Cheapest Car Insurance Quotes in Hahira

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Hahira Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hahira

The car insurance rate in Hahira is $821 for a six-month policy, which is $205 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $299, making it a popular choice for budget-conscious drivers. Rates in Hahira can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hahira

$821

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Hahira

1st place: Country Financial

At $299 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $394 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $527 for six months, making it the third cheapest auto insurance company in Hahira.

Hahira Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hahira, GA is Country Financial, offering policies at just $299 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $394.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1150 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hahira drivers find the best deals.

Cheap Car Insurance Companies in Hahira, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$299	$51
Auto-Owners Insurance Co	$394	$66
Farm Bureau	$527	$90
Georgia Farm Bureau	$580	$97
Auto-Owners	$846	$142
USAA	$874	$147
Progressive	$1031	$174
Mercury	$1065	$178
Allstate	$1122	$189
Esurance P&C Ins Co	$1146	$191
State Farm	$1150	$194

Key Takeaways

Way's key takeaways about car insurance in Hahira

The auto insurance costs in Hahira fall around $299 for six months.
The cheapest auto insurance company in Hahira is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Hahira at $984 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hahira

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hahira are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Hahira. Their Average 6 Month Premium is $176. Allstate is the most expensive at $603 for the same period.

Cheapest Liability Coverage in Hahira, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$176	$30
Farm Bureau	$223	$38
Georgia Farm Bureau	$238	$40
Auto-Owners	$285	$48
Mercury	$285	$48
Country Financial	$304	$51
USAA	$318	$54
Progressive	$352	$59
Central Insurance	$370	$62
State Farm	$546	$92
Allstate	$603	$102

Cheapest Full Coverage Car Insurance in Hahira

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hahira is Country Financial at $51 per month and $299 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hahira, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$299	$51
Auto-Owners Insurance Co	$394	$66
Farm Bureau	$527	$90
Georgia Farm Bureau	$580	$97
Auto-Owners	$846	$142
USAA	$874	$147
Progressive	$1031	$174
Mercury	$1065	$178
Allstate	$1122	$189
Esurance P&C Ins Co	$1146	$191
State Farm	$1150	$194

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Average Car Insurance in Hahira by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hahira, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Hahira, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hahira's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hahira

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$568
30s	Georgia Farm Bureau	$454
40s	Georgia Farm Bureau	$436
50s	Georgia Farm Bureau	$418
60s	Georgia Farm Bureau	$414
70s	Georgia Farm Bureau	$502

Cheapest Car Insurance Rates for Teen Drivers in Hahira,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Hahira at $42 per month. At $5845 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$252	$42
Mercury	$299	$51
Country Financial	$357	$60
Central Insurance	$370	$63
USAA	$1406	$237
Auto-Owners	$1545	$260
Georgia Farm Bureau	$1611	$269
Farm Bureau	$1682	$286
State Farm	$4167	$702
Allstate	$4191	$706
Progressive	$5845	$984

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Hahira.

As young drivers face the highest rates in Hahira, Georgia Farm Bureau offers the cheapest auto insurance rates at $568 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hahira, Country Financial is the cheapest car insurance provider. At $247 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hahira is State Farm, offering rates of around $3588 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$247	$41
Mercury	$290	$50
Farm Bureau	$527	$88
USAA	$1146	$194
Progressive	$1768	$294
Auto-Owners	$1858	$316
Allstate	$2024	$338
State Farm	$3588	$610

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Car Insurance Rates with An Accident in Hahira

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hahira, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hahira

The cheapest car insurance companies after an at-fault accident in Hahira include AutoOwners Insurance Co and Country Financial, offering $262 and $404, respectively. Allstate is an expensive provider with an average six-month premium of $1720.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$262	$43
Country Financial	$404	$68
Encompass	$446	$74
Central Insurance	$490	$83
Farm Bureau	$580	$97
Georgia Farm Bureau	$713	$122
Auto-Owners	$722	$122
USAA	$774	$130
Progressive	$1430	$241
State Farm	$1450	$244
Allstate	$1720	$290

Hahira Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hahira GA. For example, the car insurance in Hahira after a DUI increases to $865 for a six month policy. While the rate increases by $271 for a six-month policy in the case of a speeding ticket.

Hahira auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1017	$170
One Med/PIP claim	$1017	$173
One comp claim	$1022	$170
Two Med/PIP claims	$1022	$174
Not-at-fault accident	$1026	$171
Two comp claims	$1041	$177
Driving without lights	$1226	$204
Failure to wear a seat belt	$1226	$209
Child safety restraint	$1240	$206
Failure to show documents	$1240	$211
Cell phone violation	$1269	$211
Texting while driving	$1269	$216
Driving too slowly	$1288	$214
Speeding 6 - 10 MPH over limit	$1288	$219
Speeding in school zone	$1288	$214
Speeding 11 - 15 MPH over limit	$1293	$220
Driving with expired registration	$1298	$216
Failure to yield	$1298	$221
Following too closely	$1298	$216
Illegal turn	$1298	$221
Failure to stop at a red light	$1302	$217
Improper passing	$1302	$222
Speeding 16 - 20 MPH over limit	$1302	$217
Wrong way/wrong lane	$1302	$222
Speeding 21 - 25 MPH over limit	$1316	$219
Passing school bus	$1340	$228
In 65 MPH zone	$1345	$224
Open container	$1364	$232
At-fault accident - less than $1000	$1369	$228
Operating a vehicle without permission	$1387	$236
At-fault accident - $1000-$2000	$1492	$249
At-fault accident - greater than $2000	$1502	$255
Refusal to submit to a chemical test	$1758	$293
Reckless driving	$1810	$308
Racing	$1854	$309
Driving with a suspended license	$1858	$316
DUI	$1882	$314
Leaving scene of an accident/hit and run	$1930	$328

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hahira after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hahira.

The cheapest car insurance premiums in Hahira are offered by Mercury at $304 for a six-month policy. However, it can be as expensive as $1369 with companies like Progressive.

Hahira car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$304	$52
Auto-Owners Insurance Co	$394	$66
Country Financial	$428	$72
Esurance P&C Ins Co	$590	$98
Auto-Owners	$941	$158
Farm Bureau	$1022	$170
USAA	$1107	$186
Georgia Farm Bureau	$1146	$191
State Farm	$1240	$209
Allstate	$1311	$221
Progressive	$1369	$230

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hahira are offered by AutoOwners Insurance Co at $204. However, it can be as expensive as $1554 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Hahira after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$204	$34
Country Financial	$223	$38
Mercury	$318	$54
Farm Bureau	$580	$97
Auto-Owners	$708	$120
USAA	$770	$128
State Farm	$1007	$171
Allstate	$1369	$228
Progressive	$1554	$264

Car Insurance Price Trends in Hahira, Georgia

Car insurance rates in Hahira have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hahira rose by $180 in December compared to $177 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Hahira rose to $58 in December, compared to $54 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Hahira?

The car insurance in Hahira is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Hahira?

The cheapest car insurance in Hahira is $51 per month for full coverage.

How much is car insurance in Hahira for teenagers?

Car insurance for teenagers costs $252 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hahira?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $138 per month to insure your car in Hahira.

Is car insurance expensive in Hahira?

Car insurance can be expensive in Hahira if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hahira can be affordable.

Cheapest Car Insurance Quotes in Hahira

Why you can trust Way?

How Much Is Car Insurance in Hahira

Avg. Car Insurance in Hahira

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Hahira

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Hahira Car Insurance Rates by Company

Cheap Car Insurance Companies in Hahira, GA

Way's key takeaways about car insurance in Hahira

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hahira

Cheapest Liability Coverage in Hahira, GA

Cheapest Full Coverage Car Insurance in Hahira

Cheapest Full Coverage Car Insurance Quotes in Hahira, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hahira by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hahira, GA increasing?

Car Insurance Premiums by Age in Hahira

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hahira,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Hahira.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hahira

Cheapest Car Insurance Companies after an At-Fault Accident in Hahira

Hahira Car Insurance Rates by Violation

Hahira auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hahira after a DUI

Hahira car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hahira after Speeding ticket

Car Insurance Price Trends in Hahira, Georgia

Average Car Insurance Cost in Hahira by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hahira, GA

Car Insurance Rates by State in the USA (2025 Update)

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