Cheapest Car Insurance Quotes in Port Gamble Tribal Community

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Port Gamble Tribal Community Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Port Gamble Tribal Community

The car insurance rate in Port Gamble Tribal Community is $730 for a six-month policy, which is $38 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $390, making it a popular choice for budget-conscious drivers. Rates in Port Gamble Tribal Community can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Port Gamble Tribal Community

$730

Avg. Car Insurance in Washington

$768

National Average

$1140

Cheapest Car Insurance Companies in Port Gamble Tribal Community

1st place: Kemper

At $390 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $524 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $542 for six months, making it the third cheapest auto insurance company in Port Gamble Tribal Community.

Port Gamble Tribal Community Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Port Gamble Tribal Community, WA is Kemper, offering policies at just $390 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $524.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $756 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Port Gamble Tribal Community drivers find the best deals.

Cheap Car Insurance Companies in Port Gamble Tribal Community, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$390	$65
Nationwide	$524	$89
Auto-Owners Insurance Co	$542	$90
Chubb	$615	$105
Capital Insurance Group	$626	$105
State Farm	$655	$110
USAA	$677	$114
Progressive	$728	$123
PEMCO	$745	$125
American Family	$768	$129
Travelers	$829	$140
Farmers	$881	$148
Allstate	$1027	$173
Granwest P&C	$1275	$217
California Causality	$643	$109
Mutual of Enumclaw	$756	$128

Key Takeaways

Way's key takeaways about car insurance in Port Gamble Tribal Community

The auto insurance costs in Port Gamble Tribal Community fall around $390 for six months.
The cheapest auto insurance company in Port Gamble Tribal Community is USAA.
Teen drivers pay the highest rate in Port Gamble Tribal Community at $118 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in Port Gamble Tribal Community

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Port Gamble Tribal Community are given below.

USAA provides the cheapest minimum car insurance coverage in Port Gamble Tribal Community. Their Average 6 Month Premium is $181. California Causality is the most expensive at $226 for the same period.

Cheapest Liability Coverage in Port Gamble Tribal Community, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$181	$30
California Casualty	$203	$34
Granwest P&C	$209	$35
PEMCO	$215	$36
Auto-Owners Insurance Co	$220	$37
Chubb	$259	$44
Travelers	$265	$45
Nationwide	$271	$46
Capital Insurance Group	$288	$48
State Farm	$288	$48
Progressive	$299	$50
American Family	$338	$57
Mutual of Enumclaw	$344	$57
Farmers	$361	$61
Allstate	$610	$103
Encompass	$198	$33
Grange	$203	$34
California Causality	$226	$38

Cheapest Full Coverage Car Insurance in Port Gamble Tribal Community

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Port Gamble Tribal Community is Kemper at $65 per month and $390 for six months.

Cheapest Full Coverage Car Insurance Quotes in Port Gamble Tribal Community, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$390	$65
Nationwide	$524	$89
Auto-Owners Insurance Co	$542	$90
Chubb	$615	$105
Capital Insurance Group	$626	$105
State Farm	$655	$110
USAA	$677	$114
Progressive	$728	$123
PEMCO	$745	$125
American Family	$768	$129
Travelers	$829	$140
Farmers	$881	$148
Allstate	$1027	$173
Granwest P&C	$1275	$217
California Causality	$643	$109
Mutual of Enumclaw	$756	$128

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Average Car Insurance in Port Gamble Tribal Community by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Port Gamble Tribal Community, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Port Gamble Tribal Community, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Port Gamble Tribal Community's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Port Gamble Tribal Community

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$643
30s	PEMCO	$450
40s	PEMCO	$455
50s	PEMCO	$432
60s	PEMCO	$455
70s	PEMCO	$565

Cheapest Car Insurance Rates for Teen Drivers in Port Gamble Tribal Community,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Port Gamble Tribal Community at $53 per month. At $694 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$316	$53
Auto-Owners Insurance Co	$322	$55
Chubb	$361	$60
State Farm	$733	$124
American Family	$965	$162
Progressive	$1106	$186
USAA	$1163	$196
Pemco	$1185	$200
Farmers	$1682	$283
Allstate	$1941	$327
California Causality	$694	$118

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Port Gamble Tribal Community.

As young drivers face the highest rates in Port Gamble Tribal Community, PEMCO offers the cheapest auto insurance rates at $643 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Port Gamble Tribal Community, AutoOwners Insurance Co is the cheapest car insurance provider. At $220 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Port Gamble Tribal Community is California Causality, offering rates of around $519 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$220	$37
Chubb	$259	$44
Travelers	$265	$45
Nationwide	$311	$51
Kemper	$338	$58
American Family	$514	$86
Progressive	$599	$101
State Farm	$694	$117
Farmers	$768	$129
Pemco	$886	$149
USAA	$914	$156
Allstate	$1829	$305
National General	$372	$62
California Causality	$519	$88

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Port Gamble Tribal Community.

Car Insurance Rates with An Accident in Port Gamble Tribal Community

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Port Gamble Tribal Community, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Port Gamble Tribal Community

The cheapest car insurance companies after an at-fault accident in Port Gamble Tribal Community include AutoOwners Insurance Co and Encompass, offering $282 and $322, respectively. California Causality is an expensive provider with an average six-month premium of $390.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$282	$48
Encompass	$322	$55
Chubb	$333	$56
Travelers	$401	$67
USAA	$428	$72
Kemper	$468	$80
State Farm	$632	$106
PEMCO	$694	$117
American Family	$756	$127
Capital Insurance Group	$835	$142
Progressive	$998	$168
Farmers	$1078	$181
Allstate	$1739	$293
California Causality	$390	$65

Port Gamble Tribal Community Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Port Gamble Tribal Community WA. For example, the car insurance in Port Gamble Tribal Community after a DUI increases to $773 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.

Port Gamble Tribal Community auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1016	$169
One Med/PIP claim	$1016	$173
Not-at-fault accident	$1050	$175
Two Med/PIP claims	$1050	$179
One comp claim	$1055	$176
Two comp claims	$1100	$187
Failure to show documents	$1213	$202
Child safety restraint	$1225	$208
Driving without lights	$1236	$206
Failure to wear a seat belt	$1236	$210
Speeding 11 - 15 MPH over limit	$1236	$206
Speeding 16 - 20 MPH over limit	$1236	$210
Speeding 6 - 10 MPH over limit	$1236	$206
Driving too slowly	$1247	$212
Driving with expired registration	$1247	$208
Cell phone violation	$1253	$213
Failure to yield	$1253	$209
Improper passing	$1253	$213
Texting while driving	$1253	$209
Wrong way/wrong lane	$1253	$213
Failure to stop at a red light	$1259	$210
Following too closely	$1259	$214
Illegal turn	$1259	$210
Speeding in school zone	$1315	$223
Passing school bus	$1321	$220
At-fault accident - less than $1000	$1338	$227
Speeding 21 - 25 MPH over limit	$1338	$223
Open container	$1343	$228
In 65 MPH zone	$1394	$233
At-fault accident - $1000-$2000	$1445	$246
At-fault accident - greater than $2000	$1451	$241
Operating a vehicle without permission	$1461	$249
Refusal to submit to a chemical test	$1749	$292
Reckless driving	$1755	$298
Driving with a suspended license	$1772	$295
DUI	$1789	$304
Racing	$1851	$309
Leaving scene of an accident/hit and run	$1862	$316

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Port Gamble Tribal Community after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Port Gamble Tribal Community.

The cheapest car insurance premiums in Port Gamble Tribal Community are offered by Chubb at $322 for a six-month policy. However, it can be as expensive as $344 with companies like National General.

Port Gamble Tribal Community car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$322	$55
Auto-Owners Insurance Co	$407	$67
Travelers	$440	$74
American Family	$632	$106
Progressive	$700	$118
Pemco	$711	$120
USAA	$779	$131
State Farm	$818	$138
Farmers	$1117	$188
Allstate	$1647	$277
Grange	$1727	$294
Cal Casualty	$1929	$322
National General	$344	$59

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Port Gamble Tribal Community are offered by Chubb at $282. However, it can be as expensive as $316 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in Port Gamble Tribal Community after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$282	$48
Auto-Owners Insurance Co	$294	$50
Travelers	$361	$60
State Farm	$440	$74
American Family	$632	$106
USAA	$689	$117
Pemco	$694	$117
Progressive	$824	$139
Farmers	$960	$162
Allstate	$1270	$216
California Causality	$316	$54

Car Insurance Price Trends in Port Gamble Tribal Community, Washington

Car insurance rates in Port Gamble Tribal Community have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Port Gamble Tribal Community rose by $143 in December compared to $141 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Port Gamble Tribal Community remained steady at $48 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Port Gamble Tribal Community?

The car insurance in Port Gamble Tribal Community is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Port Gamble Tribal Community?

The cheapest car insurance in Port Gamble Tribal Community is $65 per month for full coverage.

How much is car insurance in Port Gamble Tribal Community for teenagers?

Car insurance for teenagers costs $316 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Port Gamble Tribal Community?

The average cost of car insurance is $768 for a six-month policy. It will cost around $123 per month to insure your car in Port Gamble Tribal Community.

Is car insurance expensive in Port Gamble Tribal Community?

Car insurance can be expensive in Port Gamble Tribal Community if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Port Gamble Tribal Community can be affordable.

Cheapest Car Insurance Quotes in Port Gamble Tribal Community

Why you can trust Way?

How Much Is Car Insurance in Port Gamble Tribal Community

Avg. Car Insurance in Port Gamble Tribal Community

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Port Gamble Tribal Community

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Port Gamble Tribal Community Car Insurance Rates by Company

Cheap Car Insurance Companies in Port Gamble Tribal Community, WA

Way's key takeaways about car insurance in Port Gamble Tribal Community

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Port Gamble Tribal Community

Cheapest Liability Coverage in Port Gamble Tribal Community, WA

Cheapest Full Coverage Car Insurance in Port Gamble Tribal Community

Cheapest Full Coverage Car Insurance Quotes in Port Gamble Tribal Community, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Port Gamble Tribal Community by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Port Gamble Tribal Community, WA increasing?

Car Insurance Premiums by Age in Port Gamble Tribal Community

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Port Gamble Tribal Community,WA

If you are in your twenties PEMCO is the best choice for car insurance in Port Gamble Tribal Community.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Port Gamble Tribal Community

Cheapest Car Insurance Companies after an At-Fault Accident in Port Gamble Tribal Community

Port Gamble Tribal Community Car Insurance Rates by Violation

Port Gamble Tribal Community auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Port Gamble Tribal Community after a DUI

Port Gamble Tribal Community car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Port Gamble Tribal Community after Speeding ticket

Car Insurance Price Trends in Port Gamble Tribal Community, Washington

Average Car Insurance Cost in Port Gamble Tribal Community by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Port Gamble Tribal Community, WA

Car Insurance Rates by State in the USA (2025 Update)

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