Cheapest Car Insurance Quotes in Belvedere Park

Finding the cheapest car insurance quotes in Belvedere Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Belvedere Park Car Insurance

^$ 53

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Belvedere Park

The car insurance rate in Belvedere Park is $1477 for a six-month policy, which is $451 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $539, making it a popular choice for budget-conscious drivers. Rates in Belvedere Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Belvedere Park

$1477

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Belvedere Park

1st place: Country Financial

At $539 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $710 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $949 for six months, making it the third cheapest auto insurance company in Belvedere Park.

Belvedere Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Belvedere Park, GA is Country Financial, offering policies at just $539 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $710.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2069 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Belvedere Park drivers find the best deals.

Cheap Car Insurance Companies in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$539	$92
Auto-Owners Insurance Co	$710	$118
Farm Bureau	$949	$161
Georgia Farm Bureau	$1044	$174
Auto-Owners	$1522	$256
USAA	$1574	$265
Progressive	$1856	$312
Mercury	$1917	$320
Allstate	$2019	$340
Esurance P&C Ins Co	$2062	$344
State Farm	$2069	$348

Key Takeaways

Way's key takeaways about car insurance in Belvedere Park

The auto insurance costs in Belvedere Park fall around $539 for six months.
The cheapest auto insurance company in Belvedere Park is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Belvedere Park at $1771 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Belvedere Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Belvedere Park are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Belvedere Park. Their Average 6 Month Premium is $317. Allstate is the most expensive at $1086 for the same period.

Cheapest Liability Coverage in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$317	$53
Farm Bureau	$402	$68
Georgia Farm Bureau	$428	$72
Auto-Owners	$513	$86
Mercury	$513	$86
Country Financial	$547	$92
USAA	$573	$96
Progressive	$634	$107
Central Insurance	$667	$111
State Farm	$984	$166
Allstate	$1086	$183

Cheapest Full Coverage Car Insurance in Belvedere Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Belvedere Park is Country Financial at $92 per month and $539 for six months.

Cheapest Full Coverage Car Insurance Quotes in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$539	$92
Auto-Owners Insurance Co	$710	$118
Farm Bureau	$949	$161
Georgia Farm Bureau	$1044	$174
Auto-Owners	$1522	$256
USAA	$1574	$265
Progressive	$1856	$312
Mercury	$1917	$320
Allstate	$2019	$340
Esurance P&C Ins Co	$2062	$344
State Farm	$2069	$348

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Belvedere Park Instantly!

Average Car Insurance in Belvedere Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Belvedere Park, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Belvedere Park, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Belvedere Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Belvedere Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$1022
30s	Georgia Farm Bureau	$818
40s	Georgia Farm Bureau	$785
50s	Georgia Farm Bureau	$752
60s	Georgia Farm Bureau	$746
70s	Georgia Farm Bureau	$903

Cheapest Car Insurance Rates for Teen Drivers in Belvedere Park,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Belvedere Park at $75 per month. At $10521 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$454	$75
Mercury	$539	$92
Country Financial	$642	$108
Central Insurance	$667	$114
USAA	$2532	$426
Auto-Owners	$2781	$468
Georgia Farm Bureau	$2900	$484
Farm Bureau	$3028	$516
State Farm	$7501	$1263
Allstate	$7544	$1270
Progressive	$10521	$1771

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Belvedere Park.

As young drivers face the highest rates in Belvedere Park, Georgia Farm Bureau offers the cheapest auto insurance rates at $1022 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Belvedere Park, Country Financial is the cheapest car insurance provider. At $445 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Belvedere Park is State Farm, offering rates of around $6458 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$445	$73
Mercury	$521	$89
Farm Bureau	$949	$158
USAA	$2062	$350
Progressive	$3182	$530
Auto-Owners	$3345	$569
Allstate	$3643	$608
State Farm	$6458	$1099

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Belvedere Park.

Car Insurance Rates with An Accident in Belvedere Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Belvedere Park, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Belvedere Park

The cheapest car insurance companies after an at-fault accident in Belvedere Park include AutoOwners Insurance Co and Country Financial, offering $471 and $727, respectively. Allstate is an expensive provider with an average six-month premium of $3096.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$471	$78
Country Financial	$727	$122
Encompass	$804	$134
Central Insurance	$881	$150
Farm Bureau	$1044	$174
Georgia Farm Bureau	$1283	$219
Auto-Owners	$1300	$219
USAA	$1394	$235
Progressive	$2575	$433
State Farm	$2609	$439
Allstate	$3096	$521

Belvedere Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Belvedere Park GA. For example, the car insurance in Belvedere Park after a DUI increases to $1557 for a six month policy. While the rate increases by $488 for a six-month policy in the case of a speeding ticket.

Belvedere Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1830	$305
One Med/PIP claim	$1830	$311
One comp claim	$1839	$307
Two Med/PIP claims	$1839	$312
Not-at-fault accident	$1848	$308
Two comp claims	$1873	$318
Driving without lights	$2208	$367
Failure to wear a seat belt	$2208	$376
Child safety restraint	$2232	$372
Failure to show documents	$2232	$380
Cell phone violation	$2284	$380
Texting while driving	$2284	$389
Driving too slowly	$2318	$386
Speeding 6 - 10 MPH over limit	$2318	$395
Speeding in school zone	$2318	$386
Speeding 11 - 15 MPH over limit	$2327	$396
Driving with expired registration	$2336	$389
Failure to yield	$2336	$397
Following too closely	$2336	$389
Illegal turn	$2336	$397
Failure to stop at a red light	$2344	$390
Improper passing	$2344	$399
Speeding 16 - 20 MPH over limit	$2344	$390
Wrong way/wrong lane	$2344	$399
Speeding 21 - 25 MPH over limit	$2369	$395
Passing school bus	$2412	$410
In 65 MPH zone	$2421	$403
Open container	$2455	$418
At-fault accident - less than $1000	$2464	$410
Operating a vehicle without permission	$2497	$425
At-fault accident - $1000-$2000	$2686	$448
At-fault accident - greater than $2000	$2703	$459
Refusal to submit to a chemical test	$3165	$527
Reckless driving	$3259	$554
Racing	$3336	$556
Driving with a suspended license	$3345	$569
DUI	$3387	$564
Leaving scene of an accident/hit and run	$3473	$590

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Belvedere Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Belvedere Park.

The cheapest car insurance premiums in Belvedere Park are offered by Mercury at $547 for a six-month policy. However, it can be as expensive as $2464 with companies like Progressive.

Belvedere Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$547	$94
Auto-Owners Insurance Co	$710	$118
Country Financial	$770	$130
Esurance P&C Ins Co	$1061	$177
Auto-Owners	$1693	$285
Farm Bureau	$1839	$307
USAA	$1993	$336
Georgia Farm Bureau	$2062	$344
State Farm	$2232	$376
Allstate	$2360	$397
Progressive	$2464	$415

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Belvedere Park are offered by AutoOwners Insurance Co at $367. However, it can be as expensive as $2796 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Belvedere Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$367	$62
Country Financial	$402	$68
Mercury	$573	$98
Farm Bureau	$1044	$174
Auto-Owners	$1274	$216
USAA	$1385	$230
State Farm	$1813	$308
Allstate	$2464	$410
Progressive	$2796	$475

Car Insurance Price Trends in Belvedere Park, Georgia

Car insurance rates in Belvedere Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Belvedere Park rose by $324 in December compared to $318 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Belvedere Park rose to $104 in December, compared to $98 in November. This represents an increase of $6 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Belvedere Park?

The car insurance in Belvedere Park is $53 per month, which is lower than the national average.

What is the cheapest car insurance in Belvedere Park?

The cheapest car insurance in Belvedere Park is $92 per month for full coverage.

How much is car insurance in Belvedere Park for teenagers?

Car insurance for teenagers costs $454 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Belvedere Park?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $248 per month to insure your car in Belvedere Park.

Is car insurance expensive in Belvedere Park?

Car insurance can be expensive in Belvedere Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Belvedere Park can be affordable.

Cheapest Car Insurance Quotes in Belvedere Park

Why you can trust Way?

How Much Is Car Insurance in Belvedere Park

Avg. Car Insurance in Belvedere Park

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Belvedere Park

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Belvedere Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Belvedere Park, GA

Way's key takeaways about car insurance in Belvedere Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Belvedere Park

Cheapest Liability Coverage in Belvedere Park, GA

Cheapest Full Coverage Car Insurance in Belvedere Park

Cheapest Full Coverage Car Insurance Quotes in Belvedere Park, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Belvedere Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Belvedere Park, GA increasing?

Car Insurance Premiums by Age in Belvedere Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Belvedere Park,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Belvedere Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Belvedere Park

Cheapest Car Insurance Companies after an At-Fault Accident in Belvedere Park

Belvedere Park Car Insurance Rates by Violation

Belvedere Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Belvedere Park after a DUI

Belvedere Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Belvedere Park after Speeding ticket

Car Insurance Price Trends in Belvedere Park, Georgia

Average Car Insurance Cost in Belvedere Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Belvedere Park, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources