East

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Port Angeles East are given below.

USAA provides the cheapest minimum car insurance coverage in Port Angeles East. Their Average 6 Month Premium is $163. California Causality is the most expensive at $205 for the same period.

Cheapest Liability Coverage in Port Angeles East, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$163	$28
California Casualty	$184	$31
Granwest P&C	$189	$32
PEMCO	$194	$33
Auto-Owners Insurance Co	$200	$34
Chubb	$235	$40
Travelers	$240	$40
Nationwide	$245	$41
Capital Insurance Group	$261	$43
State Farm	$261	$44
Progressive	$271	$46
American Family	$306	$52
Mutual of Enumclaw	$311	$52
Farmers	$327	$55
Allstate	$552	$93
Encompass	$179	$30
Grange	$184	$31
California Causality	$205	$34

Cheapest Full Coverage Car Insurance in Port Angeles East

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Port Angeles East is Kemper at $58 per month and $353 for six months.

Cheapest Full Coverage Car Insurance Quotes in Port Angeles East, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$353	$58
Nationwide	$475	$81
Auto-Owners Insurance Co	$490	$82
Chubb	$556	$95
Capital Insurance Group	$567	$95
State Farm	$593	$100
USAA	$613	$103
Progressive	$659	$111
PEMCO	$674	$114
American Family	$695	$117
Travelers	$751	$126
Farmers	$797	$134
Allstate	$930	$157
Granwest P&C	$1154	$196
California Causality	$582	$99
Mutual of Enumclaw	$685	$116

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Average Car Insurance in Port Angeles East by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Port Angeles East, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Port Angeles East, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Port Angeles East's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Port Angeles East

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$582
30s	PEMCO	$408
40s	PEMCO	$412
50s	PEMCO	$391
60s	PEMCO	$412
70s	PEMCO	$512

Cheapest Car Insurance Rates for Teen Drivers in Port Angeles East,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Port Angeles East at $48 per month. At $629 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$286	$48
Auto-Owners Insurance Co	$292	$50
Chubb	$327	$54
State Farm	$664	$112
American Family	$874	$147
Progressive	$1001	$169
USAA	$1053	$177
Pemco	$1072	$181
Farmers	$1522	$256
Allstate	$1757	$296
California Causality	$629	$107

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Port Angeles East.

As young drivers face the highest rates in Port Angeles East, PEMCO offers the cheapest auto insurance rates at $582 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Port Angeles East, AutoOwners Insurance Co is the cheapest car insurance provider. At $200 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Port Angeles East is California Causality, offering rates of around $470 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$200	$34
Chubb	$235	$40
Travelers	$240	$40
Nationwide	$281	$46
Kemper	$306	$52
American Family	$465	$78
Progressive	$542	$91
State Farm	$629	$106
Farmers	$695	$117
Pemco	$802	$135
USAA	$827	$141
Allstate	$1656	$276
National General	$337	$56
California Causality	$470	$80

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Save up to $971/yr on car insurance rates in Port Angeles East.

Car Insurance Rates with An Accident in Port Angeles East

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Port Angeles East, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Port Angeles East

The cheapest car insurance companies after an at-fault accident in Port Angeles East include AutoOwners Insurance Co and Encompass, offering $255 and $292, respectively. California Causality is an expensive provider with an average six-month premium of $353.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$255	$43
Encompass	$292	$50
Chubb	$301	$51
Travelers	$363	$61
USAA	$388	$65
Kemper	$424	$72
State Farm	$572	$96
PEMCO	$629	$106
American Family	$685	$115
Capital Insurance Group	$756	$128
Progressive	$904	$152
Farmers	$976	$164
Allstate	$1574	$265
California Causality	$353	$58

Port Angeles East Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Port Angeles East WA. For example, the car insurance in Port Angeles East after a DUI increases to $700 for a six month policy. While the rate increases by $200 for a six-month policy in the case of a speeding ticket.

Port Angeles East auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$919	$153
One Med/PIP claim	$919	$157
Not-at-fault accident	$950	$158
Two Med/PIP claims	$950	$162
One comp claim	$955	$159
Two comp claims	$996	$169
Failure to show documents	$1098	$183
Child safety restraint	$1109	$188
Driving without lights	$1119	$187
Failure to wear a seat belt	$1119	$190
Speeding 11 - 15 MPH over limit	$1119	$187
Speeding 16 - 20 MPH over limit	$1119	$190
Speeding 6 - 10 MPH over limit	$1119	$187
Driving too slowly	$1129	$192
Driving with expired registration	$1129	$188
Cell phone violation	$1134	$193
Failure to yield	$1134	$189
Improper passing	$1134	$193
Texting while driving	$1134	$189
Wrong way/wrong lane	$1134	$193
Failure to stop at a red light	$1140	$190
Following too closely	$1140	$194
Illegal turn	$1140	$190
Speeding in school zone	$1190	$202
Passing school bus	$1195	$200
At-fault accident - less than $1000	$1211	$206
Speeding 21 - 25 MPH over limit	$1211	$202
Open container	$1216	$206
In 65 MPH zone	$1262	$211
At-fault accident - $1000-$2000	$1308	$223
At-fault accident - greater than $2000	$1313	$218
Operating a vehicle without permission	$1323	$225
Refusal to submit to a chemical test	$1583	$264
Reckless driving	$1588	$270
Driving with a suspended license	$1604	$267
DUI	$1619	$275
Racing	$1675	$280
Leaving scene of an accident/hit and run	$1686	$286

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Port Angeles East after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Port Angeles East.

The cheapest car insurance premiums in Port Angeles East are offered by Chubb at $292 for a six-month policy. However, it can be as expensive as $311 with companies like National General.

Port Angeles East car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$292	$50
Auto-Owners Insurance Co	$368	$61
Travelers	$398	$67
American Family	$572	$96
Progressive	$634	$107
Pemco	$643	$108
USAA	$705	$119
State Farm	$740	$125
Farmers	$1011	$170
Allstate	$1491	$251
Grange	$1563	$266
Cal Casualty	$1747	$292
National General	$311	$53

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Port Angeles East are offered by Chubb at $255. However, it can be as expensive as $286 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in Port Angeles East after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$255	$43
Auto-Owners Insurance Co	$266	$46
Travelers	$327	$54
State Farm	$398	$67
American Family	$572	$96
USAA	$624	$106
Pemco	$629	$106
Progressive	$746	$126
Farmers	$869	$146
Allstate	$1150	$195
California Causality	$286	$49

Car Insurance Price Trends in Port Angeles East, Washington

Car insurance rates in Port Angeles East have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Port Angeles East rose by $130 in December compared to $127 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Port Angeles East rose to $44 in December, compared to $43 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Port Angeles East?

The car insurance in Port Angeles East is $28 per month, which is lower than the national average.

What is the cheapest car insurance in Port Angeles East?

The cheapest car insurance in Port Angeles East is $58 per month for full coverage.

How much is car insurance in Port Angeles East for teenagers?

Car insurance for teenagers costs $286 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Port Angeles East?

The average cost of car insurance is $768 for a six-month policy. It will cost around $111 per month to insure your car in Port Angeles East.

Is car insurance expensive in Port Angeles East?

Car insurance can be expensive in Port Angeles East if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Port Angeles East can be affordable.

Cheapest Car Insurance Quotes in Port Angeles East

Why you can trust Way?

How Much Is Car Insurance in Port Angeles East

Avg. Car Insurance in Port Angeles East

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Port Angeles East

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Port Angeles East Car Insurance Rates by Company

Cheap Car Insurance Companies in Port Angeles East, WA

Way's key takeaways about car insurance in Port Angeles East

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Port Angeles East

Cheapest Liability Coverage in Port Angeles East, WA

Cheapest Full Coverage Car Insurance in Port Angeles East

Cheapest Full Coverage Car Insurance Quotes in Port Angeles East, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Port Angeles East by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Port Angeles East, WA increasing?

Car Insurance Premiums by Age in Port Angeles East

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Port Angeles East,WA

If you are in your twenties PEMCO is the best choice for car insurance in Port Angeles East.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Port Angeles East

Cheapest Car Insurance Companies after an At-Fault Accident in Port Angeles East

Port Angeles East Car Insurance Rates by Violation

Port Angeles East auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Port Angeles East after a DUI

Port Angeles East car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Port Angeles East after Speeding ticket

Car Insurance Price Trends in Port Angeles East, Washington

Average Car Insurance Cost in Port Angeles East by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Port Angeles East, WA

Car Insurance Rates by State in the USA (2025 Update)

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