Cheapest Car Insurance Quotes in Camilla

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406,175 Policies Sold

Camilla Car Insurance

^$ 36

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Camilla

The car insurance rate in Camilla is $1021 for a six-month policy, which is $32 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $363, making it a popular choice for budget-conscious drivers. Rates in Camilla can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Camilla

$1021

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Camilla

1st place: Country Financial

At $363 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $478 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $703 for six months, making it the third cheapest auto insurance company in Camilla.

Camilla Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Camilla, GA is Country Financial, offering policies at just $363 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $478.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1642 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Camilla drivers find the best deals.

Cheap Car Insurance Companies in Camilla, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$363	$60
Auto-Owners Insurance Co	$478	$81
Georgia Farm Bureau	$703	$117
Farm Bureau	$772	$131
Auto-Owners	$1083	$182
USAA	$1083	$182
Progressive	$1117	$188
Mercury	$1291	$219
Allstate	$1319	$222
Esurance P&C Ins Co	$1389	$236
State Farm	$1642	$276

Key Takeaways

Way's key takeaways about car insurance in Camilla

The auto insurance costs in Camilla fall around $363 for six months.
The cheapest auto insurance company in Camilla is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Camilla at $985 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Camilla

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Camilla are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Camilla. Their Average 6 Month Premium is $213. State Farm is the most expensive at $755 for the same period.

Cheapest Liability Coverage in Camilla, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$213	$36
Georgia Farm Bureau	$288	$49
Farm Bureau	$317	$54
Mercury	$345	$58
Auto-Owners	$357	$60
Country Financial	$369	$62
USAA	$398	$67
Progressive	$404	$68
Central Insurance	$449	$77
Allstate	$651	$109
State Farm	$755	$127

Cheapest Full Coverage Car Insurance in Camilla

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Camilla is Country Financial at $60 per month and $363 for six months.

Cheapest Full Coverage Car Insurance Quotes in Camilla, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$363	$60
Auto-Owners Insurance Co	$478	$81
Georgia Farm Bureau	$703	$117
Farm Bureau	$772	$131
Auto-Owners	$1083	$182
USAA	$1083	$182
Progressive	$1117	$188
Mercury	$1291	$219
Allstate	$1319	$222
Esurance P&C Ins Co	$1389	$236
State Farm	$1642	$276

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Average Car Insurance in Camilla by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Camilla, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Camilla, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Camilla's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Camilla

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Camilla,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Camilla at $50 per month. At $5848 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$306	$50
Mercury	$363	$62
Country Financial	$433	$73
Central Insurance	$449	$77
USAA	$1792	$302
Georgia Farm Bureau	$1954	$332
Auto-Owners	$2074	$349
Farm Bureau	$2483	$422
Allstate	$4586	$764
Progressive	$5848	$985
State Farm	$5848	$985

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Camilla, Country Financial is the cheapest car insurance provider. At $300 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Camilla is Allstate, offering rates of around $2454 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$300	$49
Mercury	$351	$60
Farm Bureau	$772	$129
Progressive	$1464	$249
USAA	$1562	$260
Auto-Owners	$2846	$484
State Farm	$6281	$1047
Allstate	$2454	$409

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Car Insurance Rates with An Accident in Camilla

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Camilla, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Camilla

The cheapest car insurance companies after an at-fault accident in Camilla include AutoOwners Insurance Co and Country Financial, offering $317 and $490, respectively. State Farm is an expensive provider with an average six-month premium of $2011.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$317	$52
Country Financial	$490	$82
Encompass	$541	$90
Central Insurance	$594	$101
Farm Bureau	$847	$142
Georgia Farm Bureau	$864	$147
Auto-Owners	$956	$161
USAA	$974	$164
Progressive	$1389	$234
Allstate	$1838	$312
State Farm	$2011	$339

Camilla Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Camilla GA. For example, the car insurance in Camilla after a DUI increases to $1048 for a six month policy. While the rate increases by $329 for a six-month policy in the case of a speeding ticket.

Camilla auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1233	$206
One Med/PIP claim	$1233	$210
One comp claim	$1239	$207
Two Med/PIP claims	$1239	$210
Not-at-fault accident	$1245	$208
Two comp claims	$1262	$214
Driving without lights	$1487	$247
Failure to wear a seat belt	$1487	$253
Child safety restraint	$1504	$250
Failure to show documents	$1504	$256
Cell phone violation	$1538	$256
Texting while driving	$1538	$262
Driving too slowly	$1562	$260
Speeding 6 - 10 MPH over limit	$1562	$266
Speeding in school zone	$1562	$260
Speeding 11 - 15 MPH over limit	$1568	$267
Driving with expired registration	$1573	$262
Failure to yield	$1573	$268
Following too closely	$1573	$262
Illegal turn	$1573	$268
Failure to stop at a red light	$1579	$263
Improper passing	$1579	$269
Speeding 16 - 20 MPH over limit	$1579	$263
Wrong way/wrong lane	$1579	$269
Speeding 21 - 25 MPH over limit	$1596	$266
Passing school bus	$1625	$276
In 65 MPH zone	$1631	$272
Open container	$1654	$281
At-fault accident - less than $1000	$1660	$276
Operating a vehicle without permission	$1682	$286
At-fault accident - $1000-$2000	$1809	$302
At-fault accident - greater than $2000	$1821	$309
Refusal to submit to a chemical test	$2132	$355
Reckless driving	$2195	$373
Racing	$2247	$374
Driving with a suspended license	$2253	$383
DUI	$2281	$380
Leaving scene of an accident/hit and run	$2340	$398

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Camilla after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Camilla.

The cheapest car insurance premiums in Camilla are offered by Mercury at $369 for a six-month policy. However, it can be as expensive as $1867 with companies like State Farm.

Camilla car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$369	$63
Auto-Owners Insurance Co	$478	$80
Country Financial	$519	$87
Esurance P&C Ins Co	$715	$119
Allstate	$1176	$200
Auto-Owners	$1285	$216
Georgia Farm Bureau	$1389	$236
Progressive	$1394	$235
USAA	$1417	$239
Farm Bureau	$1504	$250
State Farm	$1867	$314

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Camilla are offered by AutoOwners Insurance Co at $247. However, it can be as expensive as $1660 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Camilla after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$247	$42
Country Financial	$271	$46
Mercury	$386	$64
Farm Bureau	$847	$144
USAA	$1066	$178
Auto-Owners	$1095	$186
Progressive	$1152	$192
State Farm	$1763	$300
Allstate	$1660	$276

Car Insurance Price Trends in Camilla, Georgia

Car insurance rates in Camilla have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Camilla dipped by $208 in January compared to $218 of December. In other words, there has been an decrease by $10 when you compare January and December.

The average cost of liability insurance in the Camilla dipped to $69 in January, compared to $70 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Camilla?

The car insurance in Camilla is $36 per month, which is lower than the national average.

What is the cheapest car insurance in Camilla?

The cheapest car insurance in Camilla is $60 per month for full coverage.

How much is car insurance in Camilla for teenagers?

Car insurance for teenagers costs $306 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Camilla?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $172 per month to insure your car in Camilla.

Is car insurance expensive in Camilla?

Car insurance can be expensive in Camilla if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Camilla can be affordable.

Cheapest Car Insurance Quotes in Camilla

Why you can trust Way?

How Much Is Car Insurance in Camilla

Avg. Car Insurance in Camilla

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Camilla

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Camilla Car Insurance Rates by Company

Cheap Car Insurance Companies in Camilla, GA

Way's key takeaways about car insurance in Camilla

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Camilla

Cheapest Liability Coverage in Camilla, GA

Cheapest Full Coverage Car Insurance in Camilla

Cheapest Full Coverage Car Insurance Quotes in Camilla, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Camilla by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Camilla, GA increasing?

Car Insurance Premiums by Age in Camilla

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Camilla,GA

If you are in your twenties N/A is the best choice for car insurance in Camilla.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Camilla

Cheapest Car Insurance Companies after an At-Fault Accident in Camilla

Camilla Car Insurance Rates by Violation

Camilla auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Camilla after a DUI

Camilla car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Camilla after Speeding ticket

Car Insurance Price Trends in Camilla, Georgia

Average Car Insurance Cost in Camilla by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Camilla, GA

Car Insurance Rates by State in the USA (2025 Update)

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