Cheapest Car Insurance Quotes in Kingsland

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Kingsland Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kingsland

The car insurance rate in Kingsland is $874 for a six-month policy, which is $179 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $310, making it a popular choice for budget-conscious drivers. Rates in Kingsland can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kingsland

$874

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Kingsland

1st place: Country Financial

At $310 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $409 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $602 for six months, making it the third cheapest auto insurance company in Kingsland.

Kingsland Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kingsland, GA is Country Financial, offering policies at just $310 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $409.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1405 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kingsland drivers find the best deals.

Cheap Car Insurance Companies in Kingsland, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$310	$51
Auto-Owners Insurance Co	$409	$70
Georgia Farm Bureau	$602	$100
Farm Bureau	$661	$112
Auto-Owners	$927	$156
USAA	$927	$156
Progressive	$956	$161
Mercury	$1105	$188
Allstate	$1129	$190
Esurance P&C Ins Co	$1189	$202
State Farm	$1405	$237

Key Takeaways

Way's key takeaways about car insurance in Kingsland

The auto insurance costs in Kingsland fall around $310 for six months.
The cheapest auto insurance company in Kingsland is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Kingsland at $842 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Kingsland

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kingsland are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Kingsland. Their Average 6 Month Premium is $183. State Farm is the most expensive at $646 for the same period.

Cheapest Liability Coverage in Kingsland, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$183	$31
Georgia Farm Bureau	$247	$42
Farm Bureau	$271	$46
Mercury	$295	$50
Auto-Owners	$305	$51
Country Financial	$315	$53
USAA	$340	$57
Progressive	$345	$58
Central Insurance	$384	$66
Allstate	$557	$93
State Farm	$646	$109

Cheapest Full Coverage Car Insurance in Kingsland

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kingsland is Country Financial at $51 per month and $310 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kingsland, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$310	$51
Auto-Owners Insurance Co	$409	$70
Georgia Farm Bureau	$602	$100
Farm Bureau	$661	$112
Auto-Owners	$927	$156
USAA	$927	$156
Progressive	$956	$161
Mercury	$1105	$188
Allstate	$1129	$190
Esurance P&C Ins Co	$1189	$202
State Farm	$1405	$237

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Average Car Insurance in Kingsland by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kingsland, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kingsland, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kingsland's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kingsland

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kingsland,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Kingsland at $43 per month. At $5004 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$261	$43
Mercury	$310	$53
Country Financial	$370	$62
Central Insurance	$384	$66
USAA	$1533	$258
Georgia Farm Bureau	$1672	$284
Auto-Owners	$1775	$299
Farm Bureau	$2125	$361
Allstate	$3924	$654
Progressive	$5004	$842
State Farm	$5004	$842

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kingsland, Country Financial is the cheapest car insurance provider. At $256 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kingsland is Allstate, offering rates of around $2100 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$256	$42
Mercury	$300	$51
Farm Bureau	$661	$110
Progressive	$1252	$213
USAA	$1336	$222
Auto-Owners	$2435	$414
State Farm	$5374	$896
Allstate	$2100	$350

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Car Insurance Rates with An Accident in Kingsland

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kingsland, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kingsland

The cheapest car insurance companies after an at-fault accident in Kingsland include AutoOwners Insurance Co and Country Financial, offering $271 and $419, respectively. State Farm is an expensive provider with an average six-month premium of $1721.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$271	$45
Country Financial	$419	$71
Encompass	$463	$77
Central Insurance	$508	$86
Farm Bureau	$725	$121
Georgia Farm Bureau	$740	$126
Auto-Owners	$818	$138
USAA	$833	$140
Progressive	$1189	$200
Allstate	$1573	$267
State Farm	$1721	$290

Kingsland Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kingsland GA. For example, the car insurance in Kingsland after a DUI increases to $897 for a six month policy. While the rate increases by $281 for a six-month policy in the case of a speeding ticket.

Kingsland auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1055	$176
One Med/PIP claim	$1055	$179
One comp claim	$1060	$177
Two Med/PIP claims	$1060	$180
Not-at-fault accident	$1065	$178
Two comp claims	$1080	$183
Driving without lights	$1272	$212
Failure to wear a seat belt	$1272	$217
Child safety restraint	$1287	$214
Failure to show documents	$1287	$219
Cell phone violation	$1316	$219
Texting while driving	$1316	$224
Driving too slowly	$1336	$222
Speeding 6 - 10 MPH over limit	$1336	$227
Speeding in school zone	$1336	$222
Speeding 11 - 15 MPH over limit	$1341	$228
Driving with expired registration	$1346	$224
Failure to yield	$1346	$229
Following too closely	$1346	$224
Illegal turn	$1346	$229
Failure to stop at a red light	$1351	$225
Improper passing	$1351	$230
Speeding 16 - 20 MPH over limit	$1351	$225
Wrong way/wrong lane	$1351	$230
Speeding 21 - 25 MPH over limit	$1365	$227
Passing school bus	$1390	$237
In 65 MPH zone	$1395	$232
Open container	$1415	$241
At-fault accident - less than $1000	$1420	$237
Operating a vehicle without permission	$1439	$245
At-fault accident - $1000-$2000	$1548	$258
At-fault accident - greater than $2000	$1558	$265
Refusal to submit to a chemical test	$1824	$304
Reckless driving	$1878	$320
Racing	$1923	$320
Driving with a suspended license	$1928	$328
DUI	$1952	$325
Leaving scene of an accident/hit and run	$2002	$340

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kingsland after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kingsland.

The cheapest car insurance premiums in Kingsland are offered by Mercury at $315 for a six-month policy. However, it can be as expensive as $1598 with companies like State Farm.

Kingsland car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$315	$54
Auto-Owners Insurance Co	$409	$68
Country Financial	$444	$75
Esurance P&C Ins Co	$612	$102
Allstate	$1006	$171
Auto-Owners	$1100	$185
Georgia Farm Bureau	$1189	$202
Progressive	$1193	$201
USAA	$1213	$204
Farm Bureau	$1287	$214
State Farm	$1598	$269

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kingsland are offered by AutoOwners Insurance Co at $212. However, it can be as expensive as $1420 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Kingsland after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$212	$36
Country Financial	$232	$39
Mercury	$330	$55
Farm Bureau	$725	$123
USAA	$912	$152
Auto-Owners	$937	$159
Progressive	$986	$164
State Farm	$1509	$256
Allstate	$1420	$237

Car Insurance Price Trends in Kingsland, Georgia

Car insurance rates in Kingsland have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kingsland dipped by $178 in January compared to $187 of December. In other words, there has been an decrease by $9 when you compare January and December.

The average cost of liability insurance in the Kingsland dipped to $59 in January, compared to $60 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Kingsland?

The car insurance in Kingsland is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Kingsland?

The cheapest car insurance in Kingsland is $51 per month for full coverage.

How much is car insurance in Kingsland for teenagers?

Car insurance for teenagers costs $261 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kingsland?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $147 per month to insure your car in Kingsland.

Is car insurance expensive in Kingsland?

Car insurance can be expensive in Kingsland if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kingsland can be affordable.

Cheapest Car Insurance Quotes in Kingsland

Why you can trust Way?

How Much Is Car Insurance in Kingsland

Avg. Car Insurance in Kingsland

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Kingsland

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Kingsland Car Insurance Rates by Company

Cheap Car Insurance Companies in Kingsland, GA

Way's key takeaways about car insurance in Kingsland

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kingsland

Cheapest Liability Coverage in Kingsland, GA

Cheapest Full Coverage Car Insurance in Kingsland

Cheapest Full Coverage Car Insurance Quotes in Kingsland, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kingsland by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kingsland, GA increasing?

Car Insurance Premiums by Age in Kingsland

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kingsland,GA

If you are in your twenties N/A is the best choice for car insurance in Kingsland.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kingsland

Cheapest Car Insurance Companies after an At-Fault Accident in Kingsland

Kingsland Car Insurance Rates by Violation

Kingsland auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kingsland after a DUI

Kingsland car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kingsland after Speeding ticket

Car Insurance Price Trends in Kingsland, Georgia

Average Car Insurance Cost in Kingsland by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kingsland, GA

Car Insurance Rates by State in the USA (2025 Update)

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