Cheapest Car Insurance Quotes in Mansfield

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Mansfield Car Insurance

^$ 42

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mansfield

The car insurance rate in Mansfield is $1159 for a six-month policy, which is $133 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $423, making it a popular choice for budget-conscious drivers. Rates in Mansfield can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mansfield

$1159

Avg. Car Insurance in Georgia

$1026

National Average

$1140

Cheapest Car Insurance Companies in Mansfield

1st place: Country Financial

At $423 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $557 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farm Bureau

Farm Bureau offers auto insurance rates at $745 for six months, making it the third cheapest auto insurance company in Mansfield.

Mansfield Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mansfield, GA is Country Financial, offering policies at just $423 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $557.

At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1624 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mansfield drivers find the best deals.

Cheap Car Insurance Companies in Mansfield, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$423	$72
Auto-Owners Insurance Co	$557	$93
Farm Bureau	$745	$127
Georgia Farm Bureau	$819	$137
Auto-Owners	$1194	$201
USAA	$1235	$208
Progressive	$1457	$245
Mercury	$1504	$251
Allstate	$1584	$267
Esurance P&C Ins Co	$1618	$270
State Farm	$1624	$273

Key Takeaways

Way's key takeaways about car insurance in Mansfield

The auto insurance costs in Mansfield fall around $423 for six months.
The cheapest auto insurance company in Mansfield is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Mansfield at $1390 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Mansfield

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mansfield are given below.

AutoOwners Insurance Co provides the cheapest minimum car insurance coverage in Mansfield. Their Average 6 Month Premium is $249. Allstate is the most expensive at $852 for the same period.

Cheapest Liability Coverage in Mansfield, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$249	$42
Farm Bureau	$315	$53
Georgia Farm Bureau	$336	$56
Auto-Owners	$402	$68
Mercury	$402	$68
Country Financial	$429	$72
USAA	$450	$76
Progressive	$497	$84
Central Insurance	$523	$87
State Farm	$772	$130
Allstate	$852	$144

Cheapest Full Coverage Car Insurance in Mansfield

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mansfield is Country Financial at $72 per month and $423 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mansfield, GA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$423	$72
Auto-Owners Insurance Co	$557	$93
Farm Bureau	$745	$127
Georgia Farm Bureau	$819	$137
Auto-Owners	$1194	$201
USAA	$1235	$208
Progressive	$1457	$245
Mercury	$1504	$251
Allstate	$1584	$267
Esurance P&C Ins Co	$1618	$270
State Farm	$1624	$273

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Average Car Insurance in Mansfield by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mansfield, GA increasing?

Despite maintaining a clean driving record, your car insurance rates in Mansfield, Georgia, may be increasing due to several external factors. Georgia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mansfield's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mansfield

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Georgia Farm Bureau	$802
30s	Georgia Farm Bureau	$642
40s	Georgia Farm Bureau	$616
50s	Georgia Farm Bureau	$590
60s	Georgia Farm Bureau	$585
70s	Georgia Farm Bureau	$709

Cheapest Car Insurance Rates for Teen Drivers in Mansfield,GA

If you are planning to get a car insurance policy for your teenage dependent, AutoOwners Insurance Co provides the cheapest car insurance in the Mansfield at $59 per month. At $8256 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$356	$59
Mercury	$423	$72
Country Financial	$504	$85
Central Insurance	$523	$89
USAA	$1987	$334
Auto-Owners	$2182	$367
Georgia Farm Bureau	$2276	$380
Farm Bureau	$2376	$405
State Farm	$5886	$991
Allstate	$5920	$997
Progressive	$8256	$1390

Teen Car Insurance Rates in GA by Age

Way Tip

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Mansfield.

As young drivers face the highest rates in Mansfield, Georgia Farm Bureau offers the cheapest auto insurance rates at $802 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mansfield, Country Financial is the cheapest car insurance provider. At $349 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mansfield is State Farm, offering rates of around $5068 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Country Financial	$349	$58
Mercury	$409	$70
Farm Bureau	$745	$124
USAA	$1618	$275
Progressive	$2497	$416
Auto-Owners	$2625	$446
Allstate	$2859	$477
State Farm	$5068	$862

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Car Insurance Rates with An Accident in Mansfield

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mansfield, GA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mansfield

The cheapest car insurance companies after an at-fault accident in Mansfield include AutoOwners Insurance Co and Country Financial, offering $370 and $571, respectively. Allstate is an expensive provider with an average six-month premium of $2429.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$370	$61
Country Financial	$571	$96
Encompass	$631	$105
Central Insurance	$692	$118
Farm Bureau	$819	$137
Georgia Farm Bureau	$1007	$172
Auto-Owners	$1020	$172
USAA	$1094	$184
Progressive	$2020	$340
State Farm	$2048	$345
Allstate	$2429	$409

Mansfield Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mansfield GA. For example, the car insurance in Mansfield after a DUI increases to $1222 for a six month policy. While the rate increases by $383 for a six-month policy in the case of a speeding ticket.

Mansfield auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1436	$240
One Med/PIP claim	$1436	$244
One comp claim	$1443	$241
Two Med/PIP claims	$1443	$245
Not-at-fault accident	$1450	$242
Two comp claims	$1470	$250
Driving without lights	$1732	$288
Failure to wear a seat belt	$1732	$295
Child safety restraint	$1751	$292
Failure to show documents	$1751	$298
Cell phone violation	$1792	$298
Texting while driving	$1792	$305
Driving too slowly	$1819	$303
Speeding 6 - 10 MPH over limit	$1819	$310
Speeding in school zone	$1819	$303
Speeding 11 - 15 MPH over limit	$1826	$311
Driving with expired registration	$1833	$305
Failure to yield	$1833	$312
Following too closely	$1833	$305
Illegal turn	$1833	$312
Failure to stop at a red light	$1840	$306
Improper passing	$1840	$313
Speeding 16 - 20 MPH over limit	$1840	$306
Wrong way/wrong lane	$1840	$313
Speeding 21 - 25 MPH over limit	$1859	$310
Passing school bus	$1893	$322
In 65 MPH zone	$1900	$316
Open container	$1927	$328
At-fault accident - less than $1000	$1933	$322
Operating a vehicle without permission	$1959	$333
At-fault accident - $1000-$2000	$2107	$351
At-fault accident - greater than $2000	$2121	$360
Refusal to submit to a chemical test	$2484	$414
Reckless driving	$2557	$435
Racing	$2618	$436
Driving with a suspended license	$2625	$446
DUI	$2658	$443
Leaving scene of an accident/hit and run	$2726	$463

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mansfield after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mansfield.

The cheapest car insurance premiums in Mansfield are offered by Mercury at $429 for a six-month policy. However, it can be as expensive as $1933 with companies like Progressive.

Mansfield car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$429	$73
Auto-Owners Insurance Co	$557	$93
Country Financial	$605	$102
Esurance P&C Ins Co	$833	$139
Auto-Owners	$1329	$224
Farm Bureau	$1443	$241
USAA	$1564	$263
Georgia Farm Bureau	$1618	$270
State Farm	$1751	$295
Allstate	$1852	$312
Progressive	$1933	$325

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mansfield are offered by AutoOwners Insurance Co at $288. However, it can be as expensive as $2194 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Mansfield after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$288	$49
Country Financial	$315	$53
Mercury	$450	$77
Farm Bureau	$819	$137
Auto-Owners	$1000	$169
USAA	$1087	$181
State Farm	$1423	$242
Allstate	$1933	$322
Progressive	$2194	$373

Car Insurance Price Trends in Mansfield, Georgia

Car insurance rates in Mansfield have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mansfield rose by $254 in December compared to $250 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Mansfield rose to $81 in December, compared to $77 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Mansfield?

The car insurance in Mansfield is $42 per month, which is lower than the national average.

What is the cheapest car insurance in Mansfield?

The cheapest car insurance in Mansfield is $72 per month for full coverage.

How much is car insurance in Mansfield for teenagers?

Car insurance for teenagers costs $356 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mansfield?

The average cost of car insurance is $1026 for a six-month policy. It will cost around $194 per month to insure your car in Mansfield.

Is car insurance expensive in Mansfield?

Car insurance can be expensive in Mansfield if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mansfield can be affordable.

Cheapest Car Insurance Quotes in Mansfield

Why you can trust Way?

How Much Is Car Insurance in Mansfield

Avg. Car Insurance in Mansfield

Avg. Car Insurance in Georgia

National Average

Cheapest Car Insurance Companies in Mansfield

1st place: Country Financial

2nd place: AutoOwners Insurance Co

3rd place: Farm Bureau

Mansfield Car Insurance Rates by Company

Cheap Car Insurance Companies in Mansfield, GA

Way's key takeaways about car insurance in Mansfield

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mansfield

Cheapest Liability Coverage in Mansfield, GA

Cheapest Full Coverage Car Insurance in Mansfield

Cheapest Full Coverage Car Insurance Quotes in Mansfield, GA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mansfield by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mansfield, GA increasing?

Car Insurance Premiums by Age in Mansfield

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mansfield,GA

If you are in your twenties Georgia Farm Bureau is the best choice for car insurance in Mansfield.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mansfield

Cheapest Car Insurance Companies after an At-Fault Accident in Mansfield

Mansfield Car Insurance Rates by Violation

Mansfield auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mansfield after a DUI

Mansfield car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mansfield after Speeding ticket

Car Insurance Price Trends in Mansfield, Georgia

Average Car Insurance Cost in Mansfield by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mansfield, GA

Car Insurance Rates by State in the USA (2025 Update)

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