Cheapest Car Insurance Quotes in Stockbridge

Finding the cheapest car insurance quotes in Stockbridge shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Stockbridge Car Insurance

^$ 52

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Stockbridge

The car insurance rate in Stockbridge is $1474 for a six-month policy, which is $421 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $524, making it a popular choice for budget-conscious drivers. Rates in Stockbridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Stockbridge

$1474

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Stockbridge

1st place: Country Financial

At $524 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $690 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $1015 for six months, making it the third cheapest auto insurance company in Stockbridge.

Stockbridge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Stockbridge, GA is Country Financial, offering policies at just $524 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $690.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $2370 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Stockbridge drivers find the best deals.

Cheap Car Insurance Companies in Stockbridge, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$524	$87
Auto-Owners Insurance Co	$690	$118
Georgia Farm Bureau	$1015	$169
Farm Bureau	$1114	$189
Auto-Owners	$1564	$263
USAA	$1564	$263
Progressive	$1613	$272
Mercury	$1863	$316
Allstate	$1904	$321
Esurance P&C Ins Co	$2005	$340
State Farm	$2370	$399

Key Takeaways

Way's key takeaways about car insurance in Stockbridge

The auto insurance costs in Stockbridge fall around $524 for six months.
The cheapest auto insurance company in Stockbridge is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Stockbridge at $1421 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Stockbridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Stockbridge are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Stockbridge. Their Average 6 Month Premium is $308. State Farm is the most expensive at $1089 for the same period.

Cheapest Liability Coverage in Stockbridge, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$308	$52
Georgia Farm Bureau	$416	$70
Farm Bureau	$458	$78
Mercury	$498	$84
Auto-Owners	$515	$87
Country Financial	$532	$90
USAA	$574	$97
Progressive	$582	$98
Central Insurance	$648	$111
Allstate	$939	$157
State Farm	$1089	$183

Cheapest Full Coverage Car Insurance in Stockbridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Stockbridge is Country Financial at $87 per month and $524 for six months.

Cheapest Full Coverage Car Insurance Quotes in Stockbridge, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$524	$87
Auto-Owners Insurance Co	$690	$118
Georgia Farm Bureau	$1015	$169
Farm Bureau	$1114	$189
Auto-Owners	$1564	$263
USAA	$1564	$263
Progressive	$1613	$272
Mercury	$1863	$316
Allstate	$1904	$321
Esurance P&C Ins Co	$2005	$340
State Farm	$2370	$399

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Stockbridge Instantly!

Average Car Insurance in Stockbridge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Stockbridge, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Stockbridge, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Stockbridge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Stockbridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Stockbridge,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Stockbridge at $73 per month. At $8441 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$441	$73
Mercury	$524	$90
Country Financial	$624	$105
Central Insurance	$648	$111
USAA	$2586	$435
Georgia Farm Bureau	$2820	$479
Auto-Owners	$2993	$504
Farm Bureau	$3584	$609
Allstate	$6619	$1103
Progressive	$8441	$1421
State Farm	$8441	$1421

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Stockbridge, Country Financial is the cheapest car insurance provider. At $433 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Stockbridge is Allstate, offering rates of around $3542 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$433	$71
Mercury	$507	$87
Farm Bureau	$1114	$186
Progressive	$2113	$360
USAA	$2254	$375
Auto-Owners	$4108	$699
State Farm	$9065	$1511
Allstate	$3542	$591

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Stockbridge.

Car Insurance Rates with An Accident in Stockbridge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Stockbridge, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Stockbridge

The cheapest car insurance companies after an at-fault accident in Stockbridge include AutoOwners Insurance Co and Country Financial, offering $458 and $707, respectively. State Farm is an expensive provider with an average six-month premium of $2902.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$458	$76
Country Financial	$707	$119
Encompass	$781	$130
Central Insurance	$857	$146
Farm Bureau	$1222	$204
Georgia Farm Bureau	$1247	$213
Auto-Owners	$1380	$232
USAA	$1406	$237
Progressive	$2005	$337
Allstate	$2653	$451
State Farm	$2902	$489

Stockbridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Stockbridge GA. For example, the car insurance in Stockbridge after a DUI increases to $1514 for a six month policy. While the rate increases by $475 for a six-month policy in the case of a speeding ticket.

Stockbridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1779	$297
One Med/PIP claim	$1779	$302
One comp claim	$1788	$298
Two Med/PIP claims	$1788	$304
Not-at-fault accident	$1796	$300
Two comp claims	$1821	$309
Driving without lights	$2146	$357
Failure to wear a seat belt	$2146	$365
Child safety restraint	$2170	$361
Failure to show documents	$2170	$370
Cell phone violation	$2220	$370
Texting while driving	$2220	$378
Driving too slowly	$2254	$375
Speeding 6 - 10 MPH over limit	$2254	$384
Speeding in school zone	$2254	$375
Speeding 11 - 15 MPH over limit	$2262	$385
Driving with expired registration	$2271	$378
Failure to yield	$2271	$386
Following too closely	$2271	$378
Illegal turn	$2271	$386
Failure to stop at a red light	$2279	$379
Improper passing	$2279	$388
Speeding 16 - 20 MPH over limit	$2279	$379
Wrong way/wrong lane	$2279	$388
Speeding 21 - 25 MPH over limit	$2303	$384
Passing school bus	$2345	$399
In 65 MPH zone	$2353	$392
Open container	$2387	$406
At-fault accident - less than $1000	$2395	$399
Operating a vehicle without permission	$2428	$413
At-fault accident - $1000-$2000	$2611	$435
At-fault accident - greater than $2000	$2628	$447
Refusal to submit to a chemical test	$3077	$512
Reckless driving	$3168	$539
Racing	$3244	$540
Driving with a suspended license	$3252	$553
DUI	$3293	$549
Leaving scene of an accident/hit and run	$3377	$574

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Stockbridge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Stockbridge.

The cheapest car insurance premiums in Stockbridge are offered by Mercury at $532 for a six-month policy. However, it can be as expensive as $2695 with companies like State Farm.

Stockbridge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$532	$91
Auto-Owners Insurance Co	$690	$115
Country Financial	$749	$126
Esurance P&C Ins Co	$1032	$172
Allstate	$1697	$288
Auto-Owners	$1855	$312
Georgia Farm Bureau	$2005	$340
Progressive	$2012	$339
USAA	$2045	$344
Farm Bureau	$2170	$361
State Farm	$2695	$454

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Stockbridge are offered by AutoOwners Insurance Co at $357. However, it can be as expensive as $2395 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Stockbridge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$357	$60
Country Financial	$391	$66
Mercury	$557	$92
Farm Bureau	$1222	$207
USAA	$1539	$256
Auto-Owners	$1581	$269
Progressive	$1663	$277
State Farm	$2545	$433
Allstate	$2395	$399

Car Insurance Price Trends in Stockbridge, Georgia

Car insurance rates in Stockbridge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Stockbridge dipped by $300 in January compared to $315 of December. In other words, there has been an decrease by $15 when you compare January and December.

The average cost of liability insurance in the Stockbridge dipped to $99 in January, compared to $101 in December. This represents an decrease of $2 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Stockbridge?

The car insurance in Stockbridge is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Stockbridge?

The cheapest car insurance in Stockbridge is $87 per month for full coverage.

How much is car insurance in Stockbridge for teenagers?

Car insurance for teenagers costs $441 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Stockbridge?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $248 per month to insure your car in Stockbridge.

Is car insurance expensive in Stockbridge?

Car insurance can be expensive in Stockbridge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Stockbridge can be affordable.

Cheapest Car Insurance Quotes in Stockbridge

Why you can trust Way?

How Much Is Car Insurance in Stockbridge

Avg. Car Insurance in Stockbridge

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Stockbridge

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Stockbridge Car Insurance Rates by Company

Cheap Car Insurance Companies in Stockbridge, GA

Way's key takeaways about car insurance in Stockbridge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Stockbridge

Cheapest Liability Coverage in Stockbridge, GA

Cheapest Full Coverage Car Insurance in Stockbridge

Cheapest Full Coverage Car Insurance Quotes in Stockbridge, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Stockbridge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Stockbridge, GA increasing?

Car Insurance Premiums by Age in Stockbridge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Stockbridge,GA

If you are in your twenties N/A is the best choice for car insurance in Stockbridge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Stockbridge

Cheapest Car Insurance Companies after an At-Fault Accident in Stockbridge

Stockbridge Car Insurance Rates by Violation

Stockbridge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Stockbridge after a DUI

Stockbridge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Stockbridge after Speeding ticket

Car Insurance Price Trends in Stockbridge, Georgia

Average Car Insurance Cost in Stockbridge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Stockbridge, GA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources