Cheapest Car Insurance Quotes in Forest Park

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Forest Park Car Insurance

^$ 58

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Forest Park

The car insurance rate in Forest Park is $1643 for a six-month policy, which is $590 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $583, making it a popular choice for budget-conscious drivers. Rates in Forest Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Forest Park

$1643

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Forest Park

1st place: Country Financial

At $583 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $769 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1131 for six months, making it the third cheapest auto insurance company in Forest Park.

Forest Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Forest Park, GA is Country Financial, offering policies at just $583 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $769.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2641 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Forest Park drivers find the best deals.

Cheap Car Insurance Companies in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$583	$97
Auto-Owners Insurance Co	$769	$131
Georgia Farm Bureau	$1131	$189
Farm Bureau	$1242	$211
Auto-Owners	$1743	$293
USAA	$1743	$293
Progressive	$1797	$303
Mercury	$2076	$353
Allstate	$2122	$357
Esurance P&C Ins Co	$2234	$379
State Farm	$2641	$445

Key Takeaways

Way's key takeaways about car insurance in Forest Park

The auto insurance costs in Forest Park fall around $583 for six months.
The cheapest auto insurance company in Forest Park is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Forest Park at $1583 per month.

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Cheapest Minimum Liability Car Insurance in Forest Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Forest Park are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Forest Park. Their Average 6 Month Premium is $343. State Farm is the most expensive at $1214 for the same period.

Cheapest Liability Coverage in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$343	$58
Georgia Farm Bureau	$463	$78
Farm Bureau	$510	$87
Mercury	$555	$94
Auto-Owners	$574	$97
Country Financial	$593	$100
USAA	$640	$108
Progressive	$649	$109
Central Insurance	$722	$123
Allstate	$1047	$175
State Farm	$1214	$204

Cheapest Full Coverage Car Insurance in Forest Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Forest Park is Country Financial at $97 per month and $583 for six months.

Cheapest Full Coverage Car Insurance Quotes in Forest Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$583	$97
Auto-Owners Insurance Co	$769	$131
Georgia Farm Bureau	$1131	$189
Farm Bureau	$1242	$211
Auto-Owners	$1743	$293
USAA	$1743	$293
Progressive	$1797	$303
Mercury	$2076	$353
Allstate	$2122	$357
Esurance P&C Ins Co	$2234	$379
State Farm	$2641	$445

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Average Car Insurance in Forest Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Forest Park, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Forest Park, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Forest Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Forest Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Forest Park,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Forest Park at $81 per month. At $9405 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$491	$81
Mercury	$583	$100
Country Financial	$696	$117
Central Insurance	$722	$123
USAA	$2881	$485
Georgia Farm Bureau	$3142	$534
Auto-Owners	$3335	$562
Farm Bureau	$3994	$679
Allstate	$7376	$1229
Progressive	$9405	$1583
State Farm	$9405	$1583

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Forest Park, Country Financial is the cheapest car insurance provider. At $482 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Forest Park is Allstate, offering rates of around $3947 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$482	$80
Mercury	$565	$97
Farm Bureau	$1242	$207
Progressive	$2354	$401
USAA	$2512	$418
Auto-Owners	$4577	$778
State Farm	$10101	$1683
Allstate	$3947	$658

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Car Insurance Rates with An Accident in Forest Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Forest Park, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Forest Park

The cheapest car insurance companies after an at-fault accident in Forest Park include AutoOwners Insurance Co and Country Financial, offering $510 and $788, respectively. State Farm is an expensive provider with an average six-month premium of $3234.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$510	$84
Country Financial	$788	$133
Encompass	$870	$145
Central Insurance	$955	$162
Farm Bureau	$1362	$228
Georgia Farm Bureau	$1390	$237
Auto-Owners	$1538	$259
USAA	$1566	$264
Progressive	$2234	$376
Allstate	$2956	$502
State Farm	$3234	$544

Forest Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Forest Park GA. For example, the car insurance in Forest Park after a DUI increases to $1686 for a six month policy. While the rate increases by $529 for a six-month policy in the case of a speeding ticket.

Forest Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1983	$331
One Med/PIP claim	$1983	$337
One comp claim	$1992	$332
Two Med/PIP claims	$1992	$339
Not-at-fault accident	$2001	$334
Two comp claims	$2030	$345
Driving without lights	$2391	$398
Failure to wear a seat belt	$2391	$407
Child safety restraint	$2418	$402
Failure to show documents	$2418	$412
Cell phone violation	$2474	$412
Texting while driving	$2474	$421
Driving too slowly	$2512	$418
Speeding 6 - 10 MPH over limit	$2512	$427
Speeding in school zone	$2512	$418
Speeding 11 - 15 MPH over limit	$2521	$429
Driving with expired registration	$2530	$421
Failure to yield	$2530	$431
Following too closely	$2530	$421
Illegal turn	$2530	$431
Failure to stop at a red light	$2540	$423
Improper passing	$2540	$432
Speeding 16 - 20 MPH over limit	$2540	$423
Wrong way/wrong lane	$2540	$432
Speeding 21 - 25 MPH over limit	$2566	$427
Passing school bus	$2613	$445
In 65 MPH zone	$2622	$437
Open container	$2660	$452
At-fault accident - less than $1000	$2669	$445
Operating a vehicle without permission	$2705	$460
At-fault accident - $1000-$2000	$2909	$485
At-fault accident - greater than $2000	$2928	$498
Refusal to submit to a chemical test	$3429	$571
Reckless driving	$3530	$601
Racing	$3615	$602
Driving with a suspended license	$3624	$616
DUI	$3669	$612
Leaving scene of an accident/hit and run	$3763	$640

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Forest Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Forest Park.

The cheapest car insurance premiums in Forest Park are offered by Mercury at $593 for a six-month policy. However, it can be as expensive as $3003 with companies like State Farm.

Forest Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$593	$101
Auto-Owners Insurance Co	$769	$128
Country Financial	$835	$140
Esurance P&C Ins Co	$1150	$192
Allstate	$1891	$321
Auto-Owners	$2067	$348
Georgia Farm Bureau	$2234	$379
Progressive	$2242	$378
USAA	$2279	$384
Farm Bureau	$2418	$402
State Farm	$3003	$505

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Forest Park are offered by AutoOwners Insurance Co at $398. However, it can be as expensive as $2669 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Forest Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$398	$67
Country Financial	$435	$73
Mercury	$621	$103
Farm Bureau	$1362	$231
USAA	$1714	$285
Auto-Owners	$1761	$300
Progressive	$1853	$309
State Farm	$2836	$482
Allstate	$2669	$445

Car Insurance Price Trends in Forest Park, Georgia

Car insurance rates in Forest Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Forest Park dipped by $334 in January compared to $351 of December. In other words, there has been an decrease by $17 when you compare January and December.

The average cost of liability insurance in the Forest Park dipped to $111 in January, compared to $112 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Forest Park?

The car insurance in Forest Park is $58 per month, which is lower than the national average.

What is the cheapest car insurance in Forest Park?

The cheapest car insurance in Forest Park is $97 per month for full coverage.

How much is car insurance in Forest Park for teenagers?

Car insurance for teenagers costs $491 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Forest Park?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $276 per month to insure your car in Forest Park.

Is car insurance expensive in Forest Park?

Car insurance can be expensive in Forest Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Forest Park can be affordable.

Cheapest Car Insurance Quotes in Forest Park

Why you can trust Way?

How Much Is Car Insurance in Forest Park

Avg. Car Insurance in Forest Park

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Forest Park

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Forest Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Forest Park, GA

Way's key takeaways about car insurance in Forest Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Forest Park

Cheapest Liability Coverage in Forest Park, GA

Cheapest Full Coverage Car Insurance in Forest Park

Cheapest Full Coverage Car Insurance Quotes in Forest Park, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Forest Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Forest Park, GA increasing?

Car Insurance Premiums by Age in Forest Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Forest Park,GA

If you are in your twenties N/A is the best choice for car insurance in Forest Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Forest Park

Cheapest Car Insurance Companies after an At-Fault Accident in Forest Park

Forest Park Car Insurance Rates by Violation

Forest Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Forest Park after a DUI

Forest Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Forest Park after Speeding ticket

Car Insurance Price Trends in Forest Park, Georgia

Average Car Insurance Cost in Forest Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Forest Park, GA

Car Insurance Rates by State in the USA (2025 Update)

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