Cheapest Car Insurance Quotes in Dock Junction

Finding the cheapest car insurance quotes in Dock Junction shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Dock Junction Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Dock Junction

The car insurance rate in Dock Junction is $862 for a six-month policy, which is $164 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $314, making it a popular choice for budget-conscious drivers. Rates in Dock Junction can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Dock Junction

$862

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Dock Junction

1st place: Country Financial

At $314 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $414 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $554 for six months, making it the third cheapest auto insurance company in Dock Junction.

Dock Junction Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Dock Junction, GA is Country Financial, offering policies at just $314 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $414.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1207 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dock Junction drivers find the best deals.

Cheap Car Insurance Companies in Dock Junction, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$314	$54
Auto-Owners Insurance Co	$414	$69
Farm Bureau	$554	$94
Georgia Farm Bureau	$609	$102
Auto-Owners	$888	$150
USAA	$918	$155
Progressive	$1083	$182
Mercury	$1118	$186
Allstate	$1178	$198
Esurance P&C Ins Co	$1203	$201
State Farm	$1207	$203

Key Takeaways

Way's key takeaways about car insurance in Dock Junction

The auto insurance costs in Dock Junction fall around $314 for six months.
The cheapest auto insurance company in Dock Junction is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Dock Junction at $1033 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Dock Junction

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Dock Junction are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Dock Junction. Their Average 6 Month Premium is $185. Allstate is the most expensive at $633 for the same period.

Cheapest Liability Coverage in Dock Junction, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$185	$31
Farm Bureau	$234	$39
Georgia Farm Bureau	$249	$42
Auto-Owners	$299	$50
Mercury	$299	$50
Country Financial	$319	$54
USAA	$334	$56
Progressive	$370	$62
Central Insurance	$389	$65
State Farm	$574	$97
Allstate	$633	$107

Cheapest Full Coverage Car Insurance in Dock Junction

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Dock Junction is Country Financial at $54 per month and $314 for six months.

Cheapest Full Coverage Car Insurance Quotes in Dock Junction, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$314	$54
Auto-Owners Insurance Co	$414	$69
Farm Bureau	$554	$94
Georgia Farm Bureau	$609	$102
Auto-Owners	$888	$150
USAA	$918	$155
Progressive	$1083	$182
Mercury	$1118	$186
Allstate	$1178	$198
Esurance P&C Ins Co	$1203	$201
State Farm	$1207	$203

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Dock Junction Instantly!

Average Car Insurance in Dock Junction by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Dock Junction, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Dock Junction, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Dock Junction's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Dock Junction

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$596
30s	Georgia Farm Bureau	$477
40s	Georgia Farm Bureau	$458
50s	Georgia Farm Bureau	$438
60s	Georgia Farm Bureau	$435
70s	Georgia Farm Bureau	$527

Cheapest Car Insurance Rates for Teen Drivers in Dock Junction,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Dock Junction at $44 per month. At $6137 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$265	$44
Mercury	$314	$54
Country Financial	$375	$63
Central Insurance	$389	$66
USAA	$1477	$249
Auto-Owners	$1622	$273
Georgia Farm Bureau	$1692	$282
Farm Bureau	$1767	$301
State Farm	$4376	$737
Allstate	$4401	$741
Progressive	$6137	$1033

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Dock Junction.

As young drivers face the highest rates in Dock Junction, Georgia Farm Bureau offers the cheapest auto insurance rates at $596 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Dock Junction, Country Financial is the cheapest car insurance provider. At $260 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Dock Junction is State Farm, offering rates of around $3767 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$260	$43
Mercury	$304	$52
Farm Bureau	$554	$92
USAA	$1203	$204
Progressive	$1856	$309
Auto-Owners	$1951	$332
Allstate	$2125	$354
State Farm	$3767	$641

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Dock Junction.

Car Insurance Rates with An Accident in Dock Junction

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Dock Junction, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Dock Junction

The cheapest car insurance companies after an at-fault accident in Dock Junction include AutoOwners Insurance Co and Country Financial, offering $275 and $424, respectively. Allstate is an expensive provider with an average six-month premium of $1806.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$275	$45
Country Financial	$424	$71
Encompass	$469	$78
Central Insurance	$514	$87
Farm Bureau	$609	$102
Georgia Farm Bureau	$748	$128
Auto-Owners	$759	$128
USAA	$813	$137
Progressive	$1502	$253
State Farm	$1522	$256
Allstate	$1806	$304

Dock Junction Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Dock Junction GA. For example, the car insurance in Dock Junction after a DUI increases to $908 for a six month policy. While the rate increases by $284 for a six-month policy in the case of a speeding ticket.

Dock Junction auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1068	$178
One Med/PIP claim	$1068	$181
One comp claim	$1073	$179
Two Med/PIP claims	$1073	$182
Not-at-fault accident	$1078	$180
Two comp claims	$1093	$186
Driving without lights	$1288	$214
Failure to wear a seat belt	$1288	$219
Child safety restraint	$1302	$217
Failure to show documents	$1302	$222
Cell phone violation	$1332	$222
Texting while driving	$1332	$227
Driving too slowly	$1352	$225
Speeding 6 - 10 MPH over limit	$1352	$230
Speeding in school zone	$1352	$225
Speeding 11 - 15 MPH over limit	$1357	$231
Driving with expired registration	$1362	$227
Failure to yield	$1362	$232
Following too closely	$1362	$227
Illegal turn	$1362	$232
Failure to stop at a red light	$1368	$228
Improper passing	$1368	$233
Speeding 16 - 20 MPH over limit	$1368	$228
Wrong way/wrong lane	$1368	$233
Speeding 21 - 25 MPH over limit	$1382	$230
Passing school bus	$1407	$239
In 65 MPH zone	$1412	$235
Open container	$1432	$244
At-fault accident - less than $1000	$1437	$239
Operating a vehicle without permission	$1457	$248
At-fault accident - $1000-$2000	$1567	$261
At-fault accident - greater than $2000	$1577	$268
Refusal to submit to a chemical test	$1846	$307
Reckless driving	$1901	$323
Racing	$1946	$324
Driving with a suspended license	$1951	$332
DUI	$1976	$329
Leaving scene of an accident/hit and run	$2026	$344

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Dock Junction after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Dock Junction.

The cheapest car insurance premiums in Dock Junction are offered by Mercury at $319 for a six-month policy. However, it can be as expensive as $1437 with companies like Progressive.

Dock Junction car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$319	$55
Auto-Owners Insurance Co	$414	$69
Country Financial	$449	$76
Esurance P&C Ins Co	$619	$103
Auto-Owners	$988	$166
Farm Bureau	$1073	$179
USAA	$1163	$196
Georgia Farm Bureau	$1203	$201
State Farm	$1302	$219
Allstate	$1377	$232
Progressive	$1437	$242

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Dock Junction are offered by AutoOwners Insurance Co at $214. However, it can be as expensive as $1631 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Dock Junction after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$214	$36
Country Financial	$234	$39
Mercury	$334	$57
Farm Bureau	$609	$102
Auto-Owners	$743	$126
USAA	$808	$134
State Farm	$1058	$180
Allstate	$1437	$239
Progressive	$1631	$277

Car Insurance Price Trends in Dock Junction, Georgia

Car insurance rates in Dock Junction have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Dock Junction rose by $189 in December compared to $186 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Dock Junction rose to $60 in December, compared to $57 in November. This represents an increase of $3 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Dock Junction?

The car insurance in Dock Junction is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Dock Junction?

The cheapest car insurance in Dock Junction is $54 per month for full coverage.

How much is car insurance in Dock Junction for teenagers?

Car insurance for teenagers costs $265 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Dock Junction?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $144 per month to insure your car in Dock Junction.

Is car insurance expensive in Dock Junction?

Car insurance can be expensive in Dock Junction if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Dock Junction can be affordable.

Cheapest Car Insurance Quotes in Dock Junction

Why you can trust Way?

How Much Is Car Insurance in Dock Junction

Avg. Car Insurance in Dock Junction

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Dock Junction

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Dock Junction Car Insurance Rates by Company

Cheap Car Insurance Companies in Dock Junction, GA

Way's key takeaways about car insurance in Dock Junction

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Dock Junction

Cheapest Liability Coverage in Dock Junction, GA

Cheapest Full Coverage Car Insurance in Dock Junction

Cheapest Full Coverage Car Insurance Quotes in Dock Junction, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Dock Junction by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Dock Junction, GA increasing?

Car Insurance Premiums by Age in Dock Junction

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Dock Junction,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Dock Junction.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Dock Junction

Cheapest Car Insurance Companies after an At-Fault Accident in Dock Junction

Dock Junction Car Insurance Rates by Violation

Dock Junction auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Dock Junction after a DUI

Dock Junction car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Dock Junction after Speeding ticket

Car Insurance Price Trends in Dock Junction, Georgia

Average Car Insurance Cost in Dock Junction by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Dock Junction, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources