Cheapest Car Insurance Quotes in Felida

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Felida Car Insurance

^$ 38

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Felida

The car insurance rate in Felida is $972 for a six-month policy, which is $55 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $435, making it a popular choice for budget-conscious drivers. Rates in Felida can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Felida

$972

Avg. Car Insurance in Washington

$917

National Average

$1278

Cheapest Car Insurance Companies in Felida

1st place: Kemper

At $435 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $585 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $604 for six months, making it the third cheapest auto insurance company in Felida.

Felida Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Felida, WA is Kemper, offering policies at just $435 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $585.

At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $2563 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Felida drivers find the best deals.

Cheap Car Insurance Companies in Felida, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$435	$72
Nationwide	$585	$100
Auto-Owners Insurance Co	$604	$101
Chubb	$686	$117
Capital Insurance Group	$699	$117
USAA	$818	$138
Mutual of Enumclaw	$863	$144
American Family	$882	$148
State Farm	$882	$148
Progressive	$900	$152
PEMCO	$970	$163
Travelers	$976	$164
Farmers	$1071	$180
Allstate	$1208	$204
Granwest P&C	$1423	$237
Sentry	$2563	$436

Key Takeaways

Way's key takeaways about car insurance in Felida

The auto insurance costs in Felida fall around $435 for six months.
The cheapest auto insurance company in Felida is California Casualty.
Teen drivers pay the highest rate in Felida at $722 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Felida

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Felida are given below.

California Casualty provides the cheapest minimum car insurance coverage in Felida. Their Average 6 Month Premium is $227. Grange is the most expensive at $227 for the same period.

Cheapest Liability Coverage in Felida, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
California Casualty	$227	$38
USAA	$227	$38
Granwest P&C	$233	$39
Auto-Owners Insurance Co	$246	$41
Chubb	$289	$49
Nationwide	$302	$51
PEMCO	$302	$51
Capital Insurance Group	$321	$55
Progressive	$328	$55
American Family	$334	$57
Mutual of Enumclaw	$359	$60
State Farm	$359	$60
Travelers	$366	$61
Farmers	$428	$72
Allstate	$711	$120
Sentry	$737	$125
Encompass	$220	$37
Grange	$227	$38

Cheapest Full Coverage Car Insurance in Felida

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Felida is Kemper at $72 per month and $435 for six months.

Cheapest Full Coverage Car Insurance Quotes in Felida, WA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$435	$72
Nationwide	$585	$100
Auto-Owners Insurance Co	$604	$101
Chubb	$686	$117
Capital Insurance Group	$699	$117
USAA	$818	$138
Mutual of Enumclaw	$863	$144
American Family	$882	$148
State Farm	$882	$148
Progressive	$900	$152
PEMCO	$970	$163
Travelers	$976	$164
Farmers	$1071	$180
Allstate	$1208	$204
Granwest P&C	$1423	$237
Sentry	$2563	$436

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Average Car Insurance in Felida by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Felida, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Felida, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Felida's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Felida

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	PEMCO	$718
30s	PEMCO	$502
40s	PEMCO	$508
50s	PEMCO	$482
60s	PEMCO	$508
70s	PEMCO	$631

Cheapest Car Insurance Rates for Teen Drivers in Felida,WA

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Felida at $59 per month. At $4332 for a six-month premium, Sentry offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$347	$59
Auto-Owners Insurance Co	$359	$59
Chubb	$403	$69
Travelers	$1184	$199
State Farm	$1253	$211
USAA	$1454	$245
Pemco	$1788	$301
Farmers	$2159	$364
Mutual of Enumclaw	$2185	$371
Progressive	$2386	$402
Allstate	$2480	$418
Sentry	$4332	$722

Teen Car Insurance Rates in WA by Age

Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Felida.

As young drivers face the highest rates in Felida, PEMCO offers the cheapest auto insurance rates at $718 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Felida, AutoOwners Insurance Co is the cheapest car insurance provider. At $246 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Felida is Sentry, offering rates of around $2563 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$246	$41
Chubb	$289	$49
American Family	$334	$57
Nationwide	$347	$57
Kemper	$377	$65
Farmers	$983	$165
Travelers	$1045	$176
State Farm	$1240	$209
Progressive	$1247	$210
USAA	$1278	$213
Pemco	$1461	$246
Mutual of Enumclaw	$1499	$250
Allstate	$2343	$399
Sentry	$2563	$427

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Felida.

Car Insurance Rates with An Accident in Felida

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Felida, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Felida

The cheapest car insurance companies after an at-fault accident in Felida include AutoOwners Insurance Co and Encompass, offering $315 and $359, respectively. Sentry is an expensive provider with an average six-month premium of $4452.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$315	$53
Encompass	$359	$61
Chubb	$371	$63
American Family	$403	$69
Kemper	$523	$87
USAA	$561	$94
Travelers	$818	$138
State Farm	$837	$141
PEMCO	$913	$154
Capital Insurance Group	$932	$158
Mutual of Enumclaw	$1165	$194
Progressive	$1240	$209
Farmers	$1322	$223
Allstate	$2159	$364
Sentry	$4452	$742

Felida Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Felida WA. For example, the car insurance in Felida after a DUI increases to $863 for a six month policy. While the rate increases by $246 for a six-month policy in the case of a speeding ticket.

Felida auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1133	$189
One Med/PIP claim	$1133	$193
Not-at-fault accident	$1171	$195
Two Med/PIP claims	$1171	$199
One comp claim	$1178	$196
Two comp claims	$1227	$209
Failure to show documents	$1354	$226
Child safety restraint	$1366	$232
Driving without lights	$1379	$230
Failure to wear a seat belt	$1379	$234
Speeding 11 - 15 MPH over limit	$1379	$230
Speeding 16 - 20 MPH over limit	$1379	$234
Speeding 6 - 10 MPH over limit	$1379	$230
Driving too slowly	$1392	$236
Driving with expired registration	$1392	$232
Cell phone violation	$1398	$237
Failure to yield	$1398	$233
Improper passing	$1398	$237
Texting while driving	$1398	$233
Wrong way/wrong lane	$1398	$237
Failure to stop at a red light	$1405	$234
Following too closely	$1405	$239
Illegal turn	$1405	$234
Speeding in school zone	$1467	$249
Passing school bus	$1473	$246
At-fault accident - less than $1000	$1492	$253
Speeding 21 - 25 MPH over limit	$1492	$249
Open container	$1499	$254
In 65 MPH zone	$1555	$260
At-fault accident - $1000-$2000	$1612	$275
At-fault accident - greater than $2000	$1619	$269
Operating a vehicle without permission	$1630	$278
Refusal to submit to a chemical test	$1951	$325
Reckless driving	$1958	$333
Driving with a suspended license	$1977	$330
DUI	$1996	$339
Racing	$2065	$345
Leaving scene of an accident/hit and run	$2078	$353

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Felida after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Felida.

The cheapest car insurance premiums in Felida are offered by Chubb at $359 for a six-month policy. However, it can be as expensive as $3375 with companies like Sentry.

Felida car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$359	$61
American Family	$396	$66
Auto-Owners Insurance Co	$454	$77
Travelers	$863	$145
Progressive	$869	$146
USAA	$957	$161
Pemco	$1058	$178
State Farm	$1152	$194
Farmers	$1347	$227
Mutual of Enumclaw	$1505	$251
Grange	$1927	$328
Allstate	$1971	$332
Cal Casualty	$2153	$366
Sentry	$3375	$563

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Felida are offered by Chubb at $315. However, it can be as expensive as $4124 with companies like Sentry for a similar six-month premium.

Cheapest Car Insurance in Felida after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$315	$54
Auto-Owners Insurance Co	$328	$54
American Family	$396	$68
State Farm	$737	$124
Travelers	$900	$152
USAA	$989	$164
Mutual of Enumclaw	$1052	$179
Pemco	$1096	$184
Progressive	$1120	$189
Farmers	$1234	$208
Allstate	$1895	$322
Sentry	$4124	$687

Car Insurance Price Trends in Felida, Washington

Car insurance rates in Felida have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Felida rose by $207 in January compared to $160 of December. In other words, there has been an increase by $47 when you compare January and December.

The average cost of liability insurance in the Felida rose to $59 in January, compared to $54 in December. This represents an increase of $5 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Felida?

The car insurance in Felida is $38 per month, which is lower than the national average.

What is the cheapest car insurance in Felida?

The cheapest car insurance in Felida is $72 per month for full coverage.

How much is car insurance in Felida for teenagers?

Car insurance for teenagers costs $347 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Felida?

The average cost of car insurance is $917 for a six-month policy. It will cost around $163 per month to insure your car in Felida.

Is car insurance expensive in Felida?

Car insurance can be expensive in Felida if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Felida can be affordable.

Cheapest Car Insurance Quotes in Felida

Why you can trust Way?

How Much Is Car Insurance in Felida

Avg. Car Insurance in Felida

Avg. Car Insurance in Washington

National Average

Cheapest Car Insurance Companies in Felida

1st place: Kemper

2nd place: Nationwide

3rd place: AutoOwners Insurance Co

Felida Car Insurance Rates by Company

Cheap Car Insurance Companies in Felida, WA

Way's key takeaways about car insurance in Felida

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Felida

Cheapest Liability Coverage in Felida, WA

Cheapest Full Coverage Car Insurance in Felida

Cheapest Full Coverage Car Insurance Quotes in Felida, WA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Felida by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Felida, WA increasing?

Car Insurance Premiums by Age in Felida

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Felida,WA

If you are in your twenties PEMCO is the best choice for car insurance in Felida.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Felida

Cheapest Car Insurance Companies after an At-Fault Accident in Felida

Felida Car Insurance Rates by Violation

Felida auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Felida after a DUI

Felida car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Felida after Speeding ticket

Car Insurance Price Trends in Felida, Washington

Average Car Insurance Cost in Felida by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Felida, WA

Car Insurance Rates by State in the USA (2025 Update)

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