Cheapest Car Insurance Quotes in Gresham Park

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Gresham Park Car Insurance

^$ 57

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Gresham Park

The car insurance rate in Gresham Park is $1632 for a six-month policy, which is $579 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $580, making it a popular choice for budget-conscious drivers. Rates in Gresham Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Gresham Park

$1632

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Gresham Park

1st place: Country Financial

At $580 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $764 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1124 for six months, making it the third cheapest auto insurance company in Gresham Park.

Gresham Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Gresham Park, GA is Country Financial, offering policies at just $580 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $764.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2624 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Gresham Park drivers find the best deals.

Cheap Car Insurance Companies in Gresham Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$580	$96
Auto-Owners Insurance Co	$764	$130
Georgia Farm Bureau	$1124	$188
Farm Bureau	$1234	$209
Auto-Owners	$1731	$291
USAA	$1731	$291
Progressive	$1786	$301
Mercury	$2063	$350
Allstate	$2108	$355
Esurance P&C Ins Co	$2220	$377
State Farm	$2624	$442

Key Takeaways

Way's key takeaways about car insurance in Gresham Park

The auto insurance costs in Gresham Park fall around $580 for six months.
The cheapest auto insurance company in Gresham Park is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Gresham Park at $1573 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Gresham Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Gresham Park are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Gresham Park. Their Average 6 Month Premium is $341. State Farm is the most expensive at $1206 for the same period.

Cheapest Liability Coverage in Gresham Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$341	$57
Georgia Farm Bureau	$460	$78
Farm Bureau	$507	$87
Mercury	$552	$93
Auto-Owners	$570	$96
Country Financial	$589	$99
USAA	$636	$107
Progressive	$645	$109
Central Insurance	$718	$122
Allstate	$1040	$174
State Farm	$1206	$203

Cheapest Full Coverage Car Insurance in Gresham Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Gresham Park is Country Financial at $96 per month and $580 for six months.

Cheapest Full Coverage Car Insurance Quotes in Gresham Park, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$580	$96
Auto-Owners Insurance Co	$764	$130
Georgia Farm Bureau	$1124	$188
Farm Bureau	$1234	$209
Auto-Owners	$1731	$291
USAA	$1731	$291
Progressive	$1786	$301
Mercury	$2063	$350
Allstate	$2108	$355
Esurance P&C Ins Co	$2220	$377
State Farm	$2624	$442

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Average Car Insurance in Gresham Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Gresham Park, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Gresham Park, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Gresham Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Gresham Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Gresham Park,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Gresham Park at $81 per month. At $9345 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$488	$81
Mercury	$580	$99
Country Financial	$691	$116
Central Insurance	$718	$122
USAA	$2863	$482
Georgia Farm Bureau	$3122	$530
Auto-Owners	$3314	$558
Farm Bureau	$3968	$674
Allstate	$7328	$1221
Progressive	$9345	$1573
State Farm	$9345	$1573

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Gresham Park, Country Financial is the cheapest car insurance provider. At $479 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Gresham Park is Allstate, offering rates of around $3922 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$479	$79
Mercury	$561	$96
Farm Bureau	$1234	$206
Progressive	$2339	$398
USAA	$2496	$415
Auto-Owners	$4548	$773
State Farm	$10036	$1672
Allstate	$3922	$654

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Car Insurance Rates with An Accident in Gresham Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Gresham Park, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Gresham Park

The cheapest car insurance companies after an at-fault accident in Gresham Park include AutoOwners Insurance Co and Country Financial, offering $507 and $783, respectively. State Farm is an expensive provider with an average six-month premium of $3213.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$507	$84
Country Financial	$783	$132
Encompass	$865	$144
Central Insurance	$949	$161
Farm Bureau	$1353	$226
Georgia Farm Bureau	$1381	$236
Auto-Owners	$1528	$257
USAA	$1556	$262
Progressive	$2220	$374
Allstate	$2937	$499
State Farm	$3213	$541

Gresham Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Gresham Park GA. For example, the car insurance in Gresham Park after a DUI increases to $1676 for a six month policy. While the rate increases by $526 for a six-month policy in the case of a speeding ticket.

Gresham Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1970	$329
One Med/PIP claim	$1970	$335
One comp claim	$1979	$330
Two Med/PIP claims	$1979	$336
Not-at-fault accident	$1989	$332
Two comp claims	$2017	$343
Driving without lights	$2376	$395
Failure to wear a seat belt	$2376	$405
Child safety restraint	$2403	$400
Failure to show documents	$2403	$409
Cell phone violation	$2458	$409
Texting while driving	$2458	$419
Driving too slowly	$2496	$415
Speeding 6 - 10 MPH over limit	$2496	$425
Speeding in school zone	$2496	$415
Speeding 11 - 15 MPH over limit	$2505	$426
Driving with expired registration	$2514	$419
Failure to yield	$2514	$428
Following too closely	$2514	$419
Illegal turn	$2514	$428
Failure to stop at a red light	$2523	$420
Improper passing	$2523	$429
Speeding 16 - 20 MPH over limit	$2523	$420
Wrong way/wrong lane	$2523	$429
Speeding 21 - 25 MPH over limit	$2550	$425
Passing school bus	$2596	$442
In 65 MPH zone	$2606	$434
Open container	$2643	$450
At-fault accident - less than $1000	$2652	$442
Operating a vehicle without permission	$2688	$457
At-fault accident - $1000-$2000	$2891	$482
At-fault accident - greater than $2000	$2909	$494
Refusal to submit to a chemical test	$3407	$567
Reckless driving	$3508	$597
Racing	$3591	$598
Driving with a suspended license	$3601	$612
DUI	$3646	$608
Leaving scene of an accident/hit and run	$3739	$636

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Gresham Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Gresham Park.

The cheapest car insurance premiums in Gresham Park are offered by Mercury at $589 for a six-month policy. However, it can be as expensive as $2984 with companies like State Farm.

Gresham Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$589	$101
Auto-Owners Insurance Co	$764	$127
Country Financial	$829	$140
Esurance P&C Ins Co	$1142	$191
Allstate	$1879	$319
Auto-Owners	$2054	$346
Georgia Farm Bureau	$2220	$377
Progressive	$2227	$375
USAA	$2265	$381
Farm Bureau	$2403	$400
State Farm	$2984	$502

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Gresham Park are offered by AutoOwners Insurance Co at $395. However, it can be as expensive as $2652 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Gresham Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$395	$67
Country Financial	$432	$73
Mercury	$617	$102
Farm Bureau	$1353	$229
USAA	$1703	$284
Auto-Owners	$1750	$298
Progressive	$1841	$307
State Farm	$2818	$479
Allstate	$2652	$442

Car Insurance Price Trends in Gresham Park, Georgia

Car insurance rates in Gresham Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Gresham Park dipped by $332 in January compared to $349 of December. In other words, there has been an decrease by $17 when you compare January and December.

The average cost of liability insurance in the Gresham Park dipped to $110 in January, compared to $112 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Gresham Park?

The car insurance in Gresham Park is $57 per month, which is lower than the national average.

What is the cheapest car insurance in Gresham Park?

The cheapest car insurance in Gresham Park is $96 per month for full coverage.

How much is car insurance in Gresham Park for teenagers?

Car insurance for teenagers costs $488 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Gresham Park?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $274 per month to insure your car in Gresham Park.

Is car insurance expensive in Gresham Park?

Car insurance can be expensive in Gresham Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Gresham Park can be affordable.

Cheapest Car Insurance Quotes in Gresham Park

Why you can trust Way?

How Much Is Car Insurance in Gresham Park

Avg. Car Insurance in Gresham Park

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Gresham Park

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Gresham Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Gresham Park, GA

Way's key takeaways about car insurance in Gresham Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Gresham Park

Cheapest Liability Coverage in Gresham Park, GA

Cheapest Full Coverage Car Insurance in Gresham Park

Cheapest Full Coverage Car Insurance Quotes in Gresham Park, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Gresham Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Gresham Park, GA increasing?

Car Insurance Premiums by Age in Gresham Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Gresham Park,GA

If you are in your twenties N/A is the best choice for car insurance in Gresham Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Gresham Park

Cheapest Car Insurance Companies after an At-Fault Accident in Gresham Park

Gresham Park Car Insurance Rates by Violation

Gresham Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Gresham Park after a DUI

Gresham Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Gresham Park after Speeding ticket

Car Insurance Price Trends in Gresham Park, Georgia

Average Car Insurance Cost in Gresham Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Gresham Park, GA

Car Insurance Rates by State in the USA (2025 Update)

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