Cheapest Car Insurance Quotes in Brush Prairie

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Brush Prairie Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brush Prairie

The car insurance rate in Brush Prairie is $829 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $443, making it a popular choice for budget-conscious drivers. Rates in Brush Prairie can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brush Prairie

$829

Avg. Car Insurance in Washington

$768

National Average

$1140

Cheapest Car Insurance Companies in Brush Prairie

1st place: Kemper

At $443 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $596 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $616 for six months, making it the third cheapest auto insurance company in Brush Prairie.

Brush Prairie Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brush Prairie, WA is Kemper, offering policies at just $443 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $596.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $860 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brush Prairie drivers find the best deals.

Cheap Car Insurance Companies in Brush Prairie, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$443	$73
Nationwide	$596	$102
Auto-Owners Insurance Co	$616	$103
Chubb	$699	$119
Capital Insurance Group	$712	$119
State Farm	$744	$125
USAA	$770	$130
Progressive	$827	$139
PEMCO	$847	$143
American Family	$873	$147
Travelers	$943	$159
Farmers	$1001	$168
Allstate	$1167	$197
Granwest P&C	$1449	$246
California Causality	$731	$124
Mutual of Enumclaw	$860	$146

Key Takeaways

Way's key takeaways about car insurance in Brush Prairie

The auto insurance costs in Brush Prairie fall around $443 for six months.
The cheapest auto insurance company in Brush Prairie is USAA.
Teen drivers pay the highest rate in Brush Prairie at $134 per month.

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Cheapest Minimum Liability Car Insurance in Brush Prairie

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brush Prairie are given below.

USAA provides the cheapest minimum car insurance coverage in Brush Prairie. Their Average 6 Month Premium is $205. California Causality is the most expensive at $257 for the same period.

Cheapest Liability Coverage in Brush Prairie, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$205	$35
California Casualty	$231	$39
Granwest P&C	$238	$40
PEMCO	$244	$41
Auto-Owners Insurance Co	$251	$42
Chubb	$295	$50
Travelers	$301	$51
Nationwide	$308	$52
Capital Insurance Group	$327	$54
State Farm	$327	$55
Progressive	$340	$57
American Family	$384	$65
Mutual of Enumclaw	$391	$65
Farmers	$410	$69
Allstate	$693	$117
Encompass	$225	$38
Grange	$231	$39
California Causality	$257	$43

Cheapest Full Coverage Car Insurance in Brush Prairie

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brush Prairie is Kemper at $73 per month and $443 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brush Prairie, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$443	$73
Nationwide	$596	$102
Auto-Owners Insurance Co	$616	$103
Chubb	$699	$119
Capital Insurance Group	$712	$119
State Farm	$744	$125
USAA	$770	$130
Progressive	$827	$139
PEMCO	$847	$143
American Family	$873	$147
Travelers	$943	$159
Farmers	$1001	$168
Allstate	$1167	$197
Granwest P&C	$1449	$246
California Causality	$731	$124
Mutual of Enumclaw	$860	$146

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Average Car Insurance in Brush Prairie by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brush Prairie, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Brush Prairie, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brush Prairie's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brush Prairie

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$731
30s	PEMCO	$512
40s	PEMCO	$517
50s	PEMCO	$491
60s	PEMCO	$517
70s	PEMCO	$643

Cheapest Car Insurance Rates for Teen Drivers in Brush Prairie,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Brush Prairie at $60 per month. At $789 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$360	$60
Auto-Owners Insurance Co	$366	$63
Chubb	$410	$68
State Farm	$834	$140
American Family	$1097	$185
Progressive	$1257	$212
USAA	$1322	$222
Pemco	$1347	$227
Farmers	$1912	$322
Allstate	$2206	$372
California Causality	$789	$134

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Brush Prairie.

As young drivers face the highest rates in Brush Prairie, PEMCO offers the cheapest auto insurance rates at $731 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brush Prairie, AutoOwners Insurance Co is the cheapest car insurance provider. At $251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brush Prairie is California Causality, offering rates of around $590 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$251	$42
Chubb	$295	$50
Travelers	$301	$51
Nationwide	$353	$58
Kemper	$384	$66
American Family	$584	$98
Progressive	$680	$114
State Farm	$789	$133
Farmers	$873	$147
Pemco	$1008	$170
USAA	$1039	$177
Allstate	$2079	$347
National General	$423	$70
California Causality	$590	$100

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Save up to $971/yr on car insurance rates in Brush Prairie.

Car Insurance Rates with An Accident in Brush Prairie

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brush Prairie, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brush Prairie

The cheapest car insurance companies after an at-fault accident in Brush Prairie include AutoOwners Insurance Co and Encompass, offering $321 and $366, respectively. California Causality is an expensive provider with an average six-month premium of $443.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$321	$54
Encompass	$366	$63
Chubb	$378	$64
Travelers	$456	$77
USAA	$487	$82
Kemper	$532	$91
State Farm	$718	$121
PEMCO	$789	$133
American Family	$860	$145
Capital Insurance Group	$949	$161
Progressive	$1135	$191
Farmers	$1226	$206
Allstate	$1976	$333
California Causality	$443	$73

Brush Prairie Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brush Prairie WA. For example, the car insurance in Brush Prairie after a DUI increases to $879 for a six month policy. While the rate increases by $250 for a six-month policy in the case of a speeding ticket.

Brush Prairie auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1155	$192
One Med/PIP claim	$1155	$197
Not-at-fault accident	$1193	$199
Two Med/PIP claims	$1193	$203
One comp claim	$1200	$200
Two comp claims	$1251	$213
Failure to show documents	$1379	$230
Child safety restraint	$1392	$237
Driving without lights	$1405	$234
Failure to wear a seat belt	$1405	$239
Speeding 11 - 15 MPH over limit	$1405	$234
Speeding 16 - 20 MPH over limit	$1405	$239
Speeding 6 - 10 MPH over limit	$1405	$234
Driving too slowly	$1418	$241
Driving with expired registration	$1418	$237
Cell phone violation	$1425	$242
Failure to yield	$1425	$238
Improper passing	$1425	$242
Texting while driving	$1425	$238
Wrong way/wrong lane	$1425	$242
Failure to stop at a red light	$1431	$239
Following too closely	$1431	$243
Illegal turn	$1431	$239
Speeding in school zone	$1495	$254
Passing school bus	$1501	$251
At-fault accident - less than $1000	$1521	$258
Speeding 21 - 25 MPH over limit	$1521	$254
Open container	$1527	$259
In 65 MPH zone	$1584	$265
At-fault accident - $1000-$2000	$1643	$280
At-fault accident - greater than $2000	$1649	$274
Operating a vehicle without permission	$1661	$283
Refusal to submit to a chemical test	$1988	$332
Reckless driving	$1995	$339
Driving with a suspended license	$2014	$336
DUI	$2034	$346
Racing	$2104	$351
Leaving scene of an accident/hit and run	$2117	$360

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brush Prairie after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brush Prairie.

The cheapest car insurance premiums in Brush Prairie are offered by Chubb at $366 for a six-month policy. However, it can be as expensive as $391 with companies like National General.

Brush Prairie car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$366	$63
Auto-Owners Insurance Co	$462	$77
Travelers	$500	$84
American Family	$718	$121
Progressive	$796	$134
Pemco	$808	$136
USAA	$886	$149
State Farm	$930	$157
Farmers	$1270	$214
Allstate	$1873	$315
Grange	$1963	$334
Cal Casualty	$2193	$366
National General	$391	$67

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brush Prairie are offered by Chubb at $321. However, it can be as expensive as $360 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in Brush Prairie after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$321	$54
Auto-Owners Insurance Co	$334	$57
Travelers	$410	$68
State Farm	$500	$84
American Family	$718	$121
USAA	$783	$133
Pemco	$789	$133
Progressive	$936	$158
Farmers	$1091	$184
Allstate	$1444	$245
California Causality	$360	$62

Car Insurance Price Trends in Brush Prairie, Washington

Car insurance rates in Brush Prairie have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brush Prairie rose by $163 in December compared to $160 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Brush Prairie rose to $55 in December, compared to $54 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Brush Prairie?

The car insurance in Brush Prairie is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Brush Prairie?

The cheapest car insurance in Brush Prairie is $73 per month for full coverage.

How much is car insurance in Brush Prairie for teenagers?

Car insurance for teenagers costs $360 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brush Prairie?

The average cost of car insurance is $768 for a six-month policy. It will cost around $139 per month to insure your car in Brush Prairie.

Is car insurance expensive in Brush Prairie?

Car insurance can be expensive in Brush Prairie if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brush Prairie can be affordable.

Cheapest Car Insurance Quotes in Brush Prairie

Why you can trust Way?

How Much Is Car Insurance in Brush Prairie

Avg. Car Insurance in Brush Prairie

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Brush Prairie

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Brush Prairie Car Insurance Rates by Company

Cheap Car Insurance Companies in Brush Prairie, WA

Way's key takeaways about car insurance in Brush Prairie

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Brush Prairie

Cheapest Liability Coverage in Brush Prairie, WA

Cheapest Full Coverage Car Insurance in Brush Prairie

Cheapest Full Coverage Car Insurance Quotes in Brush Prairie, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Brush Prairie by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Brush Prairie, WA increasing?

Car Insurance Premiums by Age in Brush Prairie

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Brush Prairie,WA

If you are in your twenties PEMCO is the best choice for car insurance in Brush Prairie.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Brush Prairie

Cheapest Car Insurance Companies after an At-Fault Accident in Brush Prairie

Brush Prairie Car Insurance Rates by Violation

Brush Prairie auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Brush Prairie after a DUI

Brush Prairie car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Brush Prairie after Speeding ticket

Car Insurance Price Trends in Brush Prairie, Washington

Average Car Insurance Cost in Brush Prairie by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Brush Prairie, WA

Car Insurance Rates by State in the USA (2025 Update)

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