Cheapest Car Insurance Quotes in Conley

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Conley Car Insurance

^$ 58

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Conley

The car insurance rate in Conley is $1653 for a six-month policy, which is $600 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $587, making it a popular choice for budget-conscious drivers. Rates in Conley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Conley

$1653

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Conley

1st place: Country Financial

At $587 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $774 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1138 for six months, making it the third cheapest auto insurance company in Conley.

Conley Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Conley, GA is Country Financial, offering policies at just $587 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $774.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2658 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Conley drivers find the best deals.

Cheap Car Insurance Companies in Conley, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$587	$97
Auto-Owners Insurance Co	$774	$132
Georgia Farm Bureau	$1138	$190
Farm Bureau	$1250	$212
Auto-Owners	$1754	$295
USAA	$1754	$295
Progressive	$1809	$305
Mercury	$2090	$355
Allstate	$2135	$360
Esurance P&C Ins Co	$2248	$382
State Farm	$2658	$447

Key Takeaways

Way's key takeaways about car insurance in Conley

The auto insurance costs in Conley fall around $587 for six months.
The cheapest auto insurance company in Conley is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Conley at $1594 per month.

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Cheapest Minimum Liability Car Insurance in Conley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Conley are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Conley. Their Average 6 Month Premium is $345. State Farm is the most expensive at $1221 for the same period.

Cheapest Liability Coverage in Conley, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$345	$58
Georgia Farm Bureau	$466	$79
Farm Bureau	$513	$88
Mercury	$559	$94
Auto-Owners	$578	$97
Country Financial	$597	$100
USAA	$644	$108
Progressive	$653	$110
Central Insurance	$727	$124
Allstate	$1053	$176
State Farm	$1221	$206

Cheapest Full Coverage Car Insurance in Conley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Conley is Country Financial at $97 per month and $587 for six months.

Cheapest Full Coverage Car Insurance Quotes in Conley, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$587	$97
Auto-Owners Insurance Co	$774	$132
Georgia Farm Bureau	$1138	$190
Farm Bureau	$1250	$212
Auto-Owners	$1754	$295
USAA	$1754	$295
Progressive	$1809	$305
Mercury	$2090	$355
Allstate	$2135	$360
Esurance P&C Ins Co	$2248	$382
State Farm	$2658	$447

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Average Car Insurance in Conley by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Conley, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Conley, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Conley's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Conley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Conley,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Conley at $82 per month. At $9466 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$495	$82
Mercury	$587	$100
Country Financial	$700	$118
Central Insurance	$727	$124
USAA	$2900	$488
Georgia Farm Bureau	$3162	$537
Auto-Owners	$3357	$565
Farm Bureau	$4019	$683
Allstate	$7423	$1237
Progressive	$9466	$1594
State Farm	$9466	$1594

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Conley, Country Financial is the cheapest car insurance provider. At $485 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Conley is Allstate, offering rates of around $3972 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$485	$80
Mercury	$568	$97
Farm Bureau	$1250	$209
Progressive	$2369	$403
USAA	$2528	$421
Auto-Owners	$4606	$783
State Farm	$10166	$1694
Allstate	$3972	$663

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Car Insurance Rates with An Accident in Conley

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Conley, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Conley

The cheapest car insurance companies after an at-fault accident in Conley include AutoOwners Insurance Co and Country Financial, offering $513 and $793, respectively. State Farm is an expensive provider with an average six-month premium of $3255.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$513	$85
Country Financial	$793	$133
Encompass	$876	$146
Central Insurance	$961	$163
Farm Bureau	$1371	$229
Georgia Farm Bureau	$1399	$239
Auto-Owners	$1548	$261
USAA	$1576	$265
Progressive	$2248	$378
Allstate	$2975	$506
State Farm	$3255	$548

Conley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Conley GA. For example, the car insurance in Conley after a DUI increases to $1698 for a six month policy. While the rate increases by $533 for a six-month policy in the case of a speeding ticket.

Conley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1995	$333
One Med/PIP claim	$1995	$339
One comp claim	$2005	$334
Two Med/PIP claims	$2005	$341
Not-at-fault accident	$2014	$336
Two comp claims	$2043	$347
Driving without lights	$2407	$400
Failure to wear a seat belt	$2407	$410
Child safety restraint	$2434	$405
Failure to show documents	$2434	$414
Cell phone violation	$2490	$414
Texting while driving	$2490	$424
Driving too slowly	$2528	$421
Speeding 6 - 10 MPH over limit	$2528	$430
Speeding in school zone	$2528	$421
Speeding 11 - 15 MPH over limit	$2537	$432
Driving with expired registration	$2547	$424
Failure to yield	$2547	$433
Following too closely	$2547	$424
Illegal turn	$2547	$433
Failure to stop at a red light	$2556	$425
Improper passing	$2556	$435
Speeding 16 - 20 MPH over limit	$2556	$425
Wrong way/wrong lane	$2556	$435
Speeding 21 - 25 MPH over limit	$2583	$430
Passing school bus	$2630	$447
In 65 MPH zone	$2639	$440
Open container	$2677	$455
At-fault accident - less than $1000	$2686	$447
Operating a vehicle without permission	$2722	$463
At-fault accident - $1000-$2000	$2928	$488
At-fault accident - greater than $2000	$2947	$501
Refusal to submit to a chemical test	$3451	$575
Reckless driving	$3553	$604
Racing	$3638	$606
Driving with a suspended license	$3647	$620
DUI	$3693	$615
Leaving scene of an accident/hit and run	$3787	$644

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Conley after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Conley.

The cheapest car insurance premiums in Conley are offered by Mercury at $597 for a six-month policy. However, it can be as expensive as $3022 with companies like State Farm.

Conley car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$597	$102
Auto-Owners Insurance Co	$774	$129
Country Financial	$840	$141
Esurance P&C Ins Co	$1157	$193
Allstate	$1903	$323
Auto-Owners	$2080	$350
Georgia Farm Bureau	$2248	$382
Progressive	$2256	$380
USAA	$2294	$386
Farm Bureau	$2434	$405
State Farm	$3022	$509

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Conley are offered by AutoOwners Insurance Co at $400. However, it can be as expensive as $2686 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Conley after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$400	$68
Country Financial	$438	$74
Mercury	$625	$104
Farm Bureau	$1371	$232
USAA	$1725	$287
Auto-Owners	$1773	$301
Progressive	$1865	$311
State Farm	$2854	$485
Allstate	$2686	$447

Car Insurance Price Trends in Conley, Georgia

Car insurance rates in Conley have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Conley dipped by $336 in January compared to $353 of December. In other words, there has been an decrease by $17 when you compare January and December.

The average cost of liability insurance in the Conley dipped to $111 in January, compared to $113 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Conley?

The car insurance in Conley is $58 per month, which is lower than the national average.

What is the cheapest car insurance in Conley?

The cheapest car insurance in Conley is $97 per month for full coverage.

How much is car insurance in Conley for teenagers?

Car insurance for teenagers costs $495 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Conley?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $278 per month to insure your car in Conley.

Is car insurance expensive in Conley?

Car insurance can be expensive in Conley if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Conley can be affordable.

Cheapest Car Insurance Quotes in Conley

Why you can trust Way?

How Much Is Car Insurance in Conley

Avg. Car Insurance in Conley

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Conley

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Conley Car Insurance Rates by Company

Cheap Car Insurance Companies in Conley, GA

Way's key takeaways about car insurance in Conley

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Conley

Cheapest Liability Coverage in Conley, GA

Cheapest Full Coverage Car Insurance in Conley

Cheapest Full Coverage Car Insurance Quotes in Conley, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Conley by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Conley, GA increasing?

Car Insurance Premiums by Age in Conley

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Conley,GA

If you are in your twenties N/A is the best choice for car insurance in Conley.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Conley

Cheapest Car Insurance Companies after an At-Fault Accident in Conley

Conley Car Insurance Rates by Violation

Conley auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Conley after a DUI

Conley car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Conley after Speeding ticket

Car Insurance Price Trends in Conley, Georgia

Average Car Insurance Cost in Conley by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Conley, GA

Car Insurance Rates by State in the USA (2025 Update)

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