Cheapest Car Insurance Quotes in Kennesaw

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Kennesaw Car Insurance

^$ 43

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kennesaw

The car insurance rate in Kennesaw is $1232 for a six-month policy, which is $179 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $438, making it a popular choice for budget-conscious drivers. Rates in Kennesaw can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kennesaw

$1232

Avg. Car Insurance in Georgia

$1053

National Average

$1278

Cheapest Car Insurance Companies in Kennesaw

1st place: Country Financial

At $438 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $577 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Georgia Farm Bureau

Georgia Farm Bureau offers auto insurance rates at $848 for six months, making it the third cheapest auto insurance company in Kennesaw.

Kennesaw Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kennesaw, GA is Country Financial, offering policies at just $438 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $577.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1981 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kennesaw drivers find the best deals.

Cheap Car Insurance Companies in Kennesaw, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$438	$73
Auto-Owners Insurance Co	$577	$98
Georgia Farm Bureau	$848	$142
Farm Bureau	$931	$158
Auto-Owners	$1307	$220
USAA	$1307	$220
Progressive	$1348	$227
Mercury	$1557	$264
Allstate	$1591	$268
Esurance P&C Ins Co	$1675	$284
State Farm	$1981	$333

Key Takeaways

Way's key takeaways about car insurance in Kennesaw

The auto insurance costs in Kennesaw fall around $438 for six months.
The cheapest auto insurance company in Kennesaw is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Kennesaw at $1188 per month.

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Cheapest Minimum Liability Car Insurance in Kennesaw

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kennesaw are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Kennesaw. Their Average 6 Month Premium is $257. State Farm is the most expensive at $910 for the same period.

Cheapest Liability Coverage in Kennesaw, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$257	$43
Georgia Farm Bureau	$347	$59
Farm Bureau	$383	$66
Mercury	$417	$70
Auto-Owners	$431	$73
Country Financial	$445	$75
USAA	$480	$81
Progressive	$487	$82
Central Insurance	$542	$92
Allstate	$785	$131
State Farm	$910	$153

Cheapest Full Coverage Car Insurance in Kennesaw

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kennesaw is Country Financial at $73 per month and $438 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kennesaw, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$438	$73
Auto-Owners Insurance Co	$577	$98
Georgia Farm Bureau	$848	$142
Farm Bureau	$931	$158
Auto-Owners	$1307	$220
USAA	$1307	$220
Progressive	$1348	$227
Mercury	$1557	$264
Allstate	$1591	$268
Esurance P&C Ins Co	$1675	$284
State Farm	$1981	$333

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Average Car Insurance in Kennesaw by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kennesaw, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kennesaw, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kennesaw's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kennesaw

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kennesaw,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Kennesaw at $61 per month. At $7054 for a six-month premium, State Farm offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$369	$61
Mercury	$438	$75
Country Financial	$522	$88
Central Insurance	$542	$92
USAA	$2161	$364
Georgia Farm Bureau	$2356	$400
Auto-Owners	$2501	$421
Farm Bureau	$2995	$509
Allstate	$5532	$922
Progressive	$7054	$1188
State Farm	$7054	$1188

Teen Car Insurance Rates in GA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kennesaw, Country Financial is the cheapest car insurance provider. At $362 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kennesaw is Allstate, offering rates of around $2960 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$362	$60
Mercury	$424	$73
Farm Bureau	$931	$156
Progressive	$1766	$301
USAA	$1884	$314
Auto-Owners	$3433	$584
State Farm	$7576	$1262
Allstate	$2960	$494

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Car Insurance Rates with An Accident in Kennesaw

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kennesaw, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kennesaw

The cheapest car insurance companies after an at-fault accident in Kennesaw include AutoOwners Insurance Co and Country Financial, offering $383 and $591, respectively. State Farm is an expensive provider with an average six-month premium of $2425.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$383	$63
Country Financial	$591	$99
Encompass	$653	$109
Central Insurance	$716	$122
Farm Bureau	$1021	$171
Georgia Farm Bureau	$1042	$178
Auto-Owners	$1154	$194
USAA	$1175	$198
Progressive	$1675	$282
Allstate	$2217	$377
State Farm	$2425	$408

Kennesaw Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kennesaw GA. For example, the car insurance in Kennesaw after a DUI increases to $1265 for a six month policy. While the rate increases by $397 for a six-month policy in the case of a speeding ticket.

Kennesaw auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1487	$248
One Med/PIP claim	$1487	$253
One comp claim	$1494	$249
Two Med/PIP claims	$1494	$254
Not-at-fault accident	$1501	$250
Two comp claims	$1522	$259
Driving without lights	$1794	$298
Failure to wear a seat belt	$1794	$305
Child safety restraint	$1814	$302
Failure to show documents	$1814	$309
Cell phone violation	$1856	$309
Texting while driving	$1856	$316
Driving too slowly	$1884	$314
Speeding 6 - 10 MPH over limit	$1884	$321
Speeding in school zone	$1884	$314
Speeding 11 - 15 MPH over limit	$1891	$322
Driving with expired registration	$1898	$316
Failure to yield	$1898	$323
Following too closely	$1898	$316
Illegal turn	$1898	$323
Failure to stop at a red light	$1905	$317
Improper passing	$1905	$324
Speeding 16 - 20 MPH over limit	$1905	$317
Wrong way/wrong lane	$1905	$324
Speeding 21 - 25 MPH over limit	$1925	$321
Passing school bus	$1960	$333
In 65 MPH zone	$1967	$328
Open container	$1995	$339
At-fault accident - less than $1000	$2002	$333
Operating a vehicle without permission	$2029	$345
At-fault accident - $1000-$2000	$2182	$364
At-fault accident - greater than $2000	$2196	$373
Refusal to submit to a chemical test	$2572	$428
Reckless driving	$2648	$450
Racing	$2711	$452
Driving with a suspended license	$2718	$462
DUI	$2752	$459
Leaving scene of an accident/hit and run	$2822	$480

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kennesaw after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kennesaw.

The cheapest car insurance premiums in Kennesaw are offered by Mercury at $445 for a six-month policy. However, it can be as expensive as $2252 with companies like State Farm.

Kennesaw car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$445	$76
Auto-Owners Insurance Co	$577	$96
Country Financial	$626	$105
Esurance P&C Ins Co	$862	$144
Allstate	$1418	$241
Auto-Owners	$1550	$261
Georgia Farm Bureau	$1675	$284
Progressive	$1681	$283
USAA	$1709	$288
Farm Bureau	$1814	$302
State Farm	$2252	$379

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kennesaw are offered by AutoOwners Insurance Co at $298. However, it can be as expensive as $2002 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Kennesaw after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$298	$50
Country Financial	$326	$55
Mercury	$466	$77
Farm Bureau	$1021	$173
USAA	$1286	$214
Auto-Owners	$1321	$225
Progressive	$1390	$232
State Farm	$2127	$362
Allstate	$2002	$333

Car Insurance Price Trends in Kennesaw, Georgia

Car insurance rates in Kennesaw have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kennesaw dipped by $250 in January compared to $263 of December. In other words, there has been an decrease by $13 when you compare January and December.

The average cost of liability insurance in the Kennesaw dipped to $83 in January, compared to $84 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Kennesaw?

The car insurance in Kennesaw is $43 per month, which is lower than the national average.

What is the cheapest car insurance in Kennesaw?

The cheapest car insurance in Kennesaw is $73 per month for full coverage.

How much is car insurance in Kennesaw for teenagers?

Car insurance for teenagers costs $369 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kennesaw?

The average cost of car insurance is $1053 for a six-month policy. It will cost around $207 per month to insure your car in Kennesaw.

Is car insurance expensive in Kennesaw?

Car insurance can be expensive in Kennesaw if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kennesaw can be affordable.

Cheapest Car Insurance Quotes in Kennesaw

Why you can trust Way?

How Much Is Car Insurance in Kennesaw

Avg. Car Insurance in Kennesaw

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Kennesaw

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Georgia Farm Bureau

Kennesaw Car Insurance Rates by Company

Cheap Car Insurance Companies in Kennesaw, GA

Way's key takeaways about car insurance in Kennesaw

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kennesaw

Cheapest Liability Coverage in Kennesaw, GA

Cheapest Full Coverage Car Insurance in Kennesaw

Cheapest Full Coverage Car Insurance Quotes in Kennesaw, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kennesaw by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kennesaw, GA increasing?

Car Insurance Premiums by Age in Kennesaw

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kennesaw,GA

If you are in your twenties N/A is the best choice for car insurance in Kennesaw.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kennesaw

Cheapest Car Insurance Companies after an At-Fault Accident in Kennesaw

Kennesaw Car Insurance Rates by Violation

Kennesaw auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kennesaw after a DUI

Kennesaw car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kennesaw after Speeding ticket

Car Insurance Price Trends in Kennesaw, Georgia

Average Car Insurance Cost in Kennesaw by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kennesaw, GA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources