Cheapest Car Insurance Quotes in Snoqualmie Pass

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Snoqualmie Pass Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Snoqualmie Pass

The car insurance rate in Snoqualmie Pass is $791 for a six-month policy, which is $23 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $422, making it a popular choice for budget-conscious drivers. Rates in Snoqualmie Pass can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Snoqualmie Pass

$791

Avg. Car Insurance in Washington

$768

National Average

$1140

Cheapest Car Insurance Companies in Snoqualmie Pass

1st place: Kemper

At $422 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $569 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $587 for six months, making it the third cheapest auto insurance company in Snoqualmie Pass.

Snoqualmie Pass Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Snoqualmie Pass, WA is Kemper, offering policies at just $422 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $569.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $820 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Snoqualmie Pass drivers find the best deals.

Cheap Car Insurance Companies in Snoqualmie Pass, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$422	$70
Nationwide	$569	$97
Auto-Owners Insurance Co	$587	$98
Chubb	$666	$113
Capital Insurance Group	$679	$113
State Farm	$710	$119
USAA	$734	$124
Progressive	$789	$133
PEMCO	$808	$136
American Family	$832	$140
Travelers	$899	$151
Farmers	$955	$161
Allstate	$1113	$187
Granwest P&C	$1382	$235
California Causality	$697	$118
Mutual of Enumclaw	$820	$139

Key Takeaways

Way's key takeaways about car insurance in Snoqualmie Pass

The auto insurance costs in Snoqualmie Pass fall around $422 for six months.
The cheapest auto insurance company in Snoqualmie Pass is USAA.
Teen drivers pay the highest rate in Snoqualmie Pass at $128 per month.

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Cheapest Minimum Liability Car Insurance in Snoqualmie Pass

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Snoqualmie Pass are given below.

USAA provides the cheapest minimum car insurance coverage in Snoqualmie Pass. Their Average 6 Month Premium is $196. California Causality is the most expensive at $245 for the same period.

Cheapest Liability Coverage in Snoqualmie Pass, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$196	$33
California Casualty	$220	$37
Granwest P&C	$227	$38
PEMCO	$233	$39
Auto-Owners Insurance Co	$239	$40
Chubb	$281	$47
Travelers	$287	$48
Nationwide	$294	$49
Capital Insurance Group	$312	$52
State Farm	$312	$53
Progressive	$324	$55
American Family	$367	$62
Mutual of Enumclaw	$373	$62
Farmers	$391	$66
Allstate	$661	$111
Encompass	$214	$36
Grange	$220	$37
California Causality	$245	$41

Cheapest Full Coverage Car Insurance in Snoqualmie Pass

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Snoqualmie Pass is Kemper at $70 per month and $422 for six months.

Cheapest Full Coverage Car Insurance Quotes in Snoqualmie Pass, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$422	$70
Nationwide	$569	$97
Auto-Owners Insurance Co	$587	$98
Chubb	$666	$113
Capital Insurance Group	$679	$113
State Farm	$710	$119
USAA	$734	$124
Progressive	$789	$133
PEMCO	$808	$136
American Family	$832	$140
Travelers	$899	$151
Farmers	$955	$161
Allstate	$1113	$187
Granwest P&C	$1382	$235
California Causality	$697	$118
Mutual of Enumclaw	$820	$139

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Average Car Insurance in Snoqualmie Pass by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Snoqualmie Pass, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Snoqualmie Pass, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Snoqualmie Pass's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Snoqualmie Pass

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$697
30s	PEMCO	$488
40s	PEMCO	$493
50s	PEMCO	$469
60s	PEMCO	$493
70s	PEMCO	$613

Cheapest Car Insurance Rates for Teen Drivers in Snoqualmie Pass,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Snoqualmie Pass at $58 per month. At $753 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$343	$58
Auto-Owners Insurance Co	$349	$60
Chubb	$391	$65
State Farm	$795	$134
American Family	$1046	$176
Progressive	$1199	$202
USAA	$1261	$212
Pemco	$1284	$216
Farmers	$1823	$307
Allstate	$2104	$354
California Causality	$753	$128

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Snoqualmie Pass.

As young drivers face the highest rates in Snoqualmie Pass, PEMCO offers the cheapest auto insurance rates at $697 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Snoqualmie Pass, AutoOwners Insurance Co is the cheapest car insurance provider. At $239 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Snoqualmie Pass is California Causality, offering rates of around $562 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$239	$40
Chubb	$281	$47
Travelers	$287	$48
Nationwide	$337	$56
Kemper	$367	$63
American Family	$557	$94
Progressive	$649	$109
State Farm	$753	$127
Farmers	$832	$140
Pemco	$961	$162
USAA	$991	$169
Allstate	$1983	$331
National General	$404	$67
California Causality	$562	$96

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Snoqualmie Pass.

Car Insurance Rates with An Accident in Snoqualmie Pass

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Snoqualmie Pass, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Snoqualmie Pass

The cheapest car insurance companies after an at-fault accident in Snoqualmie Pass include AutoOwners Insurance Co and Encompass, offering $306 and $349, respectively. California Causality is an expensive provider with an average six-month premium of $422.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$306	$52
Encompass	$349	$60
Chubb	$361	$61
Travelers	$435	$73
USAA	$465	$78
Kemper	$508	$87
State Farm	$685	$115
PEMCO	$753	$127
American Family	$820	$138
Capital Insurance Group	$905	$153
Progressive	$1083	$182
Farmers	$1169	$197
Allstate	$1885	$317
California Causality	$422	$70

Snoqualmie Pass Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Snoqualmie Pass WA. For example, the car insurance in Snoqualmie Pass after a DUI increases to $838 for a six month policy. While the rate increases by $239 for a six-month policy in the case of a speeding ticket.

Snoqualmie Pass auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1101	$183
One Med/PIP claim	$1101	$187
Not-at-fault accident	$1138	$190
Two Med/PIP claims	$1138	$194
One comp claim	$1144	$191
Two comp claims	$1193	$203
Failure to show documents	$1315	$219
Child safety restraint	$1328	$226
Driving without lights	$1340	$224
Failure to wear a seat belt	$1340	$228
Speeding 11 - 15 MPH over limit	$1340	$224
Speeding 16 - 20 MPH over limit	$1340	$228
Speeding 6 - 10 MPH over limit	$1340	$224
Driving too slowly	$1352	$230
Driving with expired registration	$1352	$226
Cell phone violation	$1359	$231
Failure to yield	$1359	$227
Improper passing	$1359	$231
Texting while driving	$1359	$227
Wrong way/wrong lane	$1359	$231
Failure to stop at a red light	$1365	$228
Following too closely	$1365	$232
Illegal turn	$1365	$228
Speeding in school zone	$1426	$242
Passing school bus	$1432	$239
At-fault accident - less than $1000	$1450	$246
Speeding 21 - 25 MPH over limit	$1450	$242
Open container	$1456	$247
In 65 MPH zone	$1511	$252
At-fault accident - $1000-$2000	$1567	$267
At-fault accident - greater than $2000	$1573	$262
Operating a vehicle without permission	$1584	$270
Refusal to submit to a chemical test	$1896	$316
Reckless driving	$1902	$323
Driving with a suspended license	$1921	$320
DUI	$1939	$330
Racing	$2006	$335
Leaving scene of an accident/hit and run	$2019	$343

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Snoqualmie Pass after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Snoqualmie Pass.

The cheapest car insurance premiums in Snoqualmie Pass are offered by Chubb at $349 for a six-month policy. However, it can be as expensive as $373 with companies like National General.

Snoqualmie Pass car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$349	$60
Auto-Owners Insurance Co	$441	$73
Travelers	$477	$80
American Family	$685	$115
Progressive	$759	$128
Pemco	$770	$130
USAA	$845	$142
State Farm	$887	$149
Farmers	$1211	$204
Allstate	$1786	$301
Grange	$1873	$318
Cal Casualty	$2092	$349
National General	$373	$64

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Snoqualmie Pass are offered by Chubb at $306. However, it can be as expensive as $343 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in Snoqualmie Pass after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$306	$52
Auto-Owners Insurance Co	$318	$55
Travelers	$391	$65
State Farm	$477	$80
American Family	$685	$115
USAA	$747	$127
Pemco	$753	$127
Progressive	$893	$150
Farmers	$1040	$175
Allstate	$1377	$234
California Causality	$343	$59

Car Insurance Price Trends in Snoqualmie Pass, Washington

Car insurance rates in Snoqualmie Pass have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Snoqualmie Pass rose by $156 in December compared to $152 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Snoqualmie Pass rose to $53 in December, compared to $52 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Snoqualmie Pass?

The car insurance in Snoqualmie Pass is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Snoqualmie Pass?

The cheapest car insurance in Snoqualmie Pass is $70 per month for full coverage.

How much is car insurance in Snoqualmie Pass for teenagers?

Car insurance for teenagers costs $343 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Snoqualmie Pass?

The average cost of car insurance is $768 for a six-month policy. It will cost around $133 per month to insure your car in Snoqualmie Pass.

Is car insurance expensive in Snoqualmie Pass?

Car insurance can be expensive in Snoqualmie Pass if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Snoqualmie Pass can be affordable.

Cheapest Car Insurance Quotes in Snoqualmie Pass

Why you can trust Way?

How Much Is Car Insurance in Snoqualmie Pass

Avg. Car Insurance in Snoqualmie Pass

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Snoqualmie Pass

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Snoqualmie Pass Car Insurance Rates by Company

Cheap Car Insurance Companies in Snoqualmie Pass, WA

Way's key takeaways about car insurance in Snoqualmie Pass

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Snoqualmie Pass

Cheapest Liability Coverage in Snoqualmie Pass, WA

Cheapest Full Coverage Car Insurance in Snoqualmie Pass

Cheapest Full Coverage Car Insurance Quotes in Snoqualmie Pass, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Snoqualmie Pass by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Snoqualmie Pass, WA increasing?

Car Insurance Premiums by Age in Snoqualmie Pass

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Snoqualmie Pass,WA

If you are in your twenties PEMCO is the best choice for car insurance in Snoqualmie Pass.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Snoqualmie Pass

Cheapest Car Insurance Companies after an At-Fault Accident in Snoqualmie Pass

Snoqualmie Pass Car Insurance Rates by Violation

Snoqualmie Pass auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Snoqualmie Pass after a DUI

Snoqualmie Pass car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Snoqualmie Pass after Speeding ticket

Car Insurance Price Trends in Snoqualmie Pass, Washington

Average Car Insurance Cost in Snoqualmie Pass by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Snoqualmie Pass, WA

Car Insurance Rates by State in the USA (2025 Update)

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