Cheapest Car Insurance Quotes in Brunswick

Finding the cheapest car insurance quotes in Brunswick shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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406,175 Policies Sold

Brunswick Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brunswick

The car insurance rate in Brunswick is $885 for a six-month policy, which is $168 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $314, making it a popular choice for budget-conscious drivers. Rates in Brunswick can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brunswick

$885

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Brunswick

1st place: Country Financial

At $314 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $414 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $609 for six months, making it the third cheapest auto insurance company in Brunswick.

Brunswick Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brunswick, GA is Country Financial, offering policies at just $314 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $414.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1422 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brunswick drivers find the best deals.

Cheap Car Insurance Companies in Brunswick, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$314	$52
Auto-Owners Insurance Co	$414	$71
Georgia Farm Bureau	$609	$102
Farm Bureau	$669	$113
Auto-Owners	$938	$158
USAA	$938	$158
Progressive	$968	$163
Mercury	$1118	$190
Allstate	$1142	$192
Esurance P&C Ins Co	$1203	$204
State Farm	$1422	$239

Key Takeaways

Way's key takeaways about car insurance in Brunswick

The auto insurance costs in Brunswick fall around $314 for six months.
The cheapest auto insurance company in Brunswick is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Brunswick at $853 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Brunswick

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brunswick are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Brunswick. Their Average 6 Month Premium is $185. State Farm is the most expensive at $654 for the same period.

Cheapest Liability Coverage in Brunswick, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$185	$31
Georgia Farm Bureau	$249	$42
Farm Bureau	$275	$47
Mercury	$299	$50
Auto-Owners	$309	$52
Country Financial	$319	$54
USAA	$344	$58
Progressive	$349	$59
Central Insurance	$389	$66
Allstate	$564	$94
State Farm	$654	$110

Cheapest Full Coverage Car Insurance in Brunswick

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brunswick is Country Financial at $52 per month and $314 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brunswick, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$314	$52
Auto-Owners Insurance Co	$414	$71
Georgia Farm Bureau	$609	$102
Farm Bureau	$669	$113
Auto-Owners	$938	$158
USAA	$938	$158
Progressive	$968	$163
Mercury	$1118	$190
Allstate	$1142	$192
Esurance P&C Ins Co	$1203	$204
State Farm	$1422	$239

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Average Car Insurance in Brunswick by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brunswick, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Brunswick, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brunswick's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brunswick

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Brunswick,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Brunswick at $44 per month. At $5064 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$265	$44
Mercury	$314	$54
Country Financial	$375	$63
Central Insurance	$389	$66
USAA	$1551	$261
Georgia Farm Bureau	$1692	$287
Auto-Owners	$1796	$302
Farm Bureau	$2150	$365
Allstate	$3972	$662
Progressive	$5064	$853
State Farm	$5064	$853

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brunswick, Country Financial is the cheapest car insurance provider. At $260 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brunswick is Allstate, offering rates of around $2125 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$260	$43
Mercury	$304	$52
Farm Bureau	$669	$112
Progressive	$1268	$216
USAA	$1352	$225
Auto-Owners	$2465	$419
State Farm	$5439	$906
Allstate	$2125	$354

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Brunswick.

Car Insurance Rates with An Accident in Brunswick

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brunswick, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brunswick

The cheapest car insurance companies after an at-fault accident in Brunswick include AutoOwners Insurance Co and Country Financial, offering $275 and $424, respectively. State Farm is an expensive provider with an average six-month premium of $1741.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$275	$45
Country Financial	$424	$71
Encompass	$469	$78
Central Insurance	$514	$87
Farm Bureau	$733	$123
Georgia Farm Bureau	$748	$128
Auto-Owners	$828	$139
USAA	$843	$142
Progressive	$1203	$202
Allstate	$1592	$270
State Farm	$1741	$293

Brunswick Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brunswick GA. For example, the car insurance in Brunswick after a DUI increases to $908 for a six month policy. While the rate increases by $284 for a six-month policy in the case of a speeding ticket.

Brunswick auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1068	$178
One Med/PIP claim	$1068	$181
One comp claim	$1073	$179
Two Med/PIP claims	$1073	$182
Not-at-fault accident	$1078	$180
Two comp claims	$1093	$186
Driving without lights	$1288	$214
Failure to wear a seat belt	$1288	$219
Child safety restraint	$1302	$217
Failure to show documents	$1302	$222
Cell phone violation	$1332	$222
Texting while driving	$1332	$227
Driving too slowly	$1352	$225
Speeding 6 - 10 MPH over limit	$1352	$230
Speeding in school zone	$1352	$225
Speeding 11 - 15 MPH over limit	$1357	$231
Driving with expired registration	$1362	$227
Failure to yield	$1362	$232
Following too closely	$1362	$227
Illegal turn	$1362	$232
Failure to stop at a red light	$1368	$228
Improper passing	$1368	$233
Speeding 16 - 20 MPH over limit	$1368	$228
Wrong way/wrong lane	$1368	$233
Speeding 21 - 25 MPH over limit	$1382	$230
Passing school bus	$1407	$239
In 65 MPH zone	$1412	$235
Open container	$1432	$244
At-fault accident - less than $1000	$1437	$239
Operating a vehicle without permission	$1457	$248
At-fault accident - $1000-$2000	$1567	$261
At-fault accident - greater than $2000	$1577	$268
Refusal to submit to a chemical test	$1846	$307
Reckless driving	$1901	$323
Racing	$1946	$324
Driving with a suspended license	$1951	$332
DUI	$1976	$329
Leaving scene of an accident/hit and run	$2026	$344

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brunswick after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brunswick.

The cheapest car insurance premiums in Brunswick are offered by Mercury at $319 for a six-month policy. However, it can be as expensive as $1617 with companies like State Farm.

Brunswick car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$319	$55
Auto-Owners Insurance Co	$414	$69
Country Financial	$449	$76
Esurance P&C Ins Co	$619	$103
Allstate	$1018	$173
Auto-Owners	$1113	$187
Georgia Farm Bureau	$1203	$204
Progressive	$1207	$203
USAA	$1227	$207
Farm Bureau	$1302	$217
State Farm	$1617	$272

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brunswick are offered by AutoOwners Insurance Co at $214. However, it can be as expensive as $1437 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Brunswick after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$214	$36
Country Financial	$234	$39
Mercury	$334	$55
Farm Bureau	$733	$124
USAA	$923	$154
Auto-Owners	$948	$161
Progressive	$998	$166
State Farm	$1527	$260
Allstate	$1437	$239

Car Insurance Price Trends in Brunswick, Georgia

Car insurance rates in Brunswick have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brunswick dipped by $180 in January compared to $189 of December. In other words, there has been an decrease by $9 when you compare January and December.

The average cost of liability insurance in the Brunswick remained steady at $60 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Brunswick?

The car insurance in Brunswick is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Brunswick?

The cheapest car insurance in Brunswick is $52 per month for full coverage.

How much is car insurance in Brunswick for teenagers?

Car insurance for teenagers costs $265 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brunswick?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $149 per month to insure your car in Brunswick.

Is car insurance expensive in Brunswick?

Car insurance can be expensive in Brunswick if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brunswick can be affordable.

Cheapest Car Insurance Quotes in Brunswick

Why you can trust Way?

How Much Is Car Insurance in Brunswick

Avg. Car Insurance in Brunswick

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Brunswick

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Brunswick Car Insurance Rates by Company

Cheap Car Insurance Companies in Brunswick, GA

Way's key takeaways about car insurance in Brunswick

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Brunswick

Cheapest Liability Coverage in Brunswick, GA

Cheapest Full Coverage Car Insurance in Brunswick

Cheapest Full Coverage Car Insurance Quotes in Brunswick, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Brunswick by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Brunswick, GA increasing?

Car Insurance Premiums by Age in Brunswick

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Brunswick,GA

If you are in your twenties N/A is the best choice for car insurance in Brunswick.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Brunswick

Cheapest Car Insurance Companies after an At-Fault Accident in Brunswick

Brunswick Car Insurance Rates by Violation

Brunswick auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Brunswick after a DUI

Brunswick car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Brunswick after Speeding ticket

Car Insurance Price Trends in Brunswick, Georgia

Average Car Insurance Cost in Brunswick by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Brunswick, GA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources