Cheapest Car Insurance Quotes in Bangor Base

Finding the cheapest car insurance quotes in Bangor Base shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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Bangor Base Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bangor Base

The car insurance rate in Bangor Base is $699 for a six-month policy, which is $69 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $373, making it a popular choice for budget-conscious drivers. Rates in Bangor Base can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bangor Base

$699

Avg. Car Insurance in Washington

$768

National Average

$1140

Cheapest Car Insurance Companies in Bangor Base

1st place: Kemper

At $373 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $502 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $519 for six months, making it the third cheapest auto insurance company in Bangor Base.

Bangor Base Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bangor Base, WA is Kemper, offering policies at just $373 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $502.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $724 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bangor Base drivers find the best deals.

Cheap Car Insurance Companies in Bangor Base, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$373	$62
Nationwide	$502	$86
Auto-Owners Insurance Co	$519	$86
Chubb	$589	$100
Capital Insurance Group	$600	$100
State Farm	$627	$106
USAA	$649	$109
Progressive	$697	$117
PEMCO	$713	$120
American Family	$735	$124
Travelers	$794	$134
Farmers	$844	$142
Allstate	$984	$166
Granwest P&C	$1221	$207
California Causality	$616	$105
Mutual of Enumclaw	$724	$123

Key Takeaways

Way's key takeaways about car insurance in Bangor Base

The auto insurance costs in Bangor Base fall around $373 for six months.
The cheapest auto insurance company in Bangor Base is USAA.
Teen drivers pay the highest rate in Bangor Base at $113 per month.

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Cheapest Minimum Liability Car Insurance in Bangor Base

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bangor Base are given below.

USAA provides the cheapest minimum car insurance coverage in Bangor Base. Their Average 6 Month Premium is $173. California Causality is the most expensive at $217 for the same period.

Cheapest Liability Coverage in Bangor Base, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$173	$29
California Casualty	$195	$33
Granwest P&C	$200	$34
PEMCO	$206	$35
Auto-Owners Insurance Co	$211	$35
Chubb	$248	$42
Travelers	$254	$43
Nationwide	$259	$44
Capital Insurance Group	$276	$46
State Farm	$276	$46
Progressive	$287	$48
American Family	$324	$55
Mutual of Enumclaw	$329	$55
Farmers	$346	$58
Allstate	$584	$98
Encompass	$189	$32
Grange	$195	$33
California Causality	$217	$36

Cheapest Full Coverage Car Insurance in Bangor Base

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bangor Base is Kemper at $62 per month and $373 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bangor Base, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$373	$62
Nationwide	$502	$86
Auto-Owners Insurance Co	$519	$86
Chubb	$589	$100
Capital Insurance Group	$600	$100
State Farm	$627	$106
USAA	$649	$109
Progressive	$697	$117
PEMCO	$713	$120
American Family	$735	$124
Travelers	$794	$134
Farmers	$844	$142
Allstate	$984	$166
Granwest P&C	$1221	$207
California Causality	$616	$105
Mutual of Enumclaw	$724	$123

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Average Car Insurance in Bangor Base by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bangor Base, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Bangor Base, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bangor Base's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bangor Base

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$616
30s	PEMCO	$431
40s	PEMCO	$436
50s	PEMCO	$414
60s	PEMCO	$436
70s	PEMCO	$541

Cheapest Car Insurance Rates for Teen Drivers in Bangor Base,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Bangor Base at $51 per month. At $665 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$303	$51
Auto-Owners Insurance Co	$308	$53
Chubb	$346	$57
State Farm	$703	$118
American Family	$925	$156
Progressive	$1059	$178
USAA	$1114	$187
Pemco	$1135	$191
Farmers	$1611	$271
Allstate	$1859	$313
California Causality	$665	$113

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Bangor Base.

As young drivers face the highest rates in Bangor Base, PEMCO offers the cheapest auto insurance rates at $616 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bangor Base, AutoOwners Insurance Co is the cheapest car insurance provider. At $211 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bangor Base is California Causality, offering rates of around $497 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$211	$35
Chubb	$248	$42
Travelers	$254	$43
Nationwide	$298	$49
Kemper	$324	$56
American Family	$492	$83
Progressive	$573	$96
State Farm	$665	$112
Farmers	$735	$124
Pemco	$849	$143
USAA	$875	$149
Allstate	$1752	$292
National General	$357	$59
California Causality	$497	$85

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Bangor Base.

Car Insurance Rates with An Accident in Bangor Base

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bangor Base, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bangor Base

The cheapest car insurance companies after an at-fault accident in Bangor Base include AutoOwners Insurance Co and Encompass, offering $270 and $308, respectively. California Causality is an expensive provider with an average six-month premium of $373.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$270	$46
Encompass	$308	$53
Chubb	$319	$54
Travelers	$384	$65
USAA	$410	$69
Kemper	$449	$76
State Farm	$605	$102
PEMCO	$665	$112
American Family	$724	$122
Capital Insurance Group	$800	$136
Progressive	$956	$161
Farmers	$1033	$174
Allstate	$1665	$280
California Causality	$373	$62

Bangor Base Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bangor Base WA. For example, the car insurance in Bangor Base after a DUI increases to $741 for a six month policy. While the rate increases by $211 for a six-month policy in the case of a speeding ticket.

Bangor Base auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$973	$162
One Med/PIP claim	$973	$166
Not-at-fault accident	$1006	$167
Two Med/PIP claims	$1006	$171
One comp claim	$1011	$168
Two comp claims	$1054	$179
Failure to show documents	$1162	$194
Child safety restraint	$1173	$199
Driving without lights	$1184	$197
Failure to wear a seat belt	$1184	$201
Speeding 11 - 15 MPH over limit	$1184	$197
Speeding 16 - 20 MPH over limit	$1184	$201
Speeding 6 - 10 MPH over limit	$1184	$197
Driving too slowly	$1195	$203
Driving with expired registration	$1195	$199
Cell phone violation	$1200	$204
Failure to yield	$1200	$200
Improper passing	$1200	$204
Texting while driving	$1200	$200
Wrong way/wrong lane	$1200	$204
Failure to stop at a red light	$1206	$201
Following too closely	$1206	$205
Illegal turn	$1206	$201
Speeding in school zone	$1259	$214
Passing school bus	$1265	$211
At-fault accident - less than $1000	$1281	$217
Speeding 21 - 25 MPH over limit	$1281	$214
Open container	$1287	$218
In 65 MPH zone	$1335	$223
At-fault accident - $1000-$2000	$1384	$236
At-fault accident - greater than $2000	$1390	$231
Operating a vehicle without permission	$1400	$238
Refusal to submit to a chemical test	$1675	$279
Reckless driving	$1681	$286
Driving with a suspended license	$1697	$283
DUI	$1714	$291
Racing	$1773	$296
Leaving scene of an accident/hit and run	$1784	$303

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bangor Base after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bangor Base.

The cheapest car insurance premiums in Bangor Base are offered by Chubb at $308 for a six-month policy. However, it can be as expensive as $329 with companies like National General.

Bangor Base car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$308	$53
Auto-Owners Insurance Co	$389	$65
Travelers	$421	$71
American Family	$605	$102
Progressive	$671	$113
Pemco	$681	$115
USAA	$746	$126
State Farm	$784	$132
Farmers	$1070	$180
Allstate	$1578	$266
Grange	$1654	$281
Cal Casualty	$1848	$308
National General	$329	$56

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bangor Base are offered by Chubb at $270. However, it can be as expensive as $303 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in Bangor Base after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$270	$46
Auto-Owners Insurance Co	$281	$48
Travelers	$346	$57
State Farm	$421	$71
American Family	$605	$102
USAA	$660	$112
Pemco	$665	$112
Progressive	$789	$133
Farmers	$919	$155
Allstate	$1217	$207
California Causality	$303	$52

Car Insurance Price Trends in Bangor Base, Washington

Car insurance rates in Bangor Base have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bangor Base rose by $137 in December compared to $135 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Bangor Base remained steady at $46 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bangor Base?

The car insurance in Bangor Base is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Bangor Base?

The cheapest car insurance in Bangor Base is $62 per month for full coverage.

How much is car insurance in Bangor Base for teenagers?

Car insurance for teenagers costs $303 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bangor Base?

The average cost of car insurance is $768 for a six-month policy. It will cost around $117 per month to insure your car in Bangor Base.

Is car insurance expensive in Bangor Base?

Car insurance can be expensive in Bangor Base if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bangor Base can be affordable.

Cheapest Car Insurance Quotes in Bangor Base

Why you can trust Way?

How Much Is Car Insurance in Bangor Base

Avg. Car Insurance in Bangor Base

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Bangor Base

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Bangor Base Car Insurance Rates by Company

Cheap Car Insurance Companies in Bangor Base, WA

Way's key takeaways about car insurance in Bangor Base

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bangor Base

Cheapest Liability Coverage in Bangor Base, WA

Cheapest Full Coverage Car Insurance in Bangor Base

Cheapest Full Coverage Car Insurance Quotes in Bangor Base, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bangor Base by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bangor Base, WA increasing?

Car Insurance Premiums by Age in Bangor Base

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bangor Base,WA

If you are in your twenties PEMCO is the best choice for car insurance in Bangor Base.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bangor Base

Cheapest Car Insurance Companies after an At-Fault Accident in Bangor Base

Bangor Base Car Insurance Rates by Violation

Bangor Base auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bangor Base after a DUI

Bangor Base car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bangor Base after Speeding ticket

Car Insurance Price Trends in Bangor Base, Washington

Average Car Insurance Cost in Bangor Base by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bangor Base, WA

Car Insurance Rates by State in the USA (2025 Update)

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