Cheapest Car Insurance Quotes in Forest Park

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Forest Park Car Insurance

^$ 53

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Forest Park

The car insurance rate in Forest Park is $1467 for a six-month policy, which is $441 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $535, making it a popular choice for budget-conscious drivers. Rates in Forest Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Forest Park

$1467

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Forest Park

1st place: Country Financial

At $535 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $705 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $942 for six months, making it the third cheapest auto insurance company in Forest Park.

Forest Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Forest Park, GA is Country Financial, offering policies at just $535 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $705.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2055 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Forest Park drivers find the best deals.

Cheap Car Insurance Companies in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$535	$92
Auto-Owners Insurance Co	$705	$117
Farm Bureau	$942	$160
Georgia Farm Bureau	$1037	$173
Auto-Owners	$1512	$255
USAA	$1563	$263
Progressive	$1843	$310
Mercury	$1903	$317
Allstate	$2005	$337
Esurance P&C Ins Co	$2048	$342
State Farm	$2055	$346

Key Takeaways

Way's key takeaways about car insurance in Forest Park

The auto insurance costs in Forest Park fall around $535 for six months.
The cheapest auto insurance company in Forest Park is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Forest Park at $1759 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Forest Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Forest Park are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Forest Park. Their Average 6 Month Premium is $315. Allstate is the most expensive at $1078 for the same period.

Cheapest Liability Coverage in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$315	$53
Farm Bureau	$399	$67
Georgia Farm Bureau	$425	$72
Auto-Owners	$509	$86
Mercury	$509	$86
Country Financial	$543	$92
USAA	$569	$96
Progressive	$629	$106
Central Insurance	$662	$110
State Farm	$977	$164
Allstate	$1078	$182

Cheapest Full Coverage Car Insurance in Forest Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Forest Park is Country Financial at $92 per month and $535 for six months.

Cheapest Full Coverage Car Insurance Quotes in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$535	$92
Auto-Owners Insurance Co	$705	$117
Farm Bureau	$942	$160
Georgia Farm Bureau	$1037	$173
Auto-Owners	$1512	$255
USAA	$1563	$263
Progressive	$1843	$310
Mercury	$1903	$317
Allstate	$2005	$337
Esurance P&C Ins Co	$2048	$342
State Farm	$2055	$346

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Average Car Insurance in Forest Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Forest Park, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Forest Park, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Forest Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Forest Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$1015
30s	Georgia Farm Bureau	$812
40s	Georgia Farm Bureau	$779
50s	Georgia Farm Bureau	$746
60s	Georgia Farm Bureau	$741
70s	Georgia Farm Bureau	$897

Cheapest Car Insurance Rates for Teen Drivers in Forest Park,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Forest Park at $74 per month. At $10448 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$450	$74
Mercury	$535	$92
Country Financial	$638	$107
Central Insurance	$662	$113
USAA	$2514	$423
Auto-Owners	$2761	$465
Georgia Farm Bureau	$2880	$480
Farm Bureau	$3007	$512
State Farm	$7449	$1254
Allstate	$7492	$1261
Progressive	$10448	$1759

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Forest Park.

As young drivers face the highest rates in Forest Park, Georgia Farm Bureau offers the cheapest auto insurance rates at $1015 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Forest Park, Country Financial is the cheapest car insurance provider. At $442 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Forest Park is State Farm, offering rates of around $6414 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$442	$73
Mercury	$518	$89
Farm Bureau	$942	$157
USAA	$2048	$347
Progressive	$3160	$526
Auto-Owners	$3322	$565
Allstate	$3618	$603
State Farm	$6414	$1091

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Save up to $971/yr on car insurance rates in Forest Park.

Car Insurance Rates with An Accident in Forest Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Forest Park, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Forest Park

The cheapest car insurance companies after an at-fault accident in Forest Park include AutoOwners Insurance Co and Country Financial, offering $468 and $722, respectively. Allstate is an expensive provider with an average six-month premium of $3075.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$468	$77
Country Financial	$722	$122
Encompass	$798	$133
Central Insurance	$875	$149
Farm Bureau	$1037	$173
Georgia Farm Bureau	$1274	$217
Auto-Owners	$1291	$217
USAA	$1384	$233
Progressive	$2557	$430
State Farm	$2591	$436
Allstate	$3075	$518

Forest Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Forest Park GA. For example, the car insurance in Forest Park after a DUI increases to $1545 for a six month policy. While the rate increases by $484 for a six-month policy in the case of a speeding ticket.

Forest Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1818	$303
One Med/PIP claim	$1818	$309
One comp claim	$1826	$305
Two Med/PIP claims	$1826	$310
Not-at-fault accident	$1835	$306
Two comp claims	$1860	$316
Driving without lights	$2192	$365
Failure to wear a seat belt	$2192	$373
Child safety restraint	$2217	$369
Failure to show documents	$2217	$378
Cell phone violation	$2268	$378
Texting while driving	$2268	$386
Driving too slowly	$2302	$383
Speeding 6 - 10 MPH over limit	$2302	$392
Speeding in school zone	$2302	$383
Speeding 11 - 15 MPH over limit	$2311	$393
Driving with expired registration	$2319	$386
Failure to yield	$2319	$395
Following too closely	$2319	$386
Illegal turn	$2319	$395
Failure to stop at a red light	$2328	$388
Improper passing	$2328	$396
Speeding 16 - 20 MPH over limit	$2328	$388
Wrong way/wrong lane	$2328	$396
Speeding 21 - 25 MPH over limit	$2352	$392
Passing school bus	$2395	$408
In 65 MPH zone	$2404	$400
Open container	$2438	$415
At-fault accident - less than $1000	$2447	$408
Operating a vehicle without permission	$2480	$422
At-fault accident - $1000-$2000	$2667	$445
At-fault accident - greater than $2000	$2684	$456
Refusal to submit to a chemical test	$3143	$523
Reckless driving	$3236	$551
Racing	$3313	$552
Driving with a suspended license	$3322	$565
DUI	$3363	$561
Leaving scene of an accident/hit and run	$3449	$586

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Forest Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Forest Park.

The cheapest car insurance premiums in Forest Park are offered by Mercury at $543 for a six-month policy. However, it can be as expensive as $2447 with companies like Progressive.

Forest Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$543	$93
Auto-Owners Insurance Co	$705	$117
Country Financial	$765	$129
Esurance P&C Ins Co	$1054	$176
Auto-Owners	$1682	$283
Farm Bureau	$1826	$305
USAA	$1979	$333
Georgia Farm Bureau	$2048	$342
State Farm	$2217	$373
Allstate	$2344	$395
Progressive	$2447	$412

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Forest Park are offered by AutoOwners Insurance Co at $365. However, it can be as expensive as $2777 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Forest Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$365	$61
Country Financial	$399	$67
Mercury	$569	$97
Farm Bureau	$1037	$173
Auto-Owners	$1266	$215
USAA	$1376	$229
State Farm	$1800	$306
Allstate	$2447	$408
Progressive	$2777	$472

Car Insurance Price Trends in Forest Park, Georgia

Car insurance rates in Forest Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Forest Park rose by $322 in December compared to $316 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Forest Park rose to $103 in December, compared to $97 in November. This represents an increase of $6 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Forest Park?

The car insurance in Forest Park is $53 per month, which is lower than the national average.

What is the cheapest car insurance in Forest Park?

The cheapest car insurance in Forest Park is $92 per month for full coverage.

How much is car insurance in Forest Park for teenagers?

Car insurance for teenagers costs $450 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Forest Park?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $246 per month to insure your car in Forest Park.

Is car insurance expensive in Forest Park?

Car insurance can be expensive in Forest Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Forest Park can be affordable.

Cheapest Car Insurance Quotes in Forest Park

Why you can trust Way?

How Much Is Car Insurance in Forest Park

Avg. Car Insurance in Forest Park

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Forest Park

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Forest Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Forest Park, GA

Way's key takeaways about car insurance in Forest Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Forest Park

Cheapest Liability Coverage in Forest Park, GA

Cheapest Full Coverage Car Insurance in Forest Park

Cheapest Full Coverage Car Insurance Quotes in Forest Park, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Forest Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Forest Park, GA increasing?

Car Insurance Premiums by Age in Forest Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Forest Park,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Forest Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Forest Park

Cheapest Car Insurance Companies after an At-Fault Accident in Forest Park

Forest Park Car Insurance Rates by Violation

Forest Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Forest Park after a DUI

Forest Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Forest Park after Speeding ticket

Car Insurance Price Trends in Forest Park, Georgia

Average Car Insurance Cost in Forest Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Forest Park, GA

Car Insurance Rates by State in the USA (2025 Update)

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