Cheapest Car Insurance Quotes in Belvedere Park

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Belvedere Park Car Insurance

^$ 56

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Belvedere Park

The car insurance rate in Belvedere Park is $1590 for a six-month policy, which is $537 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $565, making it a popular choice for budget-conscious drivers. Rates in Belvedere Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Belvedere Park

$1590

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Belvedere Park

1st place: Country Financial

At $565 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $744 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1095 for six months, making it the third cheapest auto insurance company in Belvedere Park.

Belvedere Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Belvedere Park, GA is Country Financial, offering policies at just $565 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $744.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2556 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Belvedere Park drivers find the best deals.

Cheap Car Insurance Companies in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$565	$94
Auto-Owners Insurance Co	$744	$127
Georgia Farm Bureau	$1095	$183
Farm Bureau	$1202	$204
Auto-Owners	$1687	$284
USAA	$1687	$284
Progressive	$1740	$293
Mercury	$2010	$341
Allstate	$2054	$346
Esurance P&C Ins Co	$2162	$367
State Farm	$2556	$430

Key Takeaways

Way's key takeaways about car insurance in Belvedere Park

The auto insurance costs in Belvedere Park fall around $565 for six months.
The cheapest auto insurance company in Belvedere Park is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Belvedere Park at $1533 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Belvedere Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Belvedere Park are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Belvedere Park. Their Average 6 Month Premium is $332. State Farm is the most expensive at $1175 for the same period.

Cheapest Liability Coverage in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$332	$56
Georgia Farm Bureau	$448	$76
Farm Bureau	$494	$85
Mercury	$538	$91
Auto-Owners	$556	$94
Country Financial	$574	$97
USAA	$619	$104
Progressive	$628	$106
Central Insurance	$699	$119
Allstate	$1013	$169
State Farm	$1175	$198

Cheapest Full Coverage Car Insurance in Belvedere Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Belvedere Park is Country Financial at $94 per month and $565 for six months.

Cheapest Full Coverage Car Insurance Quotes in Belvedere Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$565	$94
Auto-Owners Insurance Co	$744	$127
Georgia Farm Bureau	$1095	$183
Farm Bureau	$1202	$204
Auto-Owners	$1687	$284
USAA	$1687	$284
Progressive	$1740	$293
Mercury	$2010	$341
Allstate	$2054	$346
Esurance P&C Ins Co	$2162	$367
State Farm	$2556	$430

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Average Car Insurance in Belvedere Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Belvedere Park, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Belvedere Park, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Belvedere Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Belvedere Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Belvedere Park,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Belvedere Park at $79 per month. At $9104 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$476	$79
Mercury	$565	$97
Country Financial	$673	$113
Central Insurance	$699	$119
USAA	$2789	$470
Georgia Farm Bureau	$3041	$516
Auto-Owners	$3228	$544
Farm Bureau	$3866	$657
Allstate	$7139	$1190
Progressive	$9104	$1533
State Farm	$9104	$1533

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Belvedere Park, Country Financial is the cheapest car insurance provider. At $467 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Belvedere Park is Allstate, offering rates of around $3820 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$467	$77
Mercury	$547	$94
Farm Bureau	$1202	$201
Progressive	$2279	$388
USAA	$2431	$405
Auto-Owners	$4430	$753
State Farm	$9777	$1629
Allstate	$3820	$637

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Car Insurance Rates with An Accident in Belvedere Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Belvedere Park, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Belvedere Park

The cheapest car insurance companies after an at-fault accident in Belvedere Park include AutoOwners Insurance Co and Country Financial, offering $494 and $763, respectively. State Farm is an expensive provider with an average six-month premium of $3130.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$494	$82
Country Financial	$763	$128
Encompass	$843	$140
Central Insurance	$924	$157
Farm Bureau	$1318	$220
Georgia Farm Bureau	$1345	$230
Auto-Owners	$1489	$251
USAA	$1516	$255
Progressive	$2162	$364
Allstate	$2861	$486
State Farm	$3130	$527

Belvedere Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Belvedere Park GA. For example, the car insurance in Belvedere Park after a DUI increases to $1633 for a six month policy. While the rate increases by $512 for a six-month policy in the case of a speeding ticket.

Belvedere Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1919	$320
One Med/PIP claim	$1919	$326
One comp claim	$1928	$322
Two Med/PIP claims	$1928	$328
Not-at-fault accident	$1937	$323
Two comp claims	$1965	$334
Driving without lights	$2315	$385
Failure to wear a seat belt	$2315	$394
Child safety restraint	$2341	$390
Failure to show documents	$2341	$399
Cell phone violation	$2395	$399
Texting while driving	$2395	$408
Driving too slowly	$2431	$405
Speeding 6 - 10 MPH over limit	$2431	$414
Speeding in school zone	$2431	$405
Speeding 11 - 15 MPH over limit	$2440	$415
Driving with expired registration	$2449	$408
Failure to yield	$2449	$417
Following too closely	$2449	$408
Illegal turn	$2449	$417
Failure to stop at a red light	$2458	$409
Improper passing	$2458	$418
Speeding 16 - 20 MPH over limit	$2458	$409
Wrong way/wrong lane	$2458	$418
Speeding 21 - 25 MPH over limit	$2484	$414
Passing school bus	$2529	$430
In 65 MPH zone	$2538	$423
Open container	$2575	$438
At-fault accident - less than $1000	$2584	$430
Operating a vehicle without permission	$2618	$445
At-fault accident - $1000-$2000	$2816	$470
At-fault accident - greater than $2000	$2834	$482
Refusal to submit to a chemical test	$3319	$553
Reckless driving	$3417	$581
Racing	$3499	$583
Driving with a suspended license	$3508	$596
DUI	$3552	$592
Leaving scene of an accident/hit and run	$3642	$619

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Belvedere Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Belvedere Park.

The cheapest car insurance premiums in Belvedere Park are offered by Mercury at $574 for a six-month policy. However, it can be as expensive as $2907 with companies like State Farm.

Belvedere Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$574	$98
Auto-Owners Insurance Co	$744	$124
Country Financial	$808	$136
Esurance P&C Ins Co	$1113	$186
Allstate	$1830	$311
Auto-Owners	$2001	$337
Georgia Farm Bureau	$2162	$367
Progressive	$2170	$365
USAA	$2206	$371
Farm Bureau	$2341	$390
State Farm	$2907	$489

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Belvedere Park are offered by AutoOwners Insurance Co at $385. However, it can be as expensive as $2584 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Belvedere Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$385	$65
Country Financial	$421	$71
Mercury	$601	$100
Farm Bureau	$1318	$223
USAA	$1659	$276
Auto-Owners	$1705	$290
Progressive	$1794	$299
State Farm	$2745	$467
Allstate	$2584	$430

Car Insurance Price Trends in Belvedere Park, Georgia

Car insurance rates in Belvedere Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Belvedere Park dipped by $323 in January compared to $340 of December. In other words, there has been an decrease by $17 when you compare January and December.

The average cost of liability insurance in the Belvedere Park dipped to $107 in January, compared to $109 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Belvedere Park?

The car insurance in Belvedere Park is $56 per month, which is lower than the national average.

What is the cheapest car insurance in Belvedere Park?

The cheapest car insurance in Belvedere Park is $94 per month for full coverage.

How much is car insurance in Belvedere Park for teenagers?

Car insurance for teenagers costs $476 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Belvedere Park?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $267 per month to insure your car in Belvedere Park.

Is car insurance expensive in Belvedere Park?

Car insurance can be expensive in Belvedere Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Belvedere Park can be affordable.

Cheapest Car Insurance Quotes in Belvedere Park

Why you can trust Way?

How Much Is Car Insurance in Belvedere Park

Avg. Car Insurance in Belvedere Park

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Belvedere Park

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Belvedere Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Belvedere Park, GA

Way's key takeaways about car insurance in Belvedere Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Belvedere Park

Cheapest Liability Coverage in Belvedere Park, GA

Cheapest Full Coverage Car Insurance in Belvedere Park

Cheapest Full Coverage Car Insurance Quotes in Belvedere Park, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Belvedere Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Belvedere Park, GA increasing?

Car Insurance Premiums by Age in Belvedere Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Belvedere Park,GA

If you are in your twenties N/A is the best choice for car insurance in Belvedere Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Belvedere Park

Cheapest Car Insurance Companies after an At-Fault Accident in Belvedere Park

Belvedere Park Car Insurance Rates by Violation

Belvedere Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Belvedere Park after a DUI

Belvedere Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Belvedere Park after Speeding ticket

Car Insurance Price Trends in Belvedere Park, Georgia

Average Car Insurance Cost in Belvedere Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Belvedere Park, GA

Car Insurance Rates by State in the USA (2025 Update)

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